# 3 bedroom terraced house for sale (ST5 4BE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 7 HUMBER WAY, NEWCASTLE, STAFFORDSHIRE ST5 4BE |
| Price | £165,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £125,000 Jul 2020 |

## Description

Welcome to Humber Way, a beautifully presented three-bedroom terraced property situated in the ever-popular area of Seabridge. Offering a wonderful blend of modern style and classic touches, this lovely home is ideally suited to first-time buyers, downsizers and investors alike.

Enter through the front door into the welcoming hallway, which leads through to the spacious lounge/diner. A versatile and inviting space, perfect for relaxing or entertaining. The kitchen has been finished in calm, neutral tones, providing a good range of storage and preparation space, with a door leading directly out to the rear garden. A useful utility area provides additional convenience and practical storage.

Upstairs, the property offers three well-presented bedrooms, alongside a separate WC and shower room. The bedrooms benefit from fitted storage, while the overall presentation continues throughout, creating a home that is ready to move straight into.

Externally, the property continues to impress. The tiered rear garden provides a number of spaces to sit back, relax and unwind, while the gated front garden offers a welcoming approach to the home.

A wonderful opportunity to secure a well-presented home in a popular residential location.

## Property Photos

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## EPC Graphs

- ![EPC 1](/listings/photos/92525415/2352954) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1322766
- **Address:** 7 Humber Way, Newcastle, ST5 4BE
- **Certificate Issued:** 15/12/2003
- **Work Completed:** 27/11/2003
- **Items:** 3 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 HUMBER WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BE | £125,000 | 24/07/2020 | Terraced |
| 7 HUMBER WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BE | £102,000 | 17/02/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 107 SEABRIDGE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AW | £105,000 | 26/03/2025 | Terraced |
| 1 CLYDE PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AU | £170,000 | 16/08/2024 | Terraced |
| [Same street] 20 HUMBER WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BE | £81,000 | 18/12/2023 | Terraced |
| 1 DEE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AS | £165,000 | 06/10/2023 | Terraced |
| 24 SEVERN DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BH | £135,000 | 14/07/2023 | Terraced |
| 41 SEABRIDGE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AG | £144,000 | 20/04/2023 | Terraced |
| [Same street] 22 HUMBER WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BE | £105,000 | 18/04/2023 | Terraced |
| [Same street] 12 HUMBER WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BE | £130,000 | 04/04/2023 | Semi-detached |
| 3 RIBBLE CLOSE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BG | £138,000 | 31/03/2023 | Terraced |
| 11 MERSEY ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BA | £126,000 | 07/02/2023 | Terraced |
| 5 RIBBLE CLOSE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BG | £150,000 | 20/01/2023 | Terraced |
| 41 RYDAL WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HE | £170,000 | 10/11/2022 | Terraced |
| 99 SEABRIDGE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AW | £133,000 | 28/10/2022 | Terraced |
| 24 WYE ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AZ | £137,500 | 14/10/2022 | Terraced |
| 5 TWEED GROVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AT | £140,000 | 22/04/2022 | Terraced |
| 9 DART PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AP | £125,000 | 26/10/2021 | Terraced |

**Street average:** £105,333 (3 sales)
**Area average:** £141,423 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £140,983 (109 Terraced, ST5, 2024–2026)
- **Deviation:** +17%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £747/mo
- **Realistic:** £830/mo
- **Optimistic:** £913/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Seabridge Lane, ST5 | £995/mo | 3 | 0.16 miles | OpenRent |
| [Clayton Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/0a5705e) | £1,100/mo | 3 | 0.53 miles | Rightmove |
| [Stafford Crescent, Clayton, Newcastle, Staffordshire, ST5 3BZ](http://87.117.209.195:8080/listings/38463dc) | £1,025/mo | 3 | 0.58 miles | Rightmove |
| [Monmouth Place, Newcastle, ST5](http://87.117.209.195:8080/listings/757f7bf) | £1,200/mo | 3 | 0.6 miles | Rightmove |
| [Cambridge Drive, Newcastle, ST5](http://87.117.209.195:8080/listings/28c22b5) | £1,300/mo | 3 | 0.64 miles | Rightmove |
| [Sedbergh Close, Newcastle, ST5](http://87.117.209.195:8080/listings/e498261) | £1,600/mo | 3 | 0.71 miles | Rightmove |
| 3 Bed Bungalow, Bunny Hill, ST5 | £1,195/mo | 3 | 0.73 miles | OpenRent |
| [Lincoln Avenue, ST5](http://87.117.209.195:8080/listings/7d30437) | £1,200/mo | 3 | 0.76 miles | Rightmove |
| [Thistleberry Avenue, The Westlands, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/b9782ab) | £1,445/mo | 3 | 1.24 miles | Rightmove |
| [Friarswood Road, Newcastle](http://87.117.209.195:8080/listings/656fb46) | £895/mo | 3 | 1.27 miles | Rightmove |
| [London Road, Newcastle under Lyme](http://87.117.209.195:8080/listings/e059636) | £875/mo | 3 | 1.34 miles | Rightmove |
| [Coomer Court, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/9d336ee) | £1,495/mo | 3 | 1.39 miles | Rightmove |
| [Orme Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/ca92e69) | £900/mo | 3 | 1.47 miles | Rightmove |
| [Cumberland Street, NEWCASTLE](http://87.117.209.195:8080/listings/4457881) | £1,095/mo | 3 | 1.67 miles | Rightmove |
| [Brunswick Court, Brunswick Street, ST5](http://87.117.209.195:8080/listings/e79ab92) | £1,495/mo | 3 | 1.7 miles | Rightmove |
| [Greylag Gate, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/7062d4c) | £1,200/mo | 3 | 1.76 miles | Rightmove |
| [Northcote Place, Newcastle](http://87.117.209.195:8080/listings/6314ab5) | £575/mo | — | 1.83 miles | Rightmove |
| [Enderley Street, Newcastle Under Lyme](http://87.117.209.195:8080/listings/7eec2c9) | £1,050/mo | 3 | 1.88 miles | Rightmove |
| [Ashfields New Road, Newcastle-under-lyme](http://87.117.209.195:8080/listings/4f2a288) | £950/mo | 3 | 1.95 miles | Rightmove |
| [Ashfields New Road, Newcastle-under-lyme](http://87.117.209.195:8080/listings/79bac5c) | £950/mo | 3 | 1.95 miles | Rightmove |

**Average rent: £1,071/mo (36 listings)**

## 1% Rule

- **Rent ratio:** 0.67% (weak for cashflow)
- **Max investor price (0.8%):** £137,250
- **Target investor price (1%):** £109,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,098/mo).*

- **Gross yield:** 8%
- **Cost-to-rent:** 12.5×
- **Monthly cashflow:** £313/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 25.3%
- **10y growth:** 46.8%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Terraced series; as of June 2026.*

- **1y growth (index):** 7.4%
- **5y growth (index):** 31.5%
- **10y growth (index):** 62.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)