# 4 bedroom terraced house for sale (SE25 6UD) ## Property Details | Key | Value | |-----|-------| | Address | 34 ELM PARK ROAD, LONDON, GREATER LONDON SE25 6UD | | Price | £700,000 | | Bedrooms | 4 | | Bathrooms | 2 | | Council tax | TBC | | Last sold | £713,000 Feb 2025 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 05/11/2034 - **Current heating cost:** £900/year - **Est. upgrade cost to C:** £18,500 ### Recommendations - Q (£4,000 - £14,000) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0134-8629-3409-0726-3206) ## Description Oaks Estate Agents are delighted to present Elm Park Road to the market, this exceptional four-bedroom house situated in the heart of South Norwood. Refurbished to the a high standard throughout, this property has been lovingly cared for by the current family and benefits from a generous 1,501 sq. ft. of living space. Arranged over three floors, Elm Park Road comprises; four well-proportioned bedrooms, the main has a wet room en-suite and a sky light on the top floor, modern bathroom suite, spacious reception room and a fully extended kitchen/dining room with integrated Neff appliances and sliding doors to the rear, leading out on to the beautifully paved and grass south east facing garden. This property further benefits from; newly installed top of the range wood burner in the lounge, a utility room with an impressive amount of underfloor storage and a downstairs w/c, storage drawer built into the stairs leading down to the kitchen, a working from home outhouse in the garden supplied with electricity and WiFi which continues both wireless and plugged in access throughout the property. In addition to this, both bathrooms and the kitchen boast underfloor heating, with the en-suite, master bedroom and kitchen providing surround sound ceiling speakers, the garden outside sink and BBQ area on the patio with lighting and speakers. Elm Park estate has a lovely community that holds a yearly street party with BBQ and music and once a month the neighbouring Dixon Road is partly closed for a ‘play street’ for the kids. Perfectly suited for commuters, the trains departing from Norwood Junction will seamlessly transport you into The City and beyond including both London Victoria and a direct connection into London Bridge with Thames link and southern lines. You can travel as far afield as Highbury & Islington via trendy Shoreditch High Street without needing to change services on the London Overground. East Croydon station is only one stop away, meaning you can access pretty much anywhere else in the world in the opposite direction, via the Gatwick Express into Gatwick Airport. In addition to the excellent transport links, Elm Park Road is also positioned close to a diverse selection of well-regarded and popular local amenities on both Portland Road and South Norwood High Street. Local residents can enjoy tasty and refreshing food and drinks served by both independently owned boutiques and popular large franchises including the effervescent Shelverdine Goathouse, The Craft Beer Cabin and Mamma Dough. The property is also located close to a wide array of well-regarded local amenities including The Crystal Palace Triangle and its wide array of gastro pubs, independent restaurants and boutique shops. The Country Park and Norwood Lakes are a stone’s throw away, providing an expansive, scenic, and peaceful place to exercise, wander and relax. ## Property Photos - ![Picture No. 03](/listings/photos/152280230/1629429) - Picture No. 03 - ![Picture No. 05](/listings/photos/152280230/1629430) - Picture No. 05 - ![Picture No. 02](/listings/photos/152280230/1629431) - Picture No. 02 - ![Picture No. 15](/listings/photos/152280230/1629432) - Picture No. 15 - ![Picture No. 04](/listings/photos/152280230/1629433) - Picture No. 04 - ![Picture No. 10](/listings/photos/152280230/1629434) - Picture No. 10 - ![Picture No. 07](/listings/photos/152280230/1629435) - Picture No. 07 - ![Picture No. 06](/listings/photos/152280230/1629436) - Picture No. 06 - ![Picture No. 08](/listings/photos/152280230/1629437) - Picture No. 08 - ![Picture No. 09](/listings/photos/152280230/1629438) - Picture No. 09 - ![Picture No. 16](/listings/photos/152280230/1629439) - Picture No. 16 - ![Picture No. 18](/listings/photos/152280230/1629440) - Picture No. 18 - ![Picture No. 25](/listings/photos/152280230/1629441) - Picture No. 25 - ![Picture No. 20](/listings/photos/152280230/1629442) - Picture No. 20 - ![Picture No. 12](/listings/photos/152280230/1629443) - Picture No. 12 - ![Picture No. 21](/listings/photos/152280230/1629444) - Picture No. 21 - ![Picture No. 24](/listings/photos/152280230/1629445) - Picture No. 24 - ![Picture No. 23](/listings/photos/152280230/1629446) - Picture No. 23 - ![Picture No. 22](/listings/photos/152280230/1629447) - Picture No. 22 - ![Picture No. 14](/listings/photos/152280230/1629448) - Picture No. 14 - ![Picture No. 13](/listings/photos/152280230/1629449) - Picture No. 13 ## Floorplans - ![Floorplan](/listings/photos/152280230/1629450) - Floorplan ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 34 ELM PARK ROAD, LONDON, CROYDON, GREATER LONDON, SE25 6UD | £713,000 | 21/02/2025 | Terraced | | 34 ELM PARK ROAD, LONDON, CROYDON, GREATER LONDON, SE25 6UD | £455,000 | 22/07/2016 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 27 OLIVER AVENUE, LONDON, CROYDON, GREATER LONDON, SE25 6TY | £700,000 | 05/12/2025 | Terraced | | 73 NORHYRST AVENUE, LONDON, CROYDON, GREATER LONDON, SE25 4BY | £535,500 | 20/10/2023 | Terraced | | 34 NUGENT ROAD, LONDON, CROYDON, GREATER LONDON, SE25 6UB | £530,000 | 02/10/2023 | Terraced | | 1 NUGENT ROAD, LONDON, CROYDON, GREATER LONDON, SE25 6UB | £665,000 | 11/08/2023 | Terraced | | 1 HAMBLEDON GARDENS, LONDON, CROYDON, GREATER LONDON, SE25 6BU | £325,000 | 10/07/2023 | Terraced | | 18 NUGENT ROAD, LONDON, CROYDON, GREATER LONDON, SE25 6UB | £701,018 | 12/05/2023 | Terraced | | 42 NUGENT ROAD, LONDON, CROYDON, GREATER LONDON, SE25 6UB | £692,100 | 01/03/2023 | Terraced | | 85 NORHYRST AVENUE, LONDON, CROYDON, GREATER LONDON, SE25 4BY | £896,000 | 21/12/2022 | Terraced | | 310 WHITEHORSE LANE, LONDON, CROYDON, GREATER LONDON, SE25 6UF | £475,000 | 19/12/2022 | Terraced | | 12 DIXON ROAD, LONDON, CROYDON, GREATER LONDON, SE25 6TZ | £490,000 | 16/12/2022 | Terraced | | 16 DIXON ROAD, LONDON, CROYDON, GREATER LONDON, SE25 6TZ | £535,000 | 12/12/2022 | Terraced | | 73 SUNDIAL AVENUE, LONDON, CROYDON, GREATER LONDON, SE25 4BU | £600,000 | 04/11/2022 | Terraced | | 67 NORHYRST AVENUE, LONDON, CROYDON, GREATER LONDON, SE25 4BY | £625,740 | 30/09/2022 | Terraced | | 53 NORHYRST AVENUE, LONDON, CROYDON, GREATER LONDON, SE25 4BY | £660,000 | 30/09/2022 | Terraced | | 13 NUGENT ROAD, LONDON, CROYDON, GREATER LONDON, SE25 6UB | £586,000 | 15/09/2022 | Terraced | | 22 BROSTER GARDENS, LONDON, CROYDON, GREATER LONDON, SE25 6TX | £365,000 | 09/08/2022 | Terraced | | 25 NUGENT ROAD, LONDON, CROYDON, GREATER LONDON, SE25 6UB | £485,000 | 22/07/2022 | Terraced | | 16 SOUTHERN AVENUE, SOUTH NORWOOD, LONDON, CROYDON, GREATER LONDON, SE25 4BT | £705,000 | 20/07/2022 | Terraced | | 314 WHITEHORSE LANE, LONDON, CROYDON, GREATER LONDON, SE25 6UF | £670,500 | 27/05/2022 | Terraced | | 12 NORHYRST AVENUE, LONDON, CROYDON, GREATER LONDON, SE25 4BZ | £620,000 | 14/04/2022 | Terraced | **Area average:** £593,093 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £492,877 (49 Terraced, SE25, 2024–2026) - **Deviation:** +42% ## Rental Range *ONS Price Index of Private Rents (Croydon). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,421/mo - **Realistic:** £1,579/mo - **Optimistic:** £1,737/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Stevenage & North Herts (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,596/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 4 Bed Terraced House, Croydon, SE25 | £1,100/mo | 4 | 0.3 miles | OpenRent | **Average rent: £1,100/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.16% (weak for cashflow) - **Max investor price (0.8%):** £137,500 - **Target investor price (1%):** £110,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,100/mo).* - **Gross yield:** 1.9% - **Cost-to-rent:** 53× - **Monthly cashflow:** £-1,792/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -10.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £5,109/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 24.3% - **10y growth:** 30.2% ## House Price Index (HM Land Registry) *Official index for Croydon; Terraced series; as of April 2026.* - **1y growth (index):** 1.6% - **5y growth (index):** 5.1% - **10y growth (index):** 19.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)