Sold STC Semi-detached

90 VICARAGE DRIVE

KENDAL, KENDAL, CUMBRIA LA9 5BA

3 beds Listed 11 Apr 2007 (-7052d)

£239,950

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# 3 bedroom semi-detached house for sale (LA9 5BA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 90 VICARAGE DRIVE, KENDAL, KENDAL, CUMBRIA LA9 5BA |
| Price | £239,950 |
| Bedrooms | 3 |
| Last sold | £238,000 Jan 2008 |

## Description

We are pleased to offer for sale this well presented semi-detached house, situated on the popular Vicarage Drive convenient for local schools, amenities and Kendal town centre.  Internal viewing is recommended to appreciate the accommodation which briefly comprises of three Bedrooms, Breakfast Kitchen, Dining Room, Lounge, Bathroom, and the property benefits from central heating, double-glazing, gardens and garage.

## Property Photos

- ![Photo](/listings/photos/14926454/1649147)
- ![Photo](/listings/photos/14926454/1649149)
- ![Photo](/listings/photos/14926454/1649151)
- ![Photo](/listings/photos/14926454/1649153)
- ![Photo](/listings/photos/14926454/1649154)
- ![Photo](/listings/photos/14926454/1649156)
- ![Photo](/listings/photos/14926454/1649158)
- ![Photo](/listings/photos/14926454/1649160)

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #8618011
- **Address:** 90 Vicarage Drive, KENDAL, LA9 5BA
- **Certificate Issued:** 23/01/2012
- **Work Completed:** 12/12/2011
- **Items:** 5 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 90 VICARAGE DRIVE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BA | £238,000 | 30/01/2008 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 WELL INGS, KENDAL, WESTMORLAND AND FURNESS, LA9 5LN | £208,000 | 18/12/2025 | Semi-detached |
| 56 GREENGATE LANE, KENDAL, WESTMORLAND AND FURNESS, LA9 5LL | £220,000 | 07/11/2025 | Semi-detached |
| 3 HAWESMEAD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5HB | £310,000 | 14/08/2025 | Semi-detached |
| 17 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB | £260,000 | 11/12/2023 | Semi-detached |
| 34 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB | £330,000 | 17/11/2023 | Semi-detached |
| 16 VICARS HILL, KENDAL, WESTMORLAND AND FURNESS, LA9 5DA | £183,000 | 26/10/2023 | Semi-detached |
| [Same street] 86 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BA | £275,000 | 19/10/2023 | Semi-detached |
| 31 GREENGATE, KENDAL, WESTMORLAND AND FURNESS, LA9 5LJ | £223,500 | 06/10/2023 | Semi-detached |
| 37 WELL INGS, KENDAL, WESTMORLAND AND FURNESS, LA9 5LN | £227,000 | 06/10/2023 | Semi-detached |
| 4 VICARS FIELDS, KENDAL, WESTMORLAND AND FURNESS, LA9 5NB | £239,000 | 21/09/2023 | Semi-detached |
| 34 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB | £340,000 | 15/09/2023 | Semi-detached |
| 135 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BX | £328,000 | 19/05/2023 | Semi-detached |
| 178 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BS | £281,750 | 10/05/2023 | Semi-detached |
| 17 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB | £205,000 | 12/04/2023 | Semi-detached |
| 152 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BX | £277,500 | 24/03/2023 | Semi-detached |
| 17 MICHAELSON ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5JQ | £325,000 | 19/12/2022 | Semi-detached |
| [Same street] 96 VICARAGE DRIVE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BA | £250,000 | 18/11/2022 | Semi-detached |
| 34 HILLSWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BT | £260,000 | 25/10/2022 | Semi-detached |
| 11 GREENGATE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5LJ | £215,000 | 11/10/2022 | Semi-detached |
| 31 HILLSWOOD AVENUE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BT | £315,000 | 23/09/2022 | Semi-detached |
| 49 GREENGATE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5LJ | £228,000 | 21/09/2022 | Semi-detached |
| 4 HILLSWOOD AVENUE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BT | £285,000 | 26/08/2022 | Semi-detached |

**Street average:** £262,500 (2 sales)
**Area average:** £263,038 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £268,124 (45 Semi-detached, LA9, 2024–2026)
- **Deviation:** -10.5%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £865/mo
- **Realistic:** £961/mo
- **Optimistic:** £1,057/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Union Street, LA9 | £1,030/mo | 3 | 0.96 miles | OpenRent |
| 3 Bed Terraced House, Windermere Road, LA9 | £960/mo | 3 | 1.05 miles | OpenRent |
| 3 Bed Semi-Detached House, Kentmere Brow, LA9 | £1,200/mo | 3 | 1.24 miles | OpenRent |

**Average rent: £1,063/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.43% (weak for cashflow)
- **Max investor price (0.8%):** £128,750
- **Target investor price (1%):** £103,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,030/mo).*

- **Gross yield:** 5.2%
- **Cost-to-rent:** 19.4×
- **Monthly cashflow:** £-43/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.9%
- **10y growth:** 20.7%

## House Price Index (HM Land Registry)

*Official index for North West; Semi-detached series; as of April 2026.*

- **1y growth (index):** 7.5%
- **5y growth (index):** 27.6%
- **10y growth (index):** 61.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Last sold

£238,000 Jan 2008

Local average

£268,124 (-10.5%)

Deprivation

Decile 10 (31,662 of 33,755)

Street crime

161 incidents within 1 mile (May 2026)

Description

We are pleased to offer for sale this well presented semi-detached house, situated on the popular Vicarage Drive convenient for local schools, amenities and Kendal town centre. Internal viewing is recommended to appreciate the accommodation which briefly comprises of three Bedrooms, Breakfast Kitchen, Dining Room, Lounge, Bathroom, and the property benefits from central heating, double-glazing, gardens and garage.

Listed by

Kendal

Cumberland Estate Agents Ltd

Reference: 14926454

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8618011

Property Details

Street: 90 Vicarage Drive

Town: KENDAL

Postcode: LA9 5BA

Installation Details

Items: 5 windows

Certificate Issued: 23/01/2012

Work Completed: 12/12/2011

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	30/01/2008 (18 years ago)	£238,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
31 WELL INGS, KENDAL, WESTMORLAND AND FURNESS, LA9 5LN	£208,000	18/12/2025	Semi-detached
56 GREENGATE LANE, KENDAL, WESTMORLAND AND FURNESS, LA9 5LL	£220,000	07/11/2025	Semi-detached
3 HAWESMEAD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5HB	£310,000	14/08/2025	Semi-detached
17 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB	£260,000	11/12/2023	Semi-detached
34 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB	£330,000	17/11/2023	Semi-detached
16 VICARS HILL, KENDAL, WESTMORLAND AND FURNESS, LA9 5DA	£183,000	26/10/2023	Semi-detached
Same street 86 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BA	£275,000	19/10/2023	Semi-detached
31 GREENGATE, KENDAL, WESTMORLAND AND FURNESS, LA9 5LJ	£223,500	06/10/2023	Semi-detached
37 WELL INGS, KENDAL, WESTMORLAND AND FURNESS, LA9 5LN	£227,000	06/10/2023	Semi-detached
4 VICARS FIELDS, KENDAL, WESTMORLAND AND FURNESS, LA9 5NB	£239,000	21/09/2023	Semi-detached
34 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB	£340,000	15/09/2023	Semi-detached
135 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BX	£328,000	19/05/2023	Semi-detached
178 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BS	£281,750	10/05/2023	Semi-detached
17 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB	£205,000	12/04/2023	Semi-detached
152 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BX	£277,500	24/03/2023	Semi-detached
17 MICHAELSON ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5JQ	£325,000	19/12/2022	Semi-detached
Same street 96 VICARAGE DRIVE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BA	£250,000	18/11/2022	Semi-detached
34 HILLSWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BT	£260,000	25/10/2022	Semi-detached
11 GREENGATE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5LJ	£215,000	11/10/2022	Semi-detached
31 HILLSWOOD AVENUE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BT	£315,000	23/09/2022	Semi-detached
49 GREENGATE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5LJ	£228,000	21/09/2022	Semi-detached
4 HILLSWOOD AVENUE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BT	£285,000	26/08/2022	Semi-detached

Street average: £262,500 (2 sales)

Area average: £263,038 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 8.9%

10y growth 20.7%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Semi-detached. As of April 2026.

1y (index) 7.5%

5y (index) 27.6%

10y (index) 61.5%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £865/mo

Realistic £961/mo

Optimistic £1,057/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Kendal: £773/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA9 5BA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Echo Barn Hill	0.1 miles
Shop	Trims 'n Things	0.3 miles
Shop	Youdells	0.3 miles
Train station	Kendal	1.1 miles
Hospital	Westmorland General Hospital	1.1 miles
Train station	Oxenholme Lake District	1.5 miles
University	University of Cumbria	11.8 miles
University	University of Cumbria Ambleside Campus	11.8 miles

Street-level crime

Category	Count
Violence and sexual offences	81
Public order	19
Criminal damage and arson	17
Drugs	11
Shoplifting	9
Anti-social behaviour	8
Other theft	7
Robbery	3
Bicycle theft	2
Other crime	2
Vehicle crime	2
Total incidents	161

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Vicarage Park CofE Primary School	Primary	0.1 miles	Good — 23 Oct 2017
Dean Gibson Catholic Primary School, Kendal	Primary	0.1 miles	Good — 17 May 2016
Kendal College	Other	0.2 miles	— (No rating)
Ghyllside Primary School	Primary	0.3 miles	Good — 23 May 2014
Kirkbie Kendal School	Secondary	0.4 miles	Good — 17 Oct 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Union Street, LA9	£1,030/mo	3	0.96 miles	OpenRent
3 Bed Terraced House, Windermere Road, LA9	£960/mo	3	1.05 miles	OpenRent
3 Bed Semi-Detached House, Kentmere Brow, LA9	£1,200/mo	3	1.24 miles	OpenRent

Average rent: £1,063/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.43%

Max investor price (0.8%) £128,750

Target investor price (1%) £103,000

Gross yield 5.2%

Cost-to-rent ratio 19.4×

Monthly cashflow £-43/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -0.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).