# 2 bedroom terraced house for sale (FY7 6AX) ## Property Details | Key | Value | |-----|-------| | Address | 40 NORTH CHURCH STREET, FLEETWOOD, LANCASHIRE FY7 6AX | | Price | £79,950 | | Bedrooms | 2 | | Construction age | England and Wales: 1900-1929 | | Floor area | 93 m² | | Last sold | £70,000 May 2024 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 13/05/2035 - **Current heating cost:** £1,257/year - **Est. upgrade cost to C:** £19,745 ### Recommendations - A (£100 - £350) - Q (£4,000 - £14,000) - W1 (£800 - £1,200) - E (£20) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9643-3036-3205-7165-5200) ## Description . TRADITIONAL MID TERRACED HOUSE . 2 BEDROOMS & 2 RECEPTIONS . 2 BATHROOMS . UPVC DOUBLE GLAZING & GAS CENTRAL HEATING . GARDEN TO REAR DESCRIPTION Occupying a convenient position within easy reach of Fleetwood town centre and the seafront. This traditional mid terraced house boasts well proportioned accommodation which would make an excellent first time buy or investment property. Warmed by gas fired central heating and complemented by UPVC double glazing, features include entrance vestibule, entrance hall, lounge which is open to a dining room, kitchen with white units and a ground floor shower room and W.C. On the first floor is a landing, two good bedrooms and a bathroom and W.C. with a burgundy suite. Outside the property is pavement fronted and unrestricted parking is available in the street. To the rear is a small lawned garden. LOCATION Proceeding into Fleetwood along the front and onto the Esplanade. North Church Street is a turning near the end. The accommodation comprises: ON THE GROUND FLOOR ENTRANCE VESTIBULE Composite door. ENTRANCE HALL Radiator. LOUNGE 12'2 X 11'10. UPVC double glazed window, radiator, open to; DINING ROOM 11'9 X 9'8. UPVC double glazed French doors to rear, radiator. KITCHEN Fitted with a range of white base units and worktops with bevelled edges incorporating a 1 ½ bowl single drainer stainless steel sink with mixer trap over, built in oven, hob and hood, tiled walls, matching eyelevel cupboards, UPVC double glazed window, understairs storage cupboard. REAR HALL UPVC double glazed door, plumbing for washing machine. SHOWER ROOM Shower cubicle, pedestal wash hand basin, W.C. low suite. ON THE FIRST FLOOR LANDING Loft access. BEDROOM 1 13'8 X 9'6. UPVC double glazed window, radiator. BEDROOM 2 12'6 X 8'8. UPVC double glazed window, radiator. BATHROOM & W.C. Fitted with a burgundy suite comprising panelled bath, pedestal wash hand basin, W.C. low suite, storage cupboard, UPVC double glazed window. OUTSIDE COMPACT LAWNED REAR GARDEN TENURE TBC SERVICES All mains services - Gas fired central heating VIEWINGS Only by prior appointment through Duncan Raistrick Estate Agents. Tel:- - open 7 days a week. ## Property Photos - ![Photo](/listings/photos/142578083/294614) - ![Photo](/listings/photos/142578083/294615) - ![Photo](/listings/photos/142578083/294616) - ![Photo](/listings/photos/142578083/294617) ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #4246432 - **Address:** 40 North Church Street, FLEETWOOD, FY7 6AX - **Certificate Issued:** 20/11/2006 - **Work Completed:** 05/10/2006 - **Items:** 1 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 40 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £70,000 | 03/05/2024 | Terraced | | 40 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £75,000 | 30/03/2010 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 79 WARREN STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EA | £85,000 | 28/11/2025 | Terraced | | 92 VICTORIA STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EL | £86,500 | 27/11/2025 | Terraced | | 123 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL | £130,000 | 17/10/2025 | Terraced | | 63 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL | £210,000 | 15/12/2023 | Terraced | | 3 PHAROS GROVE, FLEETWOOD, WYRE, LANCASHIRE, FY7 6BH | £66,500 | 07/11/2023 | Terraced | | 40 BLAKISTON STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EN | £97,000 | 27/10/2023 | Terraced | | [Same street] 35 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £103,000 | 17/10/2023 | Terraced | | 77 VICTORIA STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EJ | £95,000 | 04/09/2023 | Terraced | | 52 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HN | £126,000 | 31/08/2023 | Terraced | | 64 BLAKISTON STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EN | £90,000 | 14/08/2023 | Terraced | | [Same street] 24 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £67,000 | 04/08/2023 | Terraced | | 55 VICTORIA STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EJ | £78,000 | 25/07/2023 | Terraced | | 91 WARREN STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EA | £85,000 | 14/07/2023 | Terraced | | [Same street] 34 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £105,000 | 30/06/2023 | Terraced | | 42 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL | £133,000 | 07/04/2023 | Terraced | | 42 WARREN STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EA | £72,500 | 23/03/2023 | Terraced | | 51 KENT STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AS | £73,000 | 10/03/2023 | Terraced | | 113 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL | £215,000 | 03/03/2023 | Terraced | | 24 BLAKISTON STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6BA | £120,000 | 25/11/2022 | Terraced | | 23 ST PETERS PLACE, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EB | £220,000 | 31/10/2022 | Terraced | | 38 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL | £104,000 | 13/10/2022 | Terraced | | 34 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL | £110,000 | 13/10/2022 | Terraced | | 48 BLAKISTON STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EN | £140,000 | 11/10/2022 | Terraced | | [Same street] 37 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £90,000 | 28/01/2022 | Terraced | | [Same street] 27 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £130,000 | 01/12/2021 | Terraced | **Street average:** £99,000 (5 sales) **Area average:** £116,825 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £103,049 (49 Terraced, FY7, 2024–2026) - **Deviation:** -22.4% ## Rental Range *ONS Price Index of Private Rents (Wyre). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £649/mo - **Realistic:** £721/mo - **Optimistic:** £793/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Fylde Coast (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £541/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, Windsor Place, FY7 | £595/mo | 2 | 0.14 miles | OpenRent | | 2 Bed Terraced House, Abbotts Walk, FY7 | £950/mo | 2 | 0.43 miles | OpenRent | **Average rent: £773/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.97% (okay) - **Max investor price (0.8%):** £96,625 - **Target investor price (1%):** £77,300 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £773/mo).* - **Gross yield:** 11.6% - **Cost-to-rent:** 8.6× - **Monthly cashflow:** £356/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 18.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £860/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 3.3% - **10y growth:** 15.3% ## House Price Index (HM Land Registry) *Official index for Wyre; Terraced series; as of March 2026.* - **1y growth (index):** -2.3% - **5y growth (index):** 18.6% - **10y growth (index):** 42.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)