# 2 bedroom terraced house for sale (CH41 8AL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 19 CHURCHILL AVENUE, BIRKENHEAD, MERSEYSIDE CH41 8AL |
| Price | £100,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 66 m² |
| Last sold | £100,000 Sep 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 11/09/2027
- **Current heating cost:** £437/year
- **Est. upgrade cost to C:** £20,500

### Recommendations
- Q (£4,000 - £14,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8506-7429-9129-1496-8133)

## Description

Ideal for first time buyers or investors, this traditional two bedroom mid terrace home offers well proportioned accommodation throughout. Appointed with neutral décor, the property briefly comprises a bay fronted lounge, separate dining room and fitted kitchen with access to the rear courtyard. To the first floor are two generous double bedrooms and a three piece family bathroom. Outside, there is an enclosed, low maintenance rear courtyard. Situated in a convenient residential location close to local amenities, schools and transport links, this property represents an excellent opportunity for those looking to step onto the property ladder or expand an investment portfolio.

EPC Rating: C

## Property Photos

- ![Photo](/listings/photos/91390728/1710104)
- ![Photo](/listings/photos/91390728/1710105)
- ![Photo](/listings/photos/91390728/1710106)
- ![Photo](/listings/photos/91390728/1710107)
- ![Photo](/listings/photos/91390728/1710108)
- ![Photo](/listings/photos/91390728/1710109)
- ![Photo](/listings/photos/91390728/1710110)
- ![Photo](/listings/photos/91390728/1710111)

## Floorplans

- ![All](/listings/photos/91390728/1710112) - All

## EPC Graphs

- ![EPC 1](/listings/photos/91390728/1710113) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #7448299
- **Address:** 19 Churchill Avenue, BIRKENHEAD, CH41 8AL
- **Certificate Issued:** 28/06/2010
- **Work Completed:** 01/06/2010
- **Items:** 10 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 CHURCHILL AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AL | £100,000 | 14/09/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 CAVENDISH STREET, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AG | £120,000 | 25/01/2024 | Terraced |
| 24 ASQUITH AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AT | £129,995 | 02/06/2023 | Terraced |
| 10 ASQUITH AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AT | £121,000 | 25/05/2023 | Terraced |
| 198 PARK ROAD NORTH, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AD | £165,000 | 02/12/2022 | Terraced |
| 16 ASQUITH AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AT | £140,000 | 29/11/2022 | Terraced |
| 12 ASQUITH AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AT | £128,000 | 14/10/2022 | Terraced |
| 144 PARK ROAD NORTH, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AB | £126,500 | 16/09/2022 | Terraced |
| 13 MORLEY AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AJ | £103,000 | 16/09/2022 | Terraced |
| [Same street] 2 CHURCHILL AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AL | £100,000 | 29/07/2022 | Terraced |
| 140 PARK ROAD NORTH, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AB | £260,000 | 05/07/2022 | Terraced |
| 13 ASQUITH AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AT | £139,000 | 20/06/2022 | Terraced |
| 17 MORLEY AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AJ | £67,400 | 20/05/2022 | Terraced |
| 23 LLOYD AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AP | £87,000 | 16/03/2022 | Terraced |
| 18 ASQUITH AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AT | £95,000 | 16/03/2022 | Terraced |
| 15 HARTINGTON AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AS | £109,950 | 04/03/2022 | Terraced |
| [Same street] 24 CHURCHILL AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AL | £95,000 | 25/02/2022 | Terraced |
| 154 PARK ROAD NORTH, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AB | £125,000 | 22/02/2022 | Terraced |
| 7 HARTINGTON AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AS | £100,000 | 14/01/2022 | Terraced |
| 65 CAVENDISH STREET, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8BA | £115,000 | 09/11/2021 | Terraced |
| 83 CAVENDISH STREET, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8BA | £115,000 | 08/11/2021 | Terraced |
| 3 LLOYD AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AP | £100,000 | 05/11/2021 | Terraced |
| 11 LLOYD AVENUE, BIRKENHEAD, WIRRAL, MERSEYSIDE, CH41 8AP | £83,500 | 25/10/2021 | Terraced |

**Street average:** £97,500 (2 sales)
**Area average:** £121,517 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £107,966 (48 Terraced, CH41, 2024–2026)
- **Deviation:** -7.4%

## Rental Range

*ONS Price Index of Private Rents (Wirral). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £761/mo
- **Realistic:** £845/mo
- **Optimistic:** £930/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Wirral (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Mallaby Court, CH41 | £650/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed Flat, Mallaby Court, CH41 | £650/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed Flat, Mallaby Court, CH41 | £695/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed Terraced House, Newling Street, CH41 | £700/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed Terraced House, Falkland St, CH41 | £825/mo | 2 | 0.45 miles | OpenRent |
| 2 Bed Terraced House, Falkland Street, CH41 | £725/mo | 2 | 0.45 miles | OpenRent |
| 2 Bed Flat, Devonshire Road, CH43 | £2,673/mo | 2 | 0.73 miles | OpenRent |
| 2 Bed Flat, Woodchurch Road, CH42 | £850/mo | 2 | 1.21 miles | OpenRent |

**Average rent: £971/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £89,125
- **Target investor price (1%):** £71,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £713/mo).*

- **Gross yield:** 8.6%
- **Cost-to-rent:** 11.7×
- **Monthly cashflow:** £223/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,515/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6%
- **10y growth:** 95%

## House Price Index (HM Land Registry)

*Official index for Wirral; Terraced series; as of April 2026.*

- **1y growth (index):** 7.1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 60.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)