For sale Flat

6 CAMBRIDGE DRIVE

PENRITH, WESTMORLAND AND FURNESS CA11 9GZ

2 beds 1 baths 732 sq ft Listed 15 Jan 2026 (-139d)

£175,000

Guide Price

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# 2 bedroom ground floor flat for sale (CA11 9GZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 6 CAMBRIDGE DRIVE, PENRITH, WESTMORLAND AND FURNESS CA11 9GZ |
| Price | £175,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 2012 onwards |
| Floor area | 68 m² |
| Last sold | £150,000 Jan 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Current heating cost:** £412/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2354-3046-2209-5175-0204)

## Description

Immaculate, two bedroom ground floor apartment benefiting from having a small private garden area and off road

parking. Built by Russell Armer in 2013. The property is spacious throughout including an open plan kitchen/diner/lounge. The kitchen having modern units, built in fridge/freezer, and washing

machine. The lounge/dining area has patio doors leading out to a small garden. There are two good size bedrooms, modern bathroom and a through hallway. The property also benefits from Gas Central Heating via a Condensing boiler and is fully

double glazed.

Council Tax Band: B (Westmorland & Furness Council)

Tenure: Leasehold (999 years)

Service Charge: £150 per year

999 years from January 2013

## Property Photos

- ![Photo](/listings/photos/171031658/599799)
- ![Photo](/listings/photos/171031658/599800)
- ![Photo](/listings/photos/171031658/599801)
- ![Photo](/listings/photos/171031658/599802)
- ![Photo](/listings/photos/171031658/599803)
- ![Photo](/listings/photos/171031658/599804)
- ![Photo](/listings/photos/171031658/599805)
- ![Photo](/listings/photos/171031658/599807)
- ![Photo](/listings/photos/171031658/599810)
- ![Photo](/listings/photos/171031658/599811)
- ![Photo](/listings/photos/171031658/599814)
- ![Photo](/listings/photos/171031658/599816)
- ![Photo](/listings/photos/171031658/599818)

## Floorplans

- ![Floorplan 1](/listings/photos/171031658/599821) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/171031658/599823) - EPC
- ![EPC](/listings/photos/171031658/599837) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 CAMBRIDGE DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 9GZ | £150,000 | 31/01/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 18 PEMBROKE PLACE, PENRITH, WESTMORLAND AND FURNESS, CA11 9HB | £107,500 | 27/10/2023 | Flat |
| 25 PEMBROKE PLACE, PENRITH, WESTMORLAND AND FURNESS, CA11 9HB | £110,000 | 18/09/2023 | Flat |
| THE ORCHARD 27 MONKS CLOSE, PENRITH, WESTMORLAND AND FURNESS, CA11 9JG | £151,000 | 26/05/2023 | Flat |
| [Same street] 21 CAMBRIDGE DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 9GZ | £220,500 | 10/05/2023 | Semi-detached |
| THE ORCHARD 22 MONKS CLOSE, PENRITH, EDEN, CUMBRIA, CA11 9JG | £157,000 | 09/09/2022 | Flat |
| 24 PEMBROKE PLACE, PENRITH, EDEN, CUMBRIA, CA11 9HB | £105,000 | 20/05/2022 | Flat |
| THE ORCHARD 29 MONKS CLOSE, PENRITH, EDEN, CUMBRIA, CA11 9JG | £167,000 | 18/01/2022 | Flat |
| [Same street] 1 CAMBRIDGE DRIVE, PENRITH, EDEN, CUMBRIA, CA11 9GZ | £189,950 | 13/12/2021 | Terraced |
| 9 PETTERIL ROAD, PENRITH, EDEN, CUMBRIA, CA11 9HD | £105,000 | 10/11/2021 | Flat |
| COCKELL HOUSE 5 DROVERS LANE, PENRITH, EDEN, CUMBRIA, CA11 9HF | £150,000 | 01/10/2021 | Flat |
| [Same street] 4 CAMBRIDGE DRIVE, PENRITH, EDEN, CUMBRIA, CA11 9GZ | £155,000 | 06/07/2021 | Terraced |

**Street average:** £188,483 (3 sales)
**Area average:** £131,563 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £119,521 (12 Flat, CA11, 2024–2026)
- **Deviation:** +46.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Chase Park, CA11 | £850/mo | 2 | 0.44 miles | OpenRent |
| 2 Bed Flat, Tournament House, CA11 | £790/mo | 2 | 0.6 miles | OpenRent |
| 2 Bed Flat, Lady Anne Court, CA11 | £800/mo | 2 | 1.03 miles | OpenRent |
| 2 Bed Flat, Bridge Lane, CA11 | £800/mo | 2 | 1.04 miles | OpenRent |

**Average rent: £810/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.2×
- **Monthly cashflow:** £6/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,574/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -4.9%
- **10y growth:** 21%

## House Price Index (HM Land Registry)

*Official index for North West; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -7.4%
- **5y growth (index):** 6.8%
- **10y growth (index):** 45.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD (999 years remaining on lease)

Floor area

68 m²

Council tax band

EPC rating

Year built

England and Wales: 2012 onwards

Last sold

£150,000 Jan 2025

Price per m²

£2,574/m²

Local average

£119,521 (+46.4%)

Deprivation

Decile 7 (22,940 of 33,755)

Street crime

113 incidents within 1 mile (Mar 2026)

Key features

Ground Floor Flat
2 Double Bedrooms
Parking
Council Tax Band B
EPC Rating C

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas
Parking: Driveway, Off street
Garden: Yes
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Immaculate, two bedroom ground floor apartment benefiting from having a small private garden area and off road
parking. Built by Russell Armer in 2013. The property is spacious throughout including an open plan kitchen/diner/lounge. The kitchen having modern units, built in fridge/freezer, and washing
machine. The lounge/dining area has patio doors leading out to a small garden. There are two good size bedrooms, modern bathroom and a through hallway. The property also benefits from Gas Central Heating via a Condensing boiler and is fully
double glazed.

Council Tax Band: B (Westmorland & Furness Council)
Tenure: Leasehold (999 years)
Service Charge: £150 per year
999 years from January 2013

Listed by

Penrith

Arnison Heelis Estate Agents

Reference: 171031658

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 25/01/2025

Current heating cost: £412/year

Potential heating cost: £412/year

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC

EPC

Price history

Event	Date	Price	% change
Listed for sale	—	£175,000	+16.7%
Sold	31/01/2025 (1 year ago)	£150,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
18 PEMBROKE PLACE, PENRITH, WESTMORLAND AND FURNESS, CA11 9HB	£107,500	27/10/2023	Flat
25 PEMBROKE PLACE, PENRITH, WESTMORLAND AND FURNESS, CA11 9HB	£110,000	18/09/2023	Flat
THE ORCHARD 27 MONKS CLOSE, PENRITH, WESTMORLAND AND FURNESS, CA11 9JG	£151,000	26/05/2023	Flat
Same street 21 CAMBRIDGE DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 9GZ	£220,500	10/05/2023	Semi-detached
THE ORCHARD 22 MONKS CLOSE, PENRITH, EDEN, CUMBRIA, CA11 9JG	£157,000	09/09/2022	Flat
24 PEMBROKE PLACE, PENRITH, EDEN, CUMBRIA, CA11 9HB	£105,000	20/05/2022	Flat
THE ORCHARD 29 MONKS CLOSE, PENRITH, EDEN, CUMBRIA, CA11 9JG	£167,000	18/01/2022	Flat
Same street 1 CAMBRIDGE DRIVE, PENRITH, EDEN, CUMBRIA, CA11 9GZ	£189,950	13/12/2021	Terraced
9 PETTERIL ROAD, PENRITH, EDEN, CUMBRIA, CA11 9HD	£105,000	10/11/2021	Flat
COCKELL HOUSE 5 DROVERS LANE, PENRITH, EDEN, CUMBRIA, CA11 9HF	£150,000	01/10/2021	Flat
Same street 4 CAMBRIDGE DRIVE, PENRITH, EDEN, CUMBRIA, CA11 9GZ	£155,000	06/07/2021	Terraced

Street average: £188,483 (3 sales)

Area average: £131,563 (8 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -4.9%

10y growth 21%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Flats and maisonettes. As of March 2026.

1y (index) -7.4%

5y (index) 6.8%

10y (index) 45.6%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA11 9GZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Town Head Garage	0.1 miles
Shop	The Tile and Bathroom Company	0.1 miles
Bus stop	BP Garage	0.1 miles
Shop	Davidsons Garage	0.1 miles
Train station	Penrith (North Lakes)	0.6 miles
Hospital	Penrith Hospital	1.1 miles
Train station	Langwathby	4.2 miles

Street-level crime

Category	Count
Violence and sexual offences	52
Shoplifting	22
Public order	13
Criminal damage and arson	8
Drugs	7
Other crime	4
Anti-social behaviour	3
Bicycle theft	2
Other theft	1
Possession of weapons	1
Total incidents	113

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Catherine's Catholic Primary School, Penrith	Primary	0.2 miles	Good — 21 Sep 2022
Brunswick School	Primary	0.4 miles	Good — 15 Feb 2018
Beaconside CofE Primary School	Primary	0.6 miles	Good — 18 Mar 2016
Queen Elizabeth Grammar School Penrith	Secondary	0.8 miles	Good — 28 Mar 2023
Ullswater Community College	Secondary	0.8 miles	Good — 25 May 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Chase Park, CA11	£850/mo	2	0.44 miles	OpenRent
2 Bed Flat, Tournament House, CA11	£790/mo	2	0.6 miles	OpenRent
2 Bed Flat, Lady Anne Court, CA11	£800/mo	2	1.03 miles	OpenRent
2 Bed Flat, Bridge Lane, CA11	£800/mo	2	1.04 miles	OpenRent

Average rent: £810/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.46%

Max investor price (0.8%) £100,000

Target investor price (1%) £80,000

Gross yield 5.5%

Cost-to-rent ratio 18.2×

Monthly cashflow £6/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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