Sold STC Terraced

10 WALNUT DRIVE

WINSFORD, CHESHIRE WEST AND CHESTER CW7 3HF

3 beds 1 baths 915 sq ft Listed 1 Nov 2018 (-2770d)

£135,000

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# 3 bedroom terraced house for sale (CW7 3HF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 10 WALNUT DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER CW7 3HF |
| Price | £135,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 85 m² |
| Last sold | £132,000 Apr 2019 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Current heating cost:** £834/year
- **Est. upgrade cost to C:** £16,663

### Recommendations
- W2 (£5,000 - £10,000)
- E (£150 - £175)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2410-3062-5204-8086-0204)

## Description

Internally, the accommodation comprises an Entrance Hallway, L shaped Lounge and Dining Area, Beautiful Kitchen with High Gloss Units, Stairs and Landing lead to Three Double Bedrooms and the Family Bathroom.

Externally, there are enclosed gardens to both front and rear which are laid to lawn with the rear having a patio and brick built out buildings.

Entrance Hallway

Via a UPVC double glazed door to the front elevation and a uPVC double glazed window to the front elevation, having wood effect laminate flooring, radiator, ceiling light point and stairs to the first floor.

Lounge   4.38m (14' 4") x 3.62m (11' 11")

Having a uPVC double glazed window to the front elevation, wood effect laminate flooring, radiator, wall mounted electric living flame effect fire anc ceiling light point.

Dining Area   2.46m (8' 1") x 2.41m (7' 11")

With uPVC double glazed French doors to the garden, wood effect laminate flooring, radiator and ceiling light point.

Kitchen   4.32m (14' 2") x 2.27m (7' 5")

Having a uPVC double glazed door and window to the rear elevation, wood effect laminate flooring, radiator and inset spotlights to the ceiling.  Beautifully fitted with a range of eye level and base units in high gloss cream finished with work surfaces and complete with cream tiles. Inset 1 1/2 bowl sink with drainer and mixer taps and an inset stainless steel four ring gas hob with a stainless steel extractor hood over.  Recess and plumbing for a washing machine, integral fridge and freezer and a built in electric oven.

Stairs and Landing

With stairs leading from the ground floor onto the landing which has access to the loft space and doors to the bedrooms and bathroom.

Master Bedroom   5.83m (19' 2") x 2.67m (8' 9")

Having two uPVC double glazed windows to the front elevation, radiator and ceiling light point.

Bedroom Two   3.31m (10' 10") x 2.46m (8' 1")

With a uPVC double glazed window to the rear elevation, radiator and ceiling light point.

Bedroom Three   4.32m (14' 2") x 2.26m (7' 5")

Having a uPVC double glazed window to the rear elevation, radiator and ceiling light point.

Bathroom

With an opaque uPVC double glazed window to the front elevation, vinyl flooring, chrome heated towel rail and ceiling light point. Tastefully fitted with a modern white suite comprising a panelled bath with shower over and a glazed shower screen, pedestal hand washbasin and WC.

Exterior

The property is approached via a garden to the front which is surrounded by hedging and which, subject to the appropriate permissions could make driveway parking for two vehicles.

At the rear of the property there is a large, private and enclosed garden, which has fencing to one side and hedging to the other two sides.  The Garden has a sizeable patio and a lawn area and brick constructed out buildings.

## Property Photos

- ![Photo](/listings/photos/76819838/275038)
- ![Photo](/listings/photos/76819838/275039)
- ![Photo](/listings/photos/76819838/275044)
- ![Photo](/listings/photos/76819838/275045)
- ![Photo](/listings/photos/76819838/275046)
- ![Photo](/listings/photos/76819838/275047)
- ![Photo](/listings/photos/76819838/275048)
- ![Photo](/listings/photos/76819838/275049)
- ![Photo](/listings/photos/76819838/275050)
- ![Photo](/listings/photos/76819838/275051)

## Floorplans

- ![Floorplan 1](/listings/photos/76819838/275052) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/76819838/275054) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #7218188
- **Address:** 10 Walnut Drive, WINSFORD, CW7 3HF
- **Certificate Issued:** 15/03/2010
- **Work Completed:** 02/03/2010
- **Items:** 8 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 WALNUT DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3HF | £132,000 | 09/04/2019 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 354 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG | £122,500 | 12/12/2025 | Terraced |
| 245 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DQ | £120,000 | 21/11/2025 | Terraced |
| 237 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DQ | £91,000 | 19/11/2025 | Terraced |
| SCHOLARS RISE 9 WHARTON ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3GL | £137,500 | 11/08/2025 | Terraced |
| [Same street] 42 WALNUT DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3HF | £122,500 | 20/10/2023 | Terraced |
| 356 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG | £112,500 | 22/09/2023 | Terraced |
| [Same street] 36 WALNUT DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3HF | £190,000 | 03/05/2023 | Semi-detached |
| 32 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL | £75,000 | 25/04/2023 | Terraced |
| 20 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL | £115,000 | 11/04/2023 | Terraced |
| 358 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG | £134,000 | 16/12/2022 | Terraced |
| PRINCESS HOUSE 2 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL | £105,000 | 09/12/2022 | Terraced |
| 44 LODGE DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EU | £150,000 | 09/12/2022 | Terraced |
| PRINCESS HOUSE 3 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL | £100,000 | 02/12/2022 | Terraced |
| 5 PINE GROVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3ET | £170,000 | 21/11/2022 | Terraced |
| 54 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL | £120,000 | 04/11/2022 | Terraced |
| 159A CROOK LANE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DR | £180,000 | 04/10/2022 | Terraced |
| 62 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL | £120,000 | 23/09/2022 | Terraced |
| 77 LEDWARD STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EN | £160,000 | 14/09/2022 | Terraced |
| 120 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DF | £128,500 | 19/08/2022 | Terraced |
| 118 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DF | £135,152 | 29/07/2022 | Terraced |
| 46 LEDWARD STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EW | £125,500 | 24/06/2022 | Terraced |
| PRINCESS HOUSE 1 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL | £110,000 | 24/06/2022 | Terraced |
| [Same street] 26 WALNUT DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3HF | £165,000 | 28/09/2021 | Semi-detached |

**Street average:** £159,167 (3 sales)
**Area average:** £125,583 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £135,009 (35 Terraced, CW7, 2024–2026)
- **Deviation:** +-0%

## Rental Range

*ONS Price Index of Private Rents (Cheshire West and Chester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £869/mo
- **Realistic:** £966/mo
- **Optimistic:** £1,063/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £678/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Hill Street, CW7 | £1,200/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Semi-Detached House, Bradbury Road, CW7 | £1,050/mo | 3 | 0.58 miles | OpenRent |

**Average rent: £1,125/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.83% (okay)
- **Max investor price (0.8%):** £140,625
- **Target investor price (1%):** £112,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,125/mo).*

- **Gross yield:** 10%
- **Cost-to-rent:** 10×
- **Monthly cashflow:** £456/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,588/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.5%
- **10y growth:** 3.9%

## House Price Index (HM Land Registry)

*Official index for Cheshire West and Chester; Terraced series; as of February 2026.*

- **1y growth (index):** 4.5%
- **5y growth (index):** 26.4%
- **10y growth (index):** 56.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

85 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£132,000 Apr 2019

Price per m²

£1,588/m²

Local average

£135,009 (+-0%)

Deprivation

Decile 3 (7,005 of 33,755)

Street crime

104 incidents within 1 mile (Mar 2026)

Key features

PRESENTED IN IMMACULATE CONDITION THROUGHOUT
SPACIOUS MID TERRACE
L SHAPED LOUNGE DINER
BEAUTIFULLY FITTED KICTHEN WITH INTEGRAL APPLIANCES
THREE DOUBLE BEDROOMS
LOVELY MODERN BATHROOM
UPVC DOUBLE GLAZING
GAS FIRED CENTRAL HEATING
FRONT GARDEN WITH POTENTIAL TO CREATE A DRIVEWAY
LARGE ENCLOSED REAR GARDEN WITH OUT BUILDINGS

Additional details

Heating: Gas, Double glazing, Central, Gas central
Parking: Yes, On street
Garden: Front garden, Private garden, Enclosed garden, Rear garden, Yes

Description

OFFERED FOR SALE WITH NO CHAIN and presented in immaculate condition throughout, this spacious mid terrace property benefits from uPVC double glazing and gas fired central heating and is perfect for a growing family.

Internally, the accommodation comprises an Entrance Hallway, L shaped Lounge and Dining Area, Beautiful Kitchen with High Gloss Units, Stairs and Landing lead to Three Double Bedrooms and the Family Bathroom.

Externally, there are enclosed gardens to both front and rear which are laid to lawn with the rear having a patio and brick built out buildings.

Entrance Hallway
Via a UPVC double glazed door to the front elevation and a uPVC double glazed window to the front elevation, having wood effect laminate flooring, radiator, ceiling light point and stairs to the first floor.

Lounge 4.38m (14' 4") x 3.62m (11' 11")
Having a uPVC double glazed window to the front elevation, wood effect laminate flooring, radiator, wall mounted electric living flame effect fire anc ceiling light point.

Dining Area 2.46m (8' 1") x 2.41m (7' 11")
With uPVC double glazed French doors to the garden, wood effect laminate flooring, radiator and ceiling light point.

Kitchen 4.32m (14' 2") x 2.27m (7' 5")
Having a uPVC double glazed door and window to the rear elevation, wood effect laminate flooring, radiator and inset spotlights to the ceiling. Beautifully fitted with a range of eye level and base units in high gloss cream finished with work surfaces and complete with cream tiles. Inset 1 1/2 bowl sink with drainer and mixer taps and an inset stainless steel four ring gas hob with a stainless steel extractor hood over. Recess and plumbing for a washing machine, integral fridge and freezer and a built in electric oven.

Stairs and Landing
With stairs leading from the ground floor onto the landing which has access to the loft space and doors to the bedrooms and bathroom.

Master Bedroom 5.83m (19' 2") x 2.67m (8' 9")
Having two uPVC double glazed windows to the front elevation, radiator and ceiling light point.

Bedroom Two 3.31m (10' 10") x 2.46m (8' 1")
With a uPVC double glazed window to the rear elevation, radiator and ceiling light point.

Bedroom Three 4.32m (14' 2") x 2.26m (7' 5")
Having a uPVC double glazed window to the rear elevation, radiator and ceiling light point.

Bathroom
With an opaque uPVC double glazed window to the front elevation, vinyl flooring, chrome heated towel rail and ceiling light point. Tastefully fitted with a modern white suite comprising a panelled bath with shower over and a glazed shower screen, pedestal hand washbasin and WC.

Exterior
The property is approached via a garden to the front which is surrounded by hedging and which, subject to the appropriate permissions could make driveway parking for two vehicles.

At the rear of the property there is a large, private and enclosed garden, which has fencing to one side and hedging to the other two sides. The Garden has a sizeable patio and a lawn area and brick constructed out buildings.

Listed by

Winsford

LMS Property

Reference: 76819838

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 29/04/2026

Current heating cost: £834/year

Potential heating cost: £775/year

Est. upgrade cost to C: £16,663

Recommendations

Floor insulation (solid floor) (£5,000 - £10,000)
Low energy lighting for all fixed outlets (£150 - £175)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #7218188

Property Details

Street: 10 Walnut Drive

Town: WINSFORD

Postcode: CW7 3HF

Installation Details

Items: 8 windows and 2 doors

Certificate Issued: 15/03/2010

Work Completed: 02/03/2010

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	09/04/2019 (7 years ago)	£132,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
354 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG	£122,500	12/12/2025	Terraced
245 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DQ	£120,000	21/11/2025	Terraced
237 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DQ	£91,000	19/11/2025	Terraced
SCHOLARS RISE 9 WHARTON ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3GL	£137,500	11/08/2025	Terraced
Same street 42 WALNUT DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3HF	£122,500	20/10/2023	Terraced
356 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG	£112,500	22/09/2023	Terraced
Same street 36 WALNUT DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3HF	£190,000	03/05/2023	Semi-detached
32 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL	£75,000	25/04/2023	Terraced
20 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL	£115,000	11/04/2023	Terraced
358 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DG	£134,000	16/12/2022	Terraced
PRINCESS HOUSE 2 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL	£105,000	09/12/2022	Terraced
44 LODGE DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EU	£150,000	09/12/2022	Terraced
PRINCESS HOUSE 3 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL	£100,000	02/12/2022	Terraced
5 PINE GROVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3ET	£170,000	21/11/2022	Terraced
54 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL	£120,000	04/11/2022	Terraced
159A CROOK LANE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DR	£180,000	04/10/2022	Terraced
62 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL	£120,000	23/09/2022	Terraced
77 LEDWARD STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EN	£160,000	14/09/2022	Terraced
120 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DF	£128,500	19/08/2022	Terraced
118 STATION ROAD, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3DF	£135,152	29/07/2022	Terraced
46 LEDWARD STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EW	£125,500	24/06/2022	Terraced
PRINCESS HOUSE 1 PRINCESS STREET, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3EL	£110,000	24/06/2022	Terraced
Same street 26 WALNUT DRIVE, WINSFORD, CHESHIRE WEST AND CHESTER, CW7 3HF	£165,000	28/09/2021	Semi-detached

Street average: £159,167 (3 sales)

Area average: £125,583 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 16.5%

10y growth 3.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheshire West and Chester. Series: Terraced. As of February 2026.

1y (index) 4.5%

5y (index) 26.4%

10y (index) 56.6%

Rental Range

Estimated market rent for Cheshire West and Chester. Low = conservative, Realistic = average, Optimistic = best case.

Low £869/mo

Realistic £966/mo

Optimistic £1,063/mo

Based on Local Authority from postcode lookup → Cheshire West and Chester.

LHA (30th percentile) floor for South Cheshire: £678/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CW7 3HF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	K & L Newsagents	0.1 miles
Bus stop	Wharton, Station Road / Delaisy Way	0.1 miles
Bus stop	Wharton, Station Road / Rookery Rise	0.1 miles
Shop	Ford	0.2 miles
Hospital	Weaver Lodge Independent Hospital	0.5 miles
Train station	Winsford	0.6 miles
Hospital	The NeuroMuscular Centre	2.0 miles
Train station	Hartford	3.9 miles
University	University of Buckingham Crewe Campus	7.7 miles

Street-level crime

Category	Count
Violence and sexual offences	43
Anti-social behaviour	27
Shoplifting	10
Public order	8
Vehicle crime	6
Criminal damage and arson	5
Other theft	2
Burglary	1
Drugs	1
Other crime	1
Total incidents	104

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Wharton CofE Primary School	Primary	0.1 miles	— (Inspected (no overall grade))
Willow Wood Community Nursery and Primary School	Primary	0.2 miles	Good — 12 Jul 2023
St. Chad's Church of England Primary and Nursery School	Primary	0.8 miles	Good — 5 Jul 2017
Winsford High Street Community Primary School	Primary	0.9 miles	Good — 9 Jan 2018
The Winsford Academy	Secondary	1.2 miles	Requires improvement — 30 Jan 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Hill Street, CW7	£1,200/mo	3	0.32 miles	OpenRent
3 Bed Semi-Detached House, Bradbury Road, CW7	£1,050/mo	3	0.58 miles	OpenRent

Average rent: £1,125/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.83%

Max investor price (0.8%) £140,625

Target investor price (1%) £112,500

Gross yield 10%

Cost-to-rent ratio 10×

Monthly cashflow £456/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 14%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).