Sold STC Detached

26 COWPER ROAD

HARPENDEN, HERTFORDSHIRE AL5 5NG

3 beds 1 baths 969 sq ft Listed 14 Sep 2023 (-1005d)

£925,000

Guide Price

Save

# 3 bedroom detached house for sale (AL5 5NG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 26 COWPER ROAD, HARPENDEN, HERTFORDSHIRE AL5 5NG |
| Price | £925,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 90 m² |
| Last sold | £961,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 29/09/2030
- **Current heating cost:** £1,185/year
- **Est. upgrade cost to C:** £24,420

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£20)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3830-2321-5000-0100-0272)

## Description

**Entrance Hall** -

**Living / Dining Room** - 7.47 x 3.81 (24'6" x 12'5") -

**Kitchen** - 3.74 x 1.93 (12'3" x 6'3") -

**Utility Room** - 3.43 x 2.56 (11'3" x 8'4") -

**Bedroom One** - 3.71 x 2.95 (12'2" x 9'8") -

**Bedroom Two** - 3.48 x 3.33 (11'5" x 10'11") -

**Bedroom Three** - 2.38 x 1.93 (7'9" x 6'3") -

**Bathroom** - 2.34 x 2.31 (7'8" x 7'6") -

**Integral Garage** - 3.88 x 2.63 (12'8" x 8'7") -

**Home Office** - 2.58 x 2.62 (8'5" x 8'7") -

## Property Photos

- ![DSC_7276.jpg](/listings/photos/139973570/374960) - DSC_7276.jpg
- ![DSC_7294.jpg](/listings/photos/139973570/374961) - DSC_7294.jpg
- ![DSC_7297.jpg](/listings/photos/139973570/374962) - DSC_7297.jpg
- ![DSC_7298.jpg](/listings/photos/139973570/374963) - DSC_7298.jpg
- ![DSC_7300.jpg](/listings/photos/139973570/374964) - DSC_7300.jpg
- ![DSC_7280.jpg](/listings/photos/139973570/374965) - DSC_7280.jpg
- ![DSC_7289.jpg](/listings/photos/139973570/374966) - DSC_7289.jpg
- ![DSC_7283.jpg](/listings/photos/139973570/374967) - DSC_7283.jpg
- ![DSC_7284.jpg](/listings/photos/139973570/374968) - DSC_7284.jpg
- ![DSC_7305.jpg](/listings/photos/139973570/374969) - DSC_7305.jpg
- ![DSC_7303.jpg](/listings/photos/139973570/374970) - DSC_7303.jpg
- ![DSC_7307.jpg](/listings/photos/139973570/374971) - DSC_7307.jpg

## Floorplans

- ![26 Cowper Road, Harpenden.JPG](/listings/photos/139973570/374972) - 26 Cowper Road, Harpenden.JPG

## EPC Graphs

- ![EE Rating](/listings/photos/139973570/374973) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #16475311
- **Address:** 26 Cowper Road, HARPENDEN, AL5 5NG
- **Certificate Issued:** 15/09/2024
- **Work Completed:** 08/08/2024
- **Items:** 3 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 26 COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG | £961,000 | 05/01/2026 | Detached |
| 26 COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG | £882,500 | 21/01/2021 | Detached |
| 26 COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG | £650,000 | 12/12/2012 | Detached |
| 26 COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG | £575,000 | 15/11/2010 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 52 COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG | £990,000 | 17/11/2023 | Terraced |
| [Same street] 10 COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG | £825,000 | 31/05/2023 | Terraced |
| [Same street] 14 COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG | £975,000 | 08/07/2022 | Detached |
| [Same street] 30 COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG | £990,000 | 17/06/2022 | Semi-detached |
| 74 OVERSTONE ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5PJ | £1,535,000 | 06/04/2022 | Detached |
| [Same street] 56A COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG | £509,000 | 07/01/2022 | Flat |
| 2A KIPLING WAY, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 4XG | £1,225,000 | 27/08/2021 | Detached |
| 1A AMBERLEY CLOSE, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 4TX | £1,200,000 | 24/08/2021 | Detached |
| 69 OVERSTONE ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5PN | £1,625,000 | 22/06/2021 | Detached |

**Street average:** £857,800 (5 sales)
**Area average:** £1,396,250 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,453,261 (42 Detached, AL5, 2024–2026)
- **Deviation:** -36.4%

## Rental Range

*ONS Price Index of Private Rents (St Albans). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,727/mo
- **Realistic:** £1,919/mo
- **Optimistic:** £2,111/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Luton (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,097/mo

## 1% Rule

- **Rent ratio:** 0.21% (weak for cashflow)
- **Max investor price (0.8%):** £239,875
- **Target investor price (1%):** £191,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £10,278/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.8%
- **10y growth:** 39.2%

## House Price Index (HM Land Registry)

*Official index for St Albans; Detached series; as of March 2026.*

- **1y growth (index):** 1.4%
- **5y growth (index):** 15.6%
- **10y growth (index):** 22.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

DSC_7276.jpg DSC_7294.jpg DSC_7297.jpg DSC_7298.jpg DSC_7300.jpg DSC_7280.jpg DSC_7289.jpg DSC_7283.jpg DSC_7284.jpg DSC_7305.jpg DSC_7303.jpg DSC_7307.jpg

/ 12

Property details

Tenure

FREEHOLD

Floor area

90 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£961,000 Jan 2026

Price per m²

£10,278/m²

Local average

£1,453,261 (-36.4%)

Deprivation

Decile 10 (33,246 of 33,755)

Street crime

123 incidents within 1 mile (Apr 2026)

Key features

Period property
Double Reception Room
Potential to extend to side & rear (STPP)
Well presented throughout
Garden 75ft
Home Office
Garage & off-street parking
Ideally located for schooling
Close to town centre & station

Additional details

Parking: Yes
Garden: Yes

Description

Rare opportunity to acquire a detached family home - with a garage and off-street parking - on the ever popular Cowper Road. Potential to extend to side and rear (STPP). Super 75ft garden with the additional benefit of a Home Office. Ideally located for schooling and within a few minutes' walk of the town centre and station.

Entrance Hall -

Living / Dining Room - 7.47 x 3.81 (24'6" x 12'5") -

Kitchen - 3.74 x 1.93 (12'3" x 6'3") -

Utility Room - 3.43 x 2.56 (11'3" x 8'4") -

Bedroom One - 3.71 x 2.95 (12'2" x 9'8") -

Bedroom Two - 3.48 x 3.33 (11'5" x 10'11") -

Bedroom Three - 2.38 x 1.93 (7'9" x 6'3") -

Bathroom - 2.34 x 2.31 (7'8" x 7'6") -

Integral Garage - 3.88 x 2.63 (12'8" x 8'7") -

Home Office - 2.58 x 2.62 (8'5" x 8'7") -

Listed by

Harpenden

Whittaker & Co

Reference: 139973570

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 30/09/2020

Expiry date: 29/09/2030

Current heating cost: £1,185/year

Potential heating cost: £775/year

Est. upgrade cost to C: £24,420

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£20)
Solar water heating (£4,000 - £6,000)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

26 Cowper Road, Harpenden.JPG

EPC Graphs

EE Rating

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #16475311 Recent

Property Details

Street: 26 Cowper Road

Town: HARPENDEN

Postcode: AL5 5NG

Installation Details

Items: 3 windows

Certificate Issued: 15/09/2024

Work Completed: 08/08/2024

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

67% since 2010

Event	Date	Price	% change
Sold	05/01/2026 (5 months ago)	£961,000	+8.9%
Sold	21/01/2021 (5 years ago)	£882,500	+35.8%
Sold	12/12/2012 (13 years ago)	£650,000	+13%
Sold	15/11/2010 (15 years ago)	£575,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 52 COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG	£990,000	17/11/2023	Terraced
Same street 10 COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG	£825,000	31/05/2023	Terraced
Same street 14 COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG	£975,000	08/07/2022	Detached
Same street 30 COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG	£990,000	17/06/2022	Semi-detached
74 OVERSTONE ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5PJ	£1,535,000	06/04/2022	Detached
Same street 56A COWPER ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5NG	£509,000	07/01/2022	Flat
2A KIPLING WAY, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 4XG	£1,225,000	27/08/2021	Detached
1A AMBERLEY CLOSE, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 4TX	£1,200,000	24/08/2021	Detached
69 OVERSTONE ROAD, HARPENDEN, ST ALBANS, HERTFORDSHIRE, AL5 5PN	£1,625,000	22/06/2021	Detached

Street average: £857,800 (5 sales)

Area average: £1,396,250 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 3.8%

10y growth 39.2%

House Price Index (HM Land Registry — official index, not sold-price averages): St Albans. Series: Detached. As of March 2026.

1y (index) 1.4%

5y (index) 15.6%

10y (index) 22.6%

Rental Range

Estimated market rent for St Albans. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,727/mo

Realistic £1,919/mo

Optimistic £2,111/mo

Based on Local Authority from postcode lookup → St Albans.

LHA (30th percentile) floor for Luton: £1,097/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View AL5 5NG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Granary Lane	0.1 miles
Train station	Harpenden	0.2 miles
Shop	Harp's Coffee	0.2 miles
Shop	Solano	0.2 miles
Hospital	Harpenden Memorial Hospital	0.3 miles
Hospital	Spire Hospital	0.9 miles
Train station	Luton DART Parkway	4.4 miles
University	University Of Bedfordshire	4.9 miles

Street-level crime

Category	Count
Anti-social behaviour	27
Violence and sexual offences	23
Other theft	16
Shoplifting	16
Criminal damage and arson	11
Vehicle crime	11
Burglary	5
Other crime	4
Public order	4
Bicycle theft	2
Drugs	2
Robbery	2
Total incidents	123

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Harpenden Academy	Primary	0.2 miles	Good — 8 Jul 2019
Crabtree Infants' School	Primary	0.3 miles	Outstanding — 18 Mar 2024
Crabtree Junior School	Primary	0.4 miles	Outstanding — 15 Jan 2024
St Dominic Catholic Primary School	Primary	0.4 miles	Outstanding — 18 Jan 2024
St Nicholas CofE VA Primary School	Primary	0.4 miles	Good — 4 Dec 2012

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.21%

Max investor price (0.8%) £239,875

Target investor price (1%) £191,900

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).

Download brochure