# 1 bedroom penthouse for sale (HP13 5DY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 11, TEMPLE GATE, TEMPLE END, HIGH WYCOMBE, BUCKINGHAMSHIRE HP13 5DY |
| Price | £150,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1996-2002 |
| Floor area | 45 m² |
| Last sold | £150,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 14/02/2029
- **Current heating cost:** £241/year
- **Est. upgrade cost to C:** £40

### Recommendations
- E (£40)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9858-8096-6272-5271-9964)

## Description

A well-presented one-bedroom top-floor apartment found in High Wycombe town centre which would make an ideal investment or first-time purchase. 

The property offers modern open-plan living space and the accommodation briefly comprises an entrance hall, a large double bedroom, three piece bathroom suite, kitchen and an open-plan living/dining room. The property benefits from double glazing and gas central heating. The development offers unallocated residential parking, a communal entrance hallway with a security entry phone system and communal gardens.

Temple Gate can be found within High Wycombe town centre itself providing ideal access to amenities including the Eden shopping and leisure precinct, numerous restaurants, theatre, library and parkland. High Wycombe train station can be found within a short walk and further to the south Junction 4 of the M40 Motorway provides access to London and Oxford. An internal inspection is highly recommended.

Leasehold Notes

There are 80 Years remaining on the lease. The annual charge ground rent is £75.00 and the service charge is £600.00 per annum. 

Council Tax band B. EPC band C. 

Lease, ground rent and maintenance details have been provided by the seller, but their accuracy cannot be guaranteed, as we may not have seen a copy of the original lease. Should you proceed with the purchase of this property, lease details must be verified by your solicitor. 

Agents Note

We may refer you to recommended providers of ancillary services such as Conveyancing, Financial Services, Insurance and Surveying. We may receive a commission payment fee or other benefit (known as a referral fee) for recommending their services. You are not under any obligation to use the services of the recommended provider. The ancillary service provider may be an associated company of JNP Estate Agents Ltd.

AML Disclaimer 

Please note it is a legal requirement that we require verified ID from purchasers before instructing a sale.  Please also note we shall require proof of funds before we instruct the sale, together with your instructed solicitors.

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:**

We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are travelling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum of six months, with the exception of short term accommodation. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. 

BUYERS INFORMATION

To conform with government Money Laundering Regulations 2019, we are required to confirm the identity of all prospective buyers. We use the services of a third party, Lifetime Legal, who will contact you directly at an agreed time to do this. They will need the full name, date of birth and current address of all buyers and ID. There is a nominal charge of £80 inc VAT for this (for the transaction not per person), payable direct to Lifetime Legal. Please note, we are unable to advertise a property or issue a memorandum of sale until the checks are complete.

REFERRAL FEES

We may refer you to recommended providers of ancillary services such as Conveyancing, Financial Services, Insurance and Surveying. We may receive a commission payment fee or other benefit (known as a referral fee) for recommending their services. You are not under any obligation to use the services of the recommended provider. The ancillary service provider may be an associated company of JNP.

JHW240076/1

## Property Photos

- ![Picture No. 10](/listings/photos/162487685/872830) - Picture No. 10
- ![Picture No. 16](/listings/photos/162487685/872831) - Picture No. 16
- ![Picture No. 18](/listings/photos/162487685/872832) - Picture No. 18
- ![Picture No. 14](/listings/photos/162487685/872833) - Picture No. 14
- ![Picture No. 17](/listings/photos/162487685/872834) - Picture No. 17
- ![Picture No. 19](/listings/photos/162487685/872835) - Picture No. 19
- ![Picture No. 15](/listings/photos/162487685/872836) - Picture No. 15
- ![Picture No. 11](/listings/photos/162487685/872837) - Picture No. 11

## Floorplans

- ![Floorplan](/listings/photos/162487685/872838) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/162487685/872839) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| TEMPLE GATE 11 TEMPLE END, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP13 5DY | £150,000 | 26/01/2026 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10A PRIORY ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP13 6SG | £830,000 | 27/03/2025 | Other |
| 32 - 33 OXFORD STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2DJ | £750,000 | 05/10/2022 | Other |
| A B C REMOVALS CENTRAL PARK BUSINESS CENTRE, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP13 5HG | £2,040,000 | 09/09/2022 | Other |
| [Same street] TEMPLE GATE 9 TEMPLE END, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP13 5DY | £180,000 | 21/01/2022 | Flat |
| BELMONT HOUSE, 9 - 11 FLAT 5 & 9-12 PRIORY AVENUE, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP13 6SQ | £46,000 | 18/01/2022 | Other |
| 120 - 123 OXFORD ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2DN | £180,000 | 20/12/2021 | Other |
| 6 OXFORD STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2DG | £720,000 | 03/11/2021 | Other |
| TEMPUS COURT 13 BELLFIELD ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP13 5HA | £155,000 | 28/09/2021 | Other |
| [Same street] TEMPLE GATE 12 TEMPLE END, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP13 5DY | £160,000 | 08/09/2021 | Flat |

**Street average:** £170,000 (2 sales)
**Area average:** £674,429 (7 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £812,500 (2 Other, HP13, 2024–2026)
- **Deviation:** -81.5%

## Rental Range

*ONS Price Index of Private Rents (Buckinghamshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,329/mo
- **Realistic:** £1,477/mo
- **Optimistic:** £1,625/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chilterns (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £848/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Hughenden Road, HP13 | £995/mo | 1 | 0.42 miles | OpenRent |

**Average rent: £995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.66% (weak for cashflow)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 8%
- **Cost-to-rent:** 12.6×
- **Monthly cashflow:** £280/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,333/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 622.7%

## House Price Index (HM Land Registry)

*Official index for Buckinghamshire; All dwelling types series; as of April 2026.*

- **1y growth (index):** 0.3%
- **5y growth (index):** 13.3%
- **10y growth (index):** 23.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)