# 2 bedroom apartment for sale (SE19 2RN)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 9, THE OAKS, 4, MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN |
| Price | £329,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £311,500 Nov 2021 |

## Description

Nestled on this quiet and peaceful tree lined road in Crystal Palace sits this spacious two bedroom purpose built apartment occupying the top floor of this mid-century two storey block.

Offering well-proportioned accommodation throughout to include 15ft lounge, two double bedrooms with built in wardrobes, family bathroom and fitted kitchen.

Further benefits include garage en bloc, share of freehold, communal gardens and no onward chain.

DIRECTIONS

Mowbray Road is a  beautiful tree-lined road which leads off Auckland Road, close to Norwood Lake Park and the fantastic amenities of Crystal Palace triangle. Transport links can be found off Anerley Hill at Crystal Palace Station with frequent links into London and Canary Wharf. Recreation pursuits can be found at Crystal Palace National sports centre with its Olympic size swimming pool and gym facilities.

TRANSPORT

Crystal Palace Station (Approx. 0.4 miles)

Anerley Station (Approx. 0.5 miles)

Penge West (Approx. 0.8 miles)

## Property Photos

- ![Picture No. 33](/listings/photos/75921813/367295) - Picture No. 33
- ![Picture No. 31](/listings/photos/75921813/367297) - Picture No. 31
- ![Picture No. 28](/listings/photos/75921813/367300) - Picture No. 28
- ![Picture No. 32](/listings/photos/75921813/367303) - Picture No. 32
- ![Picture No. 29](/listings/photos/75921813/367306) - Picture No. 29
- ![Picture No. 25](/listings/photos/75921813/367309) - Picture No. 25
- ![Picture No. 27](/listings/photos/75921813/367313) - Picture No. 27
- ![Picture No. 23](/listings/photos/75921813/367315) - Picture No. 23
- ![Picture No. 24](/listings/photos/75921813/367317) - Picture No. 24
- ![Picture No. 10](/listings/photos/75921813/367320) - Picture No. 10
- ![Picture No. 26](/listings/photos/75921813/367324) - Picture No. 26
- ![Map](/listings/photos/75921813/367325) - Map

## Floorplans

- ![Floorplan](/listings/photos/75921813/367326) - Floorplan

## EPC Graphs

- ![Picture No. 12](/listings/photos/75921813/367327) - Picture No. 12

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE OAKS, 4 FLAT 9 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £311,500 | 24/11/2021 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| RADCLIFFE HOUSE, 3 FLAT 52 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR | £385,000 | 17/12/2025 | Flat |
| 27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £390,000 | 02/12/2025 | Flat |
| RADCLIFFE HOUSE, 3 FLAT 2 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR | £315,000 | 31/10/2025 | Flat |
| 52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £360,000 | 31/07/2025 | Flat |
| ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £245,000 | 25/04/2025 | Flat |
| MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £403,000 | 17/01/2025 | Flat |
| 8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £600,000 | 05/07/2024 | Flat |
| 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £577,500 | 28/06/2024 | Flat |
| MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £331,500 | 21/06/2024 | Flat |
| CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS | £252,500 | 15/12/2023 | Flat |
| 99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £280,000 | 07/12/2023 | Flat |
| 50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £365,000 | 01/12/2023 | Flat |
| 95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £270,000 | 17/11/2023 | Flat |
| 43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £310,000 | 23/10/2023 | Flat |
| 120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP | £241,250 | 11/08/2023 | Flat |
| MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £315,000 | 18/07/2023 | Flat |
| OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £250,000 | 14/07/2023 | Flat |
| 45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £475,000 | 12/07/2023 | Flat |
| 6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £500,325 | 09/06/2023 | Flat |
| RADCLIFFE HOUSE, 3 FLAT 4 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR | £292,500 | 05/06/2023 | Flat |

**Area average:** £357,929 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £377,324 (75 Flat, SE19, 2024–2026)
- **Deviation:** -12.6%

## Rental Range

*ONS Price Index of Private Rents (Croydon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,409/mo
- **Realistic:** £1,565/mo
- **Optimistic:** £1,722/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Warminster Gardens, SE25 | £1,700/mo | 2 | 0.54 miles | OpenRent |

**Average rent: £1,700/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £212,500
- **Target investor price (1%):** £170,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,700/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16.2×
- **Monthly cashflow:** £206/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -4.3%
- **10y growth:** -4.4%

## House Price Index (HM Land Registry)

*Official index for Croydon; Flats and maisonettes series; as of February 2026.*

- **1y growth (index):** -5.3%
- **5y growth (index):** -5.8%
- **10y growth (index):** 4.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)