# 2 bedroom terraced house for sale (BB18 5AJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 44 COBDEN STREET, BARNOLDSWICK, LANCASHIRE BB18 5AJ |
| Price | £75,000 |
| Bedrooms | 2 |
| Last sold | £70,000 Aug 2013 |

## Description

ACCOMMODATION

ENTRANCE	        Via a uPVC door.

FRONT SITTING ROOM    14' 5" x 11'9".  A spacious room with a shelf to each alcove, radiator and a uPVC framed double glazed window.

CENTRE STAIRCASE	        Leading to the first floor.

LIVING/DINING ROOM	14'5" x 14'4" (into the alcoves).  With aerial and telephone points, understairs storage/ cellar-head, timber framed double glazed window and a radiator.

KITCHEN	       8'6" x 7'4".  A fitted kitchen comprising of wood effect fronted base, wall and drawer units, laminate work surfaces incorporating a circular sink unit and drainer.  Integral electric oven and gas hob, plumbing for an automatic washing machine and space for a fridge.  'Remeha' condensing combi boiler, timber framed window and a timber external door.

AT FIRST FLOOR	

LANDING	       With spindled balustrade.

BEDROOM 1	       14'4" x 11'10".  A double bedroom situated to the front of the property with a walk-in cupboard/wardrobe and wood effect flooring.  Radiator and a uPVC framed double glazed window.

BEDROOM 2	       14'6" x 6'0".  Situated to the rear of the property with wood effect flooring, radiator and a timber framed window.

BATHROOM         11'9" x 8'0".  Housing a four piece suite in 'white' comprising of a panelled bath, tiled step-in shower cubicle with an electric shower, pedestal wash hand basin and a low suite w.c.  Shelved linen storage space, wood effect flooring, radiator and a timber framed window.

EXTERNAL	        Enclosed and flagged rear yard.

COUNCIL TAX	Band    'A'

PHOTOGRAPHS	Photographs are reproduced for general information and it must not be inferred that any item is included in the sale.

VIEWING	       By appointment through our office.

## Property Photos

- ![front external](/listings/photos/41334188/1070128) - front external
- ![lounge](/listings/photos/41334188/1070131) - lounge
- ![dining room](/listings/photos/41334188/1070137) - dining room
- ![kitchen](/listings/photos/41334188/1070143) - kitchen
- ![bathroom](/listings/photos/41334188/1070148) - bathroom
- ![master bedroom](/listings/photos/41334188/1070153) - master bedroom
- ![2nd bedroom](/listings/photos/41334188/1070159) - 2nd bedroom

## EPC Graphs

- ![EPC 1](/listings/photos/41334188/1070163) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 44 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £70,000 | 23/08/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 WELLINGTON STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AY | £185,000 | 17/12/2025 | Terraced |
| 34 YORK STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5BD | £147,950 | 05/12/2025 | Terraced |
| 34 YORK STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5BD | £147,950 | 05/12/2025 | Terraced |
| 34 YORK STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5BD | £147,950 | 05/12/2025 | Terraced |
| 57 WELLINGTON STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AZ | £155,000 | 03/12/2025 | Terraced |
| 46 YORK STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5BD | £90,000 | 21/11/2025 | Terraced |
| 6 CROW FOOT FOLD, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5DJ | £265,000 | 24/07/2025 | Terraced |
| 54 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £130,000 | 07/07/2025 | Terraced |
| 33 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £53,500 | 07/06/2024 | Terraced |
| 29 BEECH STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AW | £125,000 | 24/11/2023 | Terraced |
| 5 JAMES STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5PG | £179,950 | 20/11/2023 | Terraced |
| 34 PARK AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AT | £188,000 | 03/11/2023 | Terraced |
| 6 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £125,000 | 15/09/2023 | Terraced |
| 47 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £129,950 | 21/07/2023 | Terraced |
| 10 CROW FOOT FOLD, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5DJ | £275,000 | 31/05/2023 | Terraced |
| 12 CROW FOOT FOLD, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5DJ | £260,000 | 28/04/2023 | Terraced |
| 25 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £135,000 | 16/12/2022 | Terraced |
| 27 PARK AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AT | £209,950 | 15/12/2022 | Terraced |
| 22 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £117,500 | 14/12/2022 | Terraced |
| 15 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £99,950 | 30/09/2022 | Terraced |

**Area average:** £158,383 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £150,190 (64 Terraced, BB18, 2024–2026)
- **Deviation:** -50.1%

## Rental Range

*ONS Price Index of Private Rents (Pendle). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £587/mo
- **Realistic:** £652/mo
- **Optimistic:** £717/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bradford & South Dales (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Wellhouse Road, BB18 | £700/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Terraced House, Frederick St, BB18 | £695/mo | 2 | 0.51 miles | OpenRent |

**Average rent: £698/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.93% (okay)
- **Max investor price (0.8%):** £87,250
- **Target investor price (1%):** £69,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £698/mo).*

- **Gross yield:** 11.2%
- **Cost-to-rent:** 9×
- **Monthly cashflow:** £308/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 17%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.5%
- **10y growth:** 49.1%

## House Price Index (HM Land Registry)

*Official index for Pendle; Terraced series; as of April 2026.*

- **1y growth (index):** 8.4%
- **5y growth (index):** 22.6%
- **10y growth (index):** 76.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)