Sold STC Terraced

40 ST JOHNS STREET

HAYLE, CORNWALL TR27 4LN

2 beds 1 baths Listed 15 May 2025 (-394d)

£210,000

Reduced on 4 Jul 2025

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# 2 bedroom terraced house for sale (TR27 4LN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 40 ST JOHNS STREET, HAYLE, CORNWALL TR27 4LN |
| Price | £210,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | C |
| Last sold | £195,000 Nov 2025 |

## Description

Hayle has 3 miles of sandy beaches.  Amenities nearby include shops, bars, restaurants, leisure facilities, primary and secondary schools. Close to the A30 and 10-minute drive from St. Ives. Hayle has a train station with transport links to the nearby towns of Penzance.  Closeby at St. Erth there is the Park and Ride service to St. Ives which is a popular destination.

## Property Photos

- ![Picture No. 17](/listings/photos/161985917/359053) - Picture No. 17
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## EPC Graphs

- ![EPC Rating Graph](/listings/photos/161985917/359077) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6101482
- **Address:** 40 St. Johns Street, HAYLE, TR27 4LN
- **Certificate Issued:** 03/11/2008
- **Work Completed:** 20/10/2008
- **Items:** 3 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 ST JOHNS STREET, HAYLE, CORNWALL, TR27 4LN | £195,000 | 12/11/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 48 MOUNT PLEASANT, HAYLE, CORNWALL, TR27 4LE | £280,000 | 19/12/2025 | Terraced |
| 15 BODRIGGY STREET, HAYLE, CORNWALL, TR27 4NB | £290,000 | 17/12/2025 | Terraced |
| 21 BODRIGGY STREET, HAYLE, CORNWALL, TR27 4NB | £329,950 | 10/12/2025 | Terraced |
| 94 COMMERCIAL ROAD, HAYLE, CORNWALL, TR27 4DJ | £122,500 | 04/07/2025 | Terraced |
| 47A BODRIGGY STREET, HAYLE, CORNWALL, TR27 4ND | £300,000 | 18/12/2023 | Terraced |
| 13 BODRIGGY STREET, HAYLE, CORNWALL, TR27 4NB | £315,000 | 13/10/2023 | Terraced |
| 2 LOWER CHURCH STREET, HAYLE, CORNWALL, TR27 4LP | £227,500 | 13/06/2023 | Terraced |
| 14 BAILEYS MEADOW, HAYLE, CORNWALL, TR27 4FA | £150,000 | 26/05/2023 | Terraced |
| 48 COMMERCIAL ROAD, HAYLE, CORNWALL, TR27 4DH | £278,000 | 04/05/2023 | Terraced |
| 79A FORE STREET, HAYLE, CORNWALL, TR27 4DX | £265,000 | 24/04/2023 | Terraced |
| 37 ST JOHNS STREET, HAYLE, CORNWALL, TR27 4LN | £180,000 | 16/03/2023 | Terraced |
| 76 ST JOHNS STREET, HAYLE, CORNWALL, TR27 4LN | £275,000 | 16/12/2022 | Terraced |
| 8 BODRIGGY STREET, HAYLE, CORNWALL, TR27 4NB | £220,000 | 07/12/2022 | Terraced |
| 9 PROSPECT PLACE, HAYLE, CORNWALL, TR27 4LT | £235,000 | 14/11/2022 | Terraced |
| 79 FORE STREET, HAYLE, CORNWALL, TR27 4DX | £250,000 | 08/11/2022 | Terraced |
| 6 CHAPEL LANE, HAYLE, CORNWALL, TR27 4LS | £210,000 | 27/10/2022 | Terraced |
| 96 COMMERCIAL ROAD, HAYLE, CORNWALL, TR27 4DJ | £294,500 | 30/09/2022 | Terraced |
| 7 LOWER CHURCH STREET, HAYLE, CORNWALL, TR27 4LP | £180,000 | 29/09/2022 | Terraced |
| 5 BODRIGGY STREET, HAYLE, CORNWALL, TR27 4NB | £380,000 | 26/08/2022 | Terraced |
| 16 ROUNDERS RISE, HAYLE, CORNWALL, TR27 4FF | £375,000 | 17/08/2022 | Terraced |

**Area average:** £257,873 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £226,858 (18 Terraced, TR27, 2024–2026)
- **Deviation:** -7.4%

## Rental Range

*ONS Price Index of Private Rents (Cornwall). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £902/mo
- **Realistic:** £1,002/mo
- **Optimistic:** £1,102/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Riverside Mews, TR27 | £1,050/mo | 2 | 1.06 miles | OpenRent |

**Average rent: £1,050/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £131,250
- **Target investor price (1%):** £105,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,050/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £93/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -17.4%
- **10y growth:** 18.9%

## House Price Index (HM Land Registry)

*Official index for Cornwall; Terraced series; as of March 2026.*

- **1y growth (index):** -2.2%
- **5y growth (index):** 10.5%
- **10y growth (index):** 36.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Council tax band

Last sold

£195,000 Nov 2025

Local average

£226,858 (-7.4%)

Deprivation

Decile 5 (14,015 of 33,755)

Street crime

93 incidents within 1 mile (Apr 2026)

Key features

No Onward Chain
2 Bedrooms
Good Size Garden
Great Location
First Starter Home

Additional details

Garden: Yes

Description

A delightful two bedroom house in a great location close to Hayle town centre. The beautiful elongated garden is of real appeal with low maintenance patio and lawned area. The property would make a great first time buy or buy to let investment. For sale with no onward chain.

Hayle has 3 miles of sandy beaches. Amenities nearby include shops, bars, restaurants, leisure facilities, primary and secondary schools. Close to the A30 and 10-minute drive from St. Ives. Hayle has a train station with transport links to the nearby towns of Penzance. Closeby at St. Erth there is the Park and Ride service to St. Ives which is a popular destination.

Listed by

Penzance

Stacey Mann Estates

Reference: 161985917

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6101482

Property Details

Street: 40 St. Johns Street

Town: HAYLE

Postcode: TR27 4LN

Installation Details

Items: 3 windows

Certificate Issued: 03/11/2008

Work Completed: 20/10/2008

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	12/11/2025 (7 months ago)	£195,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
48 MOUNT PLEASANT, HAYLE, CORNWALL, TR27 4LE	£280,000	19/12/2025	Terraced
15 BODRIGGY STREET, HAYLE, CORNWALL, TR27 4NB	£290,000	17/12/2025	Terraced
21 BODRIGGY STREET, HAYLE, CORNWALL, TR27 4NB	£329,950	10/12/2025	Terraced
94 COMMERCIAL ROAD, HAYLE, CORNWALL, TR27 4DJ	£122,500	04/07/2025	Terraced
47A BODRIGGY STREET, HAYLE, CORNWALL, TR27 4ND	£300,000	18/12/2023	Terraced
13 BODRIGGY STREET, HAYLE, CORNWALL, TR27 4NB	£315,000	13/10/2023	Terraced
2 LOWER CHURCH STREET, HAYLE, CORNWALL, TR27 4LP	£227,500	13/06/2023	Terraced
14 BAILEYS MEADOW, HAYLE, CORNWALL, TR27 4FA	£150,000	26/05/2023	Terraced
48 COMMERCIAL ROAD, HAYLE, CORNWALL, TR27 4DH	£278,000	04/05/2023	Terraced
79A FORE STREET, HAYLE, CORNWALL, TR27 4DX	£265,000	24/04/2023	Terraced
37 ST JOHNS STREET, HAYLE, CORNWALL, TR27 4LN	£180,000	16/03/2023	Terraced
76 ST JOHNS STREET, HAYLE, CORNWALL, TR27 4LN	£275,000	16/12/2022	Terraced
8 BODRIGGY STREET, HAYLE, CORNWALL, TR27 4NB	£220,000	07/12/2022	Terraced
9 PROSPECT PLACE, HAYLE, CORNWALL, TR27 4LT	£235,000	14/11/2022	Terraced
79 FORE STREET, HAYLE, CORNWALL, TR27 4DX	£250,000	08/11/2022	Terraced
6 CHAPEL LANE, HAYLE, CORNWALL, TR27 4LS	£210,000	27/10/2022	Terraced
96 COMMERCIAL ROAD, HAYLE, CORNWALL, TR27 4DJ	£294,500	30/09/2022	Terraced
7 LOWER CHURCH STREET, HAYLE, CORNWALL, TR27 4LP	£180,000	29/09/2022	Terraced
5 BODRIGGY STREET, HAYLE, CORNWALL, TR27 4NB	£380,000	26/08/2022	Terraced
16 ROUNDERS RISE, HAYLE, CORNWALL, TR27 4FF	£375,000	17/08/2022	Terraced

Area average: £257,873 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -17.4%

10y growth 18.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Cornwall. Series: Terraced. As of March 2026.

1y (index) -2.2%

5y (index) 10.5%

10y (index) 36.8%

Rental Range

Estimated market rent for Cornwall. Low = conservative, Realistic = average, Optimistic = best case.

Low £902/mo

Realistic £1,002/mo

Optimistic £1,102/mo

Based on Local Authority from postcode lookup → Cornwall.

Location

Map view View on Google Maps View on OpenStreetMap Street View TR27 4LN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Unknown	0.1 miles
Bus stop	Fore Street	0.1 miles
Train station	Hayle	0.5 miles
Hospital	St. Michael's Hospital	0.9 miles
Train station	Lelant	1.2 miles
Hospital	West Cornwall Hospital (Penzance)	7.5 miles

Street-level crime

Category	Count
Violence and sexual offences	35
Shoplifting	20
Criminal damage and arson	12
Anti-social behaviour	9
Burglary	5
Other theft	5
Public order	4
Drugs	2
Vehicle crime	1
Total incidents	93

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bodriggy Academy	Primary	0.2 miles	Good — 21 Nov 2023
Hayle Academy	Secondary	0.4 miles	Good — 8 May 2015
Penpol School	Primary	0.6 miles	Outstanding — 5 Dec 2014
The Cornwall Independent School	Other	1.0 miles	— (No rating)
St Erth Community Primary School	Primary	1.8 miles	Good — 17 Jul 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Riverside Mews, TR27	£1,050/mo	2	1.06 miles	OpenRent

Average rent: £1,050/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.5%

Max investor price (0.8%) £131,250

Target investor price (1%) £105,000

Gross yield 6%

Cost-to-rent ratio 16.7×

Monthly cashflow £93/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).