Sold STC Terraced

9 BAKER STREET

LUTON, LUTON LU1 3PX

3 beds 1 baths 86 m² Listed 28 May 2025 (-383d)

£260,000

Guide Price

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# 3 bedroom terraced house for sale (LU1 3PX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 9 BAKER STREET, LUTON, LUTON LU1 3PX |
| Price | £260,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £252,000 Oct 2025 |

## Description

The accommodation comprises a lounge, dining room, kitchen/diner, three bedrooms, family bathroom and courtyard rear garden.

Baker Street is located in the South Luton area with Luton and Parkway train stations approximately a mile away which have direct routes into London, Bedford and beyond. The Town Centre is also close by which has an array of shops, bars, restaurants and many other amenities. Great schooling is provided nearby via Tennyson Primary and The Stockwood Park Academy.

## Property Photos

- ![Photo](/listings/photos/162542666/202961)
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- ![Photo](/listings/photos/162542666/202966)
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- ![Photo](/listings/photos/162542666/202972)

## Floorplans

- ![Floorplan 1](/listings/photos/162542666/202973) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/162542666/202974) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #8575614
- **Address:** 9 Baker Street, LUTON, LU1 3PX
- **Certificate Issued:** 12/12/2011
- **Work Completed:** 01/12/2011
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 BAKER STREET, LUTON, LU1 3PX | £252,000 | 30/10/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 COWPER STREET, LUTON, LU1 3RZ | £240,000 | 17/12/2025 | Terraced |
| 67 COWPER STREET, LUTON, LU1 3SQ | £230,000 | 28/11/2025 | Terraced |
| 43 HIBBERT STREET, LUTON, LU1 3UU | £230,000 | 17/11/2025 | Terraced |
| 40A HARCOURT STREET, LUTON, LU1 3QH | £285,000 | 12/11/2025 | Terraced |
| 51 COWPER STREET, LUTON, LU1 3SQ | £230,000 | 15/08/2025 | Terraced |
| 37 TAVISTOCK STREET, LUTON, LU1 3UT | £270,000 | 31/03/2025 | Terraced |
| 43 ARTHUR STREET, LUTON, LU1 3SG | £180,000 | 20/11/2023 | Terraced |
| 53 HIBBERT STREET, LUTON, LU1 3UU | £170,000 | 17/11/2023 | Terraced |
| 49 COWPER STREET, LUTON, LU1 3SQ | £215,000 | 27/10/2023 | Terraced |
| 12 TAVISTOCK STREET, LUTON, LU1 3UR | £197,500 | 18/10/2023 | Terraced |
| 49 TAVISTOCK STREET, LUTON, LU1 3UT | £180,000 | 13/07/2023 | Terraced |
| [Same street] 28 BAKER STREET, LUTON, LU1 3PX | £270,000 | 07/07/2023 | Semi-detached |
| [Same street] 3 BAKER STREET, LUTON, LU1 3PX | £270,000 | 17/05/2023 | Terraced |
| 45 LONDON ROAD, LUTON, LU1 3UE | £225,000 | 17/05/2023 | Terraced |
| [Same street] 40 BAKER STREET, LUTON, LU1 3PX | £268,000 | 12/05/2023 | Semi-detached |
| 29 ARTHUR STREET, LUTON, LU1 3SG | £260,000 | 19/04/2023 | Terraced |
| [Same street] 16 BAKER STREET, LUTON, LU1 3PX | £235,000 | 11/11/2022 | Terraced |
| 33 ASHTON ROAD, LUTON, LU1 3QE | £315,000 | 11/11/2022 | Terraced |
| 58 TAVISTOCK STREET, LUTON, LU1 3UT | £235,000 | 07/11/2022 | Terraced |
| 16 COWPER STREET, LUTON, LU1 3RZ | £210,000 | 07/10/2022 | Terraced |
| 56 BAKER STREET, LUTON, LU1 3PY | £320,000 | 06/09/2022 | Terraced |
| 27 ARTHUR STREET, LUTON, LU1 3SG | £270,000 | 02/09/2022 | Terraced |
| 27 LONDON ROAD, LUTON, LU1 3UE | £350,000 | 12/08/2022 | Terraced |
| [Same street] 50 BAKER STREET, LUTON, LU1 3PX | £220,000 | 09/08/2022 | Terraced |
| 48 ASHTON ROAD, LUTON, LU1 3QE | £240,000 | 08/07/2022 | Terraced |

**Street average:** £252,600 (5 sales)
**Area average:** £242,625 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £269,340 (47 Terraced, LU1, 2024–2026)
- **Deviation:** -3.5%

## Rental Range

*ONS Price Index of Private Rents (Luton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,093/mo
- **Realistic:** £1,214/mo
- **Optimistic:** £1,335/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Luton (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,097/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Cowper St, LU1 | £1,550/mo | 3 | 0.09 miles | OpenRent |
| 3 Bed Semi-Detached House, Strathmore Avenue, LU1 | £1,650/mo | 3 | 0.3 miles | OpenRent |

**Average rent: £1,600/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.62% (weak for cashflow)
- **Max investor price (0.8%):** £200,000
- **Target investor price (1%):** £160,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,600/mo).*

- **Gross yield:** 7.4%
- **Cost-to-rent:** 13.5×
- **Monthly cashflow:** £391/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.6%
- **10y growth:** 22.6%

## House Price Index (HM Land Registry)

*Official index for Luton; Terraced series; as of March 2026.*

- **1y growth (index):** -1.8%
- **5y growth (index):** 15.1%
- **10y growth (index):** 33.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

86 m²

Council tax band

Last sold

£252,000 Oct 2025

Local average

£269,340 (-3.5%)

Deprivation

Decile 3 (7,779 of 33,755)

Street crime

773 incidents within 1 mile (Apr 2026)

Key features

L&D ESTATE AGENTS
Three Bedroom Terraced
Extended Kitchen
First Floor Bathroom
Ideal First Time Buy/Buy To Let
Walking Distance To Town & Station
Easy Access To M1 Motorway
Local Shops Close By
Some Upgrading Required
Must Be Viewed

Additional details

Garden: Yes

Description

L&D ESTATE AGENTS are pleased to offer this three bedroom EXTENDED terraced property situated in the popular South Luton area which would ideally be suited for a first time buyer but particularly for rental investment. There is an element of some upgrading required but has been reflected in the current asking price. It would also make an ideal purchase for the commuter buyer due to its close proximity to Luton train station and easy access to the M1 motorway.

The accommodation comprises a lounge, dining room, kitchen/diner, three bedrooms, family bathroom and courtyard rear garden.

Baker Street is located in the South Luton area with Luton and Parkway train stations approximately a mile away which have direct routes into London, Bedford and beyond. The Town Centre is also close by which has an array of shops, bars, restaurants and many other amenities. Great schooling is provided nearby via Tennyson Primary and The Stockwood Park Academy.

Listed by

Covering Luton

L&D Estate Agents Ltd

Reference: 162542666

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8575614

Property Details

Street: 9 Baker Street

Town: LUTON

Postcode: LU1 3PX

Installation Details

Items: 1 door

Certificate Issued: 12/12/2011

Work Completed: 01/12/2011

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	30/10/2025 (7 months ago)	£252,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
30 COWPER STREET, LUTON, LU1 3RZ	£240,000	17/12/2025	Terraced
67 COWPER STREET, LUTON, LU1 3SQ	£230,000	28/11/2025	Terraced
43 HIBBERT STREET, LUTON, LU1 3UU	£230,000	17/11/2025	Terraced
40A HARCOURT STREET, LUTON, LU1 3QH	£285,000	12/11/2025	Terraced
51 COWPER STREET, LUTON, LU1 3SQ	£230,000	15/08/2025	Terraced
37 TAVISTOCK STREET, LUTON, LU1 3UT	£270,000	31/03/2025	Terraced
43 ARTHUR STREET, LUTON, LU1 3SG	£180,000	20/11/2023	Terraced
53 HIBBERT STREET, LUTON, LU1 3UU	£170,000	17/11/2023	Terraced
49 COWPER STREET, LUTON, LU1 3SQ	£215,000	27/10/2023	Terraced
12 TAVISTOCK STREET, LUTON, LU1 3UR	£197,500	18/10/2023	Terraced
49 TAVISTOCK STREET, LUTON, LU1 3UT	£180,000	13/07/2023	Terraced
Same street 28 BAKER STREET, LUTON, LU1 3PX	£270,000	07/07/2023	Semi-detached
Same street 3 BAKER STREET, LUTON, LU1 3PX	£270,000	17/05/2023	Terraced
45 LONDON ROAD, LUTON, LU1 3UE	£225,000	17/05/2023	Terraced
Same street 40 BAKER STREET, LUTON, LU1 3PX	£268,000	12/05/2023	Semi-detached
29 ARTHUR STREET, LUTON, LU1 3SG	£260,000	19/04/2023	Terraced
Same street 16 BAKER STREET, LUTON, LU1 3PX	£235,000	11/11/2022	Terraced
33 ASHTON ROAD, LUTON, LU1 3QE	£315,000	11/11/2022	Terraced
58 TAVISTOCK STREET, LUTON, LU1 3UT	£235,000	07/11/2022	Terraced
16 COWPER STREET, LUTON, LU1 3RZ	£210,000	07/10/2022	Terraced
56 BAKER STREET, LUTON, LU1 3PY	£320,000	06/09/2022	Terraced
27 ARTHUR STREET, LUTON, LU1 3SG	£270,000	02/09/2022	Terraced
27 LONDON ROAD, LUTON, LU1 3UE	£350,000	12/08/2022	Terraced
Same street 50 BAKER STREET, LUTON, LU1 3PX	£220,000	09/08/2022	Terraced
48 ASHTON ROAD, LUTON, LU1 3QE	£240,000	08/07/2022	Terraced

Street average: £252,600 (5 sales)

Area average: £242,625 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.6%

10y growth 22.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Luton. Series: Terraced. As of March 2026.

1y (index) -1.8%

5y (index) 15.1%

10y (index) 33.6%

Rental Range

Estimated market rent for Luton. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,093/mo

Realistic £1,214/mo

Optimistic £1,335/mo

Based on Local Authority from postcode lookup → Luton.

LHA (30th percentile) floor for Luton: £1,097/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LU1 3PX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	The Washing Well	0.0 miles
Shop	Aston Salon	0.1 miles
Bus stop	Holly Street	0.2 miles
Bus stop	Russell Street	0.2 miles
University	University Of Bedfordshire	0.4 miles
Train station	Luton	0.7 miles
Train station	Luton Airport Parkway	0.8 miles
Hospital	Luton and Dunstable Hospital	3.0 miles
Hospital	Widecombe Nursing Home	3.2 miles

Street-level crime

Category	Count
Violence and sexual offences	253
Anti-social behaviour	95
Shoplifting	75
Other theft	68
Vehicle crime	64
Public order	63
Drugs	45
Criminal damage and arson	41
Burglary	16
Other crime	14
Robbery	12
Bicycle theft	10
Theft from the person	10
Possession of weapons	7
Total incidents	773

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Tennyson Road Primary School	Primary	0.1 miles	Outstanding — 1 Jul 2024
Oakwood Primary School	Other	0.2 miles	Good — 21 Sep 2022
Chapel Street Nursery School	Nursery	0.2 miles	Good — 22 Mar 2013
University of Bedfordshire	Other	0.4 miles	— (No rating)
Hillborough Junior School	Primary	0.4 miles	Outstanding — 14 Jan 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Cowper St, LU1	£1,550/mo	3	0.09 miles	OpenRent
3 Bed Semi-Detached House, Strathmore Avenue, LU1	£1,650/mo	3	0.3 miles	OpenRent

Average rent: £1,600/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.62%

Max investor price (0.8%) £200,000

Target investor price (1%) £160,000

Gross yield 7.4%

Cost-to-rent ratio 13.5×

Monthly cashflow £391/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).