Sold STC Terraced

5 HALL CARR MILL COTTAGES

ROSSENDALE, LANCASHIRE BB4 7QD

2 beds 1 baths 94 m² Listed 31 Mar 2018 (-3046d)

£95,000

Offers in Region of

Reduced on 16 Apr 2018

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# 2 bedroom terraced house for sale (BB4 7QD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 5 HALL CARR MILL COTTAGES, ROSSENDALE, LANCASHIRE BB4 7QD |
| Price | £95,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £90,000 Jun 2018 |

## EPC Rating & Upgrade Cost

- **Current rating:** G
- **Potential rating:** D
- **Expiry date:** 15/11/2033
- **Current heating cost:** £6,872/year
- **Est. upgrade cost to C:** £26,555

### Recommendations
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- F (£200 - £400)
- N (£4,000 - £6,000)
- Y (£585 - £725)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9862-3931-2209-8787-2204)

## Description

*** EXCELLENT PRICE REDUCTION *** A beautifully presented cottage style terrace property with accommodation over three floors. Providing two double bedrooms, ideal for the First Time Buyer in a convenient position close to RAWTENSTALL centre. Telephone lines open until 8.30pm weekdays and 10am until 4pm weekends – please call or email to arrange a viewing

A restored, modernised and refitted former mill cottage situated off Fallbarn Road, close to fine open countryside with mainly panoramic rural views.  Especially convenient for access to the motorway link and for Rawtenstall town centre.

Three storey accommmodation includes open plan living space with kitchen featuring a recently installed wood burner, two double bedrooms and newly refitted bathroom.

Double glazing and electric fired heating system.

Use of stone cobbled patio/vehicular hardstand immediately to front.

Proceed to the bottom of Bank Street and turn left onto the A682. Take the second left onto Bolcholt Way and drive past Tesco taking the next right and then immediate left toward Lambert Mill. The row of cottages are on the right hand side.

There is no gas connected to the property. All other mains services are understood to be available.

## Property Photos

- ![Living Room](/listings/photos/72337439/1626772) - Living Room
- ![Living Room](/listings/photos/72337439/1626773) - Living Room
- ![External](/listings/photos/72337439/1626774) - External
- ![Kitchen Area](/listings/photos/72337439/1626775) - Kitchen Area
- ![Bathroom](/listings/photos/72337439/1626776) - Bathroom
- ![Bedroom 1](/listings/photos/72337439/1626777) - Bedroom 1
- ![Bedroom 1](/listings/photos/72337439/1626778) - Bedroom 1
- ![Bedroom 2](/listings/photos/72337439/1626779) - Bedroom 2
- ![External](/listings/photos/72337439/1626780) - External
- ![Kitchen](/listings/photos/72337439/1626781) - Kitchen
- ![Living Room](/listings/photos/72337439/1626782) - Living Room
- ![External](/listings/photos/72337439/1626783) - External
- ![Picture No. 06](/listings/photos/72337439/1626784) - Picture No. 06
- ![Picture No. 07](/listings/photos/72337439/1626785) - Picture No. 07

## Floorplans

- ![Floorplan](/listings/photos/72337439/1626786) - Floorplan
- ![Floorplan](/listings/photos/72337439/1626787) - Floorplan
- ![Floorplan](/listings/photos/72337439/1626788) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/72337439/1626789) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #8289802
- **Address:** 5 Hall Carr Mill Cottages, ROSSENDALE, BB4 7QD
- **Certificate Issued:** 01/08/2011
- **Work Completed:** 11/03/2011
- **Items:** 3 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 HALL CARR MILL COTTAGES, ROSSENDALE, LANCASHIRE, BB4 7QD | £90,000 | 29/06/2018 | Terraced |
| 5 HALL CARR MILL COTTAGES, ROSSENDALE, LANCASHIRE, BB4 7QD | £72,250 | 05/08/2011 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 58 FALLBARN CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6AZ | £149,000 | 20/11/2023 | Terraced |
| 2 PETER STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7NR | £130,000 | 17/11/2023 | Terraced |
| 177 BACUP ROAD, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7NW | £90,000 | 29/09/2023 | Terraced |
| 1 ROSEVALE STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PF | £145,000 | 16/12/2022 | Terraced |
| 52 HARDMAN AVENUE, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6BB | £155,000 | 25/11/2022 | Terraced |
| 43 HARDMAN AVENUE, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6BB | £151,500 | 15/11/2022 | Terraced |
| 23 WHEATHOLME STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PG | £155,000 | 21/09/2022 | Terraced |
| 32 FALLBARN CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6AZ | £170,000 | 31/08/2022 | Terraced |
| 22 WHEATHOLME STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PG | £125,000 | 12/08/2022 | Terraced |
| 12 GREENBANK STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PD | £194,000 | 10/06/2022 | Terraced |
| 24 GREENBANK STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PD | £125,000 | 14/04/2022 | Terraced |
| 40 FALLBARN CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6AZ | £105,000 | 04/03/2022 | Terraced |
| 51 HARDMAN AVENUE, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6BB | £150,000 | 25/02/2022 | Terraced |
| 20 WORSWICK CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7RS | £167,000 | 07/01/2022 | Terraced |
| 42 HARDMAN AVENUE, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6BB | £95,000 | 15/12/2021 | Terraced |
| 27 WHEATHOLME STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PG | £108,000 | 03/12/2021 | Terraced |
| 56 FALLBARN CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6AZ | £145,000 | 17/11/2021 | Terraced |
| 1 GREENBANK STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PD | £145,000 | 30/09/2021 | Terraced |
| 5 GREENBANK STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PD | £136,800 | 27/09/2021 | Terraced |

**Area average:** £139,016 (19 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £171,168 (76 Terraced, BB4, 2024–2026)
- **Deviation:** -44.5%

## Rental Range

*ONS Price Index of Private Rents (Rossendale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £726/mo
- **Realistic:** £807/mo
- **Optimistic:** £888/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for East Lancs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Hardman Avenue, BB4 | £800/mo | 2 | 0.33 miles | OpenRent |

**Average rent: £800/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.84% (okay)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 10.1%
- **Cost-to-rent:** 9.9×
- **Monthly cashflow:** £321/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,011/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 24.7%
- **10y growth:** 76%

## House Price Index (HM Land Registry)

*Official index for Rossendale; Terraced series; as of April 2026.*

- **1y growth (index):** 1.2%
- **5y growth (index):** 20.2%
- **10y growth (index):** 70.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Living Room Living Room External Kitchen Area Bathroom Bedroom 1 Bedroom 1 Bedroom 2 External Kitchen Living Room External Picture No. 06 Picture No. 07

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Property details

Tenure

FREEHOLD

Floor area

94 m²

EPC rating

Last sold

£90,000 Jun 2018

Price per m²

£1,011/m²

Local average

£171,168 (-44.5%)

Deprivation

Decile 3 (7,820 of 33,755)

Street crime

152 incidents within 1 mile (May 2026)

Key features

*** EXCELLENT PRICE REDUCTION ***
Three Storey
Off Road Parking
Wood Burner
Ideal First Purchase
Convenient Location

Additional details

Parking: Yes
Garden: Yes

Description

* EXCELLENT PRICE REDUCTION * A beautifully presented cottage style terrace property with accommodation over three floors. Providing two double bedrooms, ideal for the First Time Buyer in a convenient position close to RAWTENSTALL centre. Telephone lines open until 8.30pm weekdays and 10am until 4pm weekends – please call or email to arrange a viewing

A restored, modernised and refitted former mill cottage situated off Fallbarn Road, close to fine open countryside with mainly panoramic rural views. Especially convenient for access to the motorway link and for Rawtenstall town centre.

Three storey accommmodation includes open plan living space with kitchen featuring a recently installed wood burner, two double bedrooms and newly refitted bathroom.

Double glazing and electric fired heating system.

Use of stone cobbled patio/vehicular hardstand immediately to front.

Proceed to the bottom of Bank Street and turn left onto the A682. Take the second left onto Bolcholt Way and drive past Tesco taking the next right and then immediate left toward Lambert Mill. The row of cottages are on the right hand side.

There is no gas connected to the property. All other mains services are understood to be available.

Listed by

Rawtenstall & Rossendale

The Northern Estate Agencies Group

Reference: 72337439

EPC Rating & Upgrade Cost

Current rating: G

Potential rating: D

Inspection date: 16/11/2023

Expiry date: 15/11/2033

Current heating cost: £6,872/year

Potential heating cost: £2,898/year

Est. upgrade cost to C: £26,555

EPC G or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Room-in-roof insulation (£1,500 - £2,700)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Hot water cylinder thermostat (£200 - £400)
Solar water heating (£4,000 - £6,000)
Heat recovery system for mixer showers (£585 - £725)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8289802

Property Details

Street: 5 Hall Carr Mill Cottages

Town: ROSSENDALE

Postcode: BB4 7QD

Installation Details

Items: 3 windows

Certificate Issued: 01/08/2011

Work Completed: 11/03/2011

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

25% since 2011

Event	Date	Price	% change
Sold	29/06/2018 (8 years ago)	£90,000	+24.6%
Sold	05/08/2011 (14 years ago)	£72,250	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
58 FALLBARN CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6AZ	£149,000	20/11/2023	Terraced
2 PETER STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7NR	£130,000	17/11/2023	Terraced
177 BACUP ROAD, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7NW	£90,000	29/09/2023	Terraced
1 ROSEVALE STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PF	£145,000	16/12/2022	Terraced
52 HARDMAN AVENUE, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6BB	£155,000	25/11/2022	Terraced
43 HARDMAN AVENUE, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6BB	£151,500	15/11/2022	Terraced
23 WHEATHOLME STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PG	£155,000	21/09/2022	Terraced
32 FALLBARN CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6AZ	£170,000	31/08/2022	Terraced
22 WHEATHOLME STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PG	£125,000	12/08/2022	Terraced
12 GREENBANK STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PD	£194,000	10/06/2022	Terraced
24 GREENBANK STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PD	£125,000	14/04/2022	Terraced
40 FALLBARN CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6AZ	£105,000	04/03/2022	Terraced
51 HARDMAN AVENUE, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6BB	£150,000	25/02/2022	Terraced
20 WORSWICK CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7RS	£167,000	07/01/2022	Terraced
42 HARDMAN AVENUE, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6BB	£95,000	15/12/2021	Terraced
27 WHEATHOLME STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PG	£108,000	03/12/2021	Terraced
56 FALLBARN CRESCENT, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 6AZ	£145,000	17/11/2021	Terraced
1 GREENBANK STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PD	£145,000	30/09/2021	Terraced
5 GREENBANK STREET, RAWTENSTALL, ROSSENDALE, LANCASHIRE, BB4 7PD	£136,800	27/09/2021	Terraced

Area average: £139,016 (19 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 24.7%

10y growth 76%

House Price Index (HM Land Registry — official index, not sold-price averages): Rossendale. Series: Terraced. As of April 2026.

1y (index) 1.2%

5y (index) 20.2%

10y (index) 70.6%

Rental Range

Estimated market rent for Rossendale. Low = conservative, Realistic = average, Optimistic = best case.

Low £726/mo

Realistic £807/mo

Optimistic £888/mo

Based on Local Authority from postcode lookup → Rossendale.

LHA (30th percentile) floor for East Lancs: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BB4 7QD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	HIDDENbarber	0.1 miles
Shop	Unknown	0.2 miles
Bus stop	Rawtenstall Bus Station (Stand 8)	0.2 miles
Bus stop	Rawtenstall Bus Station (Stand 7)	0.2 miles
Train station	Rawtenstall	0.5 miles
Train station	Irwell Vale	2.2 miles
University	UCLan Burnley Campus	6.3 miles
University	UClan burnley temp	6.3 miles
Hospital	Birch Hill Hospital	7.5 miles
Hospital	The Beardwood Hospital	10.3 miles

Street-level crime

Category	Count
Violence and sexual offences	60
Anti-social behaviour	29
Shoplifting	20
Criminal damage and arson	14
Public order	9
Other theft	6
Burglary	5
Drugs	4
Vehicle crime	3
Other crime	1
Robbery	1
Total incidents	152

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Mary's CofE Primary School Rawtenstall	Primary	0.5 miles	Good — 29 Jun 2015
St James-the-Less Roman Catholic Primary School, Rawtenstall	Primary	0.6 miles	Good — 28 Mar 2013
Alder Grange School	Secondary	0.6 miles	Good — 25 Apr 2017
Rawtenstall St Paul's Church of England Primary School	Primary	0.6 miles	Good — 12 Dec 2012
Rawtenstall Balladen Community Primary School	Primary	0.6 miles	— (Inspected (no overall grade))

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Hardman Avenue, BB4	£800/mo	2	0.33 miles	OpenRent

Average rent: £800/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.84%

Max investor price (0.8%) £100,000

Target investor price (1%) £80,000

Gross yield 10.1%

Cost-to-rent ratio 9.9×

Monthly cashflow £321/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 14%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).