# 1 bedroom retirement property for sale (DE6 1TY) ## Property Details | Key | Value | |-----|-------| | Address | 26, ELIOT LODGE, KING EDWARD STREET, ASHBOURNE, DERBYSHIRE DE6 1TY | | Price | £210,000 | | Bedrooms | 1 | | Bathrooms | 1 | | Floor area | 43 m² | | Last sold | £212,950 Jun 2021 | ## EPC Rating & Upgrade Cost - **Current rating:** B - **Potential rating:** B - **Expiry date:** 08/07/2029 - **Current heating cost:** £136/year [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8201-7733-6840-4301-6902) ## Description **ONE BEDROOM SECOND FLOOR RETIREMENT APARTMENT** Welcome to Eliot Lodge! This delightful west-facing one bedroom apartment is presented in good order throughout and is offered to the market with no onward chain. The Living Room offers a feature electric fireplace with attractive surround. There is ample space for living and dining room furniture and a large window provides lots of natural light. The Kitchen offers a range of modern eye and base level units with working surfaces over and tiled splashbacks. There is a built-in waist height oven, 4 ring electric hob, washer/dryer, fridge and frost-free freezer. The Bedroom is a good-sized double room with a built-in mirrored wardrobe that offers excellent storage. A large window fills the room with natural light, creating a bright and inviting atmosphere. The Shower Room offers a curved shower with handrail, a WC, wash hand basin with vanity unit beneath and a heated towel rail. Perfectly complimenting this wonderful apartment is a useful storage cupboard located in the hallway. Call us today to book your viewing! Eliot Lodge in Ashbourne is a Churchill Development with 38 one and two bedroom apartments. The Lodge is named in memory of George Eliot, the pen name for Mary Ann Evans an English Novelist. Eliot Lodge is ideally located within easy reach of local amenities and the nearby Ashbourne town centre. Ashbourne is a thriving market town nestled in the heart of the Derbyshire Dales, the closest town to the popular area of Dovedale and located on the southern edge of the Peak District. Ashbourne’s cobbled streets and alleys are filled with a variety of antique furniture shops, art galleries, a library and a modern leisure centre. A traditional outdoor market is held every Thursday and Saturday. Directly behind Eliot Lodge you will find a Sainsbury’s close together with a doctors’ surgery, opticians, dentists, a pharmacy and a medical centre. Eliot Lodge’s manager is on hand during the day to support the residents and keep the development in perfect shape. They arrange many regular events in the Owners’ Lounge from coffee mornings to games afternoons. A Guest Suite is available for your friends and family to stay in. In addition, you are entitled to use the Guest Suites at all Churchill Living developments across the country. Prices are available from the Lodge Manager. Eliot Lodge has been designed with safety and security at the forefront. The apartment has an emergency Careline system installed, monitored by the onsite Lodge Manager during the day and 24 hours, 365 days a year by the Careline team. Careline integrated intruder alarm, secure video entry system and sophisticated fire and smoke detection systems throughout both the apartment and communal areas provide unrivalled peace of mind. Eliot Lodge is managed by the award winning Churchill Estates Management, working closely with Churchill Living and Churchill Sales & Lettings to maintain the highest standards of maintenance and service for every lodge and owner. Eliot Lodge requires at least one apartment resident to be over the age of 60 with any second resident over the age of 55. Service charge (Year Ending 30th November 2026): £3,304.27 per annum. Ground rent £575 per annum. To be reviewed in June 2026 999 Year lease from 2019 Council Tax Band B Please check regarding Pets with Churchill Estates Management. Any consents given in relation to pets are subject to the terms of the lease and any further rules and regulations made by Churchill Estates Management. Service charges include: Careline system, buildings insurance, water and sewerage rates, Air Source heating, communal cleaning, utilities and maintenance, garden maintenance, lift maintenance & Lodge Manager. ## Property Photos - ![1515188 (3).jpg](/listings/photos/92978709/2505826) - 1515188 (3).jpg - ![1515188 (6).jpg](/listings/photos/92978709/2505827) - 1515188 (6).jpg - ![1515188 (7).jpg](/listings/photos/92978709/2505829) - 1515188 (7).jpg - ![1515188 (8).jpg](/listings/photos/92978709/2505831) - 1515188 (8).jpg - ![1515188 (10).jpg](/listings/photos/92978709/2505833) - 1515188 (10).jpg - ![1515188 (11).jpg](/listings/photos/92978709/2505835) - 1515188 (11).jpg - ![1515188 (12).jpg](/listings/photos/92978709/2505837) - 1515188 (12).jpg - ![1515188 (13).jpg](/listings/photos/92978709/2505839) - 1515188 (13).jpg - ![1515188 (14).jpg](/listings/photos/92978709/2505841) - 1515188 (14).jpg - ![1515188 (15).jpg](/listings/photos/92978709/2505843) - 1515188 (15).jpg - ![1515188 (16).jpg](/listings/photos/92978709/2505844) - 1515188 (16).jpg - ![Eliot Lodge (2).jpg](/listings/photos/92978709/2505846) - Eliot Lodge (2).jpg - ![Owners Patio Area.JPG](/listings/photos/92978709/2505848) - Owners Patio Area.JPG - ![Owners Lounge (3).jpg](/listings/photos/92978709/2505850) - Owners Lounge (3).jpg ## Floorplans - ![Floorplan.jpg](/listings/photos/92978709/2505851) - Floorplan.jpg ## EPC Graphs - ![EE Rating](/listings/photos/92978709/2505854) - EE Rating ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | ELIOT LODGE 26 KING EDWARD STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1TY | £212,950 | 29/06/2021 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 21 MARKET PLACE, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1EU | £454,300 | 11/12/2023 | Other | | BRUNSWICK PLACE APARTMENT 1 STATION STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1DH | £6,000 | 23/10/2023 | Other | | 15 THORNLEY PLACE, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1PQ | £350,000 | 24/08/2023 | Other | | THE HORNS, 15 VICTORIA SQUARE, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GG | £310,000 | 02/05/2023 | Other | | SHAWCROFT CENTRE UNIT 3-4 SHAWCROFT, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GD | £265,000 | 31/03/2023 | Other | | QUEEN ELIZABETH COURT 8 BELLE VUE ROAD, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1NE | £195,000 | 09/12/2022 | Other | | 35 ST JOHN STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GP | £275,000 | 18/10/2022 | Other | | 6 ST JOHN STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GH | £950,000 | 16/09/2022 | Other | | 1 CHURCH STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1AE | £851,000 | 19/08/2022 | Other | | SHAWCROFT CENTRE POUNDSTRETCHER, UNIT 11 DIG STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GD | £1,320,000 | 28/06/2022 | Other | | 52 ST JOHN STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GH | £295,000 | 31/03/2022 | Other | | 14 CHURCH STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1AE | £220,000 | 31/03/2022 | Other | | 37 - 39 COMPTON, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1BX | £135,000 | 17/02/2022 | Other | | SHAWCROFT CENTRE UNIT 6 DIG STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GF | £139,000 | 23/12/2021 | Other | **Area average:** £411,807 (14 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £1,039,625 (8 Other, DE6, 2024–2026) - **Deviation:** -79.8% ## Rental Range *ONS Price Index of Private Rents (Derbyshire Dales). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £737/mo - **Realistic:** £819/mo - **Optimistic:** £901/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Peaks & Dales (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £474/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 1 Bed Semi-Detached House, The Ivies, DE6 | £595/mo | 1 | 0.16 miles | OpenRent | | 1 Bed Flat, The Ivies, DE6 | £650/mo | 1 | 0.16 miles | OpenRent | | 1 Bed Terraced House, Buxton Road, DE6 | £695/mo | 1 | 0.42 miles | OpenRent | **Average rent: £647/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.31% (weak for cashflow) - **Max investor price (0.8%):** £81,250 - **Target investor price (1%):** £65,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £650/mo).* - **Gross yield:** 3.7% - **Cost-to-rent:** 26.9× - **Monthly cashflow:** £-267/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -5.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £4,884/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -23.8% - **10y growth:** -26.1% ## House Price Index (HM Land Registry) *Official index for Derbyshire Dales; All dwelling types series; as of July 2026.* - **1y growth (index):** 7.2% - **5y growth (index):** 19.4% - **10y growth (index):** 50.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)