# 3 bedroom town house for sale (ST5 3EZ) ## Property Details | Key | Value | |-----|-------| | Address | Seabridge Lane, Newcastle, ST5 3EZ | | Price | £125,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | A | ## Description A three bedroom house with no onward chain! Located on the popular Seabridge Lane, you will find this mature three bedroom end town house set behind a single driveway and paved front garden. Whilst selective modernisation would be required, the property offers bright accommodation including a generous lounge with two windows, a kitchen and also a practical utility room. Upstairs are three bedrooms along with a separate WC and shower room. UPVC double glazing is fitted throughout and a modern Worcester combi boiler for central heating. The rear garden is enclosed and laid out for low maintenance. Seabridge Lane is a well-connected bus route and not far from local schools and shops. Contact us today to arrange your viewing. MATERIAL INFORMATION Tenure - Freehold Council Tax Band - A **Ground Floor** - **Entrance Hall** - Fitted carpet. Radiator. UPVC double glazed external front door. Stairs to the first floor. **Lounge** - 5.64m x 3.07m (18'6 x 10'1) - Fitted carpet. Two radiators. Two UPVC double glazed windows. Feature fireplace with electric fire. **Kitchen** - 2.92m x 2.67m (9'7 x 8'9) - Carpet flooring. Range of fitted wall cupboards and base units. Space for a gas cooker. Part tiled walls. UPVC double glazed window. Radiator. Small pantry cupboard. **Utility Room** - 2.36m x 1.98m (7'9 x 6'6) - Fitted wall cupboards, base units and worktop. Plumbing for washing machine. Vent for tumble dryer. Part tiled walls. Radiator. UPVC double glazed window and external door. Storage room containing the Worcester combi boiler. **First Floor** - **Landing** - Fitted stair and landing carpet. Airing cupboard with radiator and shelving. Access to the loft. **Bedroom One** - 3.51m x 3.10m (11'6 x 10'2) - Purple fitted carpet. Radiator. UPVC double glazed window. Integral storage cupboard with shelves. **Bedroom Two** - 2.90m x 1.98m (9'6 x 6'6) - Fitted carpet. Radiator. UPVC double glazed window. **Bedroom Three** - 3.10m x 2.41m (10'2 x 7'11) - Fitted carpet. Radiator. UPVC double glazed window. **Shower Room** - 2.06m x 1.45m (6'9 x 4'9) - Walk in shower cubicle with electric shower, Coloured pedestal wash basin. Radiator. UPVC double glazed window. Part tiled walls. **Wc** - Carpet flooring. Radiator. UPVC double glazed window. Wc. **Outside** - There is a lawn, planted borders with mature shrubs and a hedge to the front of the property along with a gated single driveway. To the rear there is a paved low maintenance garden with borders and a timber shed. ## Property Photos - ![IMG_4609.jpg](/listings/photos/174355295/118825) - IMG_4609.jpg - ![IMG_4606.jpg](/listings/photos/174355295/118826) - IMG_4606.jpg - ![IMG_4607.jpg](/listings/photos/174355295/118827) - IMG_4607.jpg - ![IMG_4599.jpg](/listings/photos/174355295/118828) - IMG_4599.jpg - ![IMG_4601.jpg](/listings/photos/174355295/118829) - IMG_4601.jpg - ![IMG_4592.jpg](/listings/photos/174355295/118830) - IMG_4592.jpg - ![IMG_4593.jpg](/listings/photos/174355295/118831) - IMG_4593.jpg - ![IMG_4594.jpg](/listings/photos/174355295/118832) - IMG_4594.jpg - ![IMG_4595.jpg](/listings/photos/174355295/118833) - IMG_4595.jpg - ![IMG_4596.jpg](/listings/photos/174355295/118834) - IMG_4596.jpg - ![IMG_4597.jpg](/listings/photos/174355295/118835) - IMG_4597.jpg - ![IMG_4604.jpg](/listings/photos/174355295/118836) - IMG_4604.jpg - ![IMG_4605.jpg](/listings/photos/174355295/118837) - IMG_4605.jpg - ![IMG_4608.jpg](/listings/photos/174355295/118838) - IMG_4608.jpg - ![IMG_4610.jpg](/listings/photos/174355295/118839) - IMG_4610.jpg - ![IMG_4598.jpg](/listings/photos/174355295/118840) - IMG_4598.jpg - ![IMG_4600.jpg](/listings/photos/174355295/118841) - IMG_4600.jpg - ![IMG_4602.jpg](/listings/photos/174355295/118842) - IMG_4602.jpg ## EPC Graphs - ![EE Rating](/listings/photos/174355295/118843) - EE Rating ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 23 WINDERMERE ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HQ | £185,000 | 11/11/2025 | Terraced | | 107 SEABRIDGE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AW | £105,000 | 26/03/2025 | Terraced | | 1 CLYDE PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AU | £170,000 | 16/08/2024 | Terraced | | 20 HUMBER WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BE | £81,000 | 18/12/2023 | Terraced | | 1 DEE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AS | £165,000 | 06/10/2023 | Terraced | | 24 SEVERN DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BH | £135,000 | 14/07/2023 | Terraced | | 41 SEABRIDGE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AG | £144,000 | 20/04/2023 | Terraced | | 22 HUMBER WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BE | £105,000 | 18/04/2023 | Terraced | | 3 RIBBLE CLOSE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BG | £138,000 | 31/03/2023 | Terraced | | 5 RIBBLE CLOSE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BG | £150,000 | 20/01/2023 | Terraced | | 41 RYDAL WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HE | £170,000 | 10/11/2022 | Terraced | | 99 SEABRIDGE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AW | £133,000 | 28/10/2022 | Terraced | | 24 WYE ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AZ | £137,500 | 14/10/2022 | Terraced | | 57 GRASMERE AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HG | £123,000 | 15/09/2022 | Terraced | | 5 TWEED GROVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AT | £140,000 | 22/04/2022 | Terraced | | 9 DART PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AP | £125,000 | 26/10/2021 | Terraced | | 20 WYE ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AZ | £138,000 | 27/08/2021 | Terraced | **Area average:** £137,912 (17 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £144,587 (105 Terraced, ST5, 2024–2026) - **Deviation:** -13.5% ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £825/mo - **Optimistic:** £908/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £593/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Dee Lane, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/a1a30a0) | £875/mo | 3 | 0.11 miles | Rightmove | | [Dart Place, Newcastle-under-Lyme, ST5](http://87.117.209.195:8080/listings/09ca227) | £950/mo | 3 | 0.22 miles | Rightmove | | [Higherland, ST5](http://87.117.209.195:8080/listings/fb6f659) | £995/mo | 3 | 1.22 miles | Rightmove | | [9 Rothesay Court, Rothesay Av, Westlands, ST5 2LX](http://87.117.209.195:8080/listings/8dbfc26) | £210/mo | — | 1.22 miles | Rightmove | | [Lymes Road, Butterton, Newcastle, ST5](http://87.117.209.195:8080/listings/c42b9c4) | £1,200/mo | 3 | 1.27 miles | Rightmove | | [Wesley Place, Newcastle, ST5](http://87.117.209.195:8080/listings/48400a5) | £1,000/mo | 3 | 1.35 miles | Rightmove | | [Modern Studio In Newcastle-Under-Lyme, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/8659b7d) | £560/mo | — | 1.36 miles | Rightmove | | [Tarragon View, Newcastle under Lyme](http://87.117.209.195:8080/listings/bc6fb13) | £1,100/mo | 3 | 1.4 miles | Rightmove | | [Cumberland Street, Newcastle](http://87.117.209.195:8080/listings/5bed48c) | £975/mo | 3 | 1.52 miles | Rightmove | | [Snowgoose Way, Newcastle, ST5](http://87.117.209.195:8080/listings/29d2bce) | £1,300/mo | 3 | 1.55 miles | Rightmove | | [Greylag Gate, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/7062d4c) | £1,200/mo | 3 | 1.63 miles | Rightmove | | [Enderley Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/5fe428d) | £1,350/mo | 3 | 1.73 miles | Rightmove | | [Waters Edge Close, Silverdale, Newcastle, ST5](http://87.117.209.195:8080/listings/2914cd8) | £1,000/mo | 3 | 1.85 miles | Rightmove | | [Navigation Way, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/a3d1f6a) | £1,050/mo | 3 | 2.15 miles | Rightmove | | [Hempstalls Lane, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/8e3c715) | £1,200/mo | 3 | 2.17 miles | Rightmove | | [Sydney Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/1054f96) | £925/mo | 3 | 2.19 miles | Rightmove | | [Basford Park Road, Newcastle, ST5](http://87.117.209.195:8080/listings/8243c89) | £1,200/mo | 3 | 2.28 miles | Rightmove | | [Ground Floor Shop, 113 High Street, Silverdale, ST6 6LX](http://87.117.209.195:8080/listings/d1263f1) | £450/mo | — | 2.34 miles | Rightmove | | [High Street, May Bank, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/f374b79) | £900/mo | 3 | 2.44 miles | Rightmove | | [High Street, May Bank, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/ced9126) | £950/mo | 3 | 2.44 miles | Rightmove | **Average rent: £933/mo (34 listings)** ## 1% Rule - **Rent ratio:** 0.8% (okay) - **Max investor price (0.8%):** £124,750 - **Target investor price (1%):** £99,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £998/mo).* - **Gross yield:** 9.6% - **Cost-to-rent:** 10.4× - **Monthly cashflow:** £381/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 12.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 30.3% - **10y growth:** 40.8% ## House Price Index (HM Land Registry) *Official index for Newcastle-under-Lyme; Terraced series; as of March 2026.* - **1y growth (index):** 2.4% - **5y growth (index):** 24.8% - **10y growth (index):** 59.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)