Sold Terraced

44 COBDEN STREET

BARNOLDSWICK, LANCASHIRE BB18 5AJ

2 beds 926 sq ft Listed 18 Apr 2013 (-4841d)

£75,000

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# 2 bedroom terraced house for sale (BB18 5AJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 44 COBDEN STREET, BARNOLDSWICK, LANCASHIRE BB18 5AJ |
| Price | £75,000 |
| Bedrooms | 2 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 86 m² |
| Last sold | £70,000 Aug 2013 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 21/11/2033
- **Est. upgrade cost to C:** £24,410

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£10)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2231-8421-0363-4136-1519)

## Description

ACCOMMODATION

ENTRANCE	        Via a uPVC door.

FRONT SITTING ROOM    14' 5" x 11'9".  A spacious room with a shelf to each alcove, radiator and a uPVC framed double glazed window.

CENTRE STAIRCASE	        Leading to the first floor.

LIVING/DINING ROOM	14'5" x 14'4" (into the alcoves).  With aerial and telephone points, understairs storage/ cellar-head, timber framed double glazed window and a radiator.

KITCHEN	       8'6" x 7'4".  A fitted kitchen comprising of wood effect fronted base, wall and drawer units, laminate work surfaces incorporating a circular sink unit and drainer.  Integral electric oven and gas hob, plumbing for an automatic washing machine and space for a fridge.  'Remeha' condensing combi boiler, timber framed window and a timber external door.

AT FIRST FLOOR

LANDING	       With spindled balustrade.

BEDROOM 1	       14'4" x 11'10".  A double bedroom situated to the front of the property with a walk-in cupboard/wardrobe and wood effect flooring.  Radiator and a uPVC framed double glazed window.

BEDROOM 2	       14'6" x 6'0".  Situated to the rear of the property with wood effect flooring, radiator and a timber framed window.

BATHROOM         11'9" x 8'0".  Housing a four piece suite in 'white' comprising of a panelled bath, tiled step-in shower cubicle with an electric shower, pedestal wash hand basin and a low suite w.c.  Shelved linen storage space, wood effect flooring, radiator and a timber framed window.

EXTERNAL	        Enclosed and flagged rear yard.

COUNCIL TAX	Band    'A'

PHOTOGRAPHS	Photographs are reproduced for general information and it must not be inferred that any item is included in the sale.

VIEWING	       By appointment through our office.

## Property Photos

- ![front external](/listings/photos/41334188/1070128) - front external
- ![lounge](/listings/photos/41334188/1070131) - lounge
- ![dining room](/listings/photos/41334188/1070137) - dining room
- ![kitchen](/listings/photos/41334188/1070143) - kitchen
- ![bathroom](/listings/photos/41334188/1070148) - bathroom
- ![master bedroom](/listings/photos/41334188/1070153) - master bedroom
- ![2nd bedroom](/listings/photos/41334188/1070159) - 2nd bedroom

## EPC Graphs

- ![EPC 1](/listings/photos/41334188/1070163) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 44 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £70,000 | 23/08/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 WELLINGTON STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AY | £185,000 | 17/12/2025 | Terraced |
| 34 YORK STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5BD | £147,950 | 05/12/2025 | Terraced |
| 34 YORK STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5BD | £147,950 | 05/12/2025 | Terraced |
| 34 YORK STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5BD | £147,950 | 05/12/2025 | Terraced |
| 57 WELLINGTON STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AZ | £155,000 | 03/12/2025 | Terraced |
| 46 YORK STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5BD | £90,000 | 21/11/2025 | Terraced |
| 6 CROW FOOT FOLD, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5DJ | £265,000 | 24/07/2025 | Terraced |
| 54 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £130,000 | 07/07/2025 | Terraced |
| 33 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £53,500 | 07/06/2024 | Terraced |
| 29 BEECH STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AW | £125,000 | 24/11/2023 | Terraced |
| 5 JAMES STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5PG | £179,950 | 20/11/2023 | Terraced |
| 34 PARK AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AT | £188,000 | 03/11/2023 | Terraced |
| 6 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £125,000 | 15/09/2023 | Terraced |
| 47 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £129,950 | 21/07/2023 | Terraced |
| 10 CROW FOOT FOLD, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5DJ | £275,000 | 31/05/2023 | Terraced |
| 12 CROW FOOT FOLD, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5DJ | £260,000 | 28/04/2023 | Terraced |
| 25 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £135,000 | 16/12/2022 | Terraced |
| 27 PARK AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AT | £209,950 | 15/12/2022 | Terraced |
| 22 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £117,500 | 14/12/2022 | Terraced |
| 15 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ | £99,950 | 30/09/2022 | Terraced |

**Area average:** £158,383 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £150,190 (64 Terraced, BB18, 2024–2026)
- **Deviation:** -50.1%

## Rental Range

*ONS Price Index of Private Rents (Pendle). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £587/mo
- **Realistic:** £652/mo
- **Optimistic:** £717/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bradford & South Dales (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Wellhouse Road, BB18 | £700/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Terraced House, Frederick St, BB18 | £695/mo | 2 | 0.51 miles | OpenRent |

**Average rent: £698/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.93% (okay)
- **Max investor price (0.8%):** £87,250
- **Target investor price (1%):** £69,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £698/mo).*

- **Gross yield:** 11.2%
- **Cost-to-rent:** 9×
- **Monthly cashflow:** £308/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 17%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £872/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.1%
- **10y growth:** 47.5%

## House Price Index (HM Land Registry)

*Official index for Pendle; Terraced series; as of April 2026.*

- **1y growth (index):** 8.4%
- **5y growth (index):** 22.6%
- **10y growth (index):** 76.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

front external lounge dining room kitchen bathroom master bedroom 2nd bedroom

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Property details

Floor area

86 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£70,000 Aug 2013

Price per m²

£872/m²

Local average

£150,190 (-50.1%)

Deprivation

Decile 2 (6,019 of 33,755)

Street crime

42 incidents within 1 mile (May 2026)

Key features

GAS FIRED CENTRAL HEATING
PARTIAL UPVC FRAMED DOUBLE GLAZING
2 GOOD SIZED RECEPTION ROOMS
FITTED KITCHEN - INTEGRAL OVEN & HOB
2 BEDROOMS
4 PIECE BATHROOM

Additional details

Garden: Yes

Description

ACCOMMODATION

ENTRANCE Via a uPVC door.

FRONT SITTING ROOM 14' 5" x 11'9". A spacious room with a shelf to each alcove, radiator and a uPVC framed double glazed window.

CENTRE STAIRCASE Leading to the first floor.

LIVING/DINING ROOM 14'5" x 14'4" (into the alcoves). With aerial and telephone points, understairs storage/ cellar-head, timber framed double glazed window and a radiator.

KITCHEN 8'6" x 7'4". A fitted kitchen comprising of wood effect fronted base, wall and drawer units, laminate work surfaces incorporating a circular sink unit and drainer. Integral electric oven and gas hob, plumbing for an automatic washing machine and space for a fridge. 'Remeha' condensing combi boiler, timber framed window and a timber external door.

AT FIRST FLOOR

LANDING With spindled balustrade.

BEDROOM 1 14'4" x 11'10". A double bedroom situated to the front of the property with a walk-in cupboard/wardrobe and wood effect flooring. Radiator and a uPVC framed double glazed window.

BEDROOM 2 14'6" x 6'0". Situated to the rear of the property with wood effect flooring, radiator and a timber framed window.

BATHROOM 11'9" x 8'0". Housing a four piece suite in 'white' comprising of a panelled bath, tiled step-in shower cubicle with an electric shower, pedestal wash hand basin and a low suite w.c. Shelved linen storage space, wood effect flooring, radiator and a timber framed window.

EXTERNAL Enclosed and flagged rear yard.

COUNCIL TAX Band 'A'

PHOTOGRAPHS Photographs are reproduced for general information and it must not be inferred that any item is included in the sale.

VIEWING By appointment through our office.

Listed by

Barnoldswick

Duckworths Estate Agents

Reference: 41334188

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 22/11/2023

Expiry date: 21/11/2033

Est. upgrade cost to C: £24,410

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£10)
Solar water heating (£4,000 - £6,000)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Sold	23/08/2013 (12 years ago)	£70,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
1 WELLINGTON STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AY	£185,000	17/12/2025	Terraced
34 YORK STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5BD	£147,950	05/12/2025	Terraced
34 YORK STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5BD	£147,950	05/12/2025	Terraced
34 YORK STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5BD	£147,950	05/12/2025	Terraced
57 WELLINGTON STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AZ	£155,000	03/12/2025	Terraced
46 YORK STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5BD	£90,000	21/11/2025	Terraced
6 CROW FOOT FOLD, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5DJ	£265,000	24/07/2025	Terraced
54 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ	£130,000	07/07/2025	Terraced
33 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ	£53,500	07/06/2024	Terraced
29 BEECH STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AW	£125,000	24/11/2023	Terraced
5 JAMES STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5PG	£179,950	20/11/2023	Terraced
34 PARK AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AT	£188,000	03/11/2023	Terraced
6 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ	£125,000	15/09/2023	Terraced
47 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ	£129,950	21/07/2023	Terraced
10 CROW FOOT FOLD, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5DJ	£275,000	31/05/2023	Terraced
12 CROW FOOT FOLD, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5DJ	£260,000	28/04/2023	Terraced
25 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ	£135,000	16/12/2022	Terraced
27 PARK AVENUE, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AT	£209,950	15/12/2022	Terraced
22 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ	£117,500	14/12/2022	Terraced
15 COBDEN STREET, BARNOLDSWICK, PENDLE, LANCASHIRE, BB18 5AJ	£99,950	30/09/2022	Terraced

Area average: £158,383 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 6.1%

10y growth 47.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Pendle. Series: Terraced. As of April 2026.

1y (index) 8.4%

5y (index) 22.6%

10y (index) 76.3%

Rental Range

Estimated market rent for Pendle. Low = conservative, Realistic = average, Optimistic = best case.

Low £587/mo

Realistic £652/mo

Optimistic £717/mo

Based on Local Authority from postcode lookup → Pendle.

LHA (30th percentile) floor for Bradford & South Dales: £524/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BB18 5AJ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Manchester Road	0.1 miles
Bus stop	Sunday School	0.1 miles
Shop	Unknown	0.5 miles
Shop	Lower Point Marina	0.5 miles
Hospital	health center	4.0 miles
Train station	Colne	4.1 miles
Train station	Nelson	5.6 miles
University	UClan burnley temp	9.0 miles
University	UCLan Burnley Campus	9.0 miles
Hospital	Castleberg Hospital	11.6 miles

Street-level crime

Category	Count
Violence and sexual offences	19
Anti-social behaviour	7
Shoplifting	6
Criminal damage and arson	3
Other theft	2
Public order	2
Burglary	1
Drugs	1
Vehicle crime	1
Total incidents	42

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Barnoldswick Church of England Controlled Primary School	Primary	0.3 miles	Good — 21 Sep 2022
West Craven High School	Secondary	0.3 miles	Requires improvement — 9 Sep 2024
Gisburn Road Community Primary School	Primary	0.4 miles	Good — 22 May 2015
St Joseph's Catholic primary School, a Voluntary Academy	Primary	0.5 miles	Good — 26 Apr 2023
Coates Lane Primary School	Primary	0.7 miles	Good — 15 Jul 2015

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Wellhouse Road, BB18	£700/mo	2	0.34 miles	OpenRent
2 Bed Terraced House, Frederick St, BB18	£695/mo	2	0.51 miles	OpenRent

Average rent: £698/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.93%

Max investor price (0.8%) £87,250

Target investor price (1%) £69,800

Gross yield 11.2%

Cost-to-rent ratio 9×

Monthly cashflow £308/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 17%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).