Sold STC Flat

27 CHEW MEADOW

BIGGLESWADE, CENTRAL BEDFORDSHIRE SG18 0RG

1 beds 1 baths 678 sq ft Listed 20 Jul 2023 (-1059d)

£97,000

Shared ownership

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# 1 bedroom apartment for sale (SG18 0RG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 27 CHEW MEADOW, BIGGLESWADE, CENTRAL BEDFORDSHIRE SG18 0RG |
| Price | £97,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Floor area | 63 m² |
| Last sold | £97,000 Dec 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 11/06/2029

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8851-7636-5440-8422-6996)

## Description

**SHARED OWNERSHIP**IMMACULATE and SPACIOUS one bedroom first floor flat. Allocated PARKING. Benefiting from popular local amenities and good commuter links to Bedford and Cambridge, as well as London by rail. 50% Share ONLY £97,000.

Full Market Value: £194,000

50% Share: £97,000

Rent pcm: £235.90 pcm

Service Charge pcm: £45.36 pcm

Lease: 95 years remaining

EPC Rating: B

Council Tax: Band A

**Entrance Hallway:** - Own front door. Carpeted stairs leading to landing:

Smoke alarm. Radiator. Ceiling light. Leading to landing with 2 large storage cupboards, one with shelf and rail.

**Lounge/Diner/Kitchen:** - 5.01m x 3.97m (16'5" x 13'0") - 2 x UPVC double glazed windows to front aspect. New laminate flooring, storage cupboard housing boiler. TV point, BT socket, Sky+ satellite and digital TV aerial outlets. Radiator. Ceiling lights. Open to:

**Kitchen:** - A range of cashmere base and wall units with complementary worktop. One and a half bowl stainless steel sink unit with drainer, integrated electric oven, hob and overhead extractor fan. Space for washer/dryer, dishwasher and fridge/freezer. Extractor fan. Tiled splash backs. Continuation of new laminate flooring. Ceiling light.

**Bedroom:** - 5.01m x 2.57m (16'5" x 8'5") - UPVC double glazed window to rear aspect. Feature wall. Carpet. TV point, BT socket, Sky+ satellite and digital TV aerial outlets. Ceiling light. Radiator.

**Bathroom:** - UPVC privacy window to rear aspect. A white suite comprising: panelled bath with chrome mixer taps. Fully tiled with wall mounted shower and glass shower screen. Wall mounted wash hand basin, chrome mixer taps. Low level push button flush wc. Wood effect vinyl flooring, extractor fan, inset ceiling spot lights.

**External:** - One allocated parking space. Ample visitor parking to the front. Bike storage. Bin and recycling storage. Communal area.

**Local Area:** - Biggleswade is a market town located on the River Ivel in Bedfordshire. It has grown in population primarily due to excellent transport links being situated along the A1 between London and the North, as well as having a railway station on the main rail link North from London. Rail travel time into London is 35 minutes. There is the newly developed A1 Retail Park, as well as a sports centre and a heated indoor swimming pool.

**Agents Note:** - The apparatus, equipment, fittings and services for this property have not been tested by First Step, all interested parties will need to satisfy themselves as to the condition of any such items or services. All measurements are approximate and therefore may be subject to a small margin of error.

These details are to be used as a guide only and their accuracy is therefore not guaranteed. These details are yet to be approved by the vendor.

## Property Photos

- ![Chew Meadow](/listings/photos/137648870/482872) - Chew Meadow
- ![Living Area](/listings/photos/137648870/482874) - Living Area
- ![Kitchen](/listings/photos/137648870/482876) - Kitchen
- ![Lounge](/listings/photos/137648870/482877) - Lounge
- ![Dining Area](/listings/photos/137648870/482880) - Dining Area
- ![Hallway](/listings/photos/137648870/482881) - Hallway
- ![Bedroom](/listings/photos/137648870/482883) - Bedroom
- ![Bedroom](/listings/photos/137648870/482885) - Bedroom
- ![Bedroom](/listings/photos/137648870/482886) - Bedroom
- ![Bathroom](/listings/photos/137648870/482888) - Bathroom
- ![Parking](/listings/photos/137648870/482889) - Parking

## Floorplans

- ![Floorplan.jpg](/listings/photos/137648870/482891) - Floorplan.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/137648870/482892) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 CHEW MEADOW, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RG | £97,000 | 20/12/2023 | Flat |
| 27 CHEW MEADOW, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RG | £90,000 | 18/02/2022 | Flat |
| 27 CHEW MEADOW, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RG | £92,000 | 09/08/2019 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 LARKINSON AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RF | £120,000 | 03/12/2025 | Flat |
| 14 WILLIAMS COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0BF | £176,000 | 05/11/2025 | Flat |
| [Same street] 23 CHEW MEADOW, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RG | £96,000 | 24/07/2024 | Flat |
| [Same street] 14 CHEW MEADOW, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RG | £315,000 | 23/05/2024 | Detached |
| 171 POTTON ROAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0EJ | £73,500 | 03/11/2023 | Flat |
| [Same street] 28 CHEW MEADOW, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RG | £99,750 | 04/04/2023 | Detached |
| 15 FISHER MEAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0GZ | £115,000 | 30/11/2022 | Flat |
| 22 DARTMOOR WAY, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0FL | £255,000 | 25/10/2022 | Flat |
| 16 WILLIAMS COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0BF | £173,000 | 05/08/2022 | Flat |
| 13 NEWTOWN COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0AJ | £142,000 | 01/07/2022 | Flat |
| 14 WILLIAMS COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0BF | £175,000 | 18/02/2022 | Flat |
| 10 WILLIAMS COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0BF | £195,000 | 28/01/2022 | Flat |
| 11 LARKINSON AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RF | £250,000 | 30/09/2021 | Flat |
| 19 WILLIAMS COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0BF | £175,000 | 03/09/2021 | Flat |
| 12 LARKINSON AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RF | £250,000 | 03/09/2021 | Flat |
| 5 WILLIAMS COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0BF | £169,000 | 16/08/2021 | Flat |
| 17 LARKINSON AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RF | £78,750 | 18/06/2021 | Flat |

**Street average:** £170,250 (3 sales)
**Area average:** £167,661 (14 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £225,229 (26 Flat, SG18, 2024–2026)
- **Deviation:** -56.9%

## Rental Range

*ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,118/mo
- **Realistic:** £1,242/mo
- **Optimistic:** £1,366/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Maisonette, St. Johns Court, SG18 | £975/mo | 1 | 0.56 miles | OpenRent |
| 1 Bed Semi-Detached House, Claremont Court, SG18 | £950/mo | 1 | 0.66 miles | OpenRent |

**Average rent: £963/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.99% (okay)
- **Max investor price (0.8%):** £120,375
- **Target investor price (1%):** £96,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £963/mo).*

- **Gross yield:** 11.9%
- **Cost-to-rent:** 8.4×
- **Monthly cashflow:** £460/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 19.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,540/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 33.7%
- **10y growth:** 70.5%

## House Price Index (HM Land Registry)

*Official index for Central Bedfordshire; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -2%
- **5y growth (index):** 7.6%
- **10y growth (index):** 19.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Listing type

Shared ownership

Chew Meadow Living Area Kitchen Lounge Dining Area Hallway Bedroom Bedroom Bedroom Bathroom Parking

/ 11

Property details

Listing category

Shared ownership

Tenure

LEASEHOLD (95 years remaining on lease)

Floor area

63 m²

Council tax band

EPC rating

Last sold

£97,000 Dec 2023

Price per m²

£1,540/m²

Local average

£225,229 (-56.9%)

Deprivation

Decile 7 (20,941 of 33,755)

Street crime

87 incidents within 1 mile (Apr 2026)

Key features

1 BEDROOM FIRST FLOOR FLAT
ALLOCATED PARKING SPACE
INTEGRATED ELECTRIC OVEN, GAS HOB AND EXTRACTOR
NEW FITTED FLOORING TO LOUNGE AND KITCHEN
OWN FRONT DOOR
DIRECT TRAIN LINKS TO LONDON KINGS CROSS AND LONDON BRIDGE
£97,000 FOR 50% SHARE

Additional details

Parking: Yes

Description

SHARED OWNERSHIPIMMACULATE and SPACIOUS one bedroom first floor flat. Allocated PARKING. Benefiting from popular local amenities and good commuter links to Bedford and Cambridge, as well as London by rail. 50% Share ONLY £97,000.

Full Market Value: £194,000
50% Share: £97,000
Rent pcm: £235.90 pcm
Service Charge pcm: £45.36 pcm
Lease: 95 years remaining
EPC Rating: B
Council Tax: Band A

Entrance Hallway: - Own front door. Carpeted stairs leading to landing:
Smoke alarm. Radiator. Ceiling light. Leading to landing with 2 large storage cupboards, one with shelf and rail.

Lounge/Diner/Kitchen: - 5.01m x 3.97m (16'5" x 13'0") - 2 x UPVC double glazed windows to front aspect. New laminate flooring, storage cupboard housing boiler. TV point, BT socket, Sky+ satellite and digital TV aerial outlets. Radiator. Ceiling lights. Open to:

Kitchen: - A range of cashmere base and wall units with complementary worktop. One and a half bowl stainless steel sink unit with drainer, integrated electric oven, hob and overhead extractor fan. Space for washer/dryer, dishwasher and fridge/freezer. Extractor fan. Tiled splash backs. Continuation of new laminate flooring. Ceiling light.

Bedroom: - 5.01m x 2.57m (16'5" x 8'5") - UPVC double glazed window to rear aspect. Feature wall. Carpet. TV point, BT socket, Sky+ satellite and digital TV aerial outlets. Ceiling light. Radiator.

Bathroom: - UPVC privacy window to rear aspect. A white suite comprising: panelled bath with chrome mixer taps. Fully tiled with wall mounted shower and glass shower screen. Wall mounted wash hand basin, chrome mixer taps. Low level push button flush wc. Wood effect vinyl flooring, extractor fan, inset ceiling spot lights.

External: - One allocated parking space. Ample visitor parking to the front. Bike storage. Bin and recycling storage. Communal area.

Local Area: - Biggleswade is a market town located on the River Ivel in Bedfordshire. It has grown in population primarily due to excellent transport links being situated along the A1 between London and the North, as well as having a railway station on the main rail link North from London. Rail travel time into London is 35 minutes. There is the newly developed A1 Retail Park, as well as a sports centre and a heated indoor swimming pool.

Agents Note: - The apparatus, equipment, fittings and services for this property have not been tested by First Step, all interested parties will need to satisfy themselves as to the condition of any such items or services. All measurements are approximate and therefore may be subject to a small margin of error.
These details are to be used as a guide only and their accuracy is therefore not guaranteed. These details are yet to be approved by the vendor.

Listed by

Stotfold

First Step

Reference: 137648870

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: B

Inspection date: 12/06/2019

Expiry date: 11/06/2029

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan.jpg

EPC Graphs

EE Rating

Price history

5% since 2019

Event	Date	Price	% change
Sold	20/12/2023 (2 years ago)	£97,000	+7.8%
Sold	18/02/2022 (4 years ago)	£90,000	-2.2%
Sold	09/08/2019 (6 years ago)	£92,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
23 LARKINSON AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RF	£120,000	03/12/2025	Flat
14 WILLIAMS COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0BF	£176,000	05/11/2025	Flat
Same street 23 CHEW MEADOW, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RG	£96,000	24/07/2024	Flat
Same street 14 CHEW MEADOW, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RG	£315,000	23/05/2024	Detached
171 POTTON ROAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0EJ	£73,500	03/11/2023	Flat
Same street 28 CHEW MEADOW, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RG	£99,750	04/04/2023	Detached
15 FISHER MEAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0GZ	£115,000	30/11/2022	Flat
22 DARTMOOR WAY, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0FL	£255,000	25/10/2022	Flat
16 WILLIAMS COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0BF	£173,000	05/08/2022	Flat
13 NEWTOWN COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0AJ	£142,000	01/07/2022	Flat
14 WILLIAMS COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0BF	£175,000	18/02/2022	Flat
10 WILLIAMS COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0BF	£195,000	28/01/2022	Flat
11 LARKINSON AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RF	£250,000	30/09/2021	Flat
19 WILLIAMS COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0BF	£175,000	03/09/2021	Flat
12 LARKINSON AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RF	£250,000	03/09/2021	Flat
5 WILLIAMS COURT, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0BF	£169,000	16/08/2021	Flat
17 LARKINSON AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 0RF	£78,750	18/06/2021	Flat

Street average: £170,250 (3 sales)

Area average: £167,661 (14 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 33.7%

10y growth 70.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Central Bedfordshire. Series: Flats and maisonettes. As of March 2026.

1y (index) -2%

5y (index) 7.6%

10y (index) 19.2%

Rental Range

Estimated market rent for Central Bedfordshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,118/mo

Realistic £1,242/mo

Optimistic £1,366/mo

Based on Local Authority from postcode lookup → Central Bedfordshire.

LHA (30th percentile) floor for Bedford: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SG18 0RG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Nursery Close	0.1 miles
Shop	NNP Stores	0.2 miles
Shop	Costcutter	0.3 miles
Train station	Biggleswade	0.8 miles
Train station	Sandy	2.3 miles
University	University of Bedfordshire Polhill Campus	8.6 miles
Hospital	Bedford Hospital SDEC - Same Day Emergency Care	9.5 miles
Hospital	Cambridge Private Hospital (Orwell Grange)	9.7 miles

Street-level crime

Category	Count
Violence and sexual offences	26
Anti-social behaviour	25
Vehicle crime	12
Other theft	5
Public order	5
Criminal damage and arson	4
Other crime	4
Shoplifting	3
Burglary	2
Drugs	1
Total incidents	87

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Edward Peake CofE VC School	Primary	0.2 miles	Requires improvement — 11 Jul 2022
Ivel Valley School & College	Other	0.5 miles	Good — 16 Oct 2014
Lawnside Academy	Primary	0.5 miles	Good — 23 May 2023
Stratton School	Secondary	0.7 miles	Requires improvement — 6 Nov 2022
St Andrew's CofE VC Primary School	Primary	0.7 miles	Good — 28 Jun 2011

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Maisonette, St. Johns Court, SG18	£975/mo	1	0.56 miles	OpenRent
1 Bed Semi-Detached House, Claremont Court, SG18	£950/mo	1	0.66 miles	OpenRent

Average rent: £963/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.99%

Max investor price (0.8%) £120,375

Target investor price (1%) £96,300

Gross yield 11.9%

Cost-to-rent ratio 8.4×

Monthly cashflow £460/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 19.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).