Sold STC Terraced

40 NORTH CHURCH STREET

FLEETWOOD, LANCASHIRE FY7 6AX

2 beds 93 m² Listed 30 Nov 2023 (-930d)

£79,950

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# 2 bedroom terraced house for sale (FY7 6AX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 40 NORTH CHURCH STREET, FLEETWOOD, LANCASHIRE FY7 6AX |
| Price | £79,950 |
| Bedrooms | 2 |
| Last sold | £70,000 May 2024 |

## Description

. TRADITIONAL MID TERRACED HOUSE

. 2 BEDROOMS & 2 RECEPTIONS

. 2 BATHROOMS

. UPVC DOUBLE GLAZING & GAS CENTRAL HEATING

. GARDEN TO REAR

DESCRIPTION Occupying a convenient position within easy reach of Fleetwood town centre and the seafront. This traditional mid terraced house boasts well proportioned accommodation which would make an excellent first time buy or investment property. Warmed by gas fired central heating and complemented by UPVC double glazing, features include entrance vestibule, entrance hall, lounge which is open to a dining room, kitchen with white units and a ground floor shower room and W.C. On the first floor is a landing, two good bedrooms and a bathroom and W.C. with a burgundy suite. Outside the property is pavement fronted and unrestricted parking is available in the street. To the rear is a small lawned garden.

LOCATION Proceeding into Fleetwood along the front and onto the Esplanade. North Church Street is a turning near the end.

The accommodation comprises:

ON THE GROUND FLOOR

ENTRANCE VESTIBULE 	  Composite door.

ENTRANCE HALL 	Radiator.

LOUNGE  12'2 X 11'10. UPVC double glazed window, radiator, open to;

DINING ROOM  11'9 X 9'8. UPVC double glazed French doors to rear, radiator.

KITCHEN	Fitted with a range of white base units and worktops with bevelled edges incorporating a 1 ½ bowl single drainer stainless steel sink with mixer trap over, built in oven, hob and hood, tiled walls, matching eyelevel cupboards, UPVC double glazed window, understairs storage cupboard.

REAR HALL	 UPVC double glazed door, plumbing for washing machine.

SHOWER ROOM	Shower cubicle, pedestal wash hand basin, W.C. low suite.

ON THE FIRST FLOOR

LANDING	Loft access.

BEDROOM 1  13'8 X 9'6. UPVC double glazed window, radiator.

BEDROOM 2   12'6 X 8'8. UPVC double glazed window, radiator.

BATHROOM & W.C.  Fitted with a burgundy suite comprising panelled bath, pedestal wash hand basin, W.C. low suite, storage cupboard, UPVC double glazed window.

OUTSIDE

COMPACT LAWNED REAR GARDEN

TENURE  TBC

SERVICES 	All mains services - Gas fired central heating

VIEWINGS  Only by prior appointment through Duncan Raistrick Estate Agents. Tel:-   - open 7 days a week.

## Property Photos

- ![Photo](/listings/photos/142578083/294614)
- ![Photo](/listings/photos/142578083/294615)
- ![Photo](/listings/photos/142578083/294616)
- ![Photo](/listings/photos/142578083/294617)

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4246432
- **Address:** 40 North Church Street, FLEETWOOD, FY7 6AX
- **Certificate Issued:** 20/11/2006
- **Work Completed:** 05/10/2006
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £70,000 | 03/05/2024 | Terraced |
| 40 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £75,000 | 30/03/2010 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 79 WARREN STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EA | £85,000 | 28/11/2025 | Terraced |
| 92 VICTORIA STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EL | £86,500 | 27/11/2025 | Terraced |
| 123 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL | £130,000 | 17/10/2025 | Terraced |
| 63 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL | £210,000 | 15/12/2023 | Terraced |
| 3 PHAROS GROVE, FLEETWOOD, WYRE, LANCASHIRE, FY7 6BH | £66,500 | 07/11/2023 | Terraced |
| 40 BLAKISTON STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EN | £97,000 | 27/10/2023 | Terraced |
| [Same street] 35 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £103,000 | 17/10/2023 | Terraced |
| 77 VICTORIA STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EJ | £95,000 | 04/09/2023 | Terraced |
| 52 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HN | £126,000 | 31/08/2023 | Terraced |
| 64 BLAKISTON STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EN | £90,000 | 14/08/2023 | Terraced |
| [Same street] 24 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £67,000 | 04/08/2023 | Terraced |
| 55 VICTORIA STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EJ | £78,000 | 25/07/2023 | Terraced |
| 91 WARREN STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EA | £85,000 | 14/07/2023 | Terraced |
| [Same street] 34 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £105,000 | 30/06/2023 | Terraced |
| 42 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL | £133,000 | 07/04/2023 | Terraced |
| 42 WARREN STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EA | £72,500 | 23/03/2023 | Terraced |
| 51 KENT STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AS | £73,000 | 10/03/2023 | Terraced |
| 113 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL | £215,000 | 03/03/2023 | Terraced |
| 24 BLAKISTON STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6BA | £120,000 | 25/11/2022 | Terraced |
| 23 ST PETERS PLACE, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EB | £220,000 | 31/10/2022 | Terraced |
| 38 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL | £104,000 | 13/10/2022 | Terraced |
| 34 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL | £110,000 | 13/10/2022 | Terraced |
| 48 BLAKISTON STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EN | £140,000 | 11/10/2022 | Terraced |
| [Same street] 37 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £90,000 | 28/01/2022 | Terraced |
| [Same street] 27 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX | £130,000 | 01/12/2021 | Terraced |

**Street average:** £99,000 (5 sales)
**Area average:** £116,825 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £103,049 (49 Terraced, FY7, 2024–2026)
- **Deviation:** -22.4%

## Rental Range

*ONS Price Index of Private Rents (Wyre). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £649/mo
- **Realistic:** £721/mo
- **Optimistic:** £793/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Fylde Coast (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £541/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Windsor Place, FY7 | £595/mo | 2 | 0.14 miles | OpenRent |
| 2 Bed Terraced House, Abbotts Walk, FY7 | £950/mo | 2 | 0.43 miles | OpenRent |

**Average rent: £773/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.97% (okay)
- **Max investor price (0.8%):** £96,625
- **Target investor price (1%):** £77,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £773/mo).*

- **Gross yield:** 11.6%
- **Cost-to-rent:** 8.6×
- **Monthly cashflow:** £356/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 18.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 0.9%
- **10y growth:** 15.3%

## House Price Index (HM Land Registry)

*Official index for Wyre; Terraced series; as of March 2026.*

- **1y growth (index):** -2.3%
- **5y growth (index):** 18.6%
- **10y growth (index):** 42.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

93 m²

Last sold

£70,000 May 2024

Local average

£103,049 (-22.4%)

Deprivation

Decile 1 (1,348 of 33,755)

Street crime

155 incidents within 1 mile (Apr 2026)

Key features

Close to Fleetwood town centre
2 Bedrooms & 2 Receptions
2 bathrooms
Upvc double glazing & gas central heating
Rear yard

Additional details

Parking: Yes
Garden: Yes

Description

. TRADITIONAL MID TERRACED HOUSE
. 2 BEDROOMS & 2 RECEPTIONS
. 2 BATHROOMS
. UPVC DOUBLE GLAZING & GAS CENTRAL HEATING
. GARDEN TO REAR

DESCRIPTION Occupying a convenient position within easy reach of Fleetwood town centre and the seafront. This traditional mid terraced house boasts well proportioned accommodation which would make an excellent first time buy or investment property. Warmed by gas fired central heating and complemented by UPVC double glazing, features include entrance vestibule, entrance hall, lounge which is open to a dining room, kitchen with white units and a ground floor shower room and W.C. On the first floor is a landing, two good bedrooms and a bathroom and W.C. with a burgundy suite. Outside the property is pavement fronted and unrestricted parking is available in the street. To the rear is a small lawned garden.

LOCATION Proceeding into Fleetwood along the front and onto the Esplanade. North Church Street is a turning near the end.

The accommodation comprises:

ON THE GROUND FLOOR

ENTRANCE VESTIBULE Composite door.

ENTRANCE HALL Radiator.

LOUNGE 12'2 X 11'10. UPVC double glazed window, radiator, open to;

DINING ROOM 11'9 X 9'8. UPVC double glazed French doors to rear, radiator.

KITCHEN Fitted with a range of white base units and worktops with bevelled edges incorporating a 1 ½ bowl single drainer stainless steel sink with mixer trap over, built in oven, hob and hood, tiled walls, matching eyelevel cupboards, UPVC double glazed window, understairs storage cupboard.

REAR HALL UPVC double glazed door, plumbing for washing machine.

SHOWER ROOM Shower cubicle, pedestal wash hand basin, W.C. low suite.

ON THE FIRST FLOOR

LANDING Loft access.

BEDROOM 1 13'8 X 9'6. UPVC double glazed window, radiator.

BEDROOM 2 12'6 X 8'8. UPVC double glazed window, radiator.

BATHROOM & W.C. Fitted with a burgundy suite comprising panelled bath, pedestal wash hand basin, W.C. low suite, storage cupboard, UPVC double glazed window.

OUTSIDE

COMPACT LAWNED REAR GARDEN

TENURE TBC

SERVICES All mains services - Gas fired central heating

VIEWINGS Only by prior appointment through Duncan Raistrick Estate Agents. Tel:- - open 7 days a week.

Listed by

Blackpool

Duncan Raistrick

Reference: 142578083

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #4246432

Property Details

Street: 40 North Church Street

Town: FLEETWOOD

Postcode: FY7 6AX

Installation Details

Items: 1 window

Certificate Issued: 20/11/2006

Work Completed: 05/10/2006

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

-7% since 2010

Event	Date	Price	% change
Sold	03/05/2024 (2 years ago)	£70,000	-6.7%
Sold	30/03/2010 (16 years ago)	£75,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
79 WARREN STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EA	£85,000	28/11/2025	Terraced
92 VICTORIA STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EL	£86,500	27/11/2025	Terraced
123 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL	£130,000	17/10/2025	Terraced
63 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL	£210,000	15/12/2023	Terraced
3 PHAROS GROVE, FLEETWOOD, WYRE, LANCASHIRE, FY7 6BH	£66,500	07/11/2023	Terraced
40 BLAKISTON STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EN	£97,000	27/10/2023	Terraced
Same street 35 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX	£103,000	17/10/2023	Terraced
77 VICTORIA STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EJ	£95,000	04/09/2023	Terraced
52 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HN	£126,000	31/08/2023	Terraced
64 BLAKISTON STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EN	£90,000	14/08/2023	Terraced
Same street 24 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX	£67,000	04/08/2023	Terraced
55 VICTORIA STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EJ	£78,000	25/07/2023	Terraced
91 WARREN STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EA	£85,000	14/07/2023	Terraced
Same street 34 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX	£105,000	30/06/2023	Terraced
42 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL	£133,000	07/04/2023	Terraced
42 WARREN STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EA	£72,500	23/03/2023	Terraced
51 KENT STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AS	£73,000	10/03/2023	Terraced
113 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL	£215,000	03/03/2023	Terraced
24 BLAKISTON STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6BA	£120,000	25/11/2022	Terraced
23 ST PETERS PLACE, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EB	£220,000	31/10/2022	Terraced
38 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL	£104,000	13/10/2022	Terraced
34 BOLD STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6HL	£110,000	13/10/2022	Terraced
48 BLAKISTON STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6EN	£140,000	11/10/2022	Terraced
Same street 37 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX	£90,000	28/01/2022	Terraced
Same street 27 NORTH CHURCH STREET, FLEETWOOD, WYRE, LANCASHIRE, FY7 6AX	£130,000	01/12/2021	Terraced

Street average: £99,000 (5 sales)

Area average: £116,825 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 0.9%

10y growth 15.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Wyre. Series: Terraced. As of March 2026.

1y (index) -2.3%

5y (index) 18.6%

10y (index) 42.3%

Rental Range

Estimated market rent for Wyre. Low = conservative, Realistic = average, Optimistic = best case.

Low £649/mo

Realistic £721/mo

Optimistic £793/mo

Based on Local Authority from postcode lookup → Wyre.

LHA (30th percentile) floor for Fylde Coast: £541/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View FY7 6AX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Crafty Company	0.1 miles
Shop	The Tram Weigh	0.1 miles
Hospital	Fleetwood Hospital	0.1 miles
Bus stop	Unknown	0.2 miles
Bus stop	Preston Street	0.3 miles
University	Blackpool & The Fylde College, Fleetwood Nautical Campus	1.9 miles
University	Blackpool and The Fylde College	4.6 miles
Train station	Poulton-le-Fylde	5.4 miles
Train station	Layton	6.3 miles
Hospital	Spire Fylde Coast Hospital	6.9 miles

Street-level crime

Category	Count
Violence and sexual offences	66
Anti-social behaviour	21
Criminal damage and arson	18
Public order	15
Shoplifting	13
Drugs	10
Other theft	6
Burglary	4
Other crime	2
Total incidents	155

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Mary's Catholic Primary School, Fleetwood	Primary	0.2 miles	Good — 6 Mar 2018
Fleetwood Chaucer Community Primary School	Primary	0.4 miles	Good — 22 Jan 2024
Shakespeare Primary School	Primary	0.9 miles	— (Inspected (no overall grade))
St Wulstan's and St Edmund's Catholic Academy	Primary	1.1 miles	Requires improvement — 8 Mar 2020
Fleetwood Flakefleet Primary School	Primary	1.4 miles	Good — 11 Sep 2018

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Windsor Place, FY7	£595/mo	2	0.14 miles	OpenRent
2 Bed Terraced House, Abbotts Walk, FY7	£950/mo	2	0.43 miles	OpenRent

Average rent: £773/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.97%

Max investor price (0.8%) £96,625

Target investor price (1%) £77,300

Gross yield 11.6%

Cost-to-rent ratio 8.6×

Monthly cashflow £356/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 18.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).