# 3 bedroom terraced house for sale (ST4 2ER)

## Property Details

| Key | Value |
|-----|-------|
| Address | 38 CROWTHER STREET, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2ER |
| Price | £120,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: before 1900 |
| Floor area | 72 m² |
| Last sold | £45,000 Apr 2005 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £543/year
- **Est. upgrade cost to C:** £28,500

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8526-7122-3589-7257-7996)

## Description

A three bedroom terraced property situated close to the University of Staffordshire. The property benefits from gas central heating, double glazing, modern kitchen and bathroom. Accommodation comprises entrance hall, bedroom, living room, kitchen and bathroom at ground floor level with two bedrooms to the first floor. At the rear is an enclosed paved yard with pedestrian access. Currently leased to two tenants at £100 per week per person inc bills.

## Property Photos

- ![Photo 17](/listings/photos/170260406/460) - Photo 17
- ![Photo 16](/listings/photos/170260406/461) - Photo 16
- ![Photo 14](/listings/photos/170260406/462) - Photo 14
- ![Photo 6](/listings/photos/170260406/463) - Photo 6
- ![Photo 4](/listings/photos/170260406/464) - Photo 4
- ![Photo 9](/listings/photos/170260406/465) - Photo 9
- ![Photo 8](/listings/photos/170260406/466) - Photo 8
- ![Photo 5](/listings/photos/170260406/467) - Photo 5
- ![Photo 10](/listings/photos/170260406/468) - Photo 10
- ![Photo 12](/listings/photos/170260406/469) - Photo 12
- ![Photo 11](/listings/photos/170260406/470) - Photo 11
- ![Photo 1](/listings/photos/170260406/471) - Photo 1
- ![Photo 3](/listings/photos/170260406/472) - Photo 3
- ![Photo 2](/listings/photos/170260406/473) - Photo 2
- ![Photo 13](/listings/photos/170260406/474) - Photo 13
- ![Photo 15](/listings/photos/170260406/475) - Photo 15

## EPC Graphs

- ![Energy Performance Certificate](/listings/photos/170260406/648) - Energy Performance Certificate

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £45,000 | 21/04/2005 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £100,000 | 12/03/2026 | Terraced |
| 17 DARNLEY STREET, STOKE-ON-TRENT, ST4 2BH | £115,000 | 20/12/2025 | Terraced |
| 144 CAULDON ROAD, STOKE-ON-TRENT, ST4 2DY | £95,000 | 19/12/2025 | Terraced |
| [Same street] 47 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £140,000 | 10/12/2025 | Terraced |
| 155 CAULDON ROAD, STOKE-ON-TRENT, ST4 2DX | £169,950 | 05/12/2025 | Terraced |
| 34 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BQ | £145,000 | 21/11/2025 | Terraced |
| 114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £115,000 | 22/09/2025 | Terraced |
| 97 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £93,000 | 12/09/2025 | Terraced |
| 90 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £97,000 | 12/09/2025 | Terraced |
| 82 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £96,000 | 05/09/2025 | Terraced |
| 42 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP | £150,000 | 09/07/2025 | Terraced |
| 130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £150,000 | 20/06/2025 | Terraced |
| 20 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP | £152,000 | 25/04/2025 | Terraced |
| 127 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £189,950 | 28/03/2025 | Terraced |
| [Same street] 29 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £121,500 | 13/03/2025 | Terraced |
| 12 WATFORD STREET, STOKE-ON-TRENT, ST4 2EW | £105,500 | 23/09/2024 | Terraced |
| 156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £162,000 | 12/08/2024 | Terraced |
| 30 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP | £158,000 | 01/07/2024 | Terraced |
| 10 CONWAY STREET, STOKE-ON-TRENT, ST4 2BL | £148,000 | 24/04/2024 | Terraced |
| 27 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £175,000 | 27/03/2024 | Terraced |
| 25 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £131,000 | 18/12/2023 | Terraced |
| 121 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £115,000 | 21/11/2023 | Terraced |
| [Same street] 23 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £90,000 | 10/10/2022 | Terraced |
| [Same street] 15 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £142,000 | 13/05/2022 | Terraced |
| [Same street] 43 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £119,950 | 10/05/2022 | Terraced |
| [Same street] 11 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £110,000 | 30/06/2021 | Terraced |

**Street average:** £120,575 (6 sales)
**Area average:** £133,120 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £112,436 (145 Terraced, ST4, 2024–2026)
- **Deviation:** +6.7%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Ashford Street, Shelton, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/5421543) | £850/mo | 3 | 0.04 miles | Rightmove |
| [Glebe Street, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/bc70e2e) | £1,610/mo | 3 | 0.3 miles | Rightmove |
| [Wadham Street, penkhull](http://87.117.209.195:8080/listings/c912cff) | £875/mo | 3 | 0.71 miles | Rightmove |
| [Princes Road, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/cc63d17) | £1,200/mo | 3 | 0.79 miles | Rightmove |
| [Boon Avenue, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/53f583e) | £850/mo | 3 | 0.8 miles | Rightmove |
| [Hartshill Road, Hartshill, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/0059f32) | £1,100/mo | 3 | 1.07 miles | Rightmove |
| [Shelburne Street](http://87.117.209.195:8080/listings/7675d93) | £715/mo | — | 1.21 miles | Rightmove |
| [Steeple Way, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/46334d6) | £1,300/mo | 3 | 1.27 miles | Rightmove |
| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 1.27 miles | Rightmove |
| [Ashlands Road, Hartshill, Stoke On Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/ad0eb8a) | £1,295/mo | 3 | 1.3 miles | Rightmove |
| [Ashlands Road, Hartshill, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5f4c6e4) | £1,295/mo | 3 | 1.3 miles | Rightmove |
| [Garden Place, Stoke-On-Trent](http://87.117.209.195:8080/listings/ffca92b) | £1,150/mo | 3 | 1.32 miles | Rightmove |
| [Room 1, Hilton Road ST4](http://87.117.209.195:8080/listings/b05166f) | £550/mo | 3 | 1.36 miles | Rightmove |
| [Clare Street, Stoke-on-Trent](http://87.117.209.195:8080/listings/e119338) | £800/mo | 3 | 1.4 miles | Rightmove |
| [Langley Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5718963) | £995/mo | 3 | 1.4 miles | Rightmove |
| [Algar Road, ST4](http://87.117.209.195:8080/listings/c0b340d) | £995/mo | 3 | 1.5 miles | Rightmove |
| [King Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/c835724) | £700/mo | 3 | 1.67 miles | Rightmove |
| [Flash Lane, Trent Vale , Stoke-on-Trent](http://87.117.209.195:8080/listings/c1b59a8) | £750/mo | 3 | 1.85 miles | Rightmove |
| [St Johns Avenue, Stoke-on-trent](http://87.117.209.195:8080/listings/e2fea00) | £1,095/mo | 3 | 1.86 miles | Rightmove |
| [Leawood Road, Trent Vale, ST4](http://87.117.209.195:8080/listings/483ca66) | £800/mo | 3 | 2.03 miles | Rightmove |

**Average rent: £1,057/mo (26 listings)**

## 1% Rule

- **Rent ratio:** 0.78% (weak for cashflow)
- **Max investor price (0.8%):** £116,875
- **Target investor price (1%):** £93,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £935/mo).*

- **Gross yield:** 9.4%
- **Cost-to-rent:** 10.7×
- **Monthly cashflow:** £344/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,667/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.6%
- **10y growth:** 32%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of February 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 24.9%
- **10y growth (index):** 57.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)