For sale Flat

601

FOCUS APARTMENTS, 45, CARR STREET, IPSWICH, SUFFOLK IP4 1HD

1 beds 1 baths Listed 13 Jun 2026 (-140d)

£80,000

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# 1 bedroom flat for sale (IP4 1HD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 601, FOCUS APARTMENTS, 45, CARR STREET, IPSWICH, SUFFOLK IP4 1HD |
| Price | £80,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £52,500 Jun 2024 |

## Description

*** INVESTMENT OPPORTUNITY***

Modern 6th Floor Apartment with Allocated Parking

We are delighted to present this well-proportioned one-bedroom apartment situated in the sought-after Focus Apartments, IP4.

The property is currently tenanted with an income of £850 per calendar month.

Located on the sixth floor, the property benefits from elevated views across the Ipswich skyline and a wealth of natural light.

Key Features:

• Open-Plan Living: A spacious integrated kitchen/lounge/diner.

• Double Bedroom: A good-sized room with space for ample storage.

• Prime Location: Steps away from the high street, Buttermarket, and the vibrant Waterfront.

• Secure Parking: Includes a highly coveted allocated parking space.

• Accessibility: Secure entry system and lift access to all floors.

The county town of Ipswich is served by a wide range of local amenities including schools, University, shops, doctors, dental surgeries, hospital, two theatres, parks, recreational facilities and mainline railway station providing direct links to London Liverpool Station. The town has also undergone an extensive rebuilding and a gentrification programme principally around the vibrant waterfront which now boasts some lovely bars and restaurants.

Please note that an AML fee is chargeable to the buyer once an offer is accepted to cover the cost of carrying out the required identity and anti-money laundering checks. Once these checks have been completed, the fee cannot be refunded, even if the property purchase does not go ahead.

## Property Photos

- ![Picture 1](/listings/photos/89666349/1649580) - Picture 1
- ![Picture No. 04](/listings/photos/89666349/1649581) - Picture No. 04
- ![Picture No. 07](/listings/photos/89666349/1649582) - Picture No. 07
- ![Picture No. 03](/listings/photos/89666349/1649583) - Picture No. 03
- ![Picture No. 06](/listings/photos/89666349/1649584) - Picture No. 06
- ![Picture No. 02](/listings/photos/89666349/1649585) - Picture No. 02
- ![Picture No. 01](/listings/photos/89666349/1649587) - Picture No. 01

## Floorplans

- ![Floorplan](/listings/photos/89666349/1649588) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/89666349/1649589) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| FOCUS APARTMENTS, 45 601 CARR STREET, IPSWICH, SUFFOLK, IP4 1HD | £52,500 | 27/06/2024 | Flat |
| FOCUS APARTMENTS, 45 601 CARR STREET, IPSWICH, SUFFOLK, IP4 1HD | £85,000 | 18/12/2020 | Flat |
| FOCUS APARTMENTS, 45 601 CARR STREET, IPSWICH, SUFFOLK, IP4 1HD | £96,500 | 16/03/2016 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10A UPPER ORWELL STREET, IPSWICH, SUFFOLK, IP4 1HW | £120,000 | 13/10/2023 | Flat |

**Area average:** £120,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £160,776 (19 Flat, IP4, 2024–2026)
- **Deviation:** -50.2%

## Rental Range

*ONS Price Index of Private Rents (Ipswich). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £902/mo
- **Realistic:** £1,002/mo
- **Optimistic:** £1,102/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Ipswich (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Cox Lane, IP4 | £1,150/mo | 1 | 0.02 miles | OpenRent |
| 1 Bed Flat, Cox Lane, IP4 | £995/mo | 1 | 0.04 miles | OpenRent |

**Average rent: £1,073/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.34% (strong)
- **Max investor price (0.8%):** £134,125
- **Target investor price (1%):** £107,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,073/mo).*

- **Gross yield:** 16.1%
- **Cost-to-rent:** 6.2×
- **Monthly cashflow:** £626/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 32.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -12.6%
- **10y growth:** -5.6%

## House Price Index (HM Land Registry)

*Official index for Ipswich; Flats and maisonettes series; as of July 2026.*

- **1y growth (index):** -2%
- **5y growth (index):** -4.5%
- **10y growth (index):** 12.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture 1 Picture No. 04 Picture No. 07 Picture No. 03 Picture No. 06 Picture No. 02 Picture No. 01

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Property details

Tenure

LEASEHOLD (98 years remaining on lease)

Council tax band

Last sold

£52,500 Jun 2024

Local average

£160,776 (-50.2%)

Deprivation

Decile 1 (2,191 of 33,755)

Street crime

499 incidents within 1 mile (Aug 2026)

Key features

No Onward Chain
One Bedroom Apartment
Ipswich Town Centre
Investment Opportunity

Additional details

Parking: Allocated

Description

* INVESTMENT OPPORTUNITY*

Modern 6th Floor Apartment with Allocated Parking

We are delighted to present this well-proportioned one-bedroom apartment situated in the sought-after Focus Apartments, IP4.

The property is currently tenanted with an income of £850 per calendar month.

Located on the sixth floor, the property benefits from elevated views across the Ipswich skyline and a wealth of natural light.

Key Features:
• Open-Plan Living: A spacious integrated kitchen/lounge/diner.
• Double Bedroom: A good-sized room with space for ample storage.
• Prime Location: Steps away from the high street, Buttermarket, and the vibrant Waterfront.
• Secure Parking: Includes a highly coveted allocated parking space.
• Accessibility: Secure entry system and lift access to all floors.

The county town of Ipswich is served by a wide range of local amenities including schools, University, shops, doctors, dental surgeries, hospital, two theatres, parks, recreational facilities and mainline railway station providing direct links to London Liverpool Station. The town has also undergone an extensive rebuilding and a gentrification programme principally around the vibrant waterfront which now boasts some lovely bars and restaurants.

Please note that an AML fee is chargeable to the buyer once an offer is accepted to cover the cost of carrying out the required identity and anti-money laundering checks. Once these checks have been completed, the fee cannot be refunded, even if the property purchase does not go ahead.

Listed by

Ipswich

Countrywide UK Sales - Connells

Reference: 89666349

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Building plot (shared): ~7,868 m² (1.94 acres) (area is for the building, not the flat)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

Price history

-46% since 2016

Event	Date	Price	% change
Listed for sale	—	£80,000	+52.4%
Sold	27/06/2024 (2 years ago)	£52,500	-38.2%
Sold	18/12/2020 (5 years ago)	£85,000	-11.9%
Sold	16/03/2016 (10 years ago)	£96,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
10A UPPER ORWELL STREET, IPSWICH, SUFFOLK, IP4 1HW	£120,000	13/10/2023	Flat

Area average: £120,000 (1 sale)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -12.6%

10y growth -5.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Ipswich. Series: Flats and maisonettes. As of July 2026.

1y (index) -2%

5y (index) -4.5%

10y (index) 12.8%

Rental Range

Estimated market rent for Ipswich. Low = conservative, Realistic = average, Optimistic = best case.

Low £902/mo

Realistic £1,002/mo

Optimistic £1,102/mo

Based on Local Authority from postcode lookup → Ipswich.

LHA (30th percentile) floor for Ipswich: £593/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View IP4 1HD

Address

37 Carr Street

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Ladbrokes	0.0 miles
Shop	Card Factory	0.0 miles
Bus stop	Northgate Street	0.1 miles
Bus stop	Majors Corner	0.1 miles
University	University of Suffolk	0.5 miles
Train station	Ipswich	0.8 miles
Train station	Derby Road	1.2 miles
Hospital	Ipswich Hospital	1.7 miles
Hospital	Bluebird Lodge	2.8 miles

Street-level crime

Category	Count
Violence and sexual offences	206
Shoplifting	53
Public order	45
Criminal damage and arson	43
Anti-social behaviour	36
Other theft	36
Drugs	20
Burglary	15
Vehicle crime	14
Possession of weapons	12
Other crime	8
Bicycle theft	4
Robbery	4
Theft from the person	3
Total incidents	499

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Margaret's Church of England Voluntary Aided Primary School, Ipswich	Primary	0.2 miles	Good — 17 Nov 2014
Learning Support, Southern Area Education Office	Other	0.2 miles	— (No rating)
St Helen's Primary School	Primary	0.3 miles	Good — 18 Apr 2012
Suffolk New College	Other	0.4 miles	— (No rating)
University of Suffolk	Other	0.4 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Cox Lane, IP4	£1,150/mo	1	0.02 miles	OpenRent
1 Bed Flat, Cox Lane, IP4	£995/mo	1	0.04 miles	OpenRent

Average rent: £1,073/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.34%

Max investor price (0.8%) £134,125

Target investor price (1%) £107,300

Gross yield 16.1%

Cost-to-rent ratio 6.2×

Monthly cashflow £626/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 32.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).