# 2 bedroom terraced house for sale (HX6 2DB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 10 BELMONT STREET, SOWERBY BRIDGE, WEST YORKSHIRE HX6 2DB |
| Price | £140,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £145,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 28/08/2035
- **Current heating cost:** £686/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2416-3054-4208-0245-1204)

## Description

Situated in the charming area of Sowerby Bridge, this delightful mid-terrace house on Belmont Street offers a perfect blend of comfort and convenience. With two well-proportioned bedrooms, this property is ideal for families, couples, or individuals seeking a cosy retreat. Upon entering, you are welcomed into a spacious living room that provides a warm and inviting atmosphere, perfect for relaxation or entertaining guests. The layout is thoughtfully designed to maximise space and light, creating a homely feel throughout.  The property features an open plan dining kitchen with downstairs WC, two double bedrooms and three piece family bathroom. Externally there is an enclosed paved patio garden to the rear and on-street parking. Belmont Street is situated in a vibrant community, with local amenities, shops, and parks just a stone's throw away. The area is well-connected, providing easy access to public transport links, making commuting to nearby towns easy. This mid-terrace house presents an excellent opportunity for those looking to settle in a friendly neighbourhood with a strong sense of community. Whether you are a first-time buyer or seeking a rental property, this home is sure to impress with its charm and practicality. Do not miss the chance to make this lovely house your new home.

**Entrance** - Upon entering through a UPVC door is the staircase leading to the first floor, a radiator and door leading to:

**Living Room** - 3.90 x 4.37 (12'9" x 14'4") - A spacious living room with double glazed window to the front of the property, bespoke fitted shelving and understairs storage space, radiator, and door leading to:

**Kitchen** - 2.40 x 4.38 (7'10" x 14'4") - Modern fitted kitchen with matching wall and base units incorporating a stainless steel sink with draining board and chrome tap. Free standing oven with hob and overhead extractor,  plumbing for a washing machine and space for a fridge/freezer. Double glazed window to the rear of the property along with UPVC door leading to the garden. Space for a dining table and door to:

**Wc** - 1.41 x 0.69 (4'7" x 2'3") - Comprising W/C, corner wash basin, chrome towel rail and frosted double glazed window.

**First Floor Landing** - Loft hatch and doors leading to two bedrooms and the family bathroom.

**Bedroom One** - 3.26 x 3.91 (10'8" x 12'9") - Spacious double bedroom with radiator, fitted shelving and built in fitted hanging space and double glazed window to the front of the property.

**Bedroom Two** - 2.76 x 3.57 (9'0" x 11'8") - Another good sized double bedroom with a radiator and double glazed window to the rear of the property.

**Bathroom** - 2.40 x 2.03 (7'10" x 6'7") - Modern family bathroom with waterproof panels,  three piece suite including low flush W/c, wash basin with chrome tap, and bath with overhead shower and glass shower screen. Frosted double glazed window to the rear of the property and chrome towel radiator.

**External** - Gated access leading to the front of the property with shrubs and mature trees. To the rear of the property there is a paved patio area, a garden shed used for outdoor storage, and gated access to the rear of the property.

## Property Photos

- ![PXL_20250822_082603874 1.jpg](/listings/photos/166119206/1412530) - PXL_20250822_082603874 1.jpg
- ![PXL_20250822_083228208.jpg](/listings/photos/166119206/1412531) - PXL_20250822_083228208.jpg
- ![PXL_20250822_083638516.jpg](/listings/photos/166119206/1412532) - PXL_20250822_083638516.jpg
- ![PXL_20250822_082427614.jpg](/listings/photos/166119206/1412533) - PXL_20250822_082427614.jpg
- ![PXL_20250822_082200872.jpg](/listings/photos/166119206/1412534) - PXL_20250822_082200872.jpg
- ![PXL_20250822_082101988.jpg](/listings/photos/166119206/1412535) - PXL_20250822_082101988.jpg
- ![PXL_20250822_083119309.jpg](/listings/photos/166119206/1412536) - PXL_20250822_083119309.jpg
- ![PXL_20250822_082441832.jpg](/listings/photos/166119206/1412537) - PXL_20250822_082441832.jpg
- ![PXL_20250822_082635015.jpg](/listings/photos/166119206/1412538) - PXL_20250822_082635015.jpg
- ![PXL_20250822_083058906.jpg](/listings/photos/166119206/1412539) - PXL_20250822_083058906.jpg
- ![PXL_20250822_083244347.jpg](/listings/photos/166119206/1412540) - PXL_20250822_083244347.jpg
- ![PXL_20250822_083528582.jpg](/listings/photos/166119206/1412541) - PXL_20250822_083528582.jpg
- ![PXL_20250822_083649961.jpg](/listings/photos/166119206/1412542) - PXL_20250822_083649961.jpg
- ![PXL_20250822_083710986.jpg](/listings/photos/166119206/1412543) - PXL_20250822_083710986.jpg

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 BELMONT STREET, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2DB | £145,000 | 10/02/2026 | Terraced |
| 10 BELMONT STREET, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2DB | £75,000 | 14/06/2018 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 MAYFIELD GARDENS, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2BW | £138,000 | 12/12/2025 | Terraced |
| 12 PARK ROAD, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2BJ | £120,000 | 14/11/2025 | Terraced |
| 20 EAST PARADE, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2BH | £135,000 | 15/07/2025 | Terraced |
| 34 CLIFTON STREET, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2DQ | £119,000 | 02/08/2024 | Terraced |
| 7 PARK STREET, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2BF | £108,000 | 24/11/2023 | Terraced |
| WOODNOOK GRANGE 6 VICTORIA AVENUE, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2PU | £245,000 | 03/11/2023 | Terraced |
| 3 EXETER STREET, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2DG | £120,000 | 27/09/2023 | Terraced |
| 38 WILLOW STREET, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2BU | £115,000 | 30/08/2023 | Terraced |
| 2 WEST PARADE, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2BS | £40,000 | 25/08/2023 | Terraced |
| 8 WEST PARADE, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2BS | £85,000 | 25/08/2023 | Terraced |
| 27 CLIFTON STREET, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2DQ | £120,000 | 28/07/2023 | Terraced |
| 163 PARK CRESCENT, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2SF | £171,000 | 21/07/2023 | Terraced |
| 15 EAST PARADE, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2BH | £130,000 | 28/04/2023 | Terraced |
| 8 NELSON STREET, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2BQ | £145,000 | 15/03/2023 | Terraced |
| 21 EXETER STREET, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2DG | £185,000 | 14/12/2022 | Terraced |
| 11 NELSON STREET, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2DD | £111,000 | 22/11/2022 | Terraced |
| 12 EXETER STREET, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2DG | £120,000 | 21/11/2022 | Terraced |
| 12 GROVE STREET, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2BG | £112,000 | 04/11/2022 | Terraced |
| 30 ROSEVALE VIEW, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2DW | £220,000 | 04/11/2022 | Terraced |
| 6 WEST PARADE, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2BS | £106,500 | 31/10/2022 | Terraced |
| [Same street] 6 BELMONT STREET, SOWERBY BRIDGE, CALDERDALE, WEST YORKSHIRE, HX6 2DB | £85,000 | 14/07/2022 | Terraced |

**Street average:** £85,000 (1 sale)
**Area average:** £132,275 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £182,481 (48 Terraced, HX6, 2024–2026)
- **Deviation:** -23.3%

## Rental Range

*ONS Price Index of Private Rents (Calderdale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £677/mo
- **Realistic:** £752/mo
- **Optimistic:** £827/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Halifax (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Oxford Street, HX6 | £750/mo | 2 | 0.06 miles | OpenRent |
| 2 Bed Terraced House, Oxford St, HX6 | £750/mo | 2 | 0.06 miles | OpenRent |

**Average rent: £750/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.6×
- **Monthly cashflow:** £99/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,090/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 25.9%
- **10y growth:** 69.8%

## House Price Index (HM Land Registry)

*Official index for Calderdale; Terraced series; as of April 2026.*

- **1y growth (index):** 5.6%
- **5y growth (index):** 26.5%
- **10y growth (index):** 61%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
