Sold STC Flat

FLAT 4

16 MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN

2 beds 1 baths 1,173 sq ft Listed 4 Jan 2024 (-893d)

£600,000

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# 2 bedroom flat for sale (SE19 2RN)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 4, 16 MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN |
| Price | £600,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 109 m² |
| Last sold | £577,500 Jun 2024 |

## Description

Council Tax Band: D

Tenure: Leasehold with Shared Freehold

Original length of lease: 125 years

Date lease commences: from 29 September 1993

Service charge: Approx: £1,680.00

Ground Rent: £0

Council tax and, where applicable, lease information, service charges and ground rent are given as a guide only and should always be checked and confirmed by your Solicitor prior to exchange of contracts.

## Property Photos

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## Floorplans

- ![Floorplan 1](/listings/photos/143380931/367189) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/143380931/367191) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £577,500 | 28/06/2024 | Flat |
| 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £540,000 | 09/10/2020 | Flat |
| 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £515,000 | 12/08/2016 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £390,000 | 02/12/2025 | Flat |
| 52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £360,000 | 31/07/2025 | Flat |
| ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £245,000 | 25/04/2025 | Flat |
| 74 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £370,000 | 19/03/2025 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £403,000 | 17/01/2025 | Flat |
| [Same street] 8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £600,000 | 05/07/2024 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £331,500 | 21/06/2024 | Flat |
| 50 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £250,000 | 19/12/2023 | Flat |
| ROLAND COURT, 145 FLAT 4 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2SF | £423,000 | 15/12/2023 | Flat |
| CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS | £252,500 | 15/12/2023 | Flat |
| 99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £280,000 | 07/12/2023 | Flat |
| 50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £365,000 | 01/12/2023 | Flat |
| 95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £270,000 | 17/11/2023 | Flat |
| 43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £310,000 | 23/10/2023 | Flat |
| 120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP | £241,250 | 11/08/2023 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £315,000 | 18/07/2023 | Flat |
| [Same street] OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £250,000 | 14/07/2023 | Flat |
| 45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £475,000 | 12/07/2023 | Flat |
| 120 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £380,000 | 03/07/2023 | Flat |
| 108 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £320,000 | 30/06/2023 | Flat |
| [Same street] 6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £500,325 | 09/06/2023 | Flat |
| [Same street] THE OAKS, 4 FLAT 7 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £368,000 | 03/05/2023 | Flat |
| OAK LODGE, 130 FLAT 1 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RQ | £365,000 | 02/05/2023 | Flat |
| 78 FLAT B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £430,000 | 21/04/2023 | Flat |
| 80 FLAT 3 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £340,000 | 29/03/2023 | Flat |
| 12 FLAT I MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RG | £420,000 | 22/03/2023 | Flat |
| [Same street] 8 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £480,000 | 09/01/2023 | Flat |
| 34 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £365,000 | 22/12/2022 | Flat |
| [Same street] 14 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £525,000 | 11/11/2022 | Flat |
| [Same street] 10 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £575,000 | 18/03/2022 | Flat |
| [Same street] THE OAKS, 4 FLAT 9 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £311,500 | 24/11/2021 | Flat |

**Street average:** £423,575 (11 sales)
**Area average:** £342,588 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £376,427 (78 Flat, SE19, 2024–2026)
- **Deviation:** +59.4%

## Rental Range

*ONS Price Index of Private Rents (Croydon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,409/mo
- **Realistic:** £1,565/mo
- **Optimistic:** £1,722/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Warminster Gardens, SE25 | £1,700/mo | 2 | 0.54 miles | OpenRent |

**Average rent: £1,700/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.28% (weak for cashflow)
- **Max investor price (0.8%):** £212,500
- **Target investor price (1%):** £170,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,700/mo).*

- **Gross yield:** 3.4%
- **Cost-to-rent:** 29.4×
- **Monthly cashflow:** £-858/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5,505/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -3.5%
- **10y growth:** 0.4%

## House Price Index (HM Land Registry)

*Official index for Croydon; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -6.3%
- **5y growth (index):** -8.2%
- **10y growth (index):** 2.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

SHARE_OF_FREEHOLD

Floor area

109 m²

Year built

England and Wales: before 1900

Last sold

£577,500 Jun 2024

Price per m²

£5,505/m²

Local average

£376,427 (+59.4%)

Deprivation

Decile 5 (14,774 of 33,755)

Street crime

546 incidents within 1 mile (Apr 2026)

Key features

Two double bedrooms
Stunning original features
Access to private garden
Great condition
Fantastic location
Top floor flat
1235 sq ft / 114.7 sqm
EPC rating C

Additional details

Garden: Yes

Description

Set on the top floor of a commanding Victorian building is this truly remarkable two bedroom conversion flat amassing over 1,200 sq ft with potential to extend STPP and positioned close to the amenities of the Crystal Palace Triangle, transport links and popular green spaces. This stunning property offers a wealth a beautiful period features, a substantial reception room with an abundance of natural light and a separate kitchen, a neutral decor and both a private balcony and picturesque garden.
Council Tax Band: D
Tenure: Leasehold with Shared Freehold

Original length of lease: 125 years
Date lease commences: from 29 September 1993
Service charge: Approx: £1,680.00
Ground Rent: £0

Council tax and, where applicable, lease information, service charges and ground rent are given as a guide only and should always be checked and confirmed by your Solicitor prior to exchange of contracts.

Listed by

Crystal Palace

The Lomond Group

Reference: 143380931

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

12% since 2016

Event	Date	Price	% change
Sold	28/06/2024 (1 year ago)	£577,500	+6.9%
Sold	09/10/2020 (5 years ago)	£540,000	+4.9%
Sold	12/08/2016 (9 years ago)	£515,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU	£390,000	02/12/2025	Flat
52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA	£360,000	31/07/2025	Flat
ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ	£245,000	25/04/2025	Flat
74 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ	£370,000	19/03/2025	Flat
Same street MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£403,000	17/01/2025	Flat
Same street 8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£600,000	05/07/2024	Flat
Same street MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£331,500	21/06/2024	Flat
50 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ	£250,000	19/12/2023	Flat
ROLAND COURT, 145 FLAT 4 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2SF	£423,000	15/12/2023	Flat
CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS	£252,500	15/12/2023	Flat
99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY	£280,000	07/12/2023	Flat
50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA	£365,000	01/12/2023	Flat
95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY	£270,000	17/11/2023	Flat
43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU	£310,000	23/10/2023	Flat
120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP	£241,250	11/08/2023	Flat
Same street MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£315,000	18/07/2023	Flat
Same street OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£250,000	14/07/2023	Flat
45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU	£475,000	12/07/2023	Flat
120 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ	£380,000	03/07/2023	Flat
108 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ	£320,000	30/06/2023	Flat
Same street 6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£500,325	09/06/2023	Flat
Same street THE OAKS, 4 FLAT 7 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£368,000	03/05/2023	Flat
OAK LODGE, 130 FLAT 1 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RQ	£365,000	02/05/2023	Flat
78 FLAT B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ	£430,000	21/04/2023	Flat
80 FLAT 3 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ	£340,000	29/03/2023	Flat
12 FLAT I MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RG	£420,000	22/03/2023	Flat
Same street 8 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£480,000	09/01/2023	Flat
34 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ	£365,000	22/12/2022	Flat
Same street 14 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£525,000	11/11/2022	Flat
Same street 10 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£575,000	18/03/2022	Flat
Same street THE OAKS, 4 FLAT 9 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£311,500	24/11/2021	Flat

Street average: £423,575 (11 sales)

Area average: £342,588 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -3.5%

10y growth 0.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Croydon. Series: Flats and maisonettes. As of March 2026.

1y (index) -6.3%

5y (index) -8.2%

10y (index) 2.8%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: 16 MOWBRAY ROAD LIMITED (3011035)

Rental Range

Estimated market rent for Croydon. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,409/mo

Realistic £1,565/mo

Optimistic £1,722/mo

Based on Local Authority from postcode lookup → Croydon.

LHA (30th percentile) floor for Cambridge: £947/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SE19 2RN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Harris City Academy	0.1 miles
Shop	The Tanning Palace	0.4 miles
Train station	Crystal Palace	0.4 miles
Shop	Anerley News Food & Wine	0.5 miles
Train station	Anerley	0.5 miles
Hospital	British Home & Hospital for Incurables	1.5 miles
Hospital	Fertility Treatment	2.1 miles
University	Horton Halls Reception	4.7 miles
University	University of Wales Trinity Saint David London Campus	4.9 miles

Street-level crime

Category	Count
Violence and sexual offences	145
Anti-social behaviour	123
Vehicle crime	55
Criminal damage and arson	37
Shoplifting	31
Theft from the person	30
Other theft	25
Drugs	24
Burglary	23
Public order	19
Robbery	15
Other crime	8
Bicycle theft	6
Possession of weapons	5
Total incidents	546

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Harris City Academy Crystal Palace	Secondary	0.1 miles	Outstanding — 10 Nov 2014
James Dixon Primary School	Primary	0.3 miles	Good — 11 Mar 2013
Cypress Primary School	Primary	0.4 miles	Good — 12 Dec 2019
All Saints CofE Primary School	Primary	0.4 miles	— (Inspected (no overall grade))
Paxton Primary School	Primary	0.7 miles	Good — 9 Jul 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Maisonette, Warminster Gardens, SE25	£1,700/mo	2	0.54 miles	OpenRent

Average rent: £1,700/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.28%

Max investor price (0.8%) £212,500

Target investor price (1%) £170,000

Gross yield 3.4%

Cost-to-rent ratio 29.4×

Monthly cashflow £-858/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).