For sale Terraced

Motherby Hill

Lincoln, LN1, LN1 1BP

3 beds 1 baths Listed 29 Jul 2026 (-98d)

£1,945,000

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# 3 bedroom terraced house for sale (LN1 1BP)

## Property Details

| Key | Value |
|-----|-------|
| Address | Motherby Hill, Lincoln, LN1, LN1 1BP |
| Price | £1,945,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |

## Description

**Exceptional Investment Opportunity – Portfolio of Seven Residential Properties – Motherby Hill, Lincoln.**

A fantastic opportunity to acquire a portfolio of **seven modern residential properties** situated in the highly sought-after Uphill area of Lincoln. Located on Motherby Hill, this rare investment offers purchasers the chance to secure a substantial residential portfolio in one of the city's most desirable locations, within easy walking distance of Lincoln Cathedral, Lincoln Castle, the historic Bailgate and Lincoln city centre.

The portfolio comprises **seven spacious three-bedroom townhouses**, each thoughtfully arranged over **three floors** and benefiting from **allocated parking**. Designed to appeal to a wide range of tenants, the properties offer generous and versatile living accommodation, making them an attractive proposition for investors seeking strong, long-term rental demand.

This is a unique opportunity to purchase an entire residential portfolio within a single development, offering the convenience of one acquisition while benefiting from seven individual income-producing assets. Whether you are an experienced investor looking to expand your portfolio or seeking a high-quality residential investment in a prime Lincoln location, this portfolio presents excellent potential for both attractive rental returns and long-term capital growth.

EPC rating: B. Tenure: Freehold,

## Property Photos

- ![Photo](/listings/photos/175021664/2618491)
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- ![Photo](/listings/photos/175021664/2618505)

## Floorplans

- ![Floorplan](/listings/photos/175021664/2618506) - Floorplan
- ![Floorplan](/listings/photos/175021664/2618507) - Floorplan
- ![Floorplan](/listings/photos/175021664/2618508) - Floorplan

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 62 WEST PARADE, LINCOLN, LINCOLNSHIRE, LN1 1JX | £160,000 | 19/06/2025 | Terraced |
| 45 VICTORIA STREET, LINCOLN, LINCOLNSHIRE, LN1 1HY | £95,000 | 26/05/2023 | Terraced |
| 43 VICTORIA STREET, LINCOLN, LINCOLNSHIRE, LN1 1HY | £90,000 | 05/05/2023 | Terraced |
| 11 THE ROPERY, LINCOLN, LINCOLNSHIRE, LN1 1EL | £360,000 | 12/12/2022 | Terraced |
| 37 VICTORIA STREET, LINCOLN, LINCOLNSHIRE, LN1 1HY | £112,000 | 27/10/2022 | Terraced |
| 1 VICTORIA PLACE, LINCOLN, LINCOLNSHIRE, LN1 1JA | £120,000 | 08/07/2022 | Terraced |
| 14 MOTHERBY LANE, LINCOLN, LINCOLNSHIRE, LN1 1EX | £175,000 | 27/05/2022 | Terraced |
| 2 VICTORIA PLACE, LINCOLN, LINCOLNSHIRE, LN1 1JA | £111,000 | 13/05/2022 | Terraced |
| 31 VICTORIA STREET, LINCOLN, LINCOLNSHIRE, LN1 1HY | £138,000 | 14/03/2022 | Terraced |
| 40 VICTORIA TERRACE, LINCOLN, LINCOLNSHIRE, LN1 1HZ | £115,000 | 13/12/2021 | Terraced |

**Area average:** £147,600 (10 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £197,552 (60 Terraced, LN1, 2024–2026)
- **Deviation:** +884.6%

## Rental Range

*ONS Price Index of Private Rents (Lincoln). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £852/mo
- **Realistic:** £947/mo
- **Optimistic:** £1,042/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £673/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, Union Road, LN1 | £1,400/mo | 3 | 0.16 miles | OpenRent |

**Average rent: £1,400/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.07% (weak for cashflow)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 0.9%
- **Cost-to-rent:** 115.8×
- **Monthly cashflow:** £-6,425/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -13.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.9%
- **10y growth:** 25.7%

## House Price Index (HM Land Registry)

*Official index for Lincoln; Terraced series; as of August 2026.*

- **1y growth (index):** 0.7%
- **5y growth (index):** 10.2%
- **10y growth (index):** 37.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Council tax band

Local average

£197,552 (+884.6%)

Street crime

777 incidents within 1 mile (Aug 2026)

Key features

Portfolio of seven modern residential properties
All properties comprise three-bedroom townhouses
Accommodation arranged over three floors
Allocated parking for each property
Prime Uphill Lincoln location
Strong and consistent rental demand
Walking distance to Lincoln Cathedral, the Bailgate and the city centre
EPC: B. Council Tax: C

Additional details

Parking: Off street, Private
Garden: Private garden
Listed property: No

Description

Exceptional Investment Opportunity – Portfolio of Seven Residential Properties – Motherby Hill, Lincoln.
A fantastic opportunity to acquire a portfolio of seven modern residential properties situated in the highly sought-after Uphill area of Lincoln. Located on Motherby Hill, this rare investment offers purchasers the chance to secure a substantial residential portfolio in one of the city's most desirable locations, within easy walking distance of Lincoln Cathedral, Lincoln Castle, the historic Bailgate and Lincoln city centre.
The portfolio comprises seven spacious three-bedroom townhouses, each thoughtfully arranged over three floors and benefiting from allocated parking. Designed to appeal to a wide range of tenants, the properties offer generous and versatile living accommodation, making them an attractive proposition for investors seeking strong, long-term rental demand.
This is a unique opportunity to purchase an entire residential portfolio within a single development, offering the convenience of one acquisition while benefiting from seven individual income-producing assets. Whether you are an experienced investor looking to expand your portfolio or seeking a high-quality residential investment in a prime Lincoln location, this portfolio presents excellent potential for both attractive rental returns and long-term capital growth.
EPC rating: B. Tenure: Freehold,

Listed by

Lincoln

The Property Franchise Group

Reference: 175021664

EPC ratings on this postcode

We don't have a matched EPC for this property yet. Below are efficiency scores and details for other addresses on this postcode.

Address	Current	Potential	Floor area	Age band	Type
1, Motherby Hill, LINCOLN	85	95	101 m²	—	Terraced
2, Motherby Hill, LINCOLN	85	95	101 m²	—	Terraced
3, Motherby Hill, LINCOLN	85	95	101 m²	—	Terraced
4, Motherby Hill, LINCOLN	85	95	101 m²	—	Terraced
5, Motherby Hill, LINCOLN	85	95	101 m²	—	Terraced
6, Motherby Hill, LINCOLN	85	95	101 m²	—	Terraced
7, Motherby Hill, LINCOLN	85	95	101 m²	—	Terraced
8, Motherby Hill, LINCOLN	84	95	101 m²	—	Terraced

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~300 m² (0.07 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Floorplan

Price history

Event	Date	Price	% change
Listed for sale	—	£1,945,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
62 WEST PARADE, LINCOLN, LINCOLNSHIRE, LN1 1JX	£160,000	19/06/2025	Terraced
45 VICTORIA STREET, LINCOLN, LINCOLNSHIRE, LN1 1HY	£95,000	26/05/2023	Terraced
43 VICTORIA STREET, LINCOLN, LINCOLNSHIRE, LN1 1HY	£90,000	05/05/2023	Terraced
11 THE ROPERY, LINCOLN, LINCOLNSHIRE, LN1 1EL	£360,000	12/12/2022	Terraced
37 VICTORIA STREET, LINCOLN, LINCOLNSHIRE, LN1 1HY	£112,000	27/10/2022	Terraced
1 VICTORIA PLACE, LINCOLN, LINCOLNSHIRE, LN1 1JA	£120,000	08/07/2022	Terraced
14 MOTHERBY LANE, LINCOLN, LINCOLNSHIRE, LN1 1EX	£175,000	27/05/2022	Terraced
2 VICTORIA PLACE, LINCOLN, LINCOLNSHIRE, LN1 1JA	£111,000	13/05/2022	Terraced
31 VICTORIA STREET, LINCOLN, LINCOLNSHIRE, LN1 1HY	£138,000	14/03/2022	Terraced
40 VICTORIA TERRACE, LINCOLN, LINCOLNSHIRE, LN1 1HZ	£115,000	13/12/2021	Terraced

Area average: £147,600 (10 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -1.9%

10y growth 25.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Lincoln. Series: Terraced. As of August 2026.

1y (index) 0.7%

5y (index) 10.2%

10y (index) 37.1%

Rental Range

Estimated market rent for Lincoln. Low = conservative, Realistic = average, Optimistic = best case.

Low £852/mo

Realistic £947/mo

Optimistic £1,042/mo

Based on Local Authority from postcode lookup → Lincoln.

LHA (30th percentile) floor for Lincoln: £673/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LN1 1BP

Address

Motherby Hill

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Hungate	0.1 miles
Bus stop	West Parade	0.1 miles
Shop	St Barnabas	0.2 miles
Shop	Barnardo's	0.2 miles
Train station	Lincoln	0.5 miles
University	Joseph Banks Laboratories	0.6 miles
University	Unknown	0.9 miles
Train station	Hykeham	3.5 miles
Hospital	Welbourn Hall Nursing and Residential Home	11.1 miles

Street-level crime

Category	Count
Violence and sexual offences	218
Anti-social behaviour	205
Shoplifting	111
Public order	72
Criminal damage and arson	30
Bicycle theft	28
Other theft	27
Robbery	23
Burglary	22
Vehicle crime	15
Drugs	10
Possession of weapons	8
Other crime	6
Theft from the person	2
Total incidents	777

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Lincolnshire Secure Unit	Other	0.1 miles	— (No rating)
Westgate Academy	Primary	0.3 miles	Good — 14 Jul 2016
The St Faith and St Martin Church of England Junior School, Lincoln	Primary	0.3 miles	Good — 26 Feb 2020
University of Lincoln	Other	0.3 miles	— (No rating)
Lincoln UTC	Secondary	0.4 miles	Good — 8 Jul 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed End Terrace, Union Road, LN1	£1,400/mo	3	0.16 miles	OpenRent

Average rent: £1,400/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.07%

Max investor price (0.8%) £175,000

Target investor price (1%) £140,000

Gross yield 0.9%

Cost-to-rent ratio 115.8×

Monthly cashflow £-6,425/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -13.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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