# 4 bedroom semi-detached house for sale (FY4 2HZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 29 ST JAMES ROAD, BLACKPOOL, BLACKPOOL FY4 2HZ |
| Price | £250,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Council tax | B |
| Last sold | £265,000 Feb 2026 |

## Description

This stunning four-bedroom semi-detached house seamlessly blends period elegance with modern comforts, offering generous accommodation across two bright and stylish reception rooms. The home welcomes you with an impressive entrance hall, featuring ornate staircases, decorative wall panelling, and intricate ceiling cornices, setting a sophisticated tone from the outset. The spacious reception areas are enhanced by charming fireplaces, elegant mouldings, and large windows that fill the rooms with natural light, creating a warm and inviting atmosphere ideal for both entertaining and family life.

The heart of the home is a beautifully appointed modern kitchen, complete with integrated appliances, a stylish kitchen island, and decorative flooring, seamlessly connected to a welcoming dining area. French doors open directly onto a landscaped and well-maintained garden, featuring a patio with seating and lush green spaces perfect for relaxation or al fresco dining. The property further benefits from spacious, light-filled bedrooms adorned with luxurious finishes such as chandeliers, decorative ceiling mouldings, and built-in storage. Additional practical features include a fully equipped utility room with ample storage, convenient off-road parking, secure side access, and a private garden retreat. This exceptional home combines timeless period character with contemporary amenities, making it an outstanding choice for modern family living.

EPC Rating: D

## Property Photos

- ![Photo](/listings/photos/168704564/412313)
- ![Lounge](/listings/photos/168704564/412314) - Lounge
- ![Kitchen](/listings/photos/168704564/412315) - Kitchen
- ![Bedroom 1](/listings/photos/168704564/412317) - Bedroom 1
- ![Hallway](/listings/photos/168704564/412318) - Hallway
- ![Hallway](/listings/photos/168704564/412320) - Hallway
- ![Dining Room](/listings/photos/168704564/412321) - Dining Room
- ![Dining Room](/listings/photos/168704564/412323) - Dining Room
- ![Kitchen](/listings/photos/168704564/412324) - Kitchen
- ![Kitchen](/listings/photos/168704564/412326) - Kitchen
- ![WC](/listings/photos/168704564/412327) - WC
- ![Laundry Room](/listings/photos/168704564/412329) - Laundry Room
- ![Landing](/listings/photos/168704564/412330) - Landing
- ![Bedroom 1](/listings/photos/168704564/412333) - Bedroom 1
- ![Bathroom](/listings/photos/168704564/412335) - Bathroom
- ![Bedroom 2](/listings/photos/168704564/412336) - Bedroom 2
- ![Bedroom 2](/listings/photos/168704564/412337) - Bedroom 2
- ![Bedroom 3](/listings/photos/168704564/412341) - Bedroom 3
- ![Bedroom 4](/listings/photos/168704564/412344) - Bedroom 4
- ![Photo](/listings/photos/168704564/412347)
- ![Photo](/listings/photos/168704564/412350)
- ![Photo](/listings/photos/168704564/412353)
- ![Photo](/listings/photos/168704564/412357)
- ![Photo](/listings/photos/168704564/412358)

## Floorplans

- ![Ground Floor](/listings/photos/168704564/412361) - Ground Floor
- ![First Floor](/listings/photos/168704564/412365) - First Floor
- ![All](/listings/photos/168704564/412370) - All
- ![Loft](/listings/photos/168704564/412378) - Loft
- ![Shed](/listings/photos/168704564/412385) - Shed

## EPC Graphs

- ![EPC 1](/listings/photos/168704564/412389) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 29 ST JAMES ROAD, BLACKPOOL, FY4 2HZ | £265,000 | 23/02/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 BOURNEMOUTH ROAD, BLACKPOOL, FY4 1LP | £231,500 | 04/12/2025 | Semi-detached |
| 509 LYTHAM ROAD, BLACKPOOL, FY4 1TE | £270,000 | 18/12/2023 | Semi-detached |
| 52 ST LUKES ROAD, BLACKPOOL, FY4 2EJ | £175,000 | 12/10/2023 | Semi-detached |
| 11 ABBEYVILLE, BLACKPOOL, FY4 2JU | £155,000 | 16/12/2022 | Semi-detached |
| 55 ST LUKES ROAD, BLACKPOOL, FY4 2EL | £182,000 | 16/11/2022 | Semi-detached |
| 592 LYTHAM ROAD, BLACKPOOL, FY4 1RB | £190,000 | 04/11/2022 | Semi-detached |
| 31 ST LUKES ROAD, BLACKPOOL, FY4 2EL | £184,000 | 21/10/2022 | Semi-detached |
| 16 BOSCOMBE ROAD, BLACKPOOL, FY4 1LW | £220,000 | 08/09/2022 | Semi-detached |
| 24 ST LUKES ROAD, BLACKPOOL, FY4 2EJ | £185,000 | 05/09/2022 | Semi-detached |
| 19 ST JAMES ROAD, BLACKPOOL, FY4 2HZ | £193,000 | 22/04/2022 | Semi-detached |
| 35 BOURNEMOUTH ROAD, BLACKPOOL, FY4 1LP | £172,500 | 04/03/2022 | Semi-detached |
| 32 BOSCOMBE ROAD, BLACKPOOL, FY4 1LW | £195,000 | 02/03/2022 | Semi-detached |
| 58 ST LUKES ROAD, BLACKPOOL, FY4 2EJ | £175,000 | 14/02/2022 | Semi-detached |
| 51 ST MARTINS ROAD, BLACKPOOL, FY4 2DT | £210,000 | 21/01/2022 | Semi-detached |
| 49 ST MARTINS ROAD, BLACKPOOL, FY4 2DT | £135,000 | 17/12/2021 | Semi-detached |
| 41 ST LUKES ROAD, BLACKPOOL, FY4 2EL | £214,950 | 17/12/2021 | Semi-detached |
| 8 ST MARTINS ROAD, BLACKPOOL, FY4 2DY | £185,000 | 10/12/2021 | Semi-detached |
| 10 BOURNEMOUTH ROAD, BLACKPOOL, FY4 1LP | £143,000 | 19/11/2021 | Semi-detached |
| 39 ST LUKES ROAD, BLACKPOOL, FY4 2EL | £220,000 | 17/11/2021 | Semi-detached |
| 53 ST LUKES ROAD, BLACKPOOL, FY4 2EL | £194,500 | 04/11/2021 | Semi-detached |

**Area average:** £191,523 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £170,653 (66 Semi-detached, FY4, 2024–2026)
- **Deviation:** +46.5%

## Rental Range

*ONS Price Index of Private Rents (Blackpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £630/mo
- **Realistic:** £700/mo
- **Optimistic:** £770/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £992/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Stubblefield Drive, FY8 | £4,860/mo | 4 | 0.8 miles | OpenRent |
| 4 Bed Terraced House, St Chad's Road, FY1 | £5,500/mo | 4 | 1.16 miles | OpenRent |
| 4 Bed Terraced House, Bloomfield Road, FY1 | £5,500/mo | 4 | 1.19 miles | OpenRent |

**Average rent: £5,287/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 2.2% (strong)
- **Max investor price (0.8%):** £687,500
- **Target investor price (1%):** £550,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £5,500/mo).*

- **Gross yield:** 26.4%
- **Cost-to-rent:** 3.8×
- **Monthly cashflow:** £3,940/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 65.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.8%
- **10y growth:** 42.9%

## House Price Index (HM Land Registry)

*Official index for Blackpool; Semi-detached series; as of March 2026.*

- **1y growth (index):** 3.2%
- **5y growth (index):** 23.8%
- **10y growth (index):** 49.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
