# 2 bedroom flat for sale (MK40 1JX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4, THE FINCHES, ASHBURNHAM ROAD, BEDFORD, BEDFORD, BEDFORDSHIRE MK40 1JX |
| Price | £90,000 |
| Bedrooms | 2 |
| Last sold | £86,500 Apr 2004 |

## Description

Wilson Peacock Estate Agents are delighted to offer for sale this is a two bedroom 1st floor apartment situated in The Finches off Ashburnham Road in Bedford. Bedford town centre lies approximately a third of a mile away and Bedford mainline Train Station lies approximately 200 yards away. This property briefly comprises: Entrance hall, 15ft lounge, kitchen, two bedrooms and a bathroom. The property's further benefits include allocated parking.

First Floor Flat

Lounge15ft4 x 9ft4

Kitchen 8ft5 x 5ft11

Bedroom One 12ft x 8ft5

Bedroom Two 7ft9 x 6ft7

Bathroom

## Property Photos

- ![Front](/listings/photos/13579503/1509589) - Front
- ![EPC](/listings/photos/13579503/1509590) - EPC
- ![EPC](/listings/photos/13579503/1509591) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE FINCHES 4 ASHBURNHAM ROAD, BEDFORD, BEDFORDSHIRE, MK40 1JX | £86,500 | 06/04/2004 | Flat |
| THE FINCHES 4 ASHBURNHAM ROAD, BEDFORD, BEDFORDSHIRE, MK40 1JX | £32,000 | 28/10/1998 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 171 CROWE ROAD, BEDFORD, MK40 4FQ | £136,500 | 09/01/2026 | Flat |
| 67 CROWE ROAD, BEDFORD, MK40 4FY | £140,000 | 28/11/2025 | Flat |
| 30D CHAUCER ROAD, BEDFORD, MK40 2AJ | £233,000 | 28/11/2025 | Flat |
| 65 CROWE ROAD, BEDFORD, MK40 4FY | £200,000 | 28/10/2025 | Flat |
| ST. BEDES, 14 FLAT 17 CONDUIT ROAD, BEDFORD, MK40 1FB | £140,000 | 11/07/2025 | Flat |
| 49 CROWE ROAD, BEDFORD, MK40 4FY | £145,000 | 13/06/2025 | Flat |
| 71 FLAT 2 ASHBURNHAM ROAD, BEDFORD, MK40 1EA | £140,000 | 14/02/2025 | Flat |
| 17 CROWE ROAD, BEDFORD, MK40 4FY | £175,000 | 17/01/2025 | Flat |
| FLAT 95 ST BEDES, 14 CONDUIT ROAD, BEDFORD, MK40 1FD | £165,000 | 12/11/2024 | Flat |
| 7 CROWE ROAD, BEDFORD, MK40 4FY | £165,000 | 22/03/2024 | Flat |
| GERALD COURT, 178 FLAT 3 HURST GROVE, BEDFORD, MK40 4DS | £125,000 | 24/11/2023 | Flat |
| 163 CROWE ROAD, BEDFORD, MK40 4FQ | £137,000 | 29/09/2023 | Flat |
| FRANKLYN HOUSE 1A 7 CHAUCER ROAD, BEDFORD, MK40 2QS | £67,000 | 11/09/2023 | Flat |
| GERALD COURT, 178 FLAT 7 HURST GROVE, BEDFORD, MK40 4DS | £137,500 | 09/08/2023 | Flat |
| ST. BEDES, 14 FLAT 34 CONDUIT ROAD, BEDFORD, MK40 1FB | £187,500 | 28/07/2023 | Flat |
| 75 CROWE ROAD, BEDFORD, MK40 4FY | £160,000 | 21/07/2023 | Flat |
| BRAEMAR COURT 29 ASHBURNHAM ROAD, BEDFORD, MK40 1DZ | £102,500 | 22/06/2023 | Flat |
| 135 CROWE ROAD, BEDFORD, MK40 4FQ | £137,500 | 20/06/2023 | Flat |
| GERALD COURT, 178 FLAT 9 HURST GROVE, BEDFORD, MK40 4DS | £160,000 | 12/05/2023 | Flat |
| CYMBELINE COURT, 1 FLAT 6 SHAKESPEARE ROAD, BEDFORD, MK40 2DZ | £246,000 | 24/03/2023 | Flat |

**Area average:** £154,975 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £179,400 (50 Flat, MK40, 2024–2026)
- **Deviation:** -49.8%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,052/mo
- **Realistic:** £1,169/mo
- **Optimistic:** £1,286/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £823/mo

## 1% Rule

- **Rent ratio:** 1.3% (strong)
- **Max investor price (0.8%):** £146,125
- **Target investor price (1%):** £116,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.7%
- **10y growth:** 32.8%

## House Price Index (HM Land Registry)

*Official index for Bedford; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 0.7%
- **5y growth (index):** 8.5%
- **10y growth (index):** 27.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)