# 3 bedroom terraced house for sale (ST1 5DW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 32 PORTLAND STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 5DW |
| Price | £110,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 63 m² |
| Last sold | £33,000 May 2012 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Current heating cost:** £618/year
- **Est. upgrade cost to C:** £17,700

### Recommendations
- Cavity wall insulation (£900 - £1,500)
- Floor insulation (suspended floor) (£5,000 - £10,000)
- Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

## Description

Located just a short walk from the town centre, this three-bedroom mid-terrace property offers an ideal investment opportunity for landlords seeking a reliable rental in a high-demand area.

The accommodation briefly comprises a living room, a kitchen, and a family bathroom. Upstairs, there are three well-proportioned bedrooms, offering flexibility for tenants or small families.

Outside, the property benefits from a low-maintenance rear yard and on-street parking to the front.

The house is ideally situated close to local shops, schools, transport links, and amenities, making it highly attractive to long-term tenants. With strong rental demand in the area, this property represents a sound buy-to-let investment with potential for excellent returns

## Property Photos

- ![Photo](/listings/photos/169154345/194)

## Floorplans

- ![Floorplan 1](/listings/photos/169154345/659) - Floorplan 1
- ![Floorplan 2](/listings/photos/169154345/660) - Floorplan 2

## EPC Graphs

- ![EPC 1](/listings/photos/169154345/661) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DW | £33,000 | 21/05/2012 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 73 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £80,000 | 30/01/2026 | Terraced |
| 42 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £87,500 | 11/12/2025 | Terraced |
| 21 WINDERMERE STREET, STOKE-ON-TRENT, ST1 5EL | £77,000 | 21/07/2025 | Terraced |
| 46 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £100,000 | 31/01/2025 | Terraced |
| 33 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £82,000 | 27/01/2025 | Terraced |
| 15 WAYTE STREET, STOKE-ON-TRENT, ST1 5DU | £25,000 | 15/12/2023 | Terraced |
| 43 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £55,000 | 07/12/2023 | Terraced |
| 18 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £77,000 | 06/12/2023 | Terraced |
| [Same street] 36 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DW | £58,500 | 08/11/2023 | Terraced |
| 83 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £105,000 | 06/10/2023 | Terraced |
| 22 MULGRAVE STREET, STOKE-ON-TRENT, ST1 5EP | £90,000 | 28/07/2023 | Terraced |
| 7 SHAW STREET, STOKE-ON-TRENT, ST1 5JN | £115,000 | 10/07/2023 | Terraced |
| 48 DERWENT STREET, STOKE-ON-TRENT, ST1 5EN | £73,000 | 27/06/2023 | Terraced |
| 89 CENTURY STREET, STOKE-ON-TRENT, ST1 5HY | £52,500 | 02/05/2023 | Terraced |
| 75 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £90,000 | 28/04/2023 | Terraced |
| 48 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £116,000 | 13/04/2023 | Terraced |
| 29 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £66,000 | 27/03/2023 | Terraced |
| 36 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £50,000 | 22/03/2023 | Terraced |
| 63 LOWTHER STREET, STOKE-ON-TRENT, ST1 5JE | £50,000 | 10/03/2023 | Terraced |
| 5 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £84,950 | 13/02/2023 | Terraced |
| 9 PORTLAND STREET, STOKE-ON-TRENT, ST1 5HZ | £85,000 | 10/02/2023 | Terraced |
| [Same street] 56 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DW | £197,000 | 13/05/2022 | Other |

**Street average:** £127,750 (2 sales)
**Area average:** £78,048 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £101,760 (74 Terraced, ST1, 2024–2026)
- **Deviation:** +8.1%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Denbigh Street, Hanley](http://87.117.209.195:8080/listings/13cabfd) | £875/mo | 3 | 0.09 miles | Rightmove |
| [Trinity Point, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/844a28d) | £620/mo | — | 0.47 miles | Rightmove |
| [Moxons Island, 48 Stafford Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/0cb1b74) | £525/mo | — | 0.47 miles | Rightmove |
| [Upper Hillchurch Street, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/4fe362c) | £560/mo | — | 0.55 miles | Rightmove |
| [Festing Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/a2aacd8) | £775/mo | 3 | 0.55 miles | Rightmove |
| [The Webberley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/44c025c) | £520/mo | — | 0.57 miles | Rightmove |
| [The Webberley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/df9bc47) | £640/mo | — | 0.57 miles | Rightmove |
| [11 Exley Apartments, 1 Pall Mall, Stoke-on-Trent, ST1 1HP](http://87.117.209.195:8080/listings/ccd12a9) | £695/mo | — | 0.58 miles | Rightmove |
| [Dilke Street, Hanley](http://87.117.209.195:8080/listings/988e7aa) | £900/mo | 3 | 0.6 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/0a6b094) | £825/mo | — | 0.61 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/8ba40b9) | £825/mo | — | 0.61 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/1511edf) | £895/mo | — | 0.61 miles | Rightmove |
| [Turner St, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/15af10c) | £850/mo | 3 | 0.8 miles | Rightmove |
| [Turner Street, Stoke-on-Trent, ST1](http://87.117.209.195:8080/listings/3986cd8) | £750/mo | 3 | 0.82 miles | Rightmove |
| [Rosedawn Close East, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/d2ddaf5) | £2,250/mo | — | 0.91 miles | Rightmove |
| [Rosedawn Close West, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/6041762) | £1,075/mo | 3 | 0.92 miles | Rightmove |
| [Eastwood Road, Hanley , Stoke-on-Trent](http://87.117.209.195:8080/listings/c087f63) | £1,100/mo | 3 | 0.93 miles | Rightmove |
| [Chatham Street,Hanley, Stoke-on-Trent](http://87.117.209.195:8080/listings/e3094bd) | £695/mo | 3 | 0.99 miles | Rightmove |
| [Seymour Street, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/feda546) | £1,000/mo | 3 | 1.03 miles | Rightmove |
| [Leek New Road, Stoke-on-trent](http://87.117.209.195:8080/listings/b8a3227) | £1,100/mo | 3 | 1.07 miles | Rightmove |

**Average rent: £873/mo (22 listings)**

## 1% Rule

- **Rent ratio:** 0.75% (weak for cashflow)
- **Max investor price (0.8%):** £103,125
- **Target investor price (1%):** £82,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £825/mo).*

- **Gross yield:** 9%
- **Cost-to-rent:** 11.1×
- **Monthly cashflow:** £284/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,746/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.5%
- **10y growth:** 21.4%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of February 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 24.9%
- **10y growth (index):** 57.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)