# 2 bedroom flat for sale (IG7 4FH)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 2, CAMELLIA HOUSE, 78, FIVE OAKS LANE, CHIGWELL, GREATER LONDON IG7 4FH |
| Price | £300,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | C |
| Last sold | £300,000 Nov 2025 |

## Description

Two Bedroom, Two Bathroom Appartmnet 

Chain Free

Ground Floor Apartment

Modern Development

Gated Allocated Parking Space

Open Plan Kitchen, Living And Dining Room

Stylish Family Bathroom And Ensuite 

Video Entry System

Guide Price £300,000 to £325,000. Bairstow Eves are pleased to offer to the market with No Onward Chain this stunning two-bedroom two-bathroom ground floor apartment with gated allocated parking.  The Oaklands Hamlet Development offers a tranquil living experience and scenic green views. Internally the accommodation is arranged to provide: A welcoming entrance hall, open plan kitchen and living room with space for a dining table. The kitchen features integrated appliances and provides a space for cooking  whilst the living and dining area offers a place to relax and unwind. Both bedrooms are generously sized, with the principal bedroom benefitting from fitted wardrobes and a en suite bathroom. A well-appointed family bathroom serves the second bedroom. An early viewing is advised.

## Property Photos

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## Floorplans

- ![Focal Integrated](/listings/photos/162102950/740143) - Focal Integrated

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/162102950/740144) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| CAMELLIA HOUSE, 78 FLAT 2 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FH | £300,000 | 07/11/2025 | Flat |
| CAMELLIA HOUSE, 78 FLAT 2 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FH | £288,000 | 21/05/2021 | Flat |
| CAMELLIA HOUSE, 78 FLAT 2 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FH | £315,000 | 26/09/2019 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ALDERWOOD HOUSE, 6 4 ALDERWOOD TERRACE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FQ | £330,000 | 28/11/2025 | Flat |
| [Same street] OAK HOUSE, 8 8 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FH | £314,000 | 26/11/2025 | Flat |
| ALLERTON HOUSE, 1 11 ALLERTON GROVE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4GF | £302,500 | 16/10/2025 | Flat |
| [Same street] 52 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FH | £432,500 | 30/11/2023 | Terraced |
| ALLERTON HOUSE, 1 4 ALLERTON GROVE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4GF | £135,000 | 23/10/2023 | Flat |
| FOXGLOVE HOUSE, 16 6 FOXGLOVE GARDENS, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FP | £316,000 | 01/09/2023 | Flat |
| ROWAN HOUSE, 3 9 ALLERTON GROVE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4GR | £255,000 | 31/08/2023 | Flat |
| [Same street] HAMLET HOUSE, 80 FLAT 6 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FH | £320,000 | 29/08/2023 | Flat |
| THISTLE HOUSE, 1 4 THISTLE CLOSE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FG | £265,500 | 26/05/2023 | Flat |
| LOTUS HOUSE, 1 4 LOTUS CLOSE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FF | £110,000 | 22/05/2023 | Flat |
| [Same street] 38 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FH | £440,000 | 18/05/2023 | Terraced |
| [Same street] CAMELLIA HOUSE, 78 FLAT 1 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FH | £250,000 | 16/12/2022 | Flat |
| FOXGLOVE HOUSE, 16 2 FOXGLOVE GARDENS, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FP | £325,000 | 09/12/2022 | Flat |
| [Same street] HAMLET HOUSE, 80 FLAT 7 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FH | £275,000 | 08/11/2022 | Flat |
| THISTLE HOUSE, 1 5 THISTLE CLOSE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FG | £325,000 | 28/10/2022 | Flat |
| [Same street] OAK HOUSE, 8 3 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FH | £275,000 | 16/09/2022 | Flat |
| BLACKTHORN HOUSE, 1 13 BLACKTHORN AVENUE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FW | £323,000 | 01/08/2022 | Flat |
| LOTUS HOUSE, 1 3 LOTUS CLOSE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FF | £112,500 | 06/07/2022 | Flat |
| [Same street] OAK HOUSE, 8 4 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FH | £320,000 | 01/07/2022 | Flat |
| BLACKTHORN HOUSE, 1 10 BLACKTHORN AVENUE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FW | £315,000 | 22/04/2022 | Flat |
| BLACKTHORN HOUSE, 1 2 BLACKTHORN AVENUE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FW | £303,000 | 17/02/2022 | Flat |
| [Same street] OAK HOUSE, 8 8 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FH | £312,000 | 07/01/2022 | Flat |
| BLACKTHORN HOUSE, 1 1 BLACKTHORN AVENUE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FW | £291,000 | 10/12/2021 | Flat |
| FOXGLOVE HOUSE, 16 5 FOXGLOVE GARDENS, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FP | £265,000 | 26/11/2021 | Flat |
| [Same street] HAMLET HOUSE, 80 FLAT 1 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FH | £84,500 | 28/09/2021 | Other |
| SPECKLED WOOD HOUSE, 105 FLAT 5 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FJ | £337,500 | 27/08/2021 | Flat |
| SPECKLED WOOD HOUSE, 105 FLAT 7 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FJ | £337,500 | 19/07/2021 | Flat |
| SPECKLED WOOD HOUSE, 105 FLAT 8 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FJ | £337,500 | 19/07/2021 | Flat |
| SPECKLED WOOD HOUSE, 105 FLAT 6 FIVE OAKS LANE, CHIGWELL, REDBRIDGE, GREATER LONDON, IG7 4FJ | £332,500 | 02/07/2021 | Flat |
| SPECKLED WOOD HOUSE, 105 FLAT 4 FIVE OAKS LANE, CHIGWELL, HILLINGDON, GREATER LONDON, IG7 4FJ | £327,500 | 30/06/2021 | Flat |

**Street average:** £302,300 (10 sales)
**Area average:** £282,300 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £395,583 (18 Flat, IG7, 2024–2026)
- **Deviation:** -24.2%

## Rental Range

*ONS Price Index of Private Rents (Redbridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,553/mo
- **Realistic:** £1,725/mo
- **Optimistic:** £1,898/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer North East London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,247/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Collier Row Road, RM5 | £1,500/mo | 2 | 1.01 miles | OpenRent |

**Average rent: £1,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £144/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.3%
- **10y growth:** 17.7%

## House Price Index (HM Land Registry)

*Official index for Redbridge; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -3.6%
- **5y growth (index):** 4.7%
- **10y growth (index):** 17.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)