For sale Retirement Property

26

ELIOT LODGE, KING EDWARD STREET, ASHBOURNE, DERBYSHIRE DE6 1TY

1 beds 1 baths 463 sq ft Listed 10 Sep 2026 (-41d)

£210,000

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Property details

Tenure

LEASEHOLD (992 years remaining on lease)

Floor area

43 m²

EPC rating

B

Last sold

£212,950 Jun 2021

Price per m²

£4,884/m²

Local average

£1,039,625 (-79.8%)

Deprivation

Decile 5 (15,369 of 33,755)

Street crime

39 incidents within 1 mile (Aug 2026)

Key features

  • One bedroom second floor apartment
  • Fully fitted kitchen with integrated appliances
  • Lodge manager available 5 days a week
  • Owners lounge & kitchen with regular social events
  • Lift to all floors
  • Owners private car park
  • Close to local shops and great transport links
  • Landscaped gardens
  • 24 Hour Careline system for safety and security
  • A Guest Suite is available for your friends and family to stay in. In addition, you are entitled to use of the Guest Suites at all Churchill Living developments across the country

Additional details

Parking
Yes
Garden
Yes

Description

ONE BEDROOM SECOND FLOOR RETIREMENT APARTMENT

Welcome to Eliot Lodge! This delightful west-facing one bedroom apartment is presented in good order throughout and is offered to the market with no onward chain.

The Living Room offers a feature electric fireplace with attractive surround. There is ample space for living and dining room furniture and a large window provides lots of natural light.

The Kitchen offers a range of modern eye and base level units with working surfaces over and tiled splashbacks. There is a built-in waist height oven, 4 ring electric hob, washer/dryer, fridge and frost-free freezer.

The Bedroom is a good-sized double room with a built-in mirrored wardrobe that offers excellent storage. A large window fills the room with natural light, creating a bright and inviting atmosphere.

The Shower Room offers a curved shower with handrail, a WC, wash hand basin with vanity unit beneath and a heated towel rail.

Perfectly complimenting this wonderful apartment is a useful storage cupboard located in the hallway.

Call us today to book your viewing!

Eliot Lodge in Ashbourne is a Churchill Development with 38 one and two bedroom apartments. The Lodge is named in memory of George Eliot, the pen name for Mary Ann Evans an English Novelist. Eliot Lodge is ideally located within easy reach of local amenities and the nearby Ashbourne town centre.

Ashbourne is a thriving market town nestled in the heart of the Derbyshire Dales, the closest town to the popular area of Dovedale and located on the southern edge of the Peak District.

Ashbourne’s cobbled streets and alleys are filled with a variety of antique furniture shops, art galleries, a library and a modern leisure centre. A traditional outdoor market is held every Thursday and Saturday. Directly behind Eliot Lodge you will find a Sainsbury’s close together with a doctors’ surgery, opticians, dentists, a pharmacy and a medical centre.

Eliot Lodge’s manager is on hand during the day to support the residents and keep the development in perfect shape. They arrange many regular events in the Owners’ Lounge from coffee mornings to games afternoons.

A Guest Suite is available for your friends and family to stay in. In addition, you are entitled to use the Guest Suites at all Churchill Living developments across the country. Prices are available from the Lodge Manager.

Eliot Lodge has been designed with safety and security at the forefront. The apartment has an emergency Careline system installed, monitored by the onsite Lodge Manager during the day and 24 hours, 365 days a year by the Careline team. Careline integrated intruder alarm, secure video entry system and sophisticated fire and smoke detection systems throughout both the apartment and communal areas provide unrivalled peace of mind.

Eliot Lodge is managed by the award winning Churchill Estates Management, working closely with Churchill Living and Churchill Sales & Lettings to maintain the highest standards of maintenance and service for every lodge and owner.

Eliot Lodge requires at least one apartment resident to be over the age of 60 with any second resident over the age of 55.

Service charge (Year Ending 30th November 2026): £3,304.27 per annum.

Ground rent £575 per annum. To be reviewed in June 2026

999 Year lease from 2019

Council Tax Band B

Please check regarding Pets with Churchill Estates Management. Any consents given in relation to pets are subject to the terms of the lease and any further rules and regulations made by Churchill Estates Management.

Service charges include: Careline system, buildings insurance, water and sewerage rates, Air Source heating, communal cleaning, utilities and maintenance, garden maintenance, lift maintenance & Lodge Manager.

Listed by

Ringwood

Stratton & King Limited

Reference: 92978709

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: B

Inspection date: 09/07/2019

Expiry date: 08/07/2029

Current heating cost: £136/year

Potential heating cost: £136/year

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~8,116 m² (2.01 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Floorplan.jpg

Floorplan.jpg

EPC Graphs

EE Rating

EE Rating

Price history

Event Date Price % change
Listed for sale — £210,000 -1.4%
Sold 29/06/2021 (5 years ago) £212,950 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
21 MARKET PLACE, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1EU £454,300 11/12/2023 Other
BRUNSWICK PLACE APARTMENT 1 STATION STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1DH £6,000 23/10/2023 Other
15 THORNLEY PLACE, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1PQ £350,000 24/08/2023 Other
THE HORNS, 15 VICTORIA SQUARE, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GG £310,000 02/05/2023 Other
SHAWCROFT CENTRE UNIT 3-4 SHAWCROFT, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GD £265,000 31/03/2023 Other
QUEEN ELIZABETH COURT 8 BELLE VUE ROAD, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1NE £195,000 09/12/2022 Other
35 ST JOHN STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GP £275,000 18/10/2022 Other
6 ST JOHN STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GH £950,000 16/09/2022 Other
1 CHURCH STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1AE £851,000 19/08/2022 Other
SHAWCROFT CENTRE POUNDSTRETCHER, UNIT 11 DIG STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GD £1,320,000 28/06/2022 Other
14 CHURCH STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1AE £220,000 31/03/2022 Other
52 ST JOHN STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GH £295,000 31/03/2022 Other
37 - 39 COMPTON, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1BX £135,000 17/02/2022 Other
SHAWCROFT CENTRE UNIT 6 DIG STREET, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GF £139,000 23/12/2021 Other
UNIT 5 HORSE & JOCKEY YARD, ASHBOURNE, DERBYSHIRE DALES, DERBYSHIRE, DE6 1GH £850,000 22/10/2021 Other

Area average: £441,020 (15 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -23.8%
10y growth -26.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Derbyshire Dales. Series: All dwelling types. As of July 2026.

1y (index) 7.2%
5y (index) 19.4%
10y (index) 50.4%

Rental Range

Estimated market rent for Derbyshire Dales. Low = conservative, Realistic = average, Optimistic = best case.

Low £737/mo
Realistic £819/mo
Optimistic £901/mo

Based on Local Authority from postcode lookup → Derbyshire Dales.

LHA (30th percentile) floor for Peaks & Dales: £474/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Ashbourne Bus Station 0.0 miles
Shop David Neill 0.1 miles
Shop Viva Hair & Beauty 0.1 miles
Bus stop Shaw Croft 0.2 miles
Hospital Saint Oswald's Hospital 0.3 miles
University University of Derby 6.0 miles
Train station Alton Towers Car Park 6.4 miles
Train station Runaway Mine Train 6.6 miles
Hospital Cheadle Hosptal 10.9 miles

Street-level crime

Category Count
Violence and sexual offences 18
Public order 5
Criminal damage and arson 4
Other crime 4
Vehicle crime 2
Anti-social behaviour 1
Drugs 1
Other theft 1
Robbery 1
Shoplifting 1
Theft from the person 1
Total incidents 39

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
St Oswald's CofE Primary School Primary 0.3 miles Good — 28 Feb 2019
Ashbourne Primary School Primary 0.4 miles Good — 7 Apr 2022
Queen Elizabeth's Grammar School Secondary 0.5 miles Good — 26 Nov 2014
Hilltop Primary Academy Primary 0.6 miles Requires improvement — 9 Nov 2022
Clifton CofE Primary School Primary 1.3 miles Requires improvement — 18 Jan 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
1 Bed Semi-Detached House, The Ivies, DE6 £595/mo 1 0.16 miles OpenRent
1 Bed Flat, The Ivies, DE6 £650/mo 1 0.16 miles OpenRent
1 Bed Terraced House, Buxton Road, DE6 £695/mo 1 0.42 miles OpenRent

Average rent: £647/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.31%
Max investor price (0.8%) £81,250
Target investor price (1%) £65,000
Gross yield 3.7%
Cost-to-rent ratio 26.9×
Monthly cashflow £-267/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -5.3%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).