# 4 bedroom cottage for rent (LA12 0LE)

## Property Details

| Key | Value |
|-----|-------|
| Address | OLD FARM COTTAGE, 3 WHINFIELD FARM, ULVERSTON, LINDAL, CUMBRIA LA12 0LE |
| Price | £950 pcm |
| Bedrooms | 4 |
| Last sold | £305,000 May 2015 |

## Description

An impressive four bedroom semi detached cottage, with: 

- two downstairs reception rooms

- grand farmhouse kitchen with range cooker, belfast sink, with dining area off

- upstairs landing giving access to all four double bedrooms, bathroom and shower room

- Gardens front and rear with patio garden

- garage and off-road parking

- Fantastic rural views

- Electric heating

EPC:G (current:15, potential:47)

## Property Photos

- ![Photo](/listings/photos/47283553/497583)
- ![Photo](/listings/photos/47283553/497585)
- ![Photo](/listings/photos/47283553/497589)
- ![Photo](/listings/photos/47283553/497592)
- ![Photo](/listings/photos/47283553/497601)
- ![Photo](/listings/photos/47283553/497607)
- ![Photo](/listings/photos/47283553/497613)
- ![Photo](/listings/photos/47283553/497618)
- ![Photo](/listings/photos/47283553/497623)
- ![Photo](/listings/photos/47283553/497627)
- ![Photo](/listings/photos/47283553/497631)

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10085268
- **Address:** 3 High Stable Cottages, Lindal, LA12 0LE
- **Certificate Issued:** 10/02/2014
- **Work Completed:** 27/01/2014
- **Items:** 1 window(s), 1 door(s)

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £992/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, Beech Court, LA12 | £2,200/mo | 4 | 1.22 miles | OpenRent |

**Average rent: £2,200/mo (1 listing)**

## Rent-driven metrics

*Based on OpenRent comparables (median £2,200/mo).*

- **Gross yield:** 2778.9%
- **Monthly cashflow:** £1,951/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8499.1%

*Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)