Sold STC Flat

FLAT 9

THE OAKS, 4, MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN

2 beds 1 baths 603 sq ft Listed 4 Dec 2020 (-1998d)

£329,950

Offers Over

Reduced on 26 May 2021

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Property details

Tenure

SHARE_OF_FREEHOLD

Floor area

56 m²

EPC rating

D

Year built

England and Wales: 1967-1975

Last sold

£311,500 Nov 2021

Price per m²

£5,892/m²

Local average

£377,324 (-12.6%)

Deprivation

Decile 5 (14,774 of 33,755)

Street crime

530 incidents within 1 mile (Mar 2026)

Additional details

Parking
Yes

Description

Nestled on this quiet and peaceful tree lined road in Crystal Palace sits this spacious two bedroom purpose built apartment occupying the top floor of this mid-century two storey block.
Offering well-proportioned accommodation throughout to include 15ft lounge, two double bedrooms with built in wardrobes, family bathroom and fitted kitchen.
Further benefits include garage en bloc, share of freehold, communal gardens and no onward chain.

DIRECTIONS
Mowbray Road is a beautiful tree-lined road which leads off Auckland Road, close to Norwood Lake Park and the fantastic amenities of Crystal Palace triangle. Transport links can be found off Anerley Hill at Crystal Palace Station with frequent links into London and Canary Wharf. Recreation pursuits can be found at Crystal Palace National sports centre with its Olympic size swimming pool and gym facilities.

TRANSPORT
Crystal Palace Station (Approx. 0.4 miles)
Anerley Station (Approx. 0.5 miles)
Penge West (Approx. 0.8 miles)

Listed by

Crystal Palace

Streets Ahead

Reference: 75921813

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 28/01/2023

Current heating cost: £685/year

Potential heating cost: £157/year

Est. upgrade cost to C: £7,500

Recommendations

  • Cavity wall insulation (£500 - £1,500)
  • Draughtproof single-glazed windows (£80 - £120)
  • High heat retention storage heaters and dual immersion cylinder (£1,200 - £1,800)
  • Replace single glazed windows with low-E double glazing (£3,300 - £6,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Floorplan

EPC Graphs

Picture No. 12

Picture No. 12

Price history

Event Date Price % change
Sold 24/11/2021 (4 years ago) £311,500 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
RADCLIFFE HOUSE, 3 FLAT 52 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR £385,000 17/12/2025 Flat
27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU £390,000 02/12/2025 Flat
RADCLIFFE HOUSE, 3 FLAT 2 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR £315,000 31/10/2025 Flat
52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA £360,000 31/07/2025 Flat
ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ £245,000 25/04/2025 Flat
MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN £403,000 17/01/2025 Flat
8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN £600,000 05/07/2024 Flat
16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN £577,500 28/06/2024 Flat
MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN £331,500 21/06/2024 Flat
CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS £252,500 15/12/2023 Flat
99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY £280,000 07/12/2023 Flat
50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA £365,000 01/12/2023 Flat
95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY £270,000 17/11/2023 Flat
43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU £310,000 23/10/2023 Flat
120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP £241,250 11/08/2023 Flat
MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN £315,000 18/07/2023 Flat
OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN £250,000 14/07/2023 Flat
45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU £475,000 12/07/2023 Flat
6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN £500,325 09/06/2023 Flat
RADCLIFFE HOUSE, 3 FLAT 4 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR £292,500 05/06/2023 Flat

Area average: £357,929 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -4.3%
10y growth -4.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Croydon. Series: Flats and maisonettes. As of February 2026.

1y (index) -5.3%
5y (index) -5.8%
10y (index) 4.8%

Rental Range

Estimated market rent for Croydon. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,409/mo
Realistic £1,565/mo
Optimistic £1,722/mo

Based on Local Authority from postcode lookup → Croydon.

LHA (30th percentile) floor for Cambridge: £947/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SE19 2RN

Address

13-19 Mowbray Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Harris City Academy 0.1 miles
Shop One Stop 0.8 miles
Shop Vicky Corner Shop 0.9 miles
Hospital British Home & Hospital for Incurables 1.5 miles
Train station West Croydon 2.6 miles
Train station East Croydon 2.6 miles
Hospital Sloane Hospital 3.1 miles
University University of Greenwich 5.7 miles
University The Courtauld Institute of Art 7.1 miles

Street-level crime

Category Count
Violence and sexual offences 172
Anti-social behaviour 109
Vehicle crime 61
Criminal damage and arson 31
Shoplifting 28
Other theft 27
Public order 26
Burglary 21
Drugs 19
Other crime 9
Theft from the person 8
Bicycle theft 7
Possession of weapons 6
Robbery 6
Total incidents 530

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Harris City Academy Crystal Palace Secondary 0.1 miles Outstanding — 10 Nov 2014
James Dixon Primary School Primary 0.3 miles Good — 11 Mar 2013
Cypress Primary School Primary 0.4 miles Good — 12 Dec 2019
All Saints CofE Primary School Primary 0.5 miles — (Inspected (no overall grade))
Paxton Primary School Primary 0.7 miles Good — 9 Jul 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Maisonette, Warminster Gardens, SE25 £1,700/mo 2 0.54 miles OpenRent

Average rent: £1,700/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.52%
Max investor price (0.8%) £212,500
Target investor price (1%) £170,000
Gross yield 6.2%
Cost-to-rent ratio 16.2×
Monthly cashflow £206/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 2.6%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).