# 2 bedroom flat for sale (SE19 2RN)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 4, 16 MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN |
| Price | £600,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £577,500 Jun 2024 |

## Description

Set on the top floor of a commanding Victorian building is this truly remarkable two bedroom conversion flat amassing over 1,200 sq ft with potential to extend STPP and positioned close to the amenities of the Crystal Palace Triangle, transport links and popular green spaces. This stunning property offers a wealth a beautiful period features, a substantial reception room with an abundance of natural light and a separate kitchen, a neutral decor and both a private balcony and picturesque garden.

Council Tax Band: D

Tenure: Leasehold with Shared Freehold 

Original length of lease: 125 years 

Date lease commences: from 29 September 1993  

Service charge: Approx: £1,680.00

Ground Rent: £0 

Council tax and, where applicable, lease information, service charges and ground rent are given as a guide only and should always be checked and confirmed by your Solicitor prior to exchange of contracts.

## Property Photos

- ![Photo](/listings/photos/143380931/367171)
- ![Photo](/listings/photos/143380931/367174)
- ![Photo](/listings/photos/143380931/367175)
- ![Photo](/listings/photos/143380931/367177)
- ![Photo](/listings/photos/143380931/367178)
- ![Photo](/listings/photos/143380931/367179)
- ![Photo](/listings/photos/143380931/367180)
- ![Photo](/listings/photos/143380931/367181)
- ![Photo](/listings/photos/143380931/367182)
- ![Photo](/listings/photos/143380931/367183)
- ![Photo](/listings/photos/143380931/367184)
- ![Photo](/listings/photos/143380931/367185)
- ![Photo](/listings/photos/143380931/367186)
- ![Photo](/listings/photos/143380931/367187)
- ![Photo](/listings/photos/143380931/367188)

## Floorplans

- ![Floorplan 1](/listings/photos/143380931/367189) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/143380931/367191) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £577,500 | 28/06/2024 | Flat |
| 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £540,000 | 09/10/2020 | Flat |
| 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £515,000 | 12/08/2016 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £390,000 | 02/12/2025 | Flat |
| 52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £360,000 | 31/07/2025 | Flat |
| ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £245,000 | 25/04/2025 | Flat |
| 74 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £370,000 | 19/03/2025 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £403,000 | 17/01/2025 | Flat |
| [Same street] 8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £600,000 | 05/07/2024 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £331,500 | 21/06/2024 | Flat |
| 50 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £250,000 | 19/12/2023 | Flat |
| ROLAND COURT, 145 FLAT 4 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2SF | £423,000 | 15/12/2023 | Flat |
| CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS | £252,500 | 15/12/2023 | Flat |
| 99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £280,000 | 07/12/2023 | Flat |
| 50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £365,000 | 01/12/2023 | Flat |
| 95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £270,000 | 17/11/2023 | Flat |
| 43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £310,000 | 23/10/2023 | Flat |
| 120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP | £241,250 | 11/08/2023 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £315,000 | 18/07/2023 | Flat |
| [Same street] OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £250,000 | 14/07/2023 | Flat |
| 45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £475,000 | 12/07/2023 | Flat |
| 120 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £380,000 | 03/07/2023 | Flat |
| 108 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £320,000 | 30/06/2023 | Flat |
| [Same street] 6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £500,325 | 09/06/2023 | Flat |
| [Same street] THE OAKS, 4 FLAT 7 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £368,000 | 03/05/2023 | Flat |
| OAK LODGE, 130 FLAT 1 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RQ | £365,000 | 02/05/2023 | Flat |
| 78 FLAT B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £430,000 | 21/04/2023 | Flat |
| 80 FLAT 3 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £340,000 | 29/03/2023 | Flat |
| 12 FLAT I MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RG | £420,000 | 22/03/2023 | Flat |
| [Same street] 8 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £480,000 | 09/01/2023 | Flat |
| 34 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £365,000 | 22/12/2022 | Flat |
| [Same street] 14 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £525,000 | 11/11/2022 | Flat |
| [Same street] 10 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £575,000 | 18/03/2022 | Flat |
| [Same street] THE OAKS, 4 FLAT 9 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £311,500 | 24/11/2021 | Flat |

**Street average:** £423,575 (11 sales)
**Area average:** £342,588 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £375,787 (76 Flat, SE19, 2024–2026)
- **Deviation:** +59.7%

## Rental Range

*ONS Price Index of Private Rents (Croydon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,409/mo
- **Realistic:** £1,565/mo
- **Optimistic:** £1,722/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Warminster Gardens, SE25 | £1,700/mo | 2 | 0.54 miles | OpenRent |

**Average rent: £1,700/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.28% (weak for cashflow)
- **Max investor price (0.8%):** £212,500
- **Target investor price (1%):** £170,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,700/mo).*

- **Gross yield:** 3.4%
- **Cost-to-rent:** 29.4×
- **Monthly cashflow:** £-858/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -4.3%
- **10y growth:** -0.5%

## House Price Index (HM Land Registry)

*Official index for Croydon; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -6.3%
- **5y growth (index):** -8.2%
- **10y growth (index):** 2.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)