# 3 bedroom semi-detached house for sale (LA9 5BA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 90 VICARAGE DRIVE, KENDAL, KENDAL, CUMBRIA LA9 5BA |
| Price | £239,950 |
| Bedrooms | 3 |
| Last sold | £238,000 Jan 2008 |

## Description

We are pleased to offer for sale this well presented semi-detached house, situated on the popular Vicarage Drive convenient for local schools, amenities and Kendal town centre.  Internal viewing is recommended to appreciate the accommodation which briefly comprises of three Bedrooms, Breakfast Kitchen, Dining Room, Lounge, Bathroom, and the property benefits from central heating, double-glazing, gardens and garage.

## Property Photos

- ![Photo](/listings/photos/14926454/1649147)
- ![Photo](/listings/photos/14926454/1649149)
- ![Photo](/listings/photos/14926454/1649151)
- ![Photo](/listings/photos/14926454/1649153)
- ![Photo](/listings/photos/14926454/1649154)
- ![Photo](/listings/photos/14926454/1649156)
- ![Photo](/listings/photos/14926454/1649158)
- ![Photo](/listings/photos/14926454/1649160)

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #8618011
- **Address:** 90 Vicarage Drive, KENDAL, LA9 5BA
- **Certificate Issued:** 23/01/2012
- **Work Completed:** 12/12/2011
- **Items:** 5 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 90 VICARAGE DRIVE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BA | £238,000 | 30/01/2008 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 WELL INGS, KENDAL, WESTMORLAND AND FURNESS, LA9 5LN | £208,000 | 18/12/2025 | Semi-detached |
| 56 GREENGATE LANE, KENDAL, WESTMORLAND AND FURNESS, LA9 5LL | £220,000 | 07/11/2025 | Semi-detached |
| 3 HAWESMEAD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5HB | £310,000 | 14/08/2025 | Semi-detached |
| 17 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB | £260,000 | 11/12/2023 | Semi-detached |
| 34 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB | £330,000 | 17/11/2023 | Semi-detached |
| 16 VICARS HILL, KENDAL, WESTMORLAND AND FURNESS, LA9 5DA | £183,000 | 26/10/2023 | Semi-detached |
| [Same street] 86 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BA | £275,000 | 19/10/2023 | Semi-detached |
| 31 GREENGATE, KENDAL, WESTMORLAND AND FURNESS, LA9 5LJ | £223,500 | 06/10/2023 | Semi-detached |
| 37 WELL INGS, KENDAL, WESTMORLAND AND FURNESS, LA9 5LN | £227,000 | 06/10/2023 | Semi-detached |
| 4 VICARS FIELDS, KENDAL, WESTMORLAND AND FURNESS, LA9 5NB | £239,000 | 21/09/2023 | Semi-detached |
| 34 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB | £340,000 | 15/09/2023 | Semi-detached |
| 135 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BX | £328,000 | 19/05/2023 | Semi-detached |
| 178 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BS | £281,750 | 10/05/2023 | Semi-detached |
| 17 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB | £205,000 | 12/04/2023 | Semi-detached |
| 152 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BX | £277,500 | 24/03/2023 | Semi-detached |
| 17 MICHAELSON ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5JQ | £325,000 | 19/12/2022 | Semi-detached |
| [Same street] 96 VICARAGE DRIVE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BA | £250,000 | 18/11/2022 | Semi-detached |
| 34 HILLSWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BT | £260,000 | 25/10/2022 | Semi-detached |
| 11 GREENGATE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5LJ | £215,000 | 11/10/2022 | Semi-detached |
| 31 HILLSWOOD AVENUE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BT | £315,000 | 23/09/2022 | Semi-detached |
| 49 GREENGATE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5LJ | £228,000 | 21/09/2022 | Semi-detached |
| 4 HILLSWOOD AVENUE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BT | £285,000 | 26/08/2022 | Semi-detached |

**Street average:** £262,500 (2 sales)
**Area average:** £263,038 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £268,124 (45 Semi-detached, LA9, 2024–2026)
- **Deviation:** -10.5%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £865/mo
- **Realistic:** £961/mo
- **Optimistic:** £1,057/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Union Street, LA9 | £1,030/mo | 3 | 0.96 miles | OpenRent |
| 3 Bed Terraced House, Windermere Road, LA9 | £960/mo | 3 | 1.05 miles | OpenRent |
| 3 Bed Semi-Detached House, Kentmere Brow, LA9 | £1,200/mo | 3 | 1.24 miles | OpenRent |

**Average rent: £1,063/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.43% (weak for cashflow)
- **Max investor price (0.8%):** £128,750
- **Target investor price (1%):** £103,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,030/mo).*

- **Gross yield:** 5.2%
- **Cost-to-rent:** 19.4×
- **Monthly cashflow:** £-43/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.9%
- **10y growth:** 20.7%

## House Price Index (HM Land Registry)

*Official index for North West; Semi-detached series; as of April 2026.*

- **1y growth (index):** 7.5%
- **5y growth (index):** 27.6%
- **10y growth (index):** 61.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)