For sale Semi-detached

Webster Avenue

Parkhall, Stoke-on-Trent, ST3 5SX

3 beds 2 baths Listed 13 Apr 2026 (-58d)

£155,000

Reduced on 5 Jun 2026 · Was £160,000

Save

# 3 bedroom semi-detached house for sale (ST3 5SX)

## Property Details

| Key | Value |
|-----|-------|
| Address | Webster Avenue, Parkhall, Stoke-on-Trent, ST3 5SX |
| Price | £155,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | B |

## Description

**** **** Findahome Online are pleased to offer to the market this Three Bedroom Semi Detached House offered with No Upward Chain. In need of updating, it has bags of potential and will make an ideal family home. Much sought after Parkhall location, walking distance of the Lake, Hills and the highly regarded Park Hall Primary Academy. The accommodation comprises of: Ent Hall, Lounge, Dining Kitchen, Family Room, Ground Floor Wet Room/WC, Three Bedrooms and Bathroom/WC. Externally there is a driveway and private rear garden. A viewing is strongly advised to see the possibilities this property offers! Call Findahome Online today on  .

**ENTRANCE** **HALL(DRAFT** **DETAILS)** **** UPVC double glazed entrance door, stairs leading to the first floor. Doors into the Lounge and Family Room.

**FAMILY** **ROOM** **** **14' 7" x 5' 8" (4.44m x 1.73m)** Sliding door into the Wet Room/WC.

**WET** **ROOM** **** **9' 0" x 5' 8" (2.74m x 1.73m)** Shower, hand basin, WC.

**STORAGE** **ROOM** **** **** 'Glow Worm' boiler. Door leading to the garden.

**LOUNGE** **** **14' 9" x 12' 9" (4.5m x 3.89m)** Door leading into:

**DINING** **KITCHEN** **** **16' 1" x 8' 6" (4.9m x 2.59m)** Fitted kitchen, double glazed patio door opening into the garden.

**FIRST** **FLOOR** **** ****

**LANDING** **** **** Access to the loft, doors into:

**BEDROOM** **** **12' 5" x 9' 0" (3.78m x 2.74m)** Fitted wardrobes and bedroom furniture.

**BEDROOM** **** **11' 3" x 9' 6" (3.43m x 2.9m)**

**BEDROOM** **** **9' 5" x 6' 8" (2.87m x 2.03m)** Airing cupboard housing the hot water cylinder.

**BATHROOM/WC** **6' 2" x 5' 10" (1.88m x 1.78m)** Bath with shower over, hand basin, WC, chrome heated towel rail.

**EXTERIOR** **** **** To the front there is a driveway and lawned garden.

The rear garden has a paved patio area and lawn.

## Property Photos

- ![tempImageNuMqWX](/listings/photos/174393503/148419) - tempImageNuMqWX
- ![IMG_3185](/listings/photos/174393503/148423) - IMG_3185
- ![IMG_3188](/listings/photos/174393503/148427) - IMG_3188
- ![IMG_3193](/listings/photos/174393503/148434) - IMG_3193
- ![IMG_3191](/listings/photos/174393503/148439) - IMG_3191
- ![IMG_3172](/listings/photos/174393503/148444) - IMG_3172
- ![IMG_3174](/listings/photos/174393503/148451) - IMG_3174
- ![IMG_3161](/listings/photos/174393503/148456) - IMG_3161
- ![IMG_3160](/listings/photos/174393503/148463) - IMG_3160
- ![IMG_3165](/listings/photos/174393503/148468) - IMG_3165
- ![IMG_3169](/listings/photos/174393503/148475) - IMG_3169
- ![IMG_3177](/listings/photos/174393503/148480) - IMG_3177

## Floorplans

- ![Floorplan 1](/listings/photos/174393503/148485) - Floorplan 1

## EPC Graphs

- ![EPC Front Page](/listings/photos/174393503/148496) - EPC Front Page

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 DEANSCROFT WAY, STOKE-ON-TRENT, ST3 5XW | £170,000 | 16/01/2026 | Semi-detached |
| 19 RAVENNA WAY, STOKE-ON-TRENT, ST3 5YW | £224,400 | 28/11/2025 | Semi-detached |
| 69 DEFOE DRIVE, STOKE-ON-TRENT, ST3 5HN | £160,000 | 28/02/2025 | Semi-detached |
| 10 FAULKNER PLACE, STOKE-ON-TRENT, ST3 5RY | £200,000 | 08/05/2024 | Semi-detached |
| 20 HOUSEMAN DRIVE, STOKE-ON-TRENT, ST3 5SB | £190,000 | 04/12/2023 | Semi-detached |
| [Same street] 5 WEBSTER AVENUE, STOKE-ON-TRENT, ST3 5SX | £150,000 | 25/08/2023 | Semi-detached |
| 2 MILAN GROVE, LONGTON, STOKE-ON-TRENT, ST3 5YQ | £210,000 | 11/08/2023 | Semi-detached |
| 52 AMBLECOTE DRIVE, STOKE-ON-TRENT, ST3 5XH | £190,000 | 16/06/2023 | Semi-detached |
| 9 FIRBANK PLACE, STOKE-ON-TRENT, ST3 5RU | £225,000 | 11/05/2023 | Semi-detached |
| [Same street] 19 WEBSTER AVENUE, STOKE-ON-TRENT, ST3 5SX | £170,000 | 21/04/2023 | Semi-detached |
| [Same street] 1A WEBSTER AVENUE, STOKE-ON-TRENT, ST3 5SX | £182,000 | 31/03/2023 | Semi-detached |
| 8 AMBLECOTE DRIVE, STOKE-ON-TRENT, ST3 5XH | £159,950 | 07/12/2022 | Semi-detached |
| [Same street] 40 WEBSTER AVENUE, STOKE-ON-TRENT, ST3 5SX | £195,000 | 18/11/2022 | Semi-detached |
| 33 LINACRE WAY, STOKE-ON-TRENT, ST3 5SY | £205,000 | 28/10/2022 | Semi-detached |
| 7 RIMINI CLOSE, STOKE-ON-TRENT, ST3 5YG | £160,500 | 21/10/2022 | Semi-detached |
| 30 RAVENNA WAY, STOKE-ON-TRENT, ST3 5YW | £191,000 | 07/10/2022 | Semi-detached |
| 20 PARMA GROVE, STOKE-ON-TRENT, ST3 5YN | £196,000 | 12/09/2022 | Semi-detached |
| 6 DEFOE DRIVE, STOKE-ON-TRENT, ST3 5RS | £190,000 | 19/08/2022 | Semi-detached |
| 33 DEANSCROFT WAY, STOKE-ON-TRENT, ST3 5XW | £180,000 | 01/07/2022 | Semi-detached |
| 6 DEFOE DRIVE, STOKE-ON-TRENT, ST3 5RS | £180,000 | 24/06/2022 | Semi-detached |
| 6 LINACRE WAY, STOKE-ON-TRENT, ST3 5SY | £185,000 | 24/06/2022 | Semi-detached |
| 1 SORRENTO GROVE, STOKE-ON-TRENT, ST3 5XZ | £120,000 | 13/06/2022 | Semi-detached |
| 15 HARINGTON DRIVE, STOKE-ON-TRENT, ST3 5SU | £162,000 | 07/06/2022 | Semi-detached |
| [Same street] 27 WEBSTER AVENUE, STOKE-ON-TRENT, ST3 5SX | £198,000 | 04/05/2022 | Detached |
| 12 VIENNA WAY, STOKE-ON-TRENT, ST3 5YB | £145,000 | 29/04/2022 | Semi-detached |

**Street average:** £179,000 (5 sales)
**Area average:** £182,193 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £172,311 (97 Semi-detached, ST3, 2024–2026)
- **Deviation:** -10%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Marlow Road, ST3 | £850/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Semi-Detached House, Marlow Road, ST3 | £850/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Terraced House, Albert St, ST3 | £795/mo | 3 | 0.56 miles | OpenRent |
| 3 Bed Detached House, Anchor Road, ST3 | £1,200/mo | 3 | 0.6 miles | OpenRent |
| 3 Bed Terraced House, Anchor Road, ST3 | £1,000/mo | 3 | 0.62 miles | OpenRent |
| 3 Bed Semi-Detached House, Albert Avenue, ST3 | £935/mo | 3 | 0.69 miles | OpenRent |
| 3 Bed Terraced House, Beeston St, ST3 | £900/mo | 3 | 0.73 miles | OpenRent |
| [Eversley Road, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/ec1e01f) | £900/mo | 3 | 0.99 miles | Rightmove |
| 3 Bed Detached House, Bolina Grove, ST3 | £2,950/mo | 3 | 1.04 miles | OpenRent |
| [The Strand, Stoke-On-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/950884b) | £550/mo | — | 1.05 miles | Rightmove |
| [Coleridge Road, Blurton, Stoke-on-Trent](http://87.117.209.195:8080/listings/7393742) | £1,195/mo | 3 | 1.78 miles | Rightmove |
| [Emsworth Road, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/74508e3) | £950/mo | 3 | 2.21 miles | Rightmove |

**Average rent: £1,090/mo (12 listings)**

## 1% Rule

- **Rent ratio:** 0.59% (weak for cashflow)
- **Max investor price (0.8%):** £114,750
- **Target investor price (1%):** £91,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £918/mo).*

- **Gross yield:** 7.1%
- **Cost-to-rent:** 14.1×
- **Monthly cashflow:** £191/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 28.8%
- **10y growth:** 48%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.1%
- **5y growth (index):** 26.2%
- **10y growth (index):** 63.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

tempImageNuMqWX IMG_3185 IMG_3188 IMG_3193 IMG_3191 IMG_3172 IMG_3174 IMG_3161 IMG_3160 IMG_3165 IMG_3169 IMG_3177

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Property details

Tenure

FREEHOLD

Council tax band

Local average

£172,311 (-10%)

Deprivation

Decile 8 (25,665 of 33,755)

Street crime

228 incidents within 1 mile (Apr 2026)

Key features

Semi Detached House
In Need of Renovation
Three Bedrooms
Lounge
Dining Kitchen
Ground Floor Wet Room/WC
Council Tax Band B
Freehold
Ideal for Families
No Upward Chain

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: Off street
Garden: Yes

Description

** Findahome Online are pleased to offer to the market this Three Bedroom Semi Detached House offered with No Upward Chain. In need of updating, it has bags of potential and will make an ideal family home. Much sought after Parkhall location, walking distance of the Lake, Hills and the highly regarded Park Hall Primary Academy. The accommodation comprises of: Ent Hall, Lounge, Dining Kitchen, Family Room, Ground Floor Wet Room/WC, Three Bedrooms and Bathroom/WC. Externally there is a driveway and private rear garden. A viewing is strongly advised to see the possibilities this property offers! Call Findahome Online today on .

ENTRANCE HALL(DRAFT DETAILS) UPVC double glazed entrance door, stairs leading to the first floor. Doors into the Lounge and Family Room.

FAMILY ROOM 14' 7" x 5' 8" (4.44m x 1.73m) Sliding door into the Wet Room/WC.

WET ROOM 9' 0" x 5' 8" (2.74m x 1.73m) Shower, hand basin, WC.

STORAGE ROOM 'Glow Worm' boiler. Door leading to the garden.

LOUNGE 14' 9" x 12' 9" (4.5m x 3.89m) Door leading into:

DINING KITCHEN 16' 1" x 8' 6" (4.9m x 2.59m) Fitted kitchen, double glazed patio door opening into the garden.

FIRST FLOOR

LANDING Access to the loft, doors into:

BEDROOM 12' 5" x 9' 0" (3.78m x 2.74m) Fitted wardrobes and bedroom furniture.

BEDROOM 11' 3" x 9' 6" (3.43m x 2.9m)

BEDROOM 9' 5" x 6' 8" (2.87m x 2.03m) Airing cupboard housing the hot water cylinder.

BATHROOM/WC 6' 2" x 5' 10" (1.88m x 1.78m) Bath with shower over, hand basin, WC, chrome heated towel rail.

EXTERIOR ** To the front there is a driveway and lawned garden.
The rear garden has a paved patio area and lawn.

Listed by

Stoke-on-Trent

Findahome Online

Reference: 174393503

EPC ratings on this postcode

We don't have a matched EPC for this property yet. Below are efficiency scores and details for other addresses on this postcode.

Address	Current	Potential	Floor area	Age band	Type
1 Webster Avenue, STOKE-ON-TRENT	72	85	100 m²	England and Wales: 1976-1982	Detached
13, Webster Avenue, STOKE-ON-TRENT	65	80	79 m²	—	Detached
16, Webster Avenue, STOKE-ON-TRENT	65	80	78 m²	—	Detached
17, Webster Avenue, STOKE-ON-TRENT	69	86	71 m²	England and Wales: 1976-1982	Detached
18, Webster Avenue, STOKE-ON-TRENT	69	87	65 m²	England and Wales: 1967-1975	Detached
19, Webster Avenue, STOKE-ON-TRENT	69	89	71 m²	England and Wales: 1983-1990	Detached
2 Webster Avenue, STOKE-ON-TRENT	67	85	64 m²	England and Wales: 1967-1975	Detached
21, Webster Avenue, STOKE-ON-TRENT	65	80	78 m²	England and Wales: 1967-1975	Detached
22, Webster Avenue, STOKE-ON-TRENT	58	84	66 m²	England and Wales: 1976-1982	Detached
23 Webster Avenue, STOKE-ON-TRENT	69	77	89 m²	England and Wales: 1976-1982	Detached
25, Webster Avenue, STOKE-ON-TRENT	65	84	69 m²	England and Wales: 1976-1982	Detached
27, Webster Avenue, STOKE-ON-TRENT	68	84	74 m²	England and Wales: 1976-1982	Detached
28, Webster Avenue, STOKE-ON-TRENT	63	80	72 m²	—	Detached
40 Webster Avenue, STOKE-ON-TRENT	70	77	63 m²	England and Wales: 1967-1975	Detached
40, Webster Avenue, STOKE-ON-TRENT	50	79	65 m²	England and Wales: 1967-1975	Detached

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC Front Page

Price history

Event	Date	Price	% change
Listed for sale	—	£155,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
40 DEANSCROFT WAY, STOKE-ON-TRENT, ST3 5XW	£170,000	16/01/2026	Semi-detached
19 RAVENNA WAY, STOKE-ON-TRENT, ST3 5YW	£224,400	28/11/2025	Semi-detached
69 DEFOE DRIVE, STOKE-ON-TRENT, ST3 5HN	£160,000	28/02/2025	Semi-detached
10 FAULKNER PLACE, STOKE-ON-TRENT, ST3 5RY	£200,000	08/05/2024	Semi-detached
20 HOUSEMAN DRIVE, STOKE-ON-TRENT, ST3 5SB	£190,000	04/12/2023	Semi-detached
Same street 5 WEBSTER AVENUE, STOKE-ON-TRENT, ST3 5SX	£150,000	25/08/2023	Semi-detached
2 MILAN GROVE, LONGTON, STOKE-ON-TRENT, ST3 5YQ	£210,000	11/08/2023	Semi-detached
52 AMBLECOTE DRIVE, STOKE-ON-TRENT, ST3 5XH	£190,000	16/06/2023	Semi-detached
9 FIRBANK PLACE, STOKE-ON-TRENT, ST3 5RU	£225,000	11/05/2023	Semi-detached
Same street 19 WEBSTER AVENUE, STOKE-ON-TRENT, ST3 5SX	£170,000	21/04/2023	Semi-detached
Same street 1A WEBSTER AVENUE, STOKE-ON-TRENT, ST3 5SX	£182,000	31/03/2023	Semi-detached
8 AMBLECOTE DRIVE, STOKE-ON-TRENT, ST3 5XH	£159,950	07/12/2022	Semi-detached
Same street 40 WEBSTER AVENUE, STOKE-ON-TRENT, ST3 5SX	£195,000	18/11/2022	Semi-detached
33 LINACRE WAY, STOKE-ON-TRENT, ST3 5SY	£205,000	28/10/2022	Semi-detached
7 RIMINI CLOSE, STOKE-ON-TRENT, ST3 5YG	£160,500	21/10/2022	Semi-detached
30 RAVENNA WAY, STOKE-ON-TRENT, ST3 5YW	£191,000	07/10/2022	Semi-detached
20 PARMA GROVE, STOKE-ON-TRENT, ST3 5YN	£196,000	12/09/2022	Semi-detached
6 DEFOE DRIVE, STOKE-ON-TRENT, ST3 5RS	£190,000	19/08/2022	Semi-detached
33 DEANSCROFT WAY, STOKE-ON-TRENT, ST3 5XW	£180,000	01/07/2022	Semi-detached
6 DEFOE DRIVE, STOKE-ON-TRENT, ST3 5RS	£180,000	24/06/2022	Semi-detached
6 LINACRE WAY, STOKE-ON-TRENT, ST3 5SY	£185,000	24/06/2022	Semi-detached
1 SORRENTO GROVE, STOKE-ON-TRENT, ST3 5XZ	£120,000	13/06/2022	Semi-detached
15 HARINGTON DRIVE, STOKE-ON-TRENT, ST3 5SU	£162,000	07/06/2022	Semi-detached
Same street 27 WEBSTER AVENUE, STOKE-ON-TRENT, ST3 5SX	£198,000	04/05/2022	Detached
12 VIENNA WAY, STOKE-ON-TRENT, ST3 5YB	£145,000	29/04/2022	Semi-detached

Street average: £179,000 (5 sales)

Area average: £182,193 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 28.8%

10y growth 48%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Semi-detached. As of March 2026.

1y (index) 2.1%

5y (index) 26.2%

10y (index) 63.3%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £637/mo

Realistic £708/mo

Optimistic £779/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £593/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST3 5SX

Address

Webster Avenue

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Tesco Express	0.3 miles
Bus stop	Unknown	0.4 miles
Bus stop	Mossfield Road	0.4 miles
Shop	Bluebells	0.5 miles
Train station	Longton	1.0 miles
Train station	Caverswall Road	2.5 miles
Hospital	Haywood Hospital Walk-in Centre	5.3 miles
University	Buxton & Leek College	8.7 miles
University	Tovell Building, Buxton & Leek College	8.7 miles
Hospital	John Munroe Hospital	9.1 miles

Street-level crime

Category	Count
Violence and sexual offences	84
Anti-social behaviour	34
Criminal damage and arson	22
Shoplifting	22
Public order	20
Other theft	15
Drugs	7
Burglary	6
Other crime	6
Vehicle crime	5
Possession of weapons	3
Robbery	3
Bicycle theft	1
Total incidents	228

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Park Hall Academy	Primary	0.5 miles	Good — 9 Feb 2011
Gladstone Primary Academy	Primary	0.6 miles	Good — 18 Apr 2013
Sandford Hill Primary School	Primary	0.8 miles	Good — 15 Nov 2023
Weston Junior Academy	Primary	0.8 miles	Good — 26 May 2022
Discovery Academy	Secondary	0.9 miles	Requires improvement — 13 May 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Marlow Road, ST3	£850/mo	3	0.3 miles	OpenRent
3 Bed Semi-Detached House, Marlow Road, ST3	£850/mo	3	0.3 miles	OpenRent
3 Bed Terraced House, Albert St, ST3	£795/mo	3	0.56 miles	OpenRent
3 Bed Detached House, Anchor Road, ST3	£1,200/mo	3	0.6 miles	OpenRent
3 Bed Terraced House, Anchor Road, ST3	£1,000/mo	3	0.62 miles	OpenRent
3 Bed Semi-Detached House, Albert Avenue, ST3	£935/mo	3	0.69 miles	OpenRent
3 Bed Terraced House, Beeston St, ST3	£900/mo	3	0.73 miles	OpenRent
Eversley Road, Stoke-on-Trent, Staffordshire, ST3	£900/mo	3	0.99 miles	Rightmove
3 Bed Detached House, Bolina Grove, ST3	£2,950/mo	3	1.04 miles	OpenRent
The Strand, Stoke-On-Trent, Staffordshire, ST3	£550/mo	—	1.05 miles	Rightmove
Coleridge Road, Blurton, Stoke-on-Trent	£1,195/mo	3	1.78 miles	Rightmove
Emsworth Road, Stoke-on-Trent, Staffordshire, ST3	£950/mo	3	2.21 miles	Rightmove

Average rent: £1,090/mo (12 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.59%

Max investor price (0.8%) £114,750

Target investor price (1%) £91,800

Gross yield 7.1%

Cost-to-rent ratio 14.1×

Monthly cashflow £191/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 5.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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