To let Terraced

91 CHURCH STREET

NEWCASTLE, SILVERDALE, STAFFORDSHIRE ST5 6JJ

4 beds 1 baths 75 m² Listed 9 Oct 2025 (-297d)

£1,610 pcm

Reduced on 8 Sep 2025

Save

# 4 bedroom terraced house for rent (ST5 6JJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 91 CHURCH STREET, NEWCASTLE, SILVERDALE, STAFFORDSHIRE ST5 6JJ |
| Price | £1,610 pcm |
| Bedrooms | 4 |
| Bathrooms | 1 |
| Last sold | £110,000 Jun 2023 |

## Description

Nicholas Humphreys are pleased to offer this beautifully presented four bedroom, one bathroom student house in Newcastle-Under-Lyme available for the 2026/2027 academic year! EPC rating: D.

## Property Photos

- ![Photo](/listings/photos/168043592/10314)
- ![Photo](/listings/photos/168043592/10316)
- ![Photo](/listings/photos/168043592/10317)
- ![Photo](/listings/photos/168043592/10324)
- ![Photo](/listings/photos/168043592/10327)
- ![Photo](/listings/photos/168043592/10328)
- ![Photo](/listings/photos/168043592/10331)
- ![Photo](/listings/photos/168043592/10332)
- ![Photo](/listings/photos/168043592/10333)
- ![Photo](/listings/photos/168043592/10335)

## EPC Graphs

- ![EPC Certificate](/listings/photos/168043592/10336) - EPC Certificate

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #8212603
- **Address:** 91 Church Street, Silverdale, ST5 6JJ
- **Certificate Issued:** 13/06/2011
- **Work Completed:** 24/01/2011
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 91 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £110,000 | 02/06/2023 | Terraced |
| 91 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £62,000 | 30/11/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 116 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH | £145,000 | 20/11/2025 | Terraced |
| 103 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY | £121,000 | 31/10/2025 | Terraced |
| 34 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £111,000 | 12/05/2025 | Terraced |
| 10 MAY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LZ | £126,000 | 14/10/2024 | Terraced |
| 26 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £140,000 | 27/09/2024 | Terraced |
| 4 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £70,000 | 04/09/2024 | Terraced |
| 34 VALE STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QB | £175,000 | 01/12/2023 | Terraced |
| 47 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £145,000 | 27/10/2023 | Terraced |
| 55 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY | £50,000 | 18/08/2023 | Terraced |
| 14 MADELEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LS | £50,000 | 10/08/2023 | Terraced |
| 27 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £85,500 | 01/08/2023 | Terraced |
| [Same street] 133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £128,000 | 26/07/2023 | Terraced |
| 12 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NB | £80,000 | 18/07/2023 | Terraced |
| 18 FORD STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LT | £81,000 | 07/07/2023 | Terraced |
| 8 PARK ROAD, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LL | £132,000 | 02/06/2023 | Terraced |
| 49 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £140,000 | 27/03/2023 | Terraced |
| 18 SILVERDALE SIDINGS, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JF | £140,000 | 20/03/2023 | Terraced |
| 7 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £130,000 | 10/02/2023 | Terraced |
| [Same street] 99A CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £110,000 | 09/11/2022 | Terraced |
| 37 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £128,000 | 28/10/2022 | Terraced |
| 12 SNEYD TERRACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JT | £143,000 | 28/10/2022 | Terraced |
| [Same street] 85 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £104,000 | 21/10/2022 | Terraced |
| 150 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH | £85,000 | 21/10/2022 | Terraced |
| [Same street] 133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £92,000 | 11/10/2022 | Terraced |
| [Same street] 99 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £130,000 | 30/09/2022 | Terraced |
| [Same street] 131 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £125,000 | 23/06/2022 | Terraced |
| [Same street] 117 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £127,150 | 27/05/2022 | Terraced |
| [Same street] 93 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £106,500 | 29/04/2022 | Terraced |
| [Same street] 79 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £90,000 | 11/02/2022 | Terraced |
| [Same street] 109 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £145,000 | 20/09/2021 | Semi-detached |
| [Same street] 89 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £78,000 | 01/09/2021 | Terraced |
| [Same street] 89 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £80,000 | 25/08/2021 | Terraced |

**Street average:** £109,638 (12 sales)
**Area average:** £113,875 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £141,848 (108 Terraced, ST5, 2024–2026)
- **Deviation:** -98.9%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £744/mo
- **Realistic:** £827/mo
- **Optimistic:** £910/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Sutton Avenue, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/5831bc6) | £1,700/mo | 4 | 0.32 miles | Rightmove |
| [Snowgoose Way, Newcastle](http://87.117.209.195:8080/listings/0acee5e) | £1,600/mo | 4 | 1.1 miles | Rightmove |
| [Vickers Close, Newcastle Under Lyme, ST5](http://87.117.209.195:8080/listings/bce0627) | £1,550/mo | 4 | 1.17 miles | Rightmove |
| [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 1.35 miles | Rightmove |
| [Essex Place, The Westlands, Newcastle-Under-Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/2ae0ad7) | £1,995/mo | 4 | 1.82 miles | Rightmove |
| [Beresford Crescent, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/c0ffc5e) | £3,950/mo | 4 | 1.85 miles | Rightmove |
| [First Floor Flat, 65 High Street, Newcastle, ST5 1PN](http://87.117.209.195:8080/listings/111aff4) | £725/mo | — | 1.88 miles | Rightmove |
| [The Coach House, Butterton, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/9c3c8f4) | £4,995/mo | 4 | 2.69 miles | Rightmove |
| [The Coach House, Butterton, ST5](http://87.117.209.195:8080/listings/51f5948) | £3,000/mo | 4 | 2.7 miles | Rightmove |
| [Whitmore Heath, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/b4d8ac9) | £1,800/mo | 4 | 3.7 miles | Rightmove |
| [Newcastle Road, Whitmore, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/d3059aa) | £2,700/mo | — | 3.88 miles | Rightmove |

**Average rent: £2,183/mo (11 listings)**

## 1% Rule

- **Rent ratio:** 111.8% (strong)
- **Max investor price (0.8%):** £225,000
- **Target investor price (1%):** £180,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,800/mo).*

- **Gross yield:** 1341.6%
- **Cost-to-rent:** 0.1×
- **Monthly cashflow:** £1,589/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4083.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.2%
- **10y growth:** 34.8%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Terraced series; as of April 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 27.2%
- **10y growth (index):** 59%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

75 m²

Last sold

£110,000 Jun 2023

Local average

£141,848 (-98.9%)

Deprivation

Decile 4 (11,023 of 33,755)

Street crime

94 incidents within 1 mile (May 2026)

Key features

Four Bedroom House
Close to Keele University
Short Journey to Newcastle
Available for Immediate Move In

Additional details

Garden: Private garden

Description

Nicholas Humphreys are pleased to offer this beautifully presented four bedroom, one bathroom student house in Newcastle-Under-Lyme available for the 2026/2027 academic year! EPC rating: D.

Listed by

Stoke-on-Trent

The Property Franchise Group

Reference: 168043592

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC Certificate

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8212603

Property Details

Street: 91 Church Street

Town: Silverdale

Postcode: ST5 6JJ

Installation Details

Items: 1 door

Certificate Issued: 13/06/2011

Work Completed: 24/01/2011

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

77% since 2015

Event	Date	Price	% change
Listed for sale	—	£1,610	-98.5%
Sold	02/06/2023 (3 years ago)	£110,000	+77.4%
Sold	30/11/2015 (10 years ago)	£62,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
116 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH	£145,000	20/11/2025	Terraced
103 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY	£121,000	31/10/2025	Terraced
34 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL	£111,000	12/05/2025	Terraced
10 MAY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LZ	£126,000	14/10/2024	Terraced
26 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL	£140,000	27/09/2024	Terraced
4 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL	£70,000	04/09/2024	Terraced
34 VALE STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QB	£175,000	01/12/2023	Terraced
47 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL	£145,000	27/10/2023	Terraced
55 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY	£50,000	18/08/2023	Terraced
14 MADELEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LS	£50,000	10/08/2023	Terraced
27 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL	£85,500	01/08/2023	Terraced
Same street 133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£128,000	26/07/2023	Terraced
12 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NB	£80,000	18/07/2023	Terraced
18 FORD STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LT	£81,000	07/07/2023	Terraced
8 PARK ROAD, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LL	£132,000	02/06/2023	Terraced
49 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL	£140,000	27/03/2023	Terraced
18 SILVERDALE SIDINGS, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JF	£140,000	20/03/2023	Terraced
7 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL	£130,000	10/02/2023	Terraced
Same street 99A CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£110,000	09/11/2022	Terraced
37 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL	£128,000	28/10/2022	Terraced
12 SNEYD TERRACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JT	£143,000	28/10/2022	Terraced
Same street 85 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£104,000	21/10/2022	Terraced
150 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH	£85,000	21/10/2022	Terraced
Same street 133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£92,000	11/10/2022	Terraced
Same street 99 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£130,000	30/09/2022	Terraced
Same street 131 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£125,000	23/06/2022	Terraced
Same street 117 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£127,150	27/05/2022	Terraced
Same street 93 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£106,500	29/04/2022	Terraced
Same street 79 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£90,000	11/02/2022	Terraced
Same street 109 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£145,000	20/09/2021	Semi-detached
Same street 89 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£78,000	01/09/2021	Terraced
Same street 89 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£80,000	25/08/2021	Terraced

Street average: £109,638 (12 sales)

Area average: £113,875 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 14.2%

10y growth 34.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Newcastle-under-Lyme. Series: Terraced. As of April 2026.

1y (index) 1.6%

5y (index) 27.2%

10y (index) 59%

Rental Range

Estimated market rent for Newcastle-under-Lyme. Low = conservative, Realistic = average, Optimistic = best case.

Low £744/mo

Realistic £827/mo

Optimistic £910/mo

Based on Local Authority from postcode lookup → Newcastle-under-Lyme.

LHA (30th percentile) floor for Staffordshire North: £798/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST5 6JJ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	St Luke's Church	0.1 miles
Shop	CB Grab and Go	1.0 miles
Shop	Keele Students' Union Shop	1.0 miles
University	Keele University	1.1 miles
Train station	Silverdale	1.1 miles
Train station	Apedale Road	1.4 miles
Hospital	Bradwell Hospital	2.0 miles
Hospital	Hartshill Medical Centre	2.5 miles
University	University of Staffordshire Stoke Campus	3.8 miles

Street-level crime

Category	Count
Violence and sexual offences	32
Anti-social behaviour	26
Public order	8
Burglary	4
Other theft	4
Possession of weapons	4
Shoplifting	4
Criminal damage and arson	3
Drugs	3
Vehicle crime	3
Bicycle theft	1
Other crime	1
Robbery	1
Total incidents	94

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Silverdale Primary Academy	Primary	0.4 miles	Good — 29 Nov 2023
St Luke's CofE (C) Primary School	Primary	0.5 miles	Requires improvement — 26 Jan 2023
Knutton St Marys CofE Academy	Primary	0.9 miles	Good — 4 Jun 2019
University of Keele	Other	0.9 miles	— (No rating)
St John's CofE (C) Primary School	Primary	1.0 miles	Requires improvement — 13 Jul 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Sutton Avenue, Newcastle-Under-Lyme, ST5	£1,700/mo	4	0.32 miles	Rightmove
Snowgoose Way, Newcastle	£1,600/mo	4	1.1 miles	Rightmove
Vickers Close, Newcastle Under Lyme, ST5	£1,550/mo	4	1.17 miles	Rightmove
Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5	£1/mo	—	1.35 miles	Rightmove
Essex Place, The Westlands, Newcastle-Under-Lyme, Staffordshire, ST5	£1,995/mo	4	1.82 miles	Rightmove
Beresford Crescent, Newcastle-Under-Lyme, ST5	£3,950/mo	4	1.85 miles	Rightmove
First Floor Flat, 65 High Street, Newcastle, ST5 1PN	£725/mo	—	1.88 miles	Rightmove
The Coach House, Butterton, Newcastle Under Lyme, Staffordshire, ST5	£4,995/mo	4	2.69 miles	Rightmove
The Coach House, Butterton, ST5	£3,000/mo	4	2.7 miles	Rightmove
Whitmore Heath, Newcastle, Staffordshire, ST5	£1,800/mo	4	3.7 miles	Rightmove
Newcastle Road, Whitmore, Newcastle, Staffordshire, ST5	£2,700/mo	—	3.88 miles	Rightmove

Average rent: £2,183/mo (11 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 111.8%

Max investor price (0.8%) £225,000

Target investor price (1%) £180,000

Gross yield 1341.6%

Cost-to-rent ratio 0.1×

Monthly cashflow £1,589/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4083.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).