# 3 bedroom detached house for sale (S41 0TY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 17 PENMORE GARDENS, CHESTERFIELD, HASLAND, DERBYSHIRE S41 0TY |
| Price | £220,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £220,000 Oct 2022 |

## Description

**DESCRIPTION** **** The property is located in the popular area of Hasland with good local amenities and shops. Close to the historic market town of Chesterfield and good transport links to Sheffield and the M1.

Externally the property has off street parking to the side which leads to the garage and rear garden. The garden has a lawn area and is low maintenance. 

Internally the property a lounge area to the front which leads through to the dining area. The kitchen has just been fitted and has integrated appliances and modern high gloss cabinets. To the rear is the conservatory which leads to the garden.

On the 1st floor the main bedroom is to the front of the property and has built in wardrobes, to the rear is a second double bedroom. The bathroom has a white 3 piece suite with a shower over the bath. A single bedroom is located to the front and completes the accommodation. The property has double glazing and warmth is provided by gas central heating.

 

## Property Photos

- ![Photo](/listings/photos/122341709/1632533)
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- ![Photo](/listings/photos/122341709/1632551)
- ![Photo](/listings/photos/122341709/1632552)

## Floorplans

- ![Floorplan 1](/listings/photos/122341709/1632553) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/122341709/1632554) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1427692
- **Address:** 17 Penmore Gardens, Hasland, S41 0TY
- **Certificate Issued:** 27/01/2004
- **Work Completed:** 23/12/2003
- **Items:** 7 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £220,000 | 18/10/2022 | Detached |
| 17 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £158,000 | 25/09/2018 | Detached |
| 17 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £140,000 | 23/03/2012 | Detached |
| 17 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £161,000 | 25/11/2005 | Detached |
| 17 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £59,000 | 07/08/1998 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 25 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD | £260,000 | 31/03/2026 | Detached |
| [Same street] 7 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £177,000 | 04/02/2026 | Semi-detached |
| 2 ROSE GARTH CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GE | £265,000 | 08/01/2026 | Detached |
| 3 SWANBOURNE CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TR | £315,000 | 08/12/2025 | Detached |
| 3 HELSTON CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0RJ | £412,500 | 14/11/2025 | Detached |
| 19 WHITEBANK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0TS | £570,000 | 15/09/2023 | Detached |
| 81 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HL | £271,000 | 29/03/2023 | Detached |
| 11 WHITEBANK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0TS | £525,000 | 21/12/2022 | Detached |
| 96 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HJ | £300,000 | 24/06/2022 | Detached |
| 11 ARKLOW CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0RH | £330,000 | 08/04/2022 | Detached |
| 2 SAXTON CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SL | £293,000 | 11/02/2022 | Detached |
| 12 COLLISHAW CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0ES | £315,000 | 11/02/2022 | Detached |
| 37 PENMORE LANE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SG | £337,000 | 15/12/2021 | Detached |
| 22 SAXTON CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SL | £325,000 | 10/12/2021 | Detached |
| 31 PENMORE LANE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SG | £275,000 | 03/12/2021 | Detached |
| 92 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HJ | £290,000 | 29/09/2021 | Detached |

**Street average:** £177,000 (1 sale)
**Area average:** £338,900 (15 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £342,409 (34 Detached, S41, 2024–2026)
- **Deviation:** -35.7%

## Rental Range

*ONS Price Index of Private Rents (Chesterfield). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £670/mo
- **Realistic:** £744/mo
- **Optimistic:** £818/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chesterfield (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £598/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Kent Street, S41 | £900/mo | 3 | 0.36 miles | OpenRent |

**Average rent: £900/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 4.9%
- **Cost-to-rent:** 20.4×
- **Monthly cashflow:** £-81/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 10.8%
- **10y growth:** 37.4%

## House Price Index (HM Land Registry)

*Official index for Chesterfield; Detached series; as of April 2026.*

- **1y growth (index):** 4.9%
- **5y growth (index):** 20.1%
- **10y growth (index):** 47.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)