# 3 bedroom detached house for sale (CW12 2JG) ## Property Details | Key | Value | |-----|-------| | Address | Smithy Lane, Hulme Walfield, CW12, CW12 2JG | | Price | £1,250,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Council tax | G | ## Description Welcome to an exceptional opportunity to acquire a truly remarkable detached country residence, nestled within one of the area’s most exclusive and highly desirable addresses on the outskirts of Congleton. This traditional home exudes character and charm throughout, boasting over 3,300 square feet of versatile living space that offers an abundance of potential for families, professionals, or those seeking a peaceful retreat with the promise of future development (subject to planning). The impressive approach sets the tone for this unique property, with a sweeping driveway meandering through mature grounds, leading you to the front door and immediately highlighting the unrivalled sense of privacy and seclusion. Inside, the flexible layout is thoughtfully designed for comfortable living, featuring bedrooms on both floors to suit a variety of lifestyles and family arrangements. The generous proportions of each room are complemented by timeless architectural features, creating a warm and inviting atmosphere that is perfect for both relaxing and entertaining. The spacious kitchen offers ample space for culinary creativity and family gatherings, while the multiple reception rooms provide a wealth of options for formal dining, cosy evenings by the fire, or quiet moments of reflection. The property’s extensive footprint presents an exciting prospect for those with a vision to reimagine or enhance the existing accommodation, making this a rare chance to create your dream forever home. Perfectly positioned for convenience, this residence is just a short journey to the vibrant communities of Alderley Edge, Congleton, Wilmslow, and beyond, offering easy access to a wealth of local amenities, schools, boutique shopping, and fine dining, as well as excellent transport links for commuting or exploring the wider Cheshire countryside. This much-loved home has been cherished by its current owners and awaits its next chapter, ready to welcome new memories and adventures. Whether you are drawn by the unique blend of privacy, space, and potential, or the prestigious location and lifestyle on offer, this property is sure to captivate and inspire. We invite you to explore the full potential of this exceptional home by viewing our comprehensive selection of photos, videos, and detailed floor plans. For further information or to arrange a private viewing, please contact our friendly team today and take the first step towards making this impressive country residence your own.**Garden** Vast 3 acre gardens **Parking - Double garage** **Parking - Driveway** ## Property Photos - ![Photo](/listings/photos/88443381/351862) - ![Photo](/listings/photos/88443381/351863) - ![Photo](/listings/photos/88443381/351864) - ![Photo](/listings/photos/88443381/351865) - ![Photo](/listings/photos/88443381/351866) - ![Photo](/listings/photos/88443381/351867) - ![Photo](/listings/photos/88443381/351868) - ![Photo](/listings/photos/88443381/351869) - ![Photo](/listings/photos/88443381/351870) - ![Photo](/listings/photos/88443381/351871) - ![Photo](/listings/photos/88443381/351872) - ![Photo](/listings/photos/88443381/351873) - ![Photo](/listings/photos/88443381/351874) - ![Photo](/listings/photos/88443381/351875) - ![Photo](/listings/photos/88443381/351876) - ![Photo](/listings/photos/88443381/351877) - ![Photo](/listings/photos/88443381/351878) - ![Photo](/listings/photos/88443381/351879) - ![Photo](/listings/photos/88443381/351880) - ![Photo](/listings/photos/88443381/351881) - ![Photo](/listings/photos/88443381/351882) - ![Photo](/listings/photos/88443381/351883) - ![Photo](/listings/photos/88443381/351884) - ![Photo](/listings/photos/88443381/351885) - ![Photo](/listings/photos/88443381/351886) - ![Photo](/listings/photos/88443381/351887) - ![Photo](/listings/photos/88443381/351888) - ![Photo](/listings/photos/88443381/351889) - ![Photo](/listings/photos/88443381/351890) - ![Photo](/listings/photos/88443381/351891) - ![Photo](/listings/photos/88443381/351892) - ![Photo](/listings/photos/88443381/351893) - ![Photo](/listings/photos/88443381/351894) - ![Photo](/listings/photos/88443381/351895) - ![Photo](/listings/photos/88443381/351896) - ![Photo](/listings/photos/88443381/351897) - ![Photo](/listings/photos/88443381/351898) - ![Photo](/listings/photos/88443381/351899) - ![Photo](/listings/photos/88443381/351900) - ![Photo](/listings/photos/88443381/351901) - ![Photo](/listings/photos/88443381/351902) - ![Photo](/listings/photos/88443381/351903) - ![Photo](/listings/photos/88443381/351904) - ![Photo](/listings/photos/88443381/351905) - ![Photo](/listings/photos/88443381/351906) - ![Photo](/listings/photos/88443381/351907) - ![Photo](/listings/photos/88443381/351908) - ![Photo](/listings/photos/88443381/351909) - ![Photo](/listings/photos/88443381/351910) - ![Photo](/listings/photos/88443381/351911) - ![Photo](/listings/photos/88443381/351912) - ![Photo](/listings/photos/88443381/351913) ## Floorplans - ![All](/listings/photos/88443381/351914) - All - ![Site Plan](/listings/photos/88443381/351915) - Site Plan ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £424,873 (88 Detached, CW12, 2024–2026) - **Deviation:** +194.2% ## Rental Range *ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £878/mo - **Realistic:** £975/mo - **Optimistic:** £1,073/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £693/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Fairmill Grove, Congleton, CW12](http://87.117.209.195:8080/listings/22c2ba2) | £1,350/mo | 3 | 0.67 miles | Rightmove | | [Dobson Way, Congleton, CW12](http://87.117.209.195:8080/listings/bef992e) | £2,200/mo | 3 | 0.72 miles | Rightmove | | [Giantswood Lane, Somerford Booths](http://87.117.209.195:8080/listings/4d4d99b) | £1,900/mo | 3 | 0.99 miles | Rightmove | | [Churchill Close, West Heath, Congleton](http://87.117.209.195:8080/listings/df3af41) | £1,100/mo | 3 | 1.6 miles | Rightmove | | [Pine Way, Somerford, Congleton](http://87.117.209.195:8080/listings/4017615) | £1,200/mo | 3 | 1.92 miles | Rightmove | | [Canal Road, Congleton, CW12](http://87.117.209.195:8080/listings/5f94ea5) | £1,300/mo | 3 | 2.2 miles | Rightmove | | [Loachbrook Farm Way, Congleton, CW12](http://87.117.209.195:8080/listings/7973c23) | £1,300/mo | 3 | 2.22 miles | Rightmove | | [Annan Close, Congleton](http://87.117.209.195:8080/listings/248943e) | £1,300/mo | 3 | 2.28 miles | Rightmove | | [Moss Road, Astbury, CW12](http://87.117.209.195:8080/listings/94bcc99) | £1,500/mo | 3 | 2.76 miles | Rightmove | | [Biddulph Road, Congleton](http://87.117.209.195:8080/listings/616dca9) | £950/mo | 3 | 3.02 miles | Rightmove | | [Wallhill Lane, Brownlow, CW12](http://87.117.209.195:8080/listings/3894533) | £1,500/mo | 3 | 3.31 miles | Rightmove | | [Congleton, Staffordshire](http://87.117.209.195:8080/listings/d9636ca) | £2,000/mo | 3 | 3.44 miles | Rightmove | | [Overton Road, Congleton, CW12](http://87.117.209.195:8080/listings/5d31e7d) | £1,400/mo | 3 | 3.63 miles | Rightmove | **Average rent: £1,462/mo (13 listings)** ## 1% Rule - **Rent ratio:** 0.11% (weak for cashflow) - **Max investor price (0.8%):** £168,750 - **Target investor price (1%):** £135,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,350/mo).* - **Gross yield:** 1.3% - **Cost-to-rent:** 77.2× - **Monthly cashflow:** £-3,733/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -12.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 8.6% - **10y growth:** 47.5% ## House Price Index (HM Land Registry) *Official index for Cheshire East; Detached series; as of February 2026.* - **1y growth (index):** 0.7% - **5y growth (index):** 21.5% - **10y growth (index):** 51.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)