# 5 bedroom semi-detached house for rent (ST4 2RD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 50, ELGIN STREET, STOKE-ON-TRENT ST4 2RD |
| Price | £455 pcm |
| Bedrooms | 5 |
| Bathrooms | 2 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 75 m² |
| Last sold | £26,000 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 11/03/2031
- **Current heating cost:** £765/year
- **Est. upgrade cost to C:** £19,900

### Recommendations
- Cavity wall insulation (£500 - £1,500)
- Internal or external wall insulation (£4,000 - £14,000)
- Heating controls (room thermostat and TRVs) (£350 - £450)
- Solar water heating (£4,000 - £6,000)
- Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

## Description

Property Reference: 2693066.

**An excellent spacious 5 bed student house just a couple of minutes walk from campus, available from August 2026**

This house features:

450Mb broadband wired to ethernet ports in all bedroomsTwo beautifully fitted shower roomsExcellent size bedrooms, all with double bedsLarge Smart TV in loungeLarge kitchen with dryerAll bills included in rentRent is £105 per person per week, inclusive of bills. Based on 5 people sharing

 

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**Summary & Exclusions:**

- Rent Amount: £455.00 per month (£105.00 per week)

- Deposit / Bond: £200.00

- 5 Bedrooms

- 2 Bathrooms

- Property comes furnished

- Available to move in from 10 August 2026

- Minimum tenancy term is 11 months

- Maximum number of tenants is 5

- Students ONLY.

- No Pets, sorry

- No Smokers

- Not Suitable for Families / Children

- **Bills Included**

- No Parking Available

- Property has garden access

- EPC Rating: D

** If calling, please quote reference: 2693066 ** 

**Fees:**

You will **not** be charged any admin fees.

** Contact today to book a viewing and have the landlord show you round! ** 

Request Details form responded to 24/7, with phone bookings available 9am-9pm, 7 days a week.

## Property Photos

- ![Photo](/listings/photos/169292981/9411)
- ![Photo](/listings/photos/169292981/9413)
- ![Photo](/listings/photos/169292981/9417)
- ![Photo](/listings/photos/169292981/9420)
- ![Photo](/listings/photos/169292981/9422)
- ![Photo](/listings/photos/169292981/9427)
- ![Photo](/listings/photos/169292981/9429)
- ![Photo](/listings/photos/169292981/9433)
- ![Photo](/listings/photos/169292981/9436)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 50 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £82,500 | 22/06/2021 | Terraced |
| 50 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £54,000 | 29/10/2004 | Terraced |
| 50 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £26,000 | 16/01/2002 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 62 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £88,000 | 05/09/2025 | Terraced |
| [Same street] 23 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £137,000 | 18/08/2025 | Terraced |
| [Same street] 57 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,250 | 14/07/2025 | Terraced |
| [Same street] 64 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £90,000 | 14/02/2025 | Terraced |
| [Same street] 65 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £96,000 | 18/10/2024 | Terraced |
| [Same street] 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £80,000 | 20/12/2023 | Terraced |
| [Same street] 74 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,000 | 20/12/2023 | Terraced |
| [Same street] 42 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £50,000 | 28/11/2023 | Terraced |
| 58 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £165,000 | 28/11/2023 | Semi-detached |
| [Same street] 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £68,000 | 25/10/2023 | Terraced |
| [Same street] 32 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £90,000 | 28/07/2023 | Terraced |
| 36 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £130,000 | 13/06/2023 | Semi-detached |
| [Same street] 25 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £95,000 | 03/05/2023 | Semi-detached |
| [Same street] 59 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £88,000 | 22/03/2023 | Terraced |
| [Same street] 45 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £98,000 | 04/01/2023 | Terraced |
| [Same street] 72 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £98,000 | 25/11/2022 | Other |
| [Same street] 38 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £81,000 | 10/10/2022 | Terraced |
| 28 AVENUE ROAD, STOKE-ON-TRENT, ST4 2DT | £300,000 | 05/10/2022 | Semi-detached |
| 18 POOLSIDE CLOSE, SHELTON, STOKE-ON-TRENT, ST4 2FH | £340,000 | 24/03/2022 | Semi-detached |
| 1 POOLSIDE CLOSE, SHELTON, STOKE-ON-TRENT, ST4 2FH | £150,000 | 01/03/2022 | Semi-detached |
| 16 POOLSIDE CLOSE, SHELTON, STOKE-ON-TRENT, ST4 2FH | £175,000 | 25/02/2022 | Semi-detached |
| 14 POOLSIDE CLOSE, SHELTON, STOKE-ON-TRENT, ST4 2FH | £175,000 | 25/02/2022 | Semi-detached |
| 13 POOLSIDE CLOSE, SHELTON, STOKE-ON-TRENT, ST4 2FH | £300,000 | 14/01/2022 | Semi-detached |
| 84 SEAFORD STREET, STOKE-ON-TRENT, ST4 2ET | £120,000 | 30/11/2021 | Semi-detached |

**Street average:** £88,617 (15 sales)
**Area average:** £206,111 (9 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £182,196 (70 Semi-detached, ST4, 2024–2026)
- **Deviation:** -99.8%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Penstock Drive, Stoke-on-Trent, ST4 7GF](http://87.117.209.195:8080/listings/1744fd9) | £675/mo | — | 0.39 miles | Rightmove |
| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 1.04 miles | Rightmove |

**Average rent: £650/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 142.86% (strong)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 1714.3%
- **Cost-to-rent:** 0.1×
- **Monthly cashflow:** £558/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5076.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £6/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.9%
- **10y growth:** 39.8%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.1%
- **5y growth (index):** 26.2%
- **10y growth (index):** 63.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)