# 3 bedroom detached bungalow for sale (ST17 9SJ) ## Property Details | Key | Value | |-----|-------| | Address | 4 ROWLEY BANK GARDENS, STAFFORD, STAFFORDSHIRE ST17 9SJ | | Price | £599,950 | | Bedrooms | 3 | | Bathrooms | 2 | | Council tax | F | | Construction age | England and Wales: 1983-1990 | | Floor area | 112 m² | | Last sold | £335,000 Jan 2025 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 16/09/2034 - **Current heating cost:** £1,189/year - **Est. upgrade cost to C:** £14,540 ### Recommendations - W2 (£4,000 - £6,000) - E (£40) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0390-2603-2410-2094-3201) ## Description Consider this your invitation. The venue? Rowley Bank Gardens. The guest list? Family, friends and anyone lucky enough to receive an invite. With fabulous entertaining spaces inside and out, this beautifully refurbished three-bedroom detached bungalow was made for hosting. Tucked away at the end of a private driveway within a peaceful cul-de-sac, it's the perfect setting for those looking to downsize without compromise, offering style and plenty of room for life's best gatherings. Step through the front door and the party begins in style. At the heart of the home sits a stunning open-plan kitchen and dining room, thoughtfully designed to bring people together. The kitchen is beautifully appointed with granite worktops, an oven, five-burner gas hob, dishwasher, fridge and ceramic sink, whilst the dining area offers ample space for everything from casual breakfasts to celebratory dinners. Glazed French doors open out to the garden, allowing guests to drift effortlessly between indoors and out when the occasion calls for it. When it's time to take the conversation somewhere a little quieter, a separate living room provides the perfect retreat. Whether you're hosting guests, settling in for movie night or simply enjoying a peaceful evening, this generous room offers comfort in abundance. There's also a practical utility room with space for additional appliances and plenty of storage, ensuring the behind-the-scenes preparations run just as smoothly as the main event. As every good host knows, a comfortable stay is essential. This bungalow delivers with three spacious double bedrooms. The master bedroom enjoys the luxury of its own en-suite, complete with a freestanding bath, vanity wash hand basin and WC, creating the perfect place to unwind once the festivities are over. A second bedroom enjoys French doors overlooking the garden, whilst the remaining bedroom offers excellent flexibility for guests, hobbies or family visits. Completing the accommodation is a contemporary shower room fitted with a shower, wash hand basin and WC. Step outside and you'll discover the ultimate venue for summer gatherings. The south-facing wrap-around garden combines generous patio areas with well-maintained lawns, providing plenty of space for barbecues, garden parties, morning coffees and lazy afternoons in the sunshine. Whether you're entertaining a crowd or enjoying a quieter moment, this outdoor space rises effortlessly to every occasion. And no great venue would be complete without practicalities taken care of. A double garage provides excellent space for vehicles, hobbies or storage, whilst the substantial driveway offers parking for multiple cars, ensuring there's always room for guests to arrive in style. The invitations are ready, the venue is prepared and all that's missing is the host. Could that be you? **Location** The town centre boasts an excellent range of **shops, cafés, restaurants, and leisure facilities**, including independent boutiques, national retailers, and a selection of popular bars and eateries. For commuters, **Stafford railway station** offers direct services to **London, Birmingham, Manchester, and Liverpool**, while the nearby **M6 motorway (Junctions 13 and 14)** provides easy road access across the Midlands and beyond. Stafford town centre is also rich in history, with landmarks such as **Stafford Castle**, **Victoria Park**, and the **Ancient High House** offering culture and green space within easy reach. Residential options range from stylish apartments and period terraces to modern townhouses, appealing to families, professionals, downsizers, and investors alike. ## Property Photos - ![Photo](/listings/photos/89909565/714734) - ![Photo](/listings/photos/89909565/714735) - ![Photo](/listings/photos/89909565/714736) - ![Photo](/listings/photos/89909565/714737) - ![Photo](/listings/photos/89909565/714738) - ![Photo](/listings/photos/89909565/714739) - ![Photo](/listings/photos/89909565/714740) - ![Photo](/listings/photos/89909565/714741) - ![Photo](/listings/photos/89909565/714742) - ![Photo](/listings/photos/89909565/714743) - ![Photo](/listings/photos/89909565/714744) - ![Photo](/listings/photos/89909565/714745) - ![Photo](/listings/photos/89909565/714746) - ![Photo](/listings/photos/89909565/714747) - ![Photo](/listings/photos/89909565/714749) - ![Photo](/listings/photos/89909565/714751) - ![Photo](/listings/photos/89909565/714753) - ![Photo](/listings/photos/89909565/714755) - ![Photo](/listings/photos/89909565/714756) - ![Photo](/listings/photos/89909565/714758) - ![Photo](/listings/photos/89909565/714761) - ![Photo](/listings/photos/89909565/714762) - ![Photo](/listings/photos/89909565/714764) - ![Photo](/listings/photos/89909565/714765) - ![Photo](/listings/photos/89909565/714766) - ![Photo](/listings/photos/89909565/714767) ## Floorplans - ![Site Plan](/listings/photos/89909565/714768) - Site Plan - ![All](/listings/photos/89909565/714769) - All ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 4 ROWLEY BANK GARDENS, STAFFORD, STAFFORDSHIRE, ST17 9SJ | £335,000 | 10/01/2025 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 2 ROWLEY BANK GARDENS, STAFFORD, STAFFORDSHIRE, ST17 9SJ | £450,000 | 30/01/2026 | Detached | | 8 RISING BROOK, STAFFORD, STAFFORDSHIRE, ST17 9DA | £335,000 | 30/11/2023 | Detached | | 30 KINGSLEY ROAD, STAFFORD, STAFFORDSHIRE, ST17 9BS | £360,000 | 15/09/2023 | Detached | | 1 CRESCENT ROAD, STAFFORD, STAFFORDSHIRE, ST17 9AW | £573,000 | 22/02/2023 | Detached | | 19 ST JOHNS ROAD, STAFFORD, STAFFORDSHIRE, ST17 9AS | £820,000 | 03/11/2022 | Detached | | ACREMEAD, 9 ST JOHNS ROAD, STAFFORD, STAFFORDSHIRE, ST17 9AS | £981,000 | 29/09/2022 | Detached | | 52 CRESCENT ROAD, STAFFORD, STAFFORDSHIRE, ST17 9AW | £535,000 | 12/07/2022 | Detached | | 25 SHERWOOD AVENUE, STAFFORD, STAFFORDSHIRE, ST17 9BX | £280,000 | 23/06/2022 | Detached | | 8 SHERWOOD AVENUE, STAFFORD, STAFFORDSHIRE, ST17 9BX | £334,000 | 10/12/2021 | Detached | | 25 SHERWOOD AVENUE, STAFFORD, STAFFORDSHIRE, ST17 9BX | £170,000 | 23/07/2021 | Detached | | 48 ST JOHNS ROAD, STAFFORD, STAFFORDSHIRE, ST17 9AP | £495,000 | 29/06/2021 | Detached | **Street average:** £450,000 (1 sale) **Area average:** £488,300 (10 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £404,579 (44 Detached, ST17, 2024–2026) - **Deviation:** +48.3% ## Rental Range *ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £802/mo - **Realistic:** £891/mo - **Optimistic:** £980/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £738/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Bedford Avenue, ST16 | £1,175/mo | 3 | 1.03 miles | OpenRent | **Average rent: £1,175/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.2% (weak for cashflow) - **Max investor price (0.8%):** £146,875 - **Target investor price (1%):** £117,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,175/mo).* - **Gross yield:** 2.4% - **Cost-to-rent:** 42.5× - **Monthly cashflow:** £-1,330/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -9.2% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £5,357/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 3% - **10y growth:** 42.3% ## House Price Index (HM Land Registry) *Official index for Stafford; Detached series; as of March 2026.* - **1y growth (index):** 3.1% - **5y growth (index):** 25.5% - **10y growth (index):** 50.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)