For sale Detached

19 BROMSBERROW WAY

STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST3 7UE

4 beds 2 baths 1,604 sq ft Listed 22 May 2026 (-3d)

£450,000

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# 4 bedroom detached house for sale (ST3 7UE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 19 BROMSBERROW WAY, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST3 7UE |
| Price | £450,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 149 m² |
| Last sold | £140,000 Dec 2002 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Current heating cost:** £1,524/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9436-5625-7600-0111-2296)

## Description

* Detached family home

* Highly desirable Meir Park location

* Elegant lounge

* Impressive open-plan kitchen/diner/family room

* Four bedrooms

* En-suite to master bedroom

**Accommodation** -

**Description** - Exclusive Executive Four Bedroom Detached Residence – Meir Park

Positioned within one of Meir Park’s most prestigious residential settings, this exceptional executive four-bedroom detached residence presents a rare opportunity to acquire a truly distinguished family home of considerable style, space and quality.

Occupying an enviable detached plot and finished to an impressive standard throughout, the property delivers an elegant blend of luxury, contemporary design and practical family living across two beautifully appointed floors.

A striking entrance hall immediately sets the tone, offering a refined welcome with access to the principal reception spaces and staircase to the first floor. The elegant formal lounge enjoys an abundance of natural light and provides a sophisticated setting for both relaxation and entertaining.

Undoubtedly the centrepiece of the home is the magnificent open-plan kitchen, dining and family space — a superbly designed environment tailored perfectly for modern living. The bespoke contemporary kitchen features a statement central island, premium work surfaces and extensive storage, seamlessly flowing into generous dining and informal seating areas. Bi-fold style access to the rear garden further enhances the sense of space and indoor-outdoor living, creating an ideal setting for entertaining on both an intimate and larger scale. A separate utility room and stylish ground floor WC complete the ground floor accommodation.

To the first floor, the luxurious principal suite offers fitted storage and a beautifully appointed en-suite shower room, creating a peaceful private retreat. Two further spacious double bedrooms provide excellent accommodation for family or guests, while the fourth bedroom offers versatility as a dressing room, nursery or home office. A contemporary family bathroom serves the remaining bedrooms with quality fittings and modern finishes.

Externally, the property enjoys excellent kerb appeal within this highly regarded development, benefitting from attractive surroundings and a superb family-friendly environment.

Meir Park continues to be recognised as one of Stoke-on-Trent’s most desirable residential addresses, favoured for its excellent commuter connections, highly regarded schooling, nearby leisure and shopping amenities, and convenient access to the A50, M6 and the picturesque Staffordshire countryside.

A truly outstanding executive home offering luxury family living within a prime residential location. Early viewing is highly recommended to fully appreciate the calibre of accommodation on offer.

## Property Photos

- ![P1728696.jpg](/listings/photos/88842168/514480) - P1728696.jpg
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- ![P1728598_HDR.jpg](/listings/photos/88842168/514512) - P1728598_HDR.jpg
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- ![P1738860_HDR.jpg](/listings/photos/88842168/514519) - P1738860_HDR.jpg
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- ![P1728748_HDR.jpg](/listings/photos/88842168/514526) - P1728748_HDR.jpg
- ![P1728762_HDR.jpg](/listings/photos/88842168/514528) - P1728762_HDR.jpg
- ![P1728782_HDR.jpg](/listings/photos/88842168/514530) - P1728782_HDR.jpg
- ![P1728794.jpg](/listings/photos/88842168/514533) - P1728794.jpg
- ![P1728769_HDR.jpg](/listings/photos/88842168/514536) - P1728769_HDR.jpg
- ![P1728818_HDR.jpg](/listings/photos/88842168/514540) - P1728818_HDR.jpg
- ![P1728831_HDR.jpg](/listings/photos/88842168/514543) - P1728831_HDR.jpg
- ![P1728838_HDR.jpg](/listings/photos/88842168/514546) - P1728838_HDR.jpg
- ![P1728713_HDR.jpg](/listings/photos/88842168/514551) - P1728713_HDR.jpg
- ![P1728720_HDR.jpg](/listings/photos/88842168/514555) - P1728720_HDR.jpg
- ![P1738902_HDR.jpg](/listings/photos/88842168/514557) - P1738902_HDR.jpg
- ![P1738915_HDR.jpg](/listings/photos/88842168/514559) - P1738915_HDR.jpg
- ![P1728531.jpg](/listings/photos/88842168/514562) - P1728531.jpg
- ![P1738874_HDR.jpg](/listings/photos/88842168/514565) - P1738874_HDR.jpg
- ![P1738881_HDR.jpg](/listings/photos/88842168/514569) - P1738881_HDR.jpg
- ![P1738887_HDR.jpg](/listings/photos/88842168/514572) - P1738887_HDR.jpg
- ![P1728517.jpg](/listings/photos/88842168/514575) - P1728517.jpg
- ![P1728524.jpg](/listings/photos/88842168/514577) - P1728524.jpg
- ![P1728503.jpg](/listings/photos/88842168/514581) - P1728503.jpg
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- ![P1728688.jpg](/listings/photos/88842168/514584) - P1728688.jpg

## Floorplans

- ![Bromsberrow.jpg](/listings/photos/88842168/514587) - Bromsberrow.jpg

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #180987
- **Address:** 19 Bromsberrow Way, STOKE-ON-TRENT, ST3 7UE
- **Certificate Issued:** 03/12/2002
- **Work Completed:** 09/10/2002

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 BROMSBERROW WAY, STOKE-ON-TRENT, ST3 7UE | £140,000 | 20/12/2002 | Detached |
| 19 BROMSBERROW WAY, STOKE-ON-TRENT, ST3 7UE | £90,000 | 19/04/1995 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 DANEMEAD CLOSE, STOKE-ON-TRENT, ST3 7XX | £255,000 | 05/01/2026 | Detached |
| 14 PEREGRINE GROVE, STOKE-ON-TRENT, ST3 7GE | £275,000 | 19/12/2025 | Detached |
| 9 HAWKSDALE CLOSE, STOKE-ON-TRENT, ST3 7UA | £260,000 | 02/12/2025 | Detached |
| 4 FAIRLIGHT GROVE, STOKE-ON-TRENT, ST3 7UU | £250,000 | 14/07/2025 | Detached |
| 2 POLPERRO WAY, STOKE-ON-TRENT, ST3 7UH | £130,000 | 23/11/2023 | Detached |
| 19 CHARMINSTER ROAD, STOKE-ON-TRENT, ST3 7TB | £235,000 | 03/08/2023 | Detached |
| 15 PARTRIDGE CLOSE, STOKE-ON-TRENT, ST3 7FL | £249,995 | 02/06/2023 | Detached |
| 18 CHARMINSTER ROAD, STOKE-ON-TRENT, ST3 7TB | £255,000 | 11/05/2023 | Detached |
| 8 WARRILOW CLOSE, STOKE-ON-TRENT, ST3 7RJ | £210,000 | 04/05/2023 | Detached |
| 5 FAIRLIGHT GROVE, STOKE-ON-TRENT, ST3 7UU | £265,000 | 24/03/2023 | Detached |
| 8 HOBBY CLOSE, STOKE-ON-TRENT, ST3 7GA | £355,000 | 24/10/2022 | Detached |
| 3 RUSHCLIFFE DRIVE, STOKE-ON-TRENT, ST3 7UQ | £245,000 | 26/09/2022 | Detached |
| 6 SUDGROVE PLACE, STOKE-ON-TRENT, ST3 7TL | £195,000 | 23/08/2022 | Detached |
| 8 PLOVER CLOSE, STOKE-ON-TRENT, ST3 7FH | £325,000 | 19/08/2022 | Detached |
| 20 FAIRLIGHT GROVE, STOKE-ON-TRENT, ST3 7UU | £257,500 | 18/08/2022 | Detached |
| 20 CHARMINSTER ROAD, STOKE-ON-TRENT, ST3 7TB | £350,000 | 06/07/2022 | Detached |
| 9 DANEMEAD CLOSE, STOKE-ON-TRENT, ST3 7XX | £235,000 | 24/06/2022 | Detached |
| 22 FAIRLIGHT GROVE, STOKE-ON-TRENT, ST3 7UU | £335,000 | 20/05/2022 | Detached |
| 1 WARRILOW CLOSE, STOKE-ON-TRENT, ST3 7RJ | £237,000 | 12/05/2022 | Detached |
| 10 OSPREY AVENUE, STOKE-ON-TRENT, ST3 7FY | £280,000 | 29/03/2022 | Detached |
| [Same street] 28 BROMSBERROW WAY, STOKE-ON-TRENT, ST3 7UE | £290,000 | 10/09/2021 | Detached |
| [Same street] 11 BROMSBERROW WAY, STOKE-ON-TRENT, ST3 7UE | £362,000 | 27/08/2021 | Detached |

**Street average:** £326,000 (2 sales)
**Area average:** £259,975 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £258,559 (47 Detached, ST3, 2024–2026)
- **Deviation:** +74%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Semi-Detached House, Tawney Crescent, ST3 | £925/mo | 4 | 1.14 miles | OpenRent |
| [The Strand, Stoke-On-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/950884b) | £550/mo | — | 1.88 miles | Rightmove |

**Average rent: £738/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.16% (weak for cashflow)
- **Max investor price (0.8%):** £92,250
- **Target investor price (1%):** £73,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £738/mo).*

- **Gross yield:** 2%
- **Cost-to-rent:** 50.8×
- **Monthly cashflow:** £-1,133/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -10.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,020/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.8%
- **10y growth:** 19.1%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Detached series; as of February 2026.*

- **1y growth (index):** -0.6%
- **5y growth (index):** 20.3%
- **10y growth (index):** 50.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

P1728696.jpg P1728451_HDR.jpg P1728458_HDR.jpg P1728465_HDR.jpg P1728472_HDR.jpg P1728479_HDR.jpg P1728549_HDR.jpg P1728514_HDR.jpg P1728493_HDR.jpg P1728619_HDR.jpg P1728630_HDR.jpg P1728656_HDR.jpg P1728563_HDR.jpg P1728591_HDR.jpg P1728604_HDR.jpg P1728598_HDR.jpg P1728577_HDR.jpg P1738860_HDR.jpg P1728741_HDR.jpg P1728748_HDR.jpg P1728762_HDR.jpg P1728782_HDR.jpg P1728794.jpg P1728769_HDR.jpg P1728818_HDR.jpg P1728831_HDR.jpg P1728838_HDR.jpg P1728713_HDR.jpg P1728720_HDR.jpg P1738902_HDR.jpg P1738915_HDR.jpg P1728531.jpg P1738874_HDR.jpg P1738881_HDR.jpg P1738887_HDR.jpg P1728517.jpg P1728524.jpg P1728503.jpg P1728667.jpg P1728688.jpg

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Property details

Tenure

FREEHOLD

Floor area

149 m²

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£140,000 Dec 2002

Price per m²

£3,020/m²

Local average

£258,559 (+74%)

Deprivation

Decile 9 (27,582 of 33,755)

Street crime

174 incidents within 1 mile (Mar 2026)

Additional details

Garden: Yes

Description

* Detached family home
* Highly desirable Meir Park location
* Elegant lounge
* Impressive open-plan kitchen/diner/family room
* Four bedrooms
* En-suite to master bedroom

Accommodation -

Description - Exclusive Executive Four Bedroom Detached Residence – Meir Park

Positioned within one of Meir Park’s most prestigious residential settings, this exceptional executive four-bedroom detached residence presents a rare opportunity to acquire a truly distinguished family home of considerable style, space and quality.

Occupying an enviable detached plot and finished to an impressive standard throughout, the property delivers an elegant blend of luxury, contemporary design and practical family living across two beautifully appointed floors.

A striking entrance hall immediately sets the tone, offering a refined welcome with access to the principal reception spaces and staircase to the first floor. The elegant formal lounge enjoys an abundance of natural light and provides a sophisticated setting for both relaxation and entertaining.

Undoubtedly the centrepiece of the home is the magnificent open-plan kitchen, dining and family space — a superbly designed environment tailored perfectly for modern living. The bespoke contemporary kitchen features a statement central island, premium work surfaces and extensive storage, seamlessly flowing into generous dining and informal seating areas. Bi-fold style access to the rear garden further enhances the sense of space and indoor-outdoor living, creating an ideal setting for entertaining on both an intimate and larger scale. A separate utility room and stylish ground floor WC complete the ground floor accommodation.

To the first floor, the luxurious principal suite offers fitted storage and a beautifully appointed en-suite shower room, creating a peaceful private retreat. Two further spacious double bedrooms provide excellent accommodation for family or guests, while the fourth bedroom offers versatility as a dressing room, nursery or home office. A contemporary family bathroom serves the remaining bedrooms with quality fittings and modern finishes.

Externally, the property enjoys excellent kerb appeal within this highly regarded development, benefitting from attractive surroundings and a superb family-friendly environment.

Meir Park continues to be recognised as one of Stoke-on-Trent’s most desirable residential addresses, favoured for its excellent commuter connections, highly regarded schooling, nearby leisure and shopping amenities, and convenient access to the A50, M6 and the picturesque Staffordshire countryside.

A truly outstanding executive home offering luxury family living within a prime residential location. Early viewing is highly recommended to fully appreciate the calibre of accommodation on offer.

Listed by

Stoke-On-Trent

Keys

Reference: 88842168

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 19/05/2026

Current heating cost: £1,524/year

Potential heating cost: £1,423/year

Est. upgrade cost to C: £16,500

Recommendations

Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Bromsberrow.jpg

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #180987

Property Details

Street: 19 Bromsberrow Way

Town: STOKE-ON-TRENT

Postcode: ST3 7UE

Installation Details

Certificate Issued: 03/12/2002

Work Completed: 09/10/2002

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

56% since 1995

Event	Date	Price	% change
Listed for sale	—	£450,000	+221.4%
Sold	20/12/2002 (23 years ago)	£140,000	+55.6%
Sold	19/04/1995 (31 years ago)	£90,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
11 DANEMEAD CLOSE, STOKE-ON-TRENT, ST3 7XX	£255,000	05/01/2026	Detached
14 PEREGRINE GROVE, STOKE-ON-TRENT, ST3 7GE	£275,000	19/12/2025	Detached
9 HAWKSDALE CLOSE, STOKE-ON-TRENT, ST3 7UA	£260,000	02/12/2025	Detached
4 FAIRLIGHT GROVE, STOKE-ON-TRENT, ST3 7UU	£250,000	14/07/2025	Detached
2 POLPERRO WAY, STOKE-ON-TRENT, ST3 7UH	£130,000	23/11/2023	Detached
19 CHARMINSTER ROAD, STOKE-ON-TRENT, ST3 7TB	£235,000	03/08/2023	Detached
15 PARTRIDGE CLOSE, STOKE-ON-TRENT, ST3 7FL	£249,995	02/06/2023	Detached
18 CHARMINSTER ROAD, STOKE-ON-TRENT, ST3 7TB	£255,000	11/05/2023	Detached
8 WARRILOW CLOSE, STOKE-ON-TRENT, ST3 7RJ	£210,000	04/05/2023	Detached
5 FAIRLIGHT GROVE, STOKE-ON-TRENT, ST3 7UU	£265,000	24/03/2023	Detached
8 HOBBY CLOSE, STOKE-ON-TRENT, ST3 7GA	£355,000	24/10/2022	Detached
3 RUSHCLIFFE DRIVE, STOKE-ON-TRENT, ST3 7UQ	£245,000	26/09/2022	Detached
6 SUDGROVE PLACE, STOKE-ON-TRENT, ST3 7TL	£195,000	23/08/2022	Detached
8 PLOVER CLOSE, STOKE-ON-TRENT, ST3 7FH	£325,000	19/08/2022	Detached
20 FAIRLIGHT GROVE, STOKE-ON-TRENT, ST3 7UU	£257,500	18/08/2022	Detached
20 CHARMINSTER ROAD, STOKE-ON-TRENT, ST3 7TB	£350,000	06/07/2022	Detached
9 DANEMEAD CLOSE, STOKE-ON-TRENT, ST3 7XX	£235,000	24/06/2022	Detached
22 FAIRLIGHT GROVE, STOKE-ON-TRENT, ST3 7UU	£335,000	20/05/2022	Detached
1 WARRILOW CLOSE, STOKE-ON-TRENT, ST3 7RJ	£237,000	12/05/2022	Detached
10 OSPREY AVENUE, STOKE-ON-TRENT, ST3 7FY	£280,000	29/03/2022	Detached
Same street 28 BROMSBERROW WAY, STOKE-ON-TRENT, ST3 7UE	£290,000	10/09/2021	Detached
Same street 11 BROMSBERROW WAY, STOKE-ON-TRENT, ST3 7UE	£362,000	27/08/2021	Detached

Street average: £326,000 (2 sales)

Area average: £259,975 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 6.8%

10y growth 19.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Detached. As of February 2026.

1y (index) -0.6%

5y (index) 20.3%

10y (index) 50.4%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £637/mo

Realistic £708/mo

Optimistic £779/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £798/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST3 7UE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Unknown	0.4 miles
Shop	Westbridge Furniture	0.5 miles
Bus stop	Unknown	0.5 miles
Bus stop	Whittle Road	0.5 miles
Train station	Blythe Bridge	1.4 miles
Train station	Caverswall Road	1.6 miles
Hospital	Cheadle Hosptal	4.7 miles
Hospital	Royal Stoke University Hospital	5.2 miles
University	Keele University	7.4 miles
University	Buxton & Leek College	10.1 miles

Street-level crime

Category	Count
Violence and sexual offences	69
Anti-social behaviour	34
Other theft	15
Public order	15
Criminal damage and arson	11
Burglary	7
Vehicle crime	7
Shoplifting	5
Bicycle theft	3
Possession of weapons	3
Drugs	2
Robbery	2
Other crime	1
Total incidents	174

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sandon Primary Academy	Primary	0.2 miles	Outstanding — 18 Sep 2017
St Augustine's Catholic Academy	Primary	0.4 miles	Good — 5 Jun 2019
Kinetic Academy	Other	0.5 miles	Good — 12 May 2022
Ormiston Meridian Academy	Secondary	0.7 miles	Good — 3 Feb 2022
Alexandra Junior School	Primary	0.9 miles	Good — 15 Jan 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Semi-Detached House, Tawney Crescent, ST3	£925/mo	4	1.14 miles	OpenRent
The Strand, Stoke-On-Trent, Staffordshire, ST3	£550/mo	—	1.88 miles	Rightmove

Average rent: £738/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.16%

Max investor price (0.8%) £92,250

Target investor price (1%) £73,800

Gross yield 2%

Cost-to-rent ratio 50.8×

Monthly cashflow £-1,133/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -10.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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