28 URE BANK TERRACE
RIPON, NORTH YORKSHIRE HG4 1JG
£185,000
Property details
Floor area
50 m²
Council tax band
TBC
EPC rating
D
Last sold
£182,000 Jan 2026
Price per m²
£3,700/m²
Local average
£619,686 (-70.1%)
Deprivation
Decile 7 (21,986 of 33,755)
Street crime
61 incidents within 1 mile (May 2026)
Additional details
- Parking
- Yes
- Garden
- Yes
Description
This character cottage benefits from a good size living room with feature brick built fireplace, a refitted kitchen with space for a
table and an understairs utility cupboard. To the first floor the landing has a feature skylight window and provides loft access. The main bedroom located to the front enjoys a lovely outlook over open fields, the rear bedroom is a small single room perfect for use as a dressing room or home office. A refitted bathroom completes the first floor.
Situated at the end of the row, number 28 benefits from a lawned enclosed front garden, a generous side driveway providing off road parking and a small private paved rear yard.
Ure Bank Terrace is situated on the North side of Ripon, within easy reach of the historic Cathedral city which provides an excellent range of services and amenities including a weekly market, a diverse range of independent shops and supermarkets, a number of restaurants and bars, Ripon city racecourse, golf course and leisure centre. The A1M is 4 miles to the East and the East Coast mainline railway station at Northallerton is 18 miles to the North.
Listed by
Ripon
Beadnall & Copley
Reference: 167105846
EPC Rating & Upgrade Cost
Current rating: D
Potential rating: C
Inspection date: 12/09/2025
Expiry date: 11/09/2035
Current heating cost: £899/year
Potential heating cost: £584/year
Est. upgrade cost to C: £25,750
Recommendations
- 50 mm internal or external wall insulation (£7,500 - £11,000)
- Floor insulation (solid floor) (£5,000 - £10,000)
- Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)
Flood risk
Zone: 1
Risk: Low
Job (default Low)
Floorplans
Floorplan
Price history
| Event | Date | Price | % change |
|---|---|---|---|
| Sold | 30/01/2026 (5 months ago) | £182,000 | — |
Source: HM Land Registry Price Paid Data. Crown copyright.
Sold Comparables
Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.
| Address | Price | Date | Type |
|---|---|---|---|
| Same street THE COACH HOUSE URE BANK TERRACE, RIPON, NORTH YORKSHIRE, HG4 1JG | £810,000 | 29/08/2024 | Detached |
| Same street THE BARN URE BANK TERRACE, RIPON, NORTH YORKSHIRE, HG4 1JG | £615,000 | 02/11/2023 | Detached |
| Same street 32 URE BANK TERRACE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1JG | £190,000 | 22/07/2022 | Terraced |
| Same street 31 URE BANK TERRACE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1JG | £175,000 | 09/03/2022 | Terraced |
Street average: £447,500 (4 sales)
Capital growth trend
Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).
House Price Index (HM Land Registry — official index, not sold-price averages): Yorkshire and The Humber. Series: All dwelling types. As of April 2026.
Company ownership
Registered legal owner is a company.
Company: WENTWORTH LAND LIMITED (13254698)
Rental Range
Estimated market rent for Yorkshire and The Humber. Low = conservative, Realistic = average, Optimistic = best case.
Based on Region from postcode lookup → Yorkshire and The Humber.
LHA (30th percentile) floor for Harrogate: £593/mo (Apr 2025 – Mar 2026)
Location
Nearby
Nearest stations, universities and amenities (distance from property).
| Type | Name | Distance |
|---|---|---|
| Bus stop | Unknown | 0.3 miles |
| Bus stop | North Road | 0.3 miles |
| Shop | Majestic | 0.5 miles |
| Shop | Pets Corner | 0.5 miles |
| Train station | Unknown | 2.7 miles |
| Hospital | Harrogate District Hospital | 10.6 miles |
| Hospital | Unknown | 10.6 miles |
Street-level crime
| Category | Count |
|---|---|
| Violence and sexual offences | 25 |
| Shoplifting | 13 |
| Anti-social behaviour | 5 |
| Criminal damage and arson | 5 |
| Public order | 5 |
| Other theft | 3 |
| Burglary | 2 |
| Bicycle theft | 1 |
| Drugs | 1 |
| Vehicle crime | 1 |
| Total incidents | 61 |
Within 1 mile during May 2026. Source: data.police.uk (England & Wales).
Schools nearby
Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.
| Name | Type | Distance | Ofsted |
|---|---|---|---|
| Holy Trinity Church of England Infant and Nursery | Primary | 0.7 miles | Requires improvement — 21 May 2019 |
| Sharow Church of England Primary School | Primary | 0.8 miles | Requires improvement — 30 Mar 2023 |
| Ripon Cathedral Church of England Primary School | Primary | 0.8 miles | Good — 15 Jun 2016 |
| Holy Trinity Church of England Junior School | Primary | 0.8 miles | Requires improvement — 19 Sep 2023 |
| St Wilfrid's Catholic Primary School, a Voluntary Academy | Primary | 0.8 miles | Outstanding — 12 Sep 2018 |
Rental Comparables
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Rent-driven metrics
Based on Area rent estimate.
- Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
- Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
- Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
- Gross yield — Annual rent as % of purchase price (no costs).