# 2 bedroom town house for sale (LN1 1SR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 72 ROMAN WHARF, LINCOLN, LINCOLNSHIRE LN1 1SR |
| Price | £180,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 58 m² |
| Last sold | £174,500 Feb 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 08/05/2029
- **Current heating cost:** £348/year

### Recommendations
- E (35)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0418-1037-6235-4491-3944)

## Description

Located within the highly regarded Roman Wharf area of Lincoln, only a 10 minute canalside walk from Lincoln's Brayford Pool is this very well presented town house. Accommodation briefly comprises 13'5 lounge, 13'3 kitchen diner with modern kitchen and french doors leading into uPVC conservatory. To the first floor there are two bedrooms, the master bedroom benefitting from two sets of french doors and leading to south facing balcony, and a bespoke fitted reading/snug area with fitted daybed. To the first floor there is also a recently refurbished bathroom. Outside the property has a driveway with space for at least one car (has occasionally been used for two smaller cars) and an enclosed garden to the rear. NO CHAIN!! Council tax band: Freehold.

## Property Photos

- ![Photo 1](/listings/photos/143263790/250306) - Photo 1
- ![Photo 2](/listings/photos/143263790/250307) - Photo 2
- ![Photo 3](/listings/photos/143263790/250308) - Photo 3
- ![Photo 4](/listings/photos/143263790/250309) - Photo 4
- ![Photo 5](/listings/photos/143263790/250310) - Photo 5
- ![Photo 6](/listings/photos/143263790/250311) - Photo 6
- ![Photo 7](/listings/photos/143263790/250312) - Photo 7
- ![Photo 8](/listings/photos/143263790/250313) - Photo 8
- ![Photo 9](/listings/photos/143263790/250314) - Photo 9
- ![Photo 16](/listings/photos/143263790/250315) - Photo 16
- ![Photo 10](/listings/photos/143263790/250316) - Photo 10
- ![Photo 11](/listings/photos/143263790/250317) - Photo 11
- ![Photo 12](/listings/photos/143263790/250318) - Photo 12
- ![Photo 13](/listings/photos/143263790/250319) - Photo 13
- ![Photo 17](/listings/photos/143263790/250320) - Photo 17
- ![Photo 15](/listings/photos/143263790/250321) - Photo 15

## Floorplans

- ![Floorplan 1](/listings/photos/143263790/250322) - Floorplan 1

## EPC Graphs

- ![Energy Performance Certificate](/listings/photos/143263790/250323) - Energy Performance Certificate

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 72 ROMAN WHARF, LINCOLN, LINCOLNSHIRE, LN1 1SR | £174,500 | 28/02/2025 | Terraced |
| 72 ROMAN WHARF, LINCOLN, LINCOLNSHIRE, LN1 1SR | £158,000 | 20/03/2020 | Terraced |
| 72 ROMAN WHARF, LINCOLN, LINCOLNSHIRE, LN1 1SR | £141,000 | 24/03/2017 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 108 CARHOLME ROAD, LINCOLN, LINCOLNSHIRE, LN1 1SP | £105,000 | 16/12/2025 | Terraced |
| 170 CARHOLME ROAD, LINCOLN, LINCOLNSHIRE, LN1 1SE | £158,000 | 10/12/2025 | Terraced |
| 103 NEWLAND STREET WEST, LINCOLN, LINCOLNSHIRE, LN1 1QD | £215,000 | 28/11/2025 | Terraced |
| 40 MOOR STREET, LINCOLN, LINCOLNSHIRE, LN1 1PR | £180,000 | 21/11/2025 | Terraced |
| 3 DRAKE STREET, LINCOLN, LINCOLNSHIRE, LN1 1PP | £248,110 | 16/07/2025 | Terraced |
| 221 ANGELICA ROAD, LINCOLN, LINCOLNSHIRE, LN1 1BH | £185,000 | 23/11/2023 | Terraced |
| 175 ANGELICA ROAD, LINCOLN, LINCOLNSHIRE, LN1 1BH | £170,000 | 18/10/2023 | Terraced |
| 29 SEVERN STREET, LINCOLN, LINCOLNSHIRE, LN1 1SJ | £195,000 | 12/10/2023 | Terraced |
| 22 FOSS BANK, LINCOLN, LINCOLNSHIRE, LN1 1SZ | £145,000 | 29/09/2023 | Terraced |
| [Same street] 112 ROMAN WHARF, LINCOLN, LINCOLNSHIRE, LN1 1SR | £202,000 | 19/04/2023 | Semi-detached |
| [Same street] 76 ROMAN WHARF, LINCOLN, LINCOLNSHIRE, LN1 1SR | £203,000 | 19/04/2023 | Detached |
| 95 NEWLAND STREET WEST, LINCOLN, LINCOLNSHIRE, LN1 1QD | £135,000 | 06/04/2023 | Terraced |
| 18 WELLINGTON STREET, LINCOLN, LINCOLNSHIRE, LN1 1PN | £172,500 | 05/04/2023 | Terraced |
| 127 NEWLAND STREET WEST, LINCOLN, LINCOLNSHIRE, LN1 1QD | £120,000 | 05/04/2023 | Terraced |
| 26 FOSS BANK, LINCOLN, LINCOLNSHIRE, LN1 1SZ | £300,000 | 31/03/2023 | Terraced |
| 6 ANGELICA ROAD, LINCOLN, LINCOLNSHIRE, LN1 1AY | £240,000 | 20/12/2022 | Terraced |
| 30 FOSS BANK, LINCOLN, LINCOLNSHIRE, LN1 1SZ | £125,000 | 09/12/2022 | Terraced |
| 3 MOOR STREET, LINCOLN, LINCOLNSHIRE, LN1 1PW | £205,000 | 28/11/2022 | Terraced |
| 73 IRIS CRESCENT, LINCOLN, LINCOLNSHIRE, LN1 1BD | £301,000 | 22/11/2022 | Terraced |
| 217 ANGELICA ROAD, LINCOLN, LINCOLNSHIRE, LN1 1BH | £90,000 | 18/11/2022 | Terraced |
| 11 STAUNTON COURT, LINCOLN, LINCOLNSHIRE, LN1 1TN | £235,000 | 17/10/2022 | Terraced |
| 9 IRIS CRESCENT, LINCOLN, LINCOLNSHIRE, LN1 1BD | £227,000 | 14/10/2022 | Terraced |
| [Same street] 58 ROMAN WHARF, LINCOLN, LINCOLNSHIRE, LN1 1SR | £220,000 | 15/09/2022 | Terraced |
| [Same street] 110 ROMAN WHARF, LINCOLN, LINCOLNSHIRE, LN1 1SR | £270,000 | 31/08/2022 | Terraced |
| [Same street] 44 ROMAN WHARF, LINCOLN, LINCOLNSHIRE, LN1 1SR | £140,000 | 21/12/2021 | Semi-detached |
| [Same street] 114 ROMAN WHARF, LINCOLN, LINCOLNSHIRE, LN1 1SR | £325,000 | 26/11/2021 | Terraced |
| [Same street] 116 ROMAN WHARF, LINCOLN, LINCOLNSHIRE, LN1 1SR | £260,000 | 15/10/2021 | Terraced |
| [Same street] 50 ROMAN WHARF, LINCOLN, LINCOLNSHIRE, LN1 1SR | £155,000 | 18/08/2021 | Terraced |

**Street average:** £221,875 (8 sales)
**Area average:** £187,581 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £198,304 (58 Terraced, LN1, 2024–2026)
- **Deviation:** -9.2%

## Rental Range

*ONS Price Index of Private Rents (Lincoln). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £855/mo
- **Realistic:** £950/mo
- **Optimistic:** £1,045/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £598/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Yarborough Road, LN1 | £795/mo | 2 | 0.47 miles | OpenRent |
| 2 Bed Terraced House, Westgate, LN1 | £895/mo | 2 | 0.68 miles | OpenRent |
| 2 Bed Terraced House, Naam Place, LN1 | £850/mo | 2 | 0.71 miles | OpenRent |

**Average rent: £847/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.47% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 5.7%
- **Cost-to-rent:** 17.6×
- **Monthly cashflow:** £31/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,103/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -2.4%
- **10y growth:** -5.5%

## House Price Index (HM Land Registry)

*Official index for Lincoln; Terraced series; as of March 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 16.8%
- **10y growth (index):** 41.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)