# 3 bedroom mews property for sale (M45 8JH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 70 MODE HILL LANE, MANCHESTER, WHITEFIELD, GREATER MANCHESTER M45 8JH |
| Price | £169,995 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £163,000 Dec 2021 |

## Description

Located in a sought after area on the fringe of open land, this three bedroom property is likely to attract a good deal of interest and early viewing is advised. The accommodation has gas central heating, double glazing and briefly comprises; entrance porch, lounge, fitted dining kitchen with patio doors, three fitted bedrooms and a bathroom with three piece suite. Externally the property has gardens to both the front and rear with  a garage en bloc round the corner from the property.

## Property Photos

- ![External](/listings/photos/86360566/1612005) - External
- ![Rear Garden](/listings/photos/86360566/1612006) - Rear Garden
- ![Lounge](/listings/photos/86360566/1612007) - Lounge
- ![Kitchen/Diner](/listings/photos/86360566/1612008) - Kitchen/Diner
- ![Lounge](/listings/photos/86360566/1612009) - Lounge
- ![Lounge](/listings/photos/86360566/1612010) - Lounge
- ![Kitchen/Diner](/listings/photos/86360566/1612011) - Kitchen/Diner
- ![Dining Area](/listings/photos/86360566/1612012) - Dining Area
- ![Master Bedroom](/listings/photos/86360566/1612013) - Master Bedroom
- ![Bedroom 2](/listings/photos/86360566/1612014) - Bedroom 2
- ![Bedroom 3](/listings/photos/86360566/1612015) - Bedroom 3
- ![Bathroom](/listings/photos/86360566/1612016) - Bathroom
- ![Garage](/listings/photos/86360566/1612017) - Garage
- ![Floor Plan](/listings/photos/86360566/1612018) - Floor Plan

## Floorplans

- ![Floor plan](/listings/photos/86360566/1612019) - Floor plan

## EPC Graphs

- ![Energy Perform...](/listings/photos/86360566/1612020) - Energy Perform...

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 70 MODE HILL LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 8JH | £163,000 | 20/12/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| UNSWORTH SOUTH SOCIAL CLUB DERWENT AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 8HU | £350,000 | 19/11/2021 | Other |

**Area average:** £350,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £650,500 (2 Other, M45, 2024–2026)
- **Deviation:** -73.9%

## Rental Range

*ONS Price Index of Private Rents (Bury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £871/mo
- **Realistic:** £968/mo
- **Optimistic:** £1,065/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Tyneside (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Mode Hill Lane, M45 | £1,050/mo | 3 | 0.02 miles | OpenRent |
| 3 Bed End Terrace, Hindburn Close, M45 | £1,250/mo | 3 | 0.25 miles | OpenRent |
| 3 Bed End Terrace, Winster Close, M45 | £1,100/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed Semi-Detached House, Oak Lane, M45 | £1,100/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Terraced House, Douglas Way, M45 | £1,100/mo | 3 | 0.34 miles | OpenRent |
| 3 Bed Semi-Detached House, Droughts Lane, M25 | £1,400/mo | 3 | 0.47 miles | OpenRent |
| 3 Bed Semi-Detached House, Thatch Leach Lane, M45 | £1,150/mo | 3 | 0.62 miles | OpenRent |
| 3 Bed Terraced House, Alexandra Avenue, M45 | £1,000/mo | 3 | 0.71 miles | OpenRent |
| 3 Bed Semi-Detached House, Polefield Road, M25 | £2,000/mo | 3 | 0.83 miles | OpenRent |

**Average rent: £1,239/mo (9 listings)**

## 1% Rule

- **Rent ratio:** 0.65% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 7.8%
- **Cost-to-rent:** 12.9×
- **Monthly cashflow:** £296/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## House Price Index (HM Land Registry)

*Official index for Bury; All dwelling types series; as of April 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 20.8%
- **10y growth (index):** 71.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)