# 5 bedroom semi-detached house for sale (DE45 1PZ) ## Property Details | Key | Value | |-----|-------| | Address | MILL COTTAGE, BAKEWELL, ASHFORD IN THE WATER, DERBYSHIRE DE45 1PZ | | Price | £1,150,000 | | Bedrooms | 5 | | Bathrooms | 4 | | Council tax | G | | Construction age | England and Wales: 1967-1975 | | Floor area | 295 m² | | Last sold | £650,000 Apr 2021 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Current heating cost:** £2,196/year - **Est. upgrade cost to C:** £18,500 ### Recommendations - Q (£4,000 - £14,000) - W2 (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3721-9058-0085-3006-0723) ## Description Set in a truly magical position on the edge of the highly sought-after village of Ashford in the Water, Mill Cottage is situated within the Ashford Mill Estate, a hidden oasis and place of utter tranquillity, natural beauty and remarkable heritage. This stunning five-bedroom, four-bathroom residence is a substantial and beautifully designed family home offering elegance, space and flexibility. Finished to an exceptional standard throughout, Mill Cottage is perfect for family living. A welcoming entrance hall leads to a warm and inviting family reception room with oak flooring, a cloakroom, WC and boot room. The heart of the home is a spectacular open-plan living kitchen featuring hand-painted cabinetry, a central island, Aga, Fisher & Paykel fridge-freezer, and two arched double doors framing captivating views and opening to the rear garden. The ground floor also offers a formal sitting room with exposed beams and log-burning stove, a dining hall, utility room, WC and both side and rear lobbies. Accessed via two staircases, the first floor provides a luxurious principal suite with dual-aspect windows, feature fireplace an en-suite bathroom with freestanding bath and separate shower. A further four double bedrooms are served by two additional bathrooms and an en-suite, all elegantly appointed. Externally, a double garage and further off-road parking complete the offering. Located just moments from the centre of Ashford in the Water, one of Derbyshire’s most picturesque villages, this enchanting property sits in a setting as charming as it is serene. Ashford, famed for its honey-stone cottages, medieval bridge and welcoming community, lies close to Bakewell and Chatsworth, offering a perfect blend of seclusion and connectivity. ## Property Photos - ![wisteria pic.jpg](/listings/photos/169059677/68031) - wisteria pic.jpg - ![_MAR8304-Edit.jpg](/listings/photos/169059677/68035) - _MAR8304-Edit.jpg - ![_MAR8117.jpg](/listings/photos/169059677/68038) - _MAR8117.jpg - ![_MAR8076-Edit.jpg](/listings/photos/169059677/68040) - _MAR8076-Edit.jpg - ![_MAR7894-Edit.jpg](/listings/photos/169059677/68042) - _MAR7894-Edit.jpg - ![_MAR7814-Edit.jpg](/listings/photos/169059677/68045) - _MAR7814-Edit.jpg - ![_MAR7844-Edit.jpg](/listings/photos/169059677/68047) - _MAR7844-Edit.jpg - ![_MAR8019-Edit.jpg](/listings/photos/169059677/68048) - _MAR8019-Edit.jpg - ![_MAR7980-Edit.jpg](/listings/photos/169059677/68051) - _MAR7980-Edit.jpg - ![_MAR8150-Edit.jpg](/listings/photos/169059677/68053) - _MAR8150-Edit.jpg - ![_MAR8374-Edit.jpg](/listings/photos/169059677/68055) - _MAR8374-Edit.jpg - ![_MAR8410-Edit.jpg](/listings/photos/169059677/68057) - _MAR8410-Edit.jpg - ![_MAR8174-Edit.jpg](/listings/photos/169059677/68059) - _MAR8174-Edit.jpg - ![_MAR8212.jpg](/listings/photos/169059677/68061) - _MAR8212.jpg - ![Saxton Mee Ashford House 0087.jpg](/listings/photos/169059677/68063) - Saxton Mee Ashford House 0087.jpg - ![_MAR8197.jpg](/listings/photos/169059677/68065) - _MAR8197.jpg - ![Saxton Mee Ashford House 0082.jpg](/listings/photos/169059677/68067) - Saxton Mee Ashford House 0082.jpg ## Floorplans - ![Mill Cottage 1 page.jpg](/listings/photos/169059677/68069) - Mill Cottage 1 page.jpg - ![Mill Cottage Ground Floor.jpg](/listings/photos/169059677/68071) - Mill Cottage Ground Floor.jpg - ![Mill Cottage First Floor.jpg](/listings/photos/169059677/68077) - Mill Cottage First Floor.jpg ## EPC Graphs - ![EE Rating](/listings/photos/169059677/68079) - EE Rating ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | MILL COTTAGE, ASHFORD IN THE WATER, BAKEWELL, DERBYSHIRE DALES, DERBYSHIRE, DE45 1PZ | £650,000 | 16/04/2021 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | IVY HOUSE GREAVES LANE, ASHFORD IN THE WATER, BAKEWELL, DERBYSHIRE DALES, DERBYSHIRE, DE45 1QH | £670,000 | 14/12/2022 | Semi-detached | | CHRISTMAS COTTAGE GREAVES LANE, ASHFORD IN THE WATER, BAKEWELL, DERBYSHIRE DALES, DERBYSHIRE, DE45 1QH | £487,500 | 06/07/2022 | Semi-detached | | 2 CHERRY CLOSE, ASHFORD IN THE WATER, BAKEWELL, DERBYSHIRE DALES, DERBYSHIRE, DE45 1QE | £400,000 | 04/04/2022 | Semi-detached | **Area average:** £519,167 (3 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £439,083 (6 Semi-detached, DE45, 2024–2026) - **Deviation:** +161.9% ## Rental Range *ONS Price Index of Private Rents (Derbyshire Dales). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £725/mo - **Realistic:** £805/mo - **Optimistic:** £886/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Sheffield (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £947/mo ## 1% Rule - **Rent ratio:** 0.07% (weak for cashflow) - **Max investor price (0.8%):** £100,625 - **Target investor price (1%):** £80,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £3,898/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 17.1% - **10y growth:** 6.4% ## House Price Index (HM Land Registry) *Official index for Derbyshire Dales; Semi-detached series; as of February 2026.* - **1y growth (index):** 4.6% - **5y growth (index):** 22% - **10y growth (index):** 48.2% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)