# 2 bedroom flat for sale (CR0 6HA)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 4, 51 MORLAND ROAD, CROYDON, GREATER LONDON CR0 6HA |
| Price | £280,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: before 1900 |
| Floor area | 59 m² |
| Last sold | £285,000 Sep 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** D
- **Current heating cost:** £1,309/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0643-1029-3221-3477-0200)

## Description

**SUMMARY**

Offered to the market with no onward chain, this meticulously presented 2-bedroom apartment boasts 726 sq ft of spacious living accommodation and occupies the top floor of an elegant period conversion. Further benefits include Long Lease, Allocated parking space and beautiful communal gardens.

**DESCRIPTION**

Nestled on the top floor of an elegant period conversion, this beautifully presented two-bedroom flat offers a perfect blend of character and modern comfort. Recently decorated throughout, the property boasts a bright and airy feel, enhanced by multiple VELUX windows that flood the space with natural light.

The accommodation includes a double bedroom with convenient eaves storage, a well-proportioned second bedroom, and a spacious reception room, ideal for relaxing or entertaining. The stylish kitchen, also featuring a VELUX window, is well-equipped and thoughtfully designed, while the contemporary bathroom completes this charming home.

Additional benefits include a brand-new fridge, oven, hob and washing machine which will be included in the sale, allocated off-street parking space and access to well-maintained communal gardens. Situated in a sought-after location, the property is just a short distance from East Croydon Station, offering fast and frequent connections into Central London and beyond.

Perfect for first-time buyers, professionals, or investors, this wonderful flat combines period charm with modern convenience-early viewing is highly recommended!

We currently hold lease details as displayed above, should you require further information please contact the branch.  Please note additional fees could be incurred for items such as leasehold packs.

1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.

2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property.

3. The measurements indicated are supplied for guidance only and as such must be considered incorrect.

4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase.

5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS OR TENANTS. NEITHER SEQUENCE (UK) LIMITED NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY.

## Property Photos

- ![Photo](/listings/photos/160225028/323499)
- ![Photo](/listings/photos/160225028/323500)
- ![Photo](/listings/photos/160225028/323502)
- ![Photo](/listings/photos/160225028/323503)
- ![Photo](/listings/photos/160225028/323505)
- ![Photo](/listings/photos/160225028/323507)
- ![Photo](/listings/photos/160225028/323509)
- ![Photo](/listings/photos/160225028/323510)
- ![Photo](/listings/photos/160225028/323512)
- ![Photo](/listings/photos/160225028/323513)

## Floorplans

- ![Floorplan 1](/listings/photos/160225028/323514) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/160225028/323515) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 51 FLAT 4 MORLAND ROAD, CROYDON, GREATER LONDON, CR0 6HA | £285,000 | 05/09/2025 | Flat |
| 51 FLAT 4 MORLAND ROAD, CROYDON, GREATER LONDON, CR0 6HA | £293,000 | 31/03/2016 | Flat |
| 51 FLAT 4 MORLAND ROAD, CROYDON, GREATER LONDON, CR0 6HA | £220,000 | 16/06/2014 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 105 EAST INDIA WAY, CROYDON, GREATER LONDON, CR0 6NZ | £230,000 | 11/12/2025 | Flat |
| 19 FLAT 1 ALEXANDRA ROAD, CROYDON, GREATER LONDON, CR0 6EY | £300,000 | 12/03/2025 | Flat |
| 19 FLAT 2 ALEXANDRA ROAD, CROYDON, GREATER LONDON, CR0 6EY | £280,000 | 12/03/2025 | Flat |
| 19 FLAT 3 ALEXANDRA ROAD, CROYDON, GREATER LONDON, CR0 6EY | £260,000 | 12/03/2025 | Flat |
| 19 FLAT 4 ALEXANDRA ROAD, CROYDON, GREATER LONDON, CR0 6EY | £215,000 | 12/03/2025 | Flat |
| 3 FLAT 4 NIHILL PLACE, CROYDON, GREATER LONDON, CR0 6FR | £355,000 | 29/01/2025 | Flat |
| 13 FIRST FLOOR FLAT STRETTON ROAD, CROYDON, GREATER LONDON, CR0 6EQ | £272,000 | 31/08/2023 | Flat |
| 63A STRETTON ROAD, CROYDON, GREATER LONDON, CR0 6ES | £362,000 | 21/07/2023 | Flat |
| 3 FLAT 11 NIHILL PLACE, CROYDON, GREATER LONDON, CR0 6FR | £275,000 | 14/07/2023 | Flat |
| 37 STRETTON ROAD, CROYDON, GREATER LONDON, CR0 6EQ | £288,000 | 16/12/2022 | Flat |
| [Same street] 49 FLAT 1 MORLAND ROAD, CROYDON, GREATER LONDON, CR0 6HA | £361,000 | 15/12/2022 | Flat |
| 2 FLAT 14 NIHILL PLACE, CROYDON, GREATER LONDON, CR0 6FQ | £265,000 | 18/11/2022 | Flat |
| 96A LOWER ADDISCOMBE ROAD, CROYDON, GREATER LONDON, CR0 6AB | £228,000 | 16/11/2022 | Flat |
| 73 FLAT 6 LOWER ADDISCOMBE ROAD, CROYDON, GREATER LONDON, CR0 6PS | £217,500 | 04/10/2022 | Flat |
| 33 EAST INDIA WAY, CROYDON, GREATER LONDON, CR0 6NZ | £280,000 | 23/09/2022 | Flat |
| 2 UPPER FLOOR FLAT ALEXANDRA ROAD, CROYDON, GREATER LONDON, CR0 6EU | £290,000 | 21/09/2022 | Flat |
| 37A STRETTON ROAD, CROYDON, GREATER LONDON, CR0 6EQ | £272,000 | 12/09/2022 | Flat |
| 20A ALEXANDRA ROAD, CROYDON, GREATER LONDON, CR0 6EU | £360,000 | 09/09/2022 | Flat |
| 43A MORLAND AVENUE, CROYDON, GREATER LONDON, CR0 6EA | £300,000 | 19/08/2022 | Flat |
| 2 FLAT 10 NIHILL PLACE, CROYDON, GREATER LONDON, CR0 6FQ | £275,000 | 15/08/2022 | Flat |
| 4 FLAT 8 NIHILL PLACE, CROYDON, GREATER LONDON, CR0 6FS | £275,000 | 22/07/2022 | Flat |
| [Same street] 19 FLAT 1 MORLAND ROAD, CROYDON, GREATER LONDON, CR0 6HA | £255,000 | 27/05/2022 | Flat |
| [Same street] TENBY COURT, 5 FLAT 4 MORLAND ROAD, CROYDON, GREATER LONDON, CR0 6HA | £260,000 | 21/12/2021 | Flat |
| [Same street] 43 FLAT 1 MORLAND ROAD, CROYDON, GREATER LONDON, CR0 6HA | £235,000 | 24/09/2021 | Flat |
| [Same street] 1D MORLAND ROAD, CROYDON, GREATER LONDON, CR0 6HA | £410,000 | 09/07/2021 | Flat |

**Street average:** £304,200 (5 sales)
**Area average:** £279,975 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £261,609 (162 Flat, CR0, 2024–2026)
- **Deviation:** +7%

## Rental Range

*ONS Price Index of Private Rents (Croydon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,409/mo
- **Realistic:** £1,565/mo
- **Optimistic:** £1,722/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer South London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,197/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Leicester Road, CR0 | £1,250/mo | 2 | 0.09 miles | OpenRent |
| 2 Bed Flat, Gloucester Road, CR0 | £1,550/mo | 2 | 0.29 miles | OpenRent |

**Average rent: £1,400/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £132/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,746/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.5%
- **10y growth:** -3.4%

## House Price Index (HM Land Registry)

*Official index for Croydon; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -6.3%
- **5y growth (index):** -8.2%
- **10y growth (index):** 2.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
