Sold STC Terraced

192 HORSEDGE STREET

OLDHAM, GREATER MANCHESTER OL1 3DP

2 beds 1 baths 68 m² Listed 13 Jun 2025 (-373d)

£130,000

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# 2 bedroom terraced house for sale (OL1 3DP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 192 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER OL1 3DP |
| Price | £130,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £138,000 Oct 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 13/02/2032
- **Current heating cost:** £636/year
- **Est. upgrade cost to C:** £21,700

### Recommendations
- Q (£4,000 - £14,000)
- N (£4,000 - £6,000)
- O3 (£1,000 - £1,400)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2311-1912-5742-7461-4105)

## Description

A recently refurbished two-bedroom mid-terrace in a convenient Oldham location, ideal for first-time buyers or investors and sold with no onward chain. EPC - D

Ryder & Dutton are pleased to present this recently refurbished two-bedroom mid-terrace home, offered for sale with no onward chain—an ideal purchase for first-time buyers or investors.

The ground floor features a welcoming lounge and a stylish, modern kitchen/diner. Upstairs, you'll find two generously sized bedrooms and a contemporary family bathroom. The property benefits from UPVC double glazing and gas central heating, providing comfort and energy efficiency throughout the year.

Outside, there is a low-maintenance patio garden to the rear.

Ideally located in a convenient area of Oldham, the home is just a 10-minute walk from the town centre, where you’ll find a wide range of shops, restaurants, cafes, bars, and a cinema. The property also benefits from close proximity to several local schools, including the highly regarded Blue Coat School.

Early viewing is strongly advised!

## Property Photos

- ![External](/listings/photos/163266347/190445) - External
- ![Lounge](/listings/photos/163266347/190446) - Lounge
- ![Lounge](/listings/photos/163266347/190447) - Lounge
- ![Lounge](/listings/photos/163266347/190448) - Lounge
- ![Kitchen/Diner](/listings/photos/163266347/190449) - Kitchen/Diner
- ![Kitchen/Diner](/listings/photos/163266347/190450) - Kitchen/Diner
- ![Kitchen/Diner](/listings/photos/163266347/190451) - Kitchen/Diner
- ![Bedroom 1](/listings/photos/163266347/190452) - Bedroom 1
- ![Bedroom 1](/listings/photos/163266347/190453) - Bedroom 1
- ![Bedroom 2](/listings/photos/163266347/190454) - Bedroom 2
- ![Bedroom 2](/listings/photos/163266347/190455) - Bedroom 2
- ![Bathroom](/listings/photos/163266347/190456) - Bathroom
- ![External](/listings/photos/163266347/190457) - External
- ![External](/listings/photos/163266347/190458) - External

## Floorplans

- ![Floorplan](/listings/photos/163266347/190459) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/163266347/190460) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #16356168
- **Address:** 192 Horsedge Street, OLDHAM, OL1 3DP
- **Certificate Issued:** 23/06/2024
- **Work Completed:** 07/06/2024
- **Items:** 3 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 192 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP | £138,000 | 30/10/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 46 WHITEHALL STREET, OLDHAM, GREATER MANCHESTER, OL1 3PS | £208,000 | 19/12/2025 | Terraced |
| 15 MALPAS STREET, OLDHAM, GREATER MANCHESTER, OL1 3RP | £48,000 | 14/03/2025 | Terraced |
| [Same street] 210 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP | £69,500 | 19/05/2023 | Terraced |
| [Same street] 202 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP | £106,000 | 25/04/2023 | Terraced |
| [Same street] 190 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP | £35,000 | 17/04/2023 | Terraced |
| 17 MALBY STREET, OLDHAM, GREATER MANCHESTER, OL1 3PX | £103,500 | 31/03/2023 | Terraced |
| [Same street] 204 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP | £82,000 | 24/02/2023 | Terraced |
| [Same street] 191 - 193 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP | £280,000 | 01/02/2023 | Other |
| 20 BRISCOE STREET, OLDHAM, GREATER MANCHESTER, OL1 3RW | £120,000 | 02/12/2022 | Terraced |
| [Same street] 233 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP | £155 | 03/10/2022 | Other |
| [Same street] 207 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP | £112,000 | 20/09/2022 | Terraced |
| 3 CAISTOR WALK, OLDHAM, GREATER MANCHESTER, OL1 3DG | £126,000 | 09/08/2022 | Terraced |
| 4 EVANS STREET, OLDHAM, GREATER MANCHESTER, OL1 2BN | £52,000 | 20/06/2022 | Terraced |
| 67 SIDDALL STREET, OLDHAM, GREATER MANCHESTER, OL1 3RN | £86,000 | 14/06/2022 | Terraced |
| [Same street] 237 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP | £92,000 | 30/03/2022 | Terraced |
| [Same street] 237 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP | £62,500 | 23/03/2022 | Terraced |
| 49 BAR GAP ROAD, OLDHAM, GREATER MANCHESTER, OL1 3RL | £110,000 | 23/03/2022 | Terraced |
| 106 LORD STREET, OLDHAM, GREATER MANCHESTER, OL1 3DJ | £110,000 | 23/02/2022 | Terraced |
| [Same street] 198 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP | £68,000 | 15/02/2022 | Terraced |
| 1 CAISTOR WALK, OLDHAM, GREATER MANCHESTER, OL1 3DG | £121,000 | 14/02/2022 | Terraced |
| [Same street] 173 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP | £113,000 | 12/01/2022 | Terraced |
| [Same street] 224 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP | £80,000 | 14/12/2021 | Terraced |
| 22 BAR GAP ROAD, OLDHAM, GREATER MANCHESTER, OL1 3RL | £80,000 | 20/10/2021 | Terraced |
| 121 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DR | £95,000 | 28/09/2021 | Terraced |

**Street average:** £91,680 (12 sales)
**Area average:** £104,958 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £134,519 (24 Terraced, OL1, 2024–2026)
- **Deviation:** -3.4%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £824/mo
- **Realistic:** £915/mo
- **Optimistic:** £1,007/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £576/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed End Terrace, Afghan Street, OL1 | £900/mo | 2 | 0.72 miles | OpenRent |
| 2 Bed Terraced House, Balfour St, OL4 | £1,000/mo | 2 | 0.95 miles | OpenRent |
| 2 Bed Terraced House, Prince George St, OL1 | £900/mo | 2 | 1.03 miles | OpenRent |
| 2 Bed Terraced House, Raper Street, OL4 | £875/mo | 2 | 1.06 miles | OpenRent |
| 2 Bed Terraced House, Clyde Street, OL1 | £995/mo | 2 | 1.1 miles | OpenRent |

**Average rent: £934/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.69% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 8.3%
- **Cost-to-rent:** 12×
- **Monthly cashflow:** £273/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,912/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.6%
- **10y growth:** 51.1%

## House Price Index (HM Land Registry)

*Official index for Oldham; Terraced series; as of March 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 34.6%
- **10y growth (index):** 92.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

External Lounge Lounge Lounge Kitchen/Diner Kitchen/Diner Kitchen/Diner Bedroom 1 Bedroom 1 Bedroom 2 Bedroom 2 Bathroom External External

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Property details

Tenure

LEASEHOLD (860 years remaining on lease)

Floor area

68 m²

Council tax band

EPC rating

Last sold

£138,000 Oct 2025

Price per m²

£1,912/m²

Local average

£134,519 (-3.4%)

Deprivation

Decile 1 (254 of 33,755)

Street crime

1 incident within 1 mile (Apr 2026)

Key features

CHAIN FREE
RECENTLY REFURBISHED
PERFECT FOR FIRST TIME BUYERS
PATIO GARDEN TO REAR
OLDHAM TOWN CENTRE 10MIN WALK AWAY
LEASEHOLD - SOLS TO CONFIRM DETAILS
COUNCIL TAX BAND A
EPC - D

Additional details

Garden: Yes

Description

A recently refurbished two-bedroom mid-terrace in a convenient Oldham location, ideal for first-time buyers or investors and sold with no onward chain. EPC - D

Ryder & Dutton are pleased to present this recently refurbished two-bedroom mid-terrace home, offered for sale with no onward chain—an ideal purchase for first-time buyers or investors.

The ground floor features a welcoming lounge and a stylish, modern kitchen/diner. Upstairs, you'll find two generously sized bedrooms and a contemporary family bathroom. The property benefits from UPVC double glazing and gas central heating, providing comfort and energy efficiency throughout the year.

Outside, there is a low-maintenance patio garden to the rear.

Ideally located in a convenient area of Oldham, the home is just a 10-minute walk from the town centre, where you’ll find a wide range of shops, restaurants, cafes, bars, and a cinema. The property also benefits from close proximity to several local schools, including the highly regarded Blue Coat School.

Early viewing is strongly advised!

Listed by

Oldham

The Northern Estate Agencies Group

Reference: 163266347

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 14/02/2022

Expiry date: 13/02/2032

Current heating cost: £636/year

Potential heating cost: £522/year

Est. upgrade cost to C: £21,700

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Solar water heating (£4,000 - £6,000)
Replacement glazing units (£1,000 - £1,400)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #16356168 Recent

Property Details

Street: 192 Horsedge Street

Town: OLDHAM

Postcode: OL1 3DP

Installation Details

Items: 3 windows and 1 door

Certificate Issued: 23/06/2024

Work Completed: 07/06/2024

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	30/10/2025 (7 months ago)	£138,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
46 WHITEHALL STREET, OLDHAM, GREATER MANCHESTER, OL1 3PS	£208,000	19/12/2025	Terraced
15 MALPAS STREET, OLDHAM, GREATER MANCHESTER, OL1 3RP	£48,000	14/03/2025	Terraced
Same street 210 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP	£69,500	19/05/2023	Terraced
Same street 202 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP	£106,000	25/04/2023	Terraced
Same street 190 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP	£35,000	17/04/2023	Terraced
17 MALBY STREET, OLDHAM, GREATER MANCHESTER, OL1 3PX	£103,500	31/03/2023	Terraced
Same street 204 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP	£82,000	24/02/2023	Terraced
Same street 191 - 193 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP	£280,000	01/02/2023	Other
20 BRISCOE STREET, OLDHAM, GREATER MANCHESTER, OL1 3RW	£120,000	02/12/2022	Terraced
Same street 233 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP	£155	03/10/2022	Other
Same street 207 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP	£112,000	20/09/2022	Terraced
3 CAISTOR WALK, OLDHAM, GREATER MANCHESTER, OL1 3DG	£126,000	09/08/2022	Terraced
4 EVANS STREET, OLDHAM, GREATER MANCHESTER, OL1 2BN	£52,000	20/06/2022	Terraced
67 SIDDALL STREET, OLDHAM, GREATER MANCHESTER, OL1 3RN	£86,000	14/06/2022	Terraced
Same street 237 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP	£92,000	30/03/2022	Terraced
Same street 237 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP	£62,500	23/03/2022	Terraced
49 BAR GAP ROAD, OLDHAM, GREATER MANCHESTER, OL1 3RL	£110,000	23/03/2022	Terraced
106 LORD STREET, OLDHAM, GREATER MANCHESTER, OL1 3DJ	£110,000	23/02/2022	Terraced
Same street 198 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP	£68,000	15/02/2022	Terraced
1 CAISTOR WALK, OLDHAM, GREATER MANCHESTER, OL1 3DG	£121,000	14/02/2022	Terraced
Same street 173 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP	£113,000	12/01/2022	Terraced
Same street 224 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DP	£80,000	14/12/2021	Terraced
22 BAR GAP ROAD, OLDHAM, GREATER MANCHESTER, OL1 3RL	£80,000	20/10/2021	Terraced
121 HORSEDGE STREET, OLDHAM, GREATER MANCHESTER, OL1 3DR	£95,000	28/09/2021	Terraced

Street average: £91,680 (12 sales)

Area average: £104,958 (12 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9.6%

10y growth 51.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Oldham. Series: Terraced. As of March 2026.

1y (index) 1.1%

5y (index) 34.6%

10y (index) 92.3%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: FAIRHOLD (HUDDERSFIELD) LIMITED (03037726)

Rental Range

Estimated market rent for Oldham. Low = conservative, Realistic = average, Optimistic = best case.

Low £824/mo

Realistic £915/mo

Optimistic £1,007/mo

Based on Local Authority from postcode lookup → Oldham.

LHA (30th percentile) floor for Oldham & Rochdale: £576/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View OL1 3DP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Issaq Grocery Store	0.1 miles
Shop	Best-one	0.1 miles
Bus stop	Coldhurst, Henshaw Street / near Sunfield Road	0.1 miles
Bus stop	Henshaw Street/Sunfield Road	0.1 miles
Hospital	The Christie at Oldham	0.5 miles
Hospital	The Royal Oldham Hospital	0.6 miles
Train station	Mills Hill	2.5 miles
Train station	Moston	2.9 miles
University	UK Management College	5.6 miles
University	UCEN Manchester (City Campus)	6.8 miles

Street-level crime

Category	Count
Other theft	1
Total incidents	1

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Holy Cross Ceva Primary School	Primary	0.1 miles	Good — 23 Dec 2015
The Blue Coat CofE School	Secondary	0.2 miles	Outstanding — 19 Jan 2023
Beever Primary School	Primary	0.3 miles	Good — 21 Jun 2022
St Hilda's CofE Primary School	Primary	0.4 miles	Good — 20 May 2024
Westwood Boys School	Other	0.4 miles	Good — 4 May 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed End Terrace, Afghan Street, OL1	£900/mo	2	0.72 miles	OpenRent
2 Bed Terraced House, Balfour St, OL4	£1,000/mo	2	0.95 miles	OpenRent
2 Bed Terraced House, Prince George St, OL1	£900/mo	2	1.03 miles	OpenRent
2 Bed Terraced House, Raper Street, OL4	£875/mo	2	1.06 miles	OpenRent
2 Bed Terraced House, Clyde Street, OL1	£995/mo	2	1.1 miles	OpenRent

Average rent: £934/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.69%

Max investor price (0.8%) £112,500

Target investor price (1%) £90,000

Gross yield 8.3%

Cost-to-rent ratio 12×

Monthly cashflow £273/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 8.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).