# 3 bedroom semi-detached house for sale (NP16 5TH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 31 VALENTINE LANE, CHEPSTOW, MONMOUTHSHIRE NP16 5TH |
| Price | £260,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 60 m² |
| Last sold | £243,500 Apr 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 23/08/2033
- **Current heating cost:** £908/year
- **Est. upgrade cost to C:** £14,950

### Recommendations
- B4 (£300 - £600)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2145-3029-0208-3187-6200)

## Description

Set in a quiet residential location, this attractive home is thoughtfully laid out for modern living. The ground floor features a bright and spacious living/dining room, perfect for both relaxing and entertaining, with French doors opening directly onto a private rear garden, creating a seamless indoor-outdoor flow. A fitted kitchen provides ample storage and workspace.  Upstairs, the property offers three good-sized bedrooms, both well-proportioned, along with a family bathroom.

As a modern semi detached property, the home benefits from additional privacy and light. Outside, the enclosed private garden is ideal for summer dining or low-maintenance enjoyment. Further advantages include an allocated parking space and a garage, a real bonus for storage or secure parking.

Conveniently located for Chepstow town centre, local amenities, schools and excellent transport links, this home combines comfort, practicality and location.

Early viewing is highly recommended to appreciate all that this lovely home has to offer. Contact us today to arrange your appointment and avoid missing out. soon

No Chain!

## Property Photos

- ![Photo](/listings/photos/171541784/361533)
- ![Photo](/listings/photos/171541784/361536)
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- ![Photo](/listings/photos/171541784/361553)
- ![Photo](/listings/photos/171541784/361554)

## Floorplans

- ![Floorplan 1](/listings/photos/171541784/361555) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/171541784/361556) - EPC 1

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #11653583
- **Address:** 31 Valentine Lane, CHEPSTOW, NP16 5TH
- **Certificate Issued:** 30/05/2016
- **Work Completed:** 01/05/2016
- **Items:** 2 window(s)

### FENSA Certificate #11873957
- **Address:** 31 Valentine Lane, CHEPSTOW, NP16 5TH
- **Certificate Issued:** 04/10/2016
- **Work Completed:** 04/09/2016
- **Items:** 1 door(s)

### FENSA Certificate #12763686
- **Address:** 31 Valentine Lane, CHEPSTOW, NP16 5TH
- **Certificate Issued:** 22/01/2018
- **Work Completed:** 20/12/2017
- **Items:** 4 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 VALENTINE LANE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TH | £243,500 | 19/04/2024 | Terraced |
| 31 VALENTINE LANE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TH | £139,500 | 23/08/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 JAMES STEPHENS WAY, CHEPSTOW, MONMOUTHSHIRE, NP16 5GE | £300,000 | 26/03/2025 | Semi-detached |
| 2 PRESTON CLOSE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TB | £178,000 | 09/04/2024 | Semi-detached |
| 7 PRESTON CLOSE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TB | £195,000 | 28/03/2024 | Semi-detached |
| [Same street] 15 VALENTINE LANE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TH | £250,000 | 04/09/2023 | Semi-detached |
| [Same street] 18 VALENTINE LANE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TH | £252,000 | 03/03/2023 | Semi-detached |
| 8 GARVEY CLOSE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TD | £227,000 | 19/12/2022 | Semi-detached |
| [Same street] 6 VALENTINE LANE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TH | £232,000 | 01/11/2022 | Terraced |
| 9 THE HEADLAND, CHEPSTOW, MONMOUTHSHIRE, NP16 5FA | £259,000 | 29/09/2022 | Semi-detached |
| [Same street] 16 VALENTINE LANE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TH | £206,050 | 10/08/2022 | Terraced |
| 37 SUMMERHOUSE LANE, CHEPSTOW, MONMOUTHSHIRE, NP16 5SP | £239,950 | 05/08/2022 | Semi-detached |
| 1 THE HEADLAND, CHEPSTOW, MONMOUTHSHIRE, NP16 5FA | £267,000 | 13/07/2022 | Semi-detached |
| 31 BISHOPS CLOSE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TE | £260,000 | 30/06/2022 | Semi-detached |
| 31 BISHOPS CLOSE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TE | £250,000 | 10/06/2022 | Semi-detached |
| [Same street] 39 VALENTINE LANE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TH | £235,000 | 29/04/2022 | Terraced |
| 16 JAMES STEPHENS WAY, CHEPSTOW, MONMOUTHSHIRE, NP16 5GE | £220,000 | 16/12/2021 | Semi-detached |
| [Same street] 35 VALENTINE LANE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TH | £179,950 | 29/10/2021 | Terraced |
| 7 COLLINGWOOD CLOSE, CHEPSTOW, MONMOUTHSHIRE, NP16 5SU | £235,000 | 14/10/2021 | Semi-detached |
| 3 BISHOPS CLOSE, CHEPSTOW, MONMOUTHSHIRE, NP16 5TE | £213,000 | 13/09/2021 | Semi-detached |

**Street average:** £225,833 (6 sales)
**Area average:** £236,996 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £294,842 (13 Semi-detached, NP16, 2024–2026)
- **Deviation:** -11.8%

## Rental Range

*ONS Price Index of Private Rents (Monmouthshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £894/mo
- **Realistic:** £993/mo
- **Optimistic:** £1,092/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Herefordshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £748/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Valentine Lane, NP16 | £1,200/mo | 3 | 0.01 miles | OpenRent |
| 3 Bed End Terrace, Somerset Way, NP16 | £1,200/mo | 3 | 0.25 miles | OpenRent |
| 3 Bed End Terrace, Aust Crescent, NP16 | £1,300/mo | 3 | 0.38 miles | OpenRent |
| 3 Bed Terraced House, Alexandra Road, NP16 | £1,300/mo | 3 | 0.5 miles | OpenRent |
| 3 Bed Terraced House, Channel View, NP16 | £1,200/mo | 3 | 0.6 miles | OpenRent |
| 3 Bed Terraced House, Channel View, NP16 | £1,195/mo | 3 | 0.76 miles | OpenRent |
| 3 Bed End Terrace, Tallards View, NP16 | £1,800/mo | 3 | 1.06 miles | OpenRent |
| 3 Bed End Terrace, Daylily Close, NP16 | £1,800/mo | 3 | 1.1 miles | OpenRent |

**Average rent: £1,374/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 0.48% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 5.8%
- **Cost-to-rent:** 17.3×
- **Monthly cashflow:** £76/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,333/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.7%
- **10y growth:** 86.7%

## House Price Index (HM Land Registry)

*Official index for Monmouthshire; Semi-detached series; as of May 2026.*

- **1y growth (index):** -0.7%
- **5y growth (index):** 19.6%
- **10y growth (index):** 59%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)