# 2 bedroom semi-detached house for sale (ST7 1NX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 129 CHURCH STREET, STOKE-ON-TRENT, TALKE, STAFFORDSHIRE ST7 1NX |
| Price | £115,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £114,000 Jan 2024 |

## Description

This delightful two bedroom end terrace home is perfect for first time buyers and investors alike.  Internally the property has a modern feel yet still retains a lovely warm and homely atmosphere. Located in the most sought after residential area of Church Street in Talke close to all local amenities, schools, Kidsgrove train station whilst access to the larger town centres of Newcastle & Stoke together with the A34, A500 & M6 commuter road links are all easily accessible. Benefits include two separate receptions, a modern white high gloss kitchen and a white bathroom suite. Further benefits include a master bedroom with a cloakroom off housing WC and wash hand basin, and a further bedroom overlooking the garden.   Upvc double glazing and gas central heating throughout.   Externally, the garden has been landscaped and includes a summer house and patio areas.  A viewing is recommended to appreciate this lovely home.

## Property Photos

- ![PHOTOGRAPHY](/listings/photos/137927405/375073) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375075) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375076) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375078) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375080) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375082) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375085) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375087) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375088) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375089) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375091) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375094) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375096) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375098) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/137927405/375100) - PHOTOGRAPHY

## Floorplans

- ![FLOOR-PLAN](/listings/photos/137927405/375102) - FLOOR-PLAN

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/137927405/375104) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 129 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £114,000 | 18/01/2024 | Terraced |
| 129 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £88,000 | 01/06/2016 | Terraced |
| 129 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £86,000 | 22/05/2015 | Terraced |
| 129 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £48,000 | 13/07/2005 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 BOWLING ALLEY STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GA | £180,000 | 27/10/2025 | Semi-detached |
| [Same street] 81 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £65,000 | 17/07/2025 | Terraced |
| [Same street] 35 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £140,000 | 24/06/2024 | Terraced |
| [Same street] 101 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £113,000 | 26/04/2024 | Terraced |
| [Same street] 113 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £79,000 | 21/02/2024 | Terraced |
| 14 CHAPEL STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NN | £145,000 | 21/12/2023 | Semi-detached |
| 100 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £135,000 | 06/10/2023 | Semi-detached |
| 45 SKELLERN STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NW | £100,000 | 04/08/2023 | Semi-detached |
| 42 BUNKERS HILL, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NZ | £199,995 | 30/06/2023 | Semi-detached |
| 59 BUNKERS HILL, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NZ | £192,995 | 26/05/2023 | Semi-detached |
| 48 BUNKERS HILL, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NZ | £199,995 | 27/02/2023 | Semi-detached |
| [Same street] 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £60,000 | 11/01/2023 | Terraced |
| 46 BUNKERS HILL, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NZ | £199,995 | 22/12/2022 | Semi-detached |
| 1 BUNKERS HILL, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NZ | £199,995 | 21/12/2022 | Semi-detached |
| 2 BUNKERS HILL, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NZ | £181,995 | 23/11/2022 | Semi-detached |
| [Same street] 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £57,000 | 11/11/2022 | Terraced |
| [Same street] 99 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £120,000 | 30/09/2022 | Semi-detached |
| [Same street] 135 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £136,000 | 26/09/2022 | Terraced |
| 74 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £157,000 | 10/06/2022 | Semi-detached |
| [Same street] 33 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £112,500 | 22/04/2022 | Terraced |
| 22 CHAPEL STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NN | £175,000 | 12/04/2022 | Semi-detached |
| 9 KNOWLES VIEW, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GH | £190,000 | 08/04/2022 | Semi-detached |
| [Same street] 69 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £82,000 | 18/03/2022 | Terraced |
| [Same street] 75 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £85,000 | 18/02/2022 | Terraced |
| [Same street] 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £70,000 | 22/12/2021 | Terraced |
| [Same street] 27 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £113,500 | 22/09/2021 | Semi-detached |
| [Same street] 51 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £85,000 | 06/08/2021 | Terraced |

**Street average:** £94,143 (14 sales)
**Area average:** £173,613 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £209,071 (70 Semi-detached, ST7, 2024–2026)
- **Deviation:** -45%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £743/mo
- **Realistic:** £825/mo
- **Optimistic:** £908/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Ravenscliffe Road, ST7 | £675/mo | 2 | 1.02 miles | OpenRent |
| [St Martins Road, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/32ace8a) | £1,100/mo | 2 | 1.32 miles | Rightmove |

**Average rent: £888/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.77% (weak for cashflow)
- **Max investor price (0.8%):** £111,000
- **Target investor price (1%):** £88,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £888/mo).*

- **Gross yield:** 9.3%
- **Cost-to-rent:** 10.8×
- **Monthly cashflow:** £321/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 32.3%
- **10y growth:** 60.2%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.9%
- **5y growth (index):** 24.9%
- **10y growth (index):** 59.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)