Sold STC Detached

71 RAMSEY ROAD

ST IVES, CAMBRIDGESHIRE PE27 3TF

2 beds 1 baths 128 m² Listed 6 Feb 2024 (-860d)

£245,000

Offers in Excess of

Save

07-4c4c153d-e40b-419c-bf5a-5a3a331deef5BHFIE - 71 06-8610ba44-ae27-4db1-9d04-9ba63104518aBHFIE - 71 05-e8df88fb-f457-4b55-aaf4-4a5cbb5631deBHFIE - 71 01-72b488aa-c354-4c09-bed2-46988e2523b7BHFIE - 71 01-230a3161-4228-46a9-86da-59ef3ca9954dBHFIE - 71 02-5af84ffd-b4f6-4c81-87fa-08fa3374e871BHFIE - 71 07-6cb661f0-dabe-4a74-9ca5-ff9aa465300cBHFIE - 71 02-c389f9c1-cc82-48cf-86bf-4fa88e785f16BHFIE - 71 03-ea45b4ca-8b55-4273-964b-7c030700ae3eBHFIE - 71 03-3995ccf1-404e-41ae-8294-eacb8dc2e78eBHFIE - 71 05-a366a154-79b8-466b-bd4c-84e2d2145611BHFIE - 71 06-15fd81ce-8c03-4358-8631-4051fb6c8802BHFIE - 71 01-4abd44e1-8f66-4527-b6d2-827c55945c9aBHFIE - 71 08-dfc34627-1818-4656-ade2-7fc6bb308a50BHFIE - 71 09-2713b4b3-ff56-48d5-b382-4ee28bbe9a42BHFIE - 71

/ 15

Property details

Tenure

FREEHOLD

Floor area

128 m²

Council tax band

D

EPC rating

F

Last sold

£215,000 May 2024

Price per m²

£1,914/m²

Local average

£412,025 (-40.5%)

Deprivation

Decile 8 (26,417 of 33,755)

Street crime

81 incidents within 1 mile (Apr 2026)

Key features

  • Freehold
  • Garage
  • No Chain
  • Probate Granted

Additional details

Parking
Yes
Garden
Yes

Description

Discover the perfect blend of potential and functionality in this charming 2-bedroom detached house in St Ives. In need of renovating, this property offers a unique opportunity to infuse your style and creativity. With a garage, spacious living areas including a living room and dining room, a utility room, and a delightful garden, this house provides an ideal canvas for your renovation project.

Key Features:

Two Well-Appointed Bedrooms: Enjoy two well-sized bedrooms, offering comfortable and private spaces with renovation potential.

Garage: Benefit from the convenience of a garage, ensuring secure parking and additional storage space.

Spacious Living Room: Unwind in the welcoming living room, designed for comfort and versatility.

Dining Room: Create a cosy dining area for family gatherings or entertaining friends.

Utility Room: The utility room adds functionality to the property, providing practical space for laundry and storage.

Garden: Step into the garden, a delightful outdoor space with the potential for landscaping and relaxation.

If you're seeking a renovation project in St Ives, this 2-bedroom detached house is a fantastic opportunity.

Contact us today to arrange a viewing and explore the potential for transforming this property into your dream home.

Please note: The images provided are for illustrative purposes only and represent the property's current condition, offering a glimpse of its renovation potential.

Dining Room - 4.32m x 4.01m (14'2 x 13'2) -

Reception - 7.29m x 3.35m (23'11 x 11') -

Kitchen - 4.32m x 3.43m (14'2 x 11'3) -

Conservatory - 3.28m x 3.02m (10'9 x 9'11) -

Garage - 4.78m x 2.49m (15'8 x 8'2) -

Utility Room - 2.57m x 2.46m (8'5 x 8'1) -

Bedroom 1 - 5.36m x 3.58m (17'7 x 11'9) -

Bedroom 2 - 4.17m x 3.38m (13'8 x 11'1) -

Listed by

London

THE ESTATES AGENT LIMITED

Reference: 144408779

EPC Rating & Upgrade Cost

Current rating: F

Potential rating: C

Inspection date: 26/01/2022

Expiry date: 25/01/2032

Current heating cost: £1,694/year

Potential heating cost: £767/year

Est. upgrade cost to C: £21,430

Recommendations

  • Flat roof or sloping ceiling insulation (£850 - £1,500)
  • Room-in-roof insulation (£1,500 - £2,700)
  • Cavity wall insulation (£500 - £1,500)
  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Low energy lighting for all fixed outlets (£55)
  • Replace boiler with new condensing boiler (£2,200 - £3,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

1053729.jpg

1053729.jpg

EPC Graphs

EE Rating

EE Rating

Price history

Event Date Price % change
Sold 24/05/2024 (2 years ago) £215,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
2 ABBOTS CRESCENT, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3YB £320,000 25/03/2025 Detached
Same street 89 RAMSEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3TF £350,000 28/04/2023 Detached
24 CHESTNUT ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6UG £410,000 12/08/2022 Detached
39 CHESTNUT ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6UG £425,000 01/08/2022 Detached
34 ABBOTS CRESCENT, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3YA £337,000 24/06/2022 Detached
1 CEDAR ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6TL £400,000 17/06/2022 Detached
Same street 77 RAMSEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3TF £315,000 30/03/2022 Detached
5 ABBOTS CRESCENT, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3YB £425,000 04/11/2021 Detached

Street average: £332,500 (2 sales)

Area average: £386,167 (6 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -2%
10y growth -12.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Huntingdonshire. Series: Detached. As of March 2026.

1y (index) 4.5%
5y (index) 17.4%
10y (index) 38.3%

Rental Range

Estimated market rent for Huntingdonshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £941/mo
Realistic £1,046/mo
Optimistic £1,151/mo

Based on Local Authority from postcode lookup → Huntingdonshire.

LHA (30th percentile) floor for Huntingdon: £793/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Chestnut Road 0.0 miles
Shop Ben's News 0.1 miles
Shop Unknown 0.1 miles
Bus stop Unknown 0.1 miles
Hospital MS (Multiple Scelerosis) Therapy Centre 3.8 miles
Hospital Linnea Cromwell Hospital 4.6 miles
Train station Huntingdon 4.8 miles
University Madingley Hall 9.1 miles
University Sub-department of Animal Behaviour (University of Cambridge) 9.3 miles
Train station St Neots 10.2 miles

Street-level crime

Category Count
Violence and sexual offences 29
Anti-social behaviour 13
Shoplifting 12
Burglary 6
Criminal damage and arson 6
Other theft 4
Other crime 3
Vehicle crime 3
Drugs 2
Public order 2
Possession of weapons 1
Total incidents 81

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Wheatfields Primary School Primary 0.2 miles (Inspected (no overall grade))
Thorndown Primary School Primary 0.4 miles Good — 19 May 2017
St Ivo Academy Secondary 0.5 miles Good — 30 May 2024
Westfield Junior School Primary 0.5 miles Good — 5 Dec 2017
Eastfield Infant and Nursery School Primary 0.5 miles Good — 16 Oct 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Semi-Detached House, Witham Close, PE27 £1,000/mo 2 0.39 miles OpenRent

Average rent: £1,000/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.41%
Max investor price (0.8%) £125,000
Target investor price (1%) £100,000
Gross yield 4.9%
Cost-to-rent ratio 20.4×
Monthly cashflow £-90/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -1.5%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).