# 2 bedroom terraced house for sale (BB4 7QD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 5 HALL CARR MILL COTTAGES, ROSSENDALE, LANCASHIRE BB4 7QD |
| Price | £95,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £90,000 Jun 2018 |

## EPC Rating & Upgrade Cost

- **Current rating:** G
- **Potential rating:** D
- **Expiry date:** 15/11/2033
- **Current heating cost:** £6,872/year
- **Est. upgrade cost to C:** £26,555

### Recommendations
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- F (£200 - £400)
- N (£4,000 - £6,000)
- Y (£585 - £725)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9862-3931-2209-8787-2204)

## Description

*** EXCELLENT PRICE REDUCTION *** A beautifully presented cottage style terrace property with accommodation over three floors. Providing two double bedrooms, ideal for the First Time Buyer in a convenient position close to RAWTENSTALL centre. Telephone lines open until 8.30pm weekdays and 10am until 4pm weekends – please call or email to arrange a viewing

A restored, modernised and refitted former mill cottage situated off Fallbarn Road, close to fine open countryside with mainly panoramic rural views.  Especially convenient for access to the motorway link and for Rawtenstall town centre.  

Three storey accommmodation includes open plan living space with kitchen featuring a recently installed wood burner, two double bedrooms and newly refitted bathroom.  

Double glazing and electric fired heating system.

Use of stone cobbled patio/vehicular hardstand immediately to front.

Proceed to the bottom of Bank Street and turn left onto the A682. Take the second left onto Bolcholt Way and drive past Tesco taking the next right and then immediate left toward Lambert Mill. The row of cottages are on the right hand side.

There is no gas connected to the property. All other mains services are understood to be available.

## Property Photos

- ![Living Room](/listings/photos/72337439/1626772) - Living Room
- ![Living Room](/listings/photos/72337439/1626773) - Living Room
- ![External](/listings/photos/72337439/1626774) - External
- ![Kitchen Area](/listings/photos/72337439/1626775) - Kitchen Area
- ![Bathroom](/listings/photos/72337439/1626776) - Bathroom
- ![Bedroom 1](/listings/photos/72337439/1626777) - Bedroom 1
- ![Bedroom 1](/listings/photos/72337439/1626778) - Bedroom 1
- ![Bedroom 2](/listings/photos/72337439/1626779) - Bedroom 2
- ![External](/listings/photos/72337439/1626780) - External
- ![Kitchen](/listings/photos/72337439/1626781) - Kitchen
- ![Living Room](/listings/photos/72337439/1626782) - Living Room
- ![External](/listings/photos/72337439/1626783) - External
- ![Picture No. 06](/listings/photos/72337439/1626784) - Picture No. 06
- ![Picture No. 07](/listings/photos/72337439/1626785) - Picture No. 07

## Floorplans

- ![Floorplan](/listings/photos/72337439/1626786) - Floorplan
- ![Floorplan](/listings/photos/72337439/1626787) - Floorplan
- ![Floorplan](/listings/photos/72337439/1626788) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/72337439/1626789) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #8289802
- **Address:** 5 Hall Carr Mill Cottages, ROSSENDALE, BB4 7QD
- **Certificate Issued:** 01/08/2011
- **Work Completed:** 11/03/2011
- **Items:** 3 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 HALL CARR MILL COTTAGES, ROSSENDALE, LANCASHIRE, BB4 7QD | £90,000 | 29/06/2018 | Terraced |
| 5 HALL CARR MILL COTTAGES, ROSSENDALE, LANCASHIRE, BB4 7QD | £72,250 | 05/08/2011 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 58 FALLBARN CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6AZ | £149,000 | 20/11/2023 | Terraced |
| 2 PETER STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7NR | £130,000 | 17/11/2023 | Terraced |
| 177 BACUP ROAD, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7NW | £90,000 | 29/09/2023 | Terraced |
| 1 ROSEVALE STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PF | £145,000 | 16/12/2022 | Terraced |
| 52 HARDMAN AVENUE, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6BB | £155,000 | 25/11/2022 | Terraced |
| 43 HARDMAN AVENUE, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6BB | £151,500 | 15/11/2022 | Terraced |
| 23 WHEATHOLME STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PG | £155,000 | 21/09/2022 | Terraced |
| 32 FALLBARN CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6AZ | £170,000 | 31/08/2022 | Terraced |
| 22 WHEATHOLME STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PG | £125,000 | 12/08/2022 | Terraced |
| 12 GREENBANK STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PD | £194,000 | 10/06/2022 | Terraced |
| 24 GREENBANK STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PD | £125,000 | 14/04/2022 | Terraced |
| 40 FALLBARN CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6AZ | £105,000 | 04/03/2022 | Terraced |
| 51 HARDMAN AVENUE, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6BB | £150,000 | 25/02/2022 | Terraced |
| 20 WORSWICK CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7RS | £167,000 | 07/01/2022 | Terraced |
| 42 HARDMAN AVENUE, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6BB | £95,000 | 15/12/2021 | Terraced |
| 27 WHEATHOLME STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PG | £108,000 | 03/12/2021 | Terraced |
| 56 FALLBARN CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6AZ | £145,000 | 17/11/2021 | Terraced |
| 1 GREENBANK STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PD | £145,000 | 30/09/2021 | Terraced |
| 5 GREENBANK STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PD | £136,800 | 27/09/2021 | Terraced |

**Area average:** £139,016 (19 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £171,168 (76 Terraced, BB4, 2024–2026)
- **Deviation:** -44.5%

## Rental Range

*ONS Price Index of Private Rents (Rossendale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £726/mo
- **Realistic:** £807/mo
- **Optimistic:** £888/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for East Lancs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Hardman Avenue, BB4 | £800/mo | 2 | 0.33 miles | OpenRent |

**Average rent: £800/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.84% (okay)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 10.1%
- **Cost-to-rent:** 9.9×
- **Monthly cashflow:** £321/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,011/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.8%
- **10y growth:** 76%

## House Price Index (HM Land Registry)

*Official index for Rossendale; Terraced series; as of May 2026.*

- **1y growth (index):** 0.6%
- **5y growth (index):** 17.8%
- **10y growth (index):** 70.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)